Georgia Mortgage Lenders & HMDA Data, 2025
In 2025, lenders reported 511,121 mortgage applications in Georgia totaling $153.9 billion, up 8% from 2024. The average application was for $301,000, and applicants reported an average income of $148,000. 47% of applications resulted in an originated loan and 17% were denied. The most active lenders were United Wholesale Mortgage (23,935 applications), PennyMac Loan Services LLC and Newrez LLC.
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Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Georgia's mortgage market trends.
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 511,121 |
| Total Mortgage Loan Application Amount | $153,896,035,000 |
| Average Mortgage Loan Application Amount | $301,000 |
| Highest Mortgage Loan Application Amount | $99,645,000 |
| Average Applicant Income | $148,000 |
| Highest Applicant Income | $9,999,000 |
Top 25 Mortgage Lenders in Georgia (2025)
Ranked by the number of mortgage applications each lender received for properties in Georgia in 2025, wherever the lender is based. For lenders headquartered in the state, see the full list of Georgia mortgage companies. For the lenders that made the most loans here in 2025, with the top FHA, VA, purchase and refinance lenders, see top mortgage lenders in Georgia.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI |
23,935 | $8,385,315,000 | $350,336 | $134,198 |
| 2 | PennyMac Loan Services LLC Westlake Village, CA |
21,814 | $6,942,040,000 | $318,237 | $141,877 |
| 3 | Newrez LLC Fort Washington, PA |
12,952 | $3,969,360,000 | $306,466 | $125,821 |
| 4 | JPMorgan Chase Bank, NA Columbus, OH |
12,883 | $3,022,475,000 | $234,609 | $159,433 |
| 5 | Truist Bank Raleigh, NC |
12,466 | $3,310,270,000 | $265,543 | $178,860 |
| 6 | Navy Federal Credit Union Vienna, VA |
12,440 | $2,260,460,000 | $181,709 | $126,806 |
| 7 | Freedom Mortgage Corporation Boca Raton, FL |
11,703 | $3,905,325,000 | $333,702 | $109,985 |
| 8 | Amerihome Mortgage Company, LLC Thousand Oaks, CA |
10,210 | $3,470,570,000 | $339,918 | $141,505 |
| 9 | New American Funding, Llc. Tustin, CA |
9,709 | $2,292,405,000 | $236,111 | $100,705 |
| 10 | Bank of America NA Westlake Village, CA |
9,596 | $2,102,210,000 | $219,071 | $156,672 |
| 11 | Mortgage Research Center Columbia, MO |
9,445 | $3,063,735,000 | $324,376 | $109,601 |
| 12 | Ameris Bank Atlanta, GA |
8,078 | $2,798,690,000 | $346,458 | $175,280 |
| 13 | loanDepot.com LLC Irvine, CA |
7,342 | $1,690,090,000 | $230,194 | $104,633 |
| 14 | 21st Mortgage Knoxville, TN |
7,152 | $995,590,000 | $139,204 | $72,136 |
| 15 | Vanderbilt Mortgage and Finance, Inc Maryville, TN |
7,078 | $1,427,050,000 | $201,617 | $91,852 |
| 16 | Regions Bank Birmingham, AL |
6,451 | $1,401,495,000 | $217,252 | $156,035 |
| 17 | Nationstar Mortgage Coppell, TX |
6,367 | $1,606,765,000 | $252,358 | $117,962 |
| 18 | Crosscountry Mortgage, LLC Cleveland, OH |
6,152 | $1,989,940,000 | $323,462 | $150,750 |
| 19 | Delta Community Credit Union Atlanta, GA |
5,508 | $1,240,670,000 | $225,248 | $166,681 |
| 20 | Planet Home Lending, LLC Meriden, CT |
5,470 | $1,650,050,000 | $301,654 | $109,325 |
| 21 | Guild Mortgage Company San Diego, CA |
5,427 | $1,431,275,000 | $263,732 | $107,805 |
| 22 | Amerisave Mortgage Company Sandy Springs, GA |
5,296 | $880,740,000 | $166,302 | $88,962 |
| 23 | Fairway Independent Mort Corp Madison, WI |
5,278 | $1,752,240,000 | $331,989 | $144,379 |
| 24 | United Community Bank Greenville, SC |
4,791 | $1,167,355,000 | $243,655 | $171,023 |
| 25 | Figure Lending LLC San Francisco, CA |
4,735 | $411,445,000 | $86,894 | $122,882 |
The tables below break down 2025 mortgage applications in Georgia by loan purpose, applicant race, loan type, outcome and denial reason, followed by totals for every metro area and county. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Georgia in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 244,722 | $86,296,575,000 | $352,000 | $79,845,000 | $160,000 | $9,999,000 |
| Cash-out Refinancing | 100,520 | $28,462,750,000 | $283,000 | $98,925,000 | $117,000 | $9,567,000 |
| Refinancing | 73,955 | $27,809,690,000 | $376,000 | $99,645,000 | $164,000 | $9,700,000 |
| Other Purpose | 49,752 | $6,155,005,000 | $123,000 | $69,105,000 | $143,000 | $8,986,000 |
| Home Improvement | 40,843 | $4,938,790,000 | $120,000 | $40,005,000 | $147,000 | $9,990,000 |
| Not Applicable | 1,329 | $233,225,000 | $175,000 | $32,295,000 | $60,000 | $334,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 199,509 | $54,328,600,000 | $272,000 | $10,005,000 | $162,000 | $9,999,000 |
| Black or African American | 100,047 | $23,891,665,000 | $238,000 | $9,995,000 | $113,000 | $9,915,000 |
| Not Provided | 74,422 | $20,509,975,000 | $275,000 | $14,495,000 | $148,000 | $9,990,000 |
| Not applicable | 72,038 | $35,127,360,000 | $488,000 | $99,645,000 | $149,000 | $6,120,000 |
| Hispanic | 35,198 | $9,162,860,000 | $260,000 | $3,505,000 | $129,000 | $9,494,000 |
| Asian | 27,049 | $10,196,835,000 | $376,000 | $9,995,000 | $193,000 | $9,823,000 |
| American Indian or Alaskan Native | 2,259 | $541,365,000 | $239,000 | $2,255,000 | $134,000 | $9,512,000 |
| Native Hawaiian or Other Pacific Islander | 565 | $132,635,000 | $234,000 | $1,285,000 | $116,000 | $1,018,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 339,192 | $100,100,940,000 | $295,000 | $99,645,000 | $164,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 106,532 | $31,024,470,000 | $291,000 | $52,155,000 | $104,000 | $9,823,000 |
| VA-guaranteed (Veterans Administration) | 62,746 | $22,144,810,000 | $352,000 | $9,995,000 | $118,000 | $9,915,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2,651 | $625,815,000 | $236,000 | $565,000 | $125,000 | $8,684,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 241,969 | $77,222,795,000 | $319,000 | $99,645,000 | $163,000 | $9,967,000 |
| Application Denied By Financial Institution | 85,199 | $18,162,145,000 | $213,000 | $55,505,000 | $112,000 | $9,961,000 |
| Application Withdrawn By Applicant | 73,209 | $22,473,115,000 | $306,000 | $61,305,000 | $148,000 | $9,999,000 |
| Loan Purchased By The Institution | 63,824 | $24,700,450,000 | $387,000 | $98,925,000 | $151,000 | $6,120,000 |
| File Closed For Incompleteness | 31,165 | $7,402,265,000 | $237,000 | $30,545,000 | $132,000 | $9,990,000 |
| Application Approved But Not Accepted | 14,968 | $3,652,210,000 | $244,000 | $19,515,000 | $145,000 | $9,367,000 |
| Preapproval Approved but not Accepted | 580 | $223,670,000 | $385,000 | $3,425,000 | $159,000 | $1,800,000 |
| Preapproval Denied by Financial Institution | 207 | $59,385,000 | $286,000 | $1,315,000 | $114,000 | $3,600,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 416,375 | $132,953,385,000 | $319,000 | $99,645,000 | $156,000 | $9,999,000 |
| Debt-To-Income Ratio | 36,127 | $8,414,735,000 | $232,000 | $31,075,000 | $100,000 | $7,385,000 |
| Credit History | 22,508 | $3,958,815,000 | $175,000 | $14,495,000 | $114,000 | $8,000,000 |
| Credit Application Incomplete | 12,020 | $2,385,280,000 | $198,000 | $9,995,000 | $130,000 | $9,404,000 |
| Collateral | 10,815 | $2,504,780,000 | $231,000 | $15,005,000 | $142,000 | $9,961,000 |
| Other | 6,576 | $1,868,530,000 | $284,000 | $55,505,000 | $148,000 | $6,043,000 |
| Unverifiable Information | 3,916 | $981,900,000 | $250,000 | $16,145,000 | $131,000 | $5,280,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2,034 | $621,650,000 | $305,000 | $3,615,000 | $124,000 | $7,272,000 |
| Employment History | 743 | $204,555,000 | $275,000 | $3,925,000 | $108,000 | $3,718,000 |
| Mortgage Insurance Denied | 7 | $2,405,000 | $343,000 | $425,000 | $140,000 | $323,000 |
Mortgage Loan Application Totals in 2025 by Georgia Metropolitan Area
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Albany, GA | 4,930 | $ 866,120,000 | $ 175,000 | $ 114,000 |
| Athens-Clarke County, GA | 7,845 | $ 2,337,600,000 | $ 298,000 | $ 163,000 |
| Atlanta-Sandy Springs-Roswell, GA | 238,227 | $ 79,979,225,000 | $ 335,000 | $ 162,000 |
| Augusta-Richmond County, GA-SC | 18,928 | $ 4,684,510,000 | $ 247,000 | $ 118,000 |
| Brunswick, GA | 5,270 | $ 1,610,690,000 | $ 305,000 | $ 160,000 |
| Columbus, GA-AL | 10,289 | $ 2,473,470,000 | $ 240,000 | $ 118,000 |
| Dalton, GA | 5,142 | $ 1,056,150,000 | $ 205,000 | $ 92,000 |
| Gainesville, GA | 9,748 | $ 3,167,815,000 | $ 325,000 | $ 151,000 |
| Hinesville, GA | 6,240 | $ 1,487,060,000 | $ 238,000 | $ 95,000 |
| Macon-Bibb County, GA | 9,514 | $ 1,940,340,000 | $ 203,000 | $ 111,000 |
| Marietta, GA | 71,334 | $ 23,270,965,000 | $ 326,000 | $ 158,000 |
| Rome, GA | 4,114 | $ 939,965,000 | $ 228,000 | $ 115,000 |
| Savannah, GA | 22,736 | $ 7,203,690,000 | $ 316,000 | $ 143,000 |
| Valdosta, GA | 6,489 | $ 1,408,075,000 | $ 216,000 | $ 186,000 |
| Warner Robins, GA | 10,520 | $ 2,629,690,000 | $ 250,000 | $ 110,000 |
Mortgage Loan Application Totals in 2025 by Georgia County
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Appling | 531 | $ 84,285,000 | $ 158,000 | $ 84,000 |
| Atkinson | 160 | $ 22,290,000 | $ 139,000 | $ 75,000 |
| Bacon | 210 | $ 32,300,000 | $ 153,000 | $ 89,000 |
| Baker | 45 | $ 6,285,000 | $ 139,000 | $ 77,000 |
| Baldwin | 1,216 | $ 308,790,000 | $ 253,000 | $ 120,000 |
| Banks | 1,049 | $ 273,815,000 | $ 261,000 | $ 136,000 |
| Barrow | 6,290 | $ 1,857,405,000 | $ 295,000 | $ 115,000 |
| Bartow | 6,338 | $ 1,671,470,000 | $ 263,000 | $ 127,000 |
| Ben Hill | 429 | $ 60,985,000 | $ 142,000 | $ 158,000 |
| Berrien | 765 | $ 120,215,000 | $ 157,000 | $ 181,000 |
| Bibb | 6,037 | $ 1,168,345,000 | $ 193,000 | $ 105,000 |
| Bleckley | 414 | $ 72,510,000 | $ 175,000 | $ 88,000 |
| Brantley | 663 | $ 114,865,000 | $ 173,000 | $ 85,000 |
| Brooks | 454 | $ 72,500,000 | $ 159,000 | $ 114,000 |
| Bryan | 3,412 | $ 1,192,180,000 | $ 349,000 | $ 150,000 |
| Bulloch | 2,949 | $ 695,710,000 | $ 235,000 | $ 137,000 |
| Burke | 741 | $ 151,915,000 | $ 205,000 | $ 100,000 |
| Butts | 1,293 | $ 273,485,000 | $ 211,000 | $ 99,000 |
| Calhoun | 105 | $ 11,385,000 | $ 108,000 | $ 82,000 |
| Camden | 3,804 | $ 1,002,370,000 | $ 263,000 | $ 114,000 |
| Candler | 321 | $ 55,045,000 | $ 171,000 | $ 119,000 |
| Carroll | 6,351 | $ 1,594,670,000 | $ 251,000 | $ 113,000 |
| Catoosa | 3,668 | $ 776,635,000 | $ 211,000 | $ 102,000 |
| Charlton | 455 | $ 80,935,000 | $ 177,000 | $ 85,000 |
| Chatham | 14,964 | $ 4,851,240,000 | $ 324,000 | $ 148,000 |
| Chattahoochee | 84 | $ 17,040,000 | $ 202,000 | $ 93,000 |
| Chattooga | 908 | $ 150,080,000 | $ 165,000 | $ 93,000 |
| Cherokee | 16,548 | $ 5,653,255,000 | $ 341,000 | $ 169,000 |
| Clarke | 3,568 | $ 1,087,955,000 | $ 305,000 | $ 169,000 |
| Clay | 82 | $ 11,390,000 | $ 138,000 | $ 91,000 |
| Clayton | 11,796 | $ 2,690,755,000 | $ 228,000 | $ 89,000 |
| Clinch | 190 | $ 22,690,000 | $ 119,000 | $ 88,000 |
| Cobb | 35,613 | $ 12,450,235,000 | $ 349,000 | $ 173,000 |
| Coffee | 976 | $ 154,750,000 | $ 158,000 | $ 98,000 |
| Colquitt | 1,179 | $ 227,385,000 | $ 192,000 | $ 105,000 |
| Columbia | 9,103 | $ 2,724,425,000 | $ 299,000 | $ 141,000 |
| Cook | 689 | $ 117,225,000 | $ 170,000 | $ 118,000 |
| Coweta | 8,385 | $ 2,656,640,000 | $ 316,000 | $ 146,000 |
| Crawford | 449 | $ 79,435,000 | $ 176,000 | $ 94,000 |
| Crisp | 477 | $ 85,925,000 | $ 180,000 | $ 146,000 |
| Dade | 744 | $ 159,380,000 | $ 214,000 | $ 123,000 |
| Dawson | 2,575 | $ 950,585,000 | $ 369,000 | $ 166,000 |
| Decatur | 877 | $ 172,820,000 | $ 197,000 | $ 91,000 |
| DeKalb | 32,186 | $ 10,686,785,000 | $ 332,000 | $ 181,000 |
| Dodge | 509 | $ 96,315,000 | $ 189,000 | $ 100,000 |
| Dooly | 217 | $ 36,585,000 | $ 168,000 | $ 86,000 |
| Dougherty | 2,364 | $ 386,310,000 | $ 163,000 | $ 100,000 |
| Douglas | 8,213 | $ 2,148,230,000 | $ 261,000 | $ 114,000 |
| Early | 299 | $ 40,645,000 | $ 135,000 | $ 84,000 |
| Echols | 72 | $ 10,790,000 | $ 149,000 | $ 113,000 |
| Effingham | 4,360 | $ 1,160,270,000 | $ 266,000 | $ 119,000 |
| Elbert | 742 | $ 123,140,000 | $ 165,000 | $ 87,000 |
| Emanuel | 503 | $ 79,435,000 | $ 157,000 | $ 115,000 |
| Evans | 307 | $ 51,815,000 | $ 168,000 | $ 91,000 |
| Fannin | 1,983 | $ 785,695,000 | $ 396,000 | $ 231,000 |
| Fayette | 6,678 | $ 2,480,705,000 | $ 371,000 | $ 176,000 |
| Floyd | 4,114 | $ 939,965,000 | $ 228,000 | $ 115,000 |
| Forsyth | 15,865 | $ 6,561,330,000 | $ 413,000 | $ 197,000 |
| Franklin | 1,098 | $ 255,960,000 | $ 233,000 | $ 121,000 |
| Fulton | 49,626 | $ 20,833,550,000 | $ 420,000 | $ 228,000 |
| Gilmer | 2,188 | $ 666,430,000 | $ 304,000 | $ 161,000 |
| Glascock | 100 | $ 17,720,000 | $ 177,000 | $ 90,000 |
| Glynn | 3,900 | $ 1,331,550,000 | $ 341,000 | $ 179,000 |
| Gordon | 2,932 | $ 747,035,000 | $ 254,000 | $ 108,000 |
| Grady | 721 | $ 135,775,000 | $ 188,000 | $ 94,000 |
| Greene | 1,197 | $ 722,285,000 | $ 603,000 | $ 333,000 |
| Gwinnett | 42,384 | $ 14,120,190,000 | $ 333,000 | $ 149,000 |
| Habersham | 2,308 | $ 718,165,000 | $ 311,000 | $ 116,000 |
| Hall | 9,748 | $ 3,167,815,000 | $ 325,000 | $ 151,000 |
| Hancock | 274 | $ 63,350,000 | $ 231,000 | $ 146,000 |
| Haralson | 1,734 | $ 389,190,000 | $ 224,000 | $ 110,000 |
| Harris | 2,034 | $ 583,890,000 | $ 287,000 | $ 145,000 |
| Hart | 1,214 | $ 306,200,000 | $ 252,000 | $ 146,000 |
| Heard | 617 | $ 145,505,000 | $ 235,000 | $ 117,000 |
| Henry | 15,795 | $ 4,658,645,000 | $ 294,000 | $ 121,000 |
| Houston | 9,298 | $ 2,343,660,000 | $ 252,000 | $ 111,000 |
| Irwin | 248 | $ 36,990,000 | $ 149,000 | $ 173,000 |
| Jackson | 6,348 | $ 1,971,970,000 | $ 310,000 | $ 139,000 |
| Jasper | 1,004 | $ 259,790,000 | $ 258,000 | $ 121,000 |
| Jeff Davis | 360 | $ 52,000,000 | $ 144,000 | $ 79,000 |
| Jefferson | 410 | $ 63,490,000 | $ 154,000 | $ 110,000 |
| Jenkins | 236 | $ 39,550,000 | $ 167,000 | $ 89,000 |
| Johnson | 206 | $ 30,030,000 | $ 145,000 | $ 69,000 |
| Jones | 1,274 | $ 235,830,000 | $ 185,000 | $ 106,000 |
| Lamar | 1,078 | $ 235,780,000 | $ 218,000 | $ 94,000 |
| Lanier | 570 | $ 98,220,000 | $ 172,000 | $ 126,000 |
| Laurens | 1,713 | $ 325,395,000 | $ 189,000 | $ 96,000 |
| Lee | 1,675 | $ 348,455,000 | $ 208,000 | $ 118,000 |
| Liberty | 4,393 | $ 1,011,275,000 | $ 230,000 | $ 94,000 |
| Lincoln | 345 | $ 83,335,000 | $ 241,000 | $ 134,000 |
| Long | 1,847 | $ 475,785,000 | $ 257,000 | $ 98,000 |
| Lowndes | 5,393 | $ 1,226,565,000 | $ 227,000 | $ 200,000 |
| Lumpkin | 1,847 | $ 552,205,000 | $ 298,000 | $ 142,000 |
| Macon | 224 | $ 31,030,000 | $ 138,000 | $ 93,000 |
| Madison | 1,503 | $ 323,415,000 | $ 215,000 | $ 112,000 |
| Marion | 286 | $ 47,910,000 | $ 167,000 | $ 85,000 |
| McDuffie | 779 | $ 157,035,000 | $ 201,000 | $ 108,000 |
| McIntosh | 707 | $ 164,275,000 | $ 232,000 | $ 129,000 |
| Meriwether | 1,006 | $ 279,120,000 | $ 277,000 | $ 92,000 |
| Miller | 201 | $ 29,545,000 | $ 146,000 | $ 95,000 |
| Mitchell | 496 | $ 70,560,000 | $ 142,000 | $ 80,000 |
| Monroe | 1,501 | $ 415,125,000 | $ 276,000 | $ 145,000 |
| Montgomery | 182 | $ 33,100,000 | $ 181,000 | $ 118,000 |
| Morgan | 1,045 | $ 332,805,000 | $ 318,000 | $ 177,000 |
| Murray | 1,554 | $ 299,000,000 | $ 192,000 | $ 88,000 |
| Muscogee | 7,587 | $ 1,771,350,000 | $ 233,000 | $ 113,000 |
| Newton | 6,613 | $ 1,823,855,000 | $ 275,000 | $ 102,000 |
| Oconee | 2,005 | $ 757,565,000 | $ 377,000 | $ 207,000 |
| Oglethorpe | 769 | $ 168,665,000 | $ 219,000 | $ 122,000 |
| Paulding | 11,101 | $ 3,106,815,000 | $ 279,000 | $ 119,000 |
| Peach | 1,222 | $ 286,030,000 | $ 234,000 | $ 102,000 |
| Pickens | 2,380 | $ 670,120,000 | $ 281,000 | $ 141,000 |
| Pierce | 880 | $ 162,060,000 | $ 184,000 | $ 92,000 |
| Pike | 1,073 | $ 272,845,000 | $ 254,000 | $ 134,000 |
| Polk | 1,842 | $ 375,150,000 | $ 203,000 | $ 105,000 |
| Pulaski | 425 | $ 76,735,000 | $ 180,000 | $ 93,000 |
| Putnam | 1,284 | $ 442,595,000 | $ 344,000 | $ 212,000 |
| Quitman | 119 | $ 16,945,000 | $ 142,000 | $ 90,000 |
| Rabun | 822 | $ 333,180,000 | $ 405,000 | $ 270,000 |
| Randolph | 146 | $ 16,630,000 | $ 113,000 | $ 76,000 |
| Richmond | 7,960 | $ 1,567,800,000 | $ 196,000 | $ 94,000 |
| Rockdale | 5,954 | $ 1,711,580,000 | $ 287,000 | $ 105,000 |
| Schley | 189 | $ 30,785,000 | $ 162,000 | $ 88,000 |
| Screven | 446 | $ 73,600,000 | $ 165,000 | $ 112,000 |
| Seminole | 278 | $ 39,300,000 | $ 141,000 | $ 86,000 |
| Spalding | 3,473 | $ 753,615,000 | $ 216,000 | $ 100,000 |
| Stephens | 1,409 | $ 302,915,000 | $ 214,000 | $ 102,000 |
| Stewart | 106 | $ 16,290,000 | $ 153,000 | $ 88,000 |
| Sumter | 626 | $ 104,070,000 | $ 166,000 | $ 89,000 |
| Talbot | 192 | $ 36,990,000 | $ 192,000 | $ 102,000 |
| Taliaferro | 42 | $ 6,310,000 | $ 150,000 | $ 90,000 |
| Tattnall | 786 | $ 128,900,000 | $ 163,000 | $ 96,000 |
| Taylor | 229 | $ 35,955,000 | $ 157,000 | $ 89,000 |
| Telfair | 202 | $ 25,790,000 | $ 127,000 | $ 68,000 |
| Terrell | 254 | $ 32,590,000 | $ 128,000 | $ 113,000 |
| Thomas | 1,591 | $ 352,145,000 | $ 221,000 | $ 118,000 |
| Tift | 1,213 | $ 254,185,000 | $ 209,000 | $ 208,000 |
| Toombs | 602 | $ 100,320,000 | $ 166,000 | $ 176,000 |
| Towns | 823 | $ 227,320,000 | $ 276,000 | $ 149,000 |
| Treutlen | 128 | $ 18,490,000 | $ 144,000 | $ 86,000 |
| Troup | 3,259 | $ 728,050,000 | $ 223,000 | $ 98,000 |
| Turner | 224 | $ 31,680,000 | $ 141,000 | $ 154,000 |
| Twiggs | 253 | $ 41,605,000 | $ 164,000 | $ 86,000 |
| Union | 1,530 | $ 503,530,000 | $ 329,000 | $ 136,000 |
| Upson | 985 | $ 182,545,000 | $ 185,000 | $ 97,000 |
| Walker | 3,514 | $ 697,555,000 | $ 198,000 | $ 100,000 |
| Walton | 5,778 | $ 1,664,810,000 | $ 288,000 | $ 127,000 |
| Ware | 1,237 | $ 187,285,000 | $ 151,000 | $ 81,000 |
| Warren | 150 | $ 21,950,000 | $ 146,000 | $ 98,000 |
| Washington | 432 | $ 71,730,000 | $ 166,000 | $ 90,000 |
| Wayne | 1,266 | $ 250,950,000 | $ 198,000 | $ 90,000 |
| Webster | 71 | $ 12,105,000 | $ 170,000 | $ 108,000 |
| Wheeler | 91 | $ 14,055,000 | $ 154,000 | $ 85,000 |
| White | 1,674 | $ 427,370,000 | $ 255,000 | $ 124,000 |
| Whitfield | 3,588 | $ 757,150,000 | $ 211,000 | $ 94,000 |
| Wilcox | 185 | $ 25,525,000 | $ 137,000 | $ 143,000 |
| Wilkes | 285 | $ 49,695,000 | $ 174,000 | $ 104,000 |
| Wilkinson | 273 | $ 42,075,000 | $ 154,000 | $ 79,000 |
| Worth | 637 | $ 98,765,000 | $ 155,000 | $ 154,000 |
Our comprehensive HMDA mortgage statistics offer invaluable insights into Georgia's 2025 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.
This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively.
Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Georgia's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.
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