Georgia
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010

Discover comprehensive Georgia mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all Georgia based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Georgia's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 466,839
Total Mortgage Loan Application Amount $82,040,696,000
Average Mortgage Loan Application Amount $175,000
Highest Mortgage Loan Application Amount $99,431,000
Average Applicant Income $80,000
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and application trends for 2010 in Georgia. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in Georgia, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2010 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in Georgia.

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Mortgage Loan Application Detail Totals for Georgia in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 288,119 $54,700,815,000 $189,000 $99,431,000 $86,000 $9,999,000
Home Purchase 162,407 $26,450,752,000 $162,000 $40,405,000 $71,000 $8,212,000
Home Improvement 16,313 $889,129,000 $54,000 $11,286,000 $68,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 273,208 $48,509,592,000 $177,000 $9,528,000 $92,000 $9,999,000
Black or African American 70,970 $9,539,224,000 $134,000 $4,400,000 $57,000 $9,999,000
Not Provided 52,640 $9,657,883,000 $183,000 $6,204,000 $88,000 $9,999,000
Not applicable 37,993 $8,831,284,000 $232,000 $99,431,000 $23,000 $2,711,000
Asian 15,130 $3,121,420,000 $206,000 $4,000,000 $97,000 $9,999,000
Hispanic 14,534 $2,012,043,000 $138,000 $2,000,000 $60,000 $4,265,000
American Indian or Alaskan Native 1,512 $229,522,000 $151,000 $1,500,000 $95,000 $1,500,000
Native Hawaiian or Other Pacific Islander 852 $139,728,000 $164,000 $2,030,000 $79,000 $1,140,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 287,294 $54,110,939,000 $188,000 $60,300,000 $100,000 $9,999,000
FHA-insured (Federal Housing Administration) 139,606 $21,178,394,000 $151,000 $99,431,000 $49,000 $5,160,000
VA-guaranteed (Veterans Administration) 33,035 $5,934,279,000 $179,000 $1,094,000 $48,000 $1,200,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6,904 $817,084,000 $118,000 $4,815,000 $40,000 $449,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 208,728 $37,163,792,000 $178,000 $32,750,000 $90,000 $9,999,000
Loan Purchased By The Institution 102,101 $18,500,692,000 $181,000 $99,431,000 $58,000 $5,720,000
Application Denied By Financial Institution 76,839 $12,057,838,000 $156,000 $23,141,000 $74,000 $9,999,000
Application Withdrawn By Applicant 49,398 $8,840,764,000 $178,000 $40,405,000 $87,000 $9,999,000
Application Approved But Not Accepted 16,208 $2,893,778,000 $178,000 $60,000,000 $91,000 $7,200,000
File Closed For Incompleteness 13,561 $2,583,465,000 $190,000 $4,000,000 $85,000 $9,999,000
Preapproval Denied by Financial Institution 4 $367,000 $91,000 $116,000 $4,000 $16,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 16,873 $3,279,558,000 $194,000 $23,141,000 $100,000 $9,999,000
Credit History 15,246 $1,629,702,000 $106,000 $21,077,000 $59,000 $8,325,000
Debt-To-Income Ratio 11,932 $2,107,431,000 $176,000 $9,000,000 $59,000 $1,814,000
Credit Application Incomplete 6,664 $1,181,986,000 $177,000 $2,300,000 $89,000 $4,700,000
Other 6,310 $1,060,462,000 $168,000 $10,045,000 $88,000 $4,018,000
Unverifiable Information 1,952 $352,374,000 $180,000 $3,600,000 $86,000 $1,215,000
Insufficient Cash (Downpayment, Closing Cost) 1,490 $271,581,000 $182,000 $2,320,000 $85,000 $1,100,000
Employment History 811 $123,692,000 $152,000 $1,034,000 $57,000 $490,000
Mortgage Insurance Denied 122 $22,099,000 $181,000 $417,000 $83,000 $400,000
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Mortgage Loan Application Totals in 2010 by Georgia Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ALBANY, GA 5,388 $ 693,417,000 $ 128,000 $ 66,000
ATHENS-CLARKE COUNTY, GA 8,553 $ 1,376,924,000 $ 160,000 $ 83,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 282,685 $ 54,410,947,000 $ 192,000 $ 86,000
AUGUSTA-RICHMOND COUNTY, GA-SC 19,855 $ 2,998,188,000 $ 151,000 $ 63,000
BRUNSWICK, GA 5,269 $ 1,185,808,000 $ 225,000 $ 110,000
COLUMBUS, GA-AL 10,617 $ 1,792,233,000 $ 168,000 $ 70,000
DALTON, GA 4,857 $ 570,275,000 $ 117,000 $ 56,000
GAINESVILLE, GA 7,824 $ 1,389,041,000 $ 177,000 $ 82,000
HINESVILLE-FORT STEWART, GA 3,513 $ 465,232,000 $ 132,000 $ 54,000
MACON, GA 8,269 $ 1,181,133,000 $ 142,000 $ 71,000
ROME, GA 3,445 $ 476,637,000 $ 138,000 $ 66,000
SAVANNAH, GA 19,187 $ 3,610,716,000 $ 188,000 $ 80,000
VALDOSTA, GA 6,123 $ 902,799,000 $ 147,000 $ 64,000
WARNER ROBINS, GA 8,280 $ 1,214,264,000 $ 146,000 $ 62,000
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Mortgage Loan Application Totals in 2010 by Georgia County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Appling 394 $ 39,726,000 $ 100,000 $ 62,000
Atkinson 104 $ 11,162,000 $ 107,000 $ 56,000
Bacon 248 $ 26,565,000 $ 107,000 $ 67,000
Baker 46 $ 3,423,000 $ 74,000 $ 48,000
Baldwin 1,320 $ 204,431,000 $ 154,000 $ 75,000
Banks 610 $ 79,362,000 $ 130,000 $ 60,000
Barrow 3,495 $ 464,309,000 $ 132,000 $ 54,000
Bartow 4,579 $ 644,893,000 $ 140,000 $ 62,000
Ben Hill 449 $ 37,147,000 $ 82,000 $ 53,000
Berrien 744 $ 71,507,000 $ 96,000 $ 51,000
Bibb 5,000 $ 721,247,000 $ 144,000 $ 74,000
Bleckley 359 $ 36,310,000 $ 101,000 $ 56,000
Brantley 465 $ 36,966,000 $ 79,000 $ 49,000
Brooks 578 $ 55,726,000 $ 96,000 $ 68,000
Bryan 2,642 $ 531,531,000 $ 201,000 $ 73,000
Bulloch 2,357 $ 358,771,000 $ 152,000 $ 67,000
Burke 667 $ 72,653,000 $ 108,000 $ 62,000
Butts 921 $ 116,186,000 $ 126,000 $ 63,000
Calhoun 148 $ 10,833,000 $ 73,000 $ 45,000
Camden 2,824 $ 456,590,000 $ 161,000 $ 66,000
Candler 254 $ 28,714,000 $ 113,000 $ 64,000
Carroll 4,515 $ 566,235,000 $ 125,000 $ 60,000
Catoosa 3,390 $ 444,137,000 $ 131,000 $ 57,000
Charlton 251 $ 24,173,000 $ 96,000 $ 51,000
Chatham 13,606 $ 2,624,119,000 $ 192,000 $ 83,000
Chattahoochee 119 $ 12,907,000 $ 108,000 $ 52,000
Chattooga 760 $ 75,942,000 $ 99,000 $ 49,000
Cherokee 14,742 $ 2,791,855,000 $ 189,000 $ 78,000
Clarke 4,339 $ 650,074,000 $ 149,000 $ 84,000
Clay 55 $ 4,592,000 $ 83,000 $ 49,000
Clayton 7,750 $ 875,434,000 $ 112,000 $ 43,000
Clinch 299 $ 28,169,000 $ 94,000 $ 54,000
Cobb 40,641 $ 8,234,745,000 $ 202,000 $ 92,000
Coffee 987 $ 92,474,000 $ 93,000 $ 56,000
Colquitt 1,287 $ 126,148,000 $ 98,000 $ 60,000
Columbia 10,560 $ 1,878,951,000 $ 177,000 $ 70,000
Cook 611 $ 59,819,000 $ 97,000 $ 51,000
Coweta 7,506 $ 1,241,587,000 $ 165,000 $ 73,000
Crawford 421 $ 44,351,000 $ 105,000 $ 61,000
Crisp 608 $ 72,380,000 $ 119,000 $ 75,000
Dade 796 $ 91,646,000 $ 115,000 $ 64,000
Dawson 1,484 $ 281,415,000 $ 189,000 $ 85,000
Decatur 707 $ 77,236,000 $ 109,000 $ 59,000
DeKalb 32,731 $ 6,439,424,000 $ 196,000 $ 90,000
Dodge 722 $ 57,560,000 $ 79,000 $ 62,000
Dooly 153 $ 12,505,000 $ 81,000 $ 58,000
Dougherty 2,510 $ 326,853,000 $ 130,000 $ 67,000
Douglas 6,231 $ 889,842,000 $ 142,000 $ 61,000
Early 274 $ 20,932,000 $ 76,000 $ 58,000
Echols 81 $ 7,630,000 $ 94,000 $ 51,000
Effingham 2,945 $ 455,851,000 $ 154,000 $ 70,000
Elbert 558 $ 65,321,000 $ 117,000 $ 58,000
Emanuel 463 $ 48,776,000 $ 105,000 $ 54,000
Evans 267 $ 29,197,000 $ 109,000 $ 58,000
Fannin 1,962 $ 340,306,000 $ 173,000 $ 95,000
Fayette 7,231 $ 1,512,511,000 $ 209,000 $ 93,000
Floyd 3,446 $ 476,703,000 $ 138,000 $ 66,000
Forsyth 15,479 $ 3,585,402,000 $ 231,000 $ 99,000
Franklin 738 $ 95,456,000 $ 129,000 $ 66,000
Fulton 51,596 $ 13,398,102,000 $ 259,000 $ 127,000
Gilmer 1,822 $ 270,155,000 $ 148,000 $ 81,000
Glascock 93 $ 9,014,000 $ 96,000 $ 55,000
Glynn 4,179 $ 1,055,578,000 $ 252,000 $ 123,000
Gordon 2,302 $ 289,339,000 $ 125,000 $ 59,000
Grady 858 $ 103,998,000 $ 121,000 $ 54,000
Greene 1,060 $ 334,185,000 $ 315,000 $ 183,000
Gwinnett 42,725 $ 7,412,796,000 $ 173,000 $ 74,000
Habersham 1,738 $ 240,262,000 $ 138,000 $ 58,000
Hall 7,826 $ 1,389,287,000 $ 177,000 $ 82,000
Hancock 252 $ 37,022,000 $ 146,000 $ 84,000
Haralson 940 $ 112,685,000 $ 119,000 $ 54,000
Harris 2,307 $ 433,423,000 $ 187,000 $ 79,000
Hart 1,054 $ 174,357,000 $ 165,000 $ 87,000
Heard 377 $ 41,867,000 $ 111,000 $ 52,000
Henry 11,286 $ 1,736,098,000 $ 153,000 $ 60,000
Houston 8,286 $ 1,215,261,000 $ 146,000 $ 62,000
Irwin 234 $ 21,475,000 $ 91,000 $ 64,000
Jackson 3,484 $ 537,793,000 $ 154,000 $ 64,000
Jasper 678 $ 87,587,000 $ 129,000 $ 58,000
Jeff Davis 306 $ 27,560,000 $ 90,000 $ 51,000
Jefferson 417 $ 39,196,000 $ 93,000 $ 52,000
Jenkins 184 $ 14,975,000 $ 81,000 $ 52,000
Johnson 90 $ 9,342,000 $ 103,000 $ 59,000
Jones 1,283 $ 171,457,000 $ 133,000 $ 62,000
Lamar 643 $ 82,318,000 $ 128,000 $ 53,000
Lanier 479 $ 50,416,000 $ 105,000 $ 49,000
Laurens 1,278 $ 154,679,000 $ 121,000 $ 64,000
Lee 1,763 $ 267,353,000 $ 151,000 $ 70,000
Liberty 2,878 $ 382,955,000 $ 133,000 $ 55,000
Lincoln 309 $ 46,203,000 $ 149,000 $ 76,000
Long 643 $ 83,575,000 $ 129,000 $ 49,000
Lowndes 4,988 $ 789,336,000 $ 158,000 $ 65,000
Lumpkin 1,405 $ 219,812,000 $ 156,000 $ 69,000
Macon 212 $ 18,582,000 $ 87,000 $ 52,000
Madison 1,313 $ 157,549,000 $ 119,000 $ 60,000
Marion 207 $ 23,322,000 $ 112,000 $ 61,000
McDuffie 801 $ 92,239,000 $ 115,000 $ 55,000
McIntosh 628 $ 93,540,000 $ 148,000 $ 72,000
Meriwether 767 $ 86,245,000 $ 112,000 $ 51,000
Miller 220 $ 16,630,000 $ 75,000 $ 65,000
Mitchell 432 $ 45,138,000 $ 104,000 $ 52,000
Monroe 1,352 $ 224,248,000 $ 165,000 $ 79,000
Montgomery 241 $ 25,730,000 $ 106,000 $ 52,000
Morgan 909 $ 167,868,000 $ 184,000 $ 80,000
Murray 1,334 $ 136,354,000 $ 102,000 $ 48,000
Muscogee 7,988 $ 1,323,161,000 $ 165,000 $ 68,000
Newton 5,024 $ 643,770,000 $ 128,000 $ 55,000
Oconee 2,286 $ 493,487,000 $ 215,000 $ 101,000
Oglethorpe 615 $ 75,814,000 $ 123,000 $ 60,000
Paulding 7,930 $ 1,096,974,000 $ 138,000 $ 55,000
Peach 1,204 $ 164,860,000 $ 136,000 $ 59,000
Pickens 2,052 $ 368,771,000 $ 179,000 $ 87,000
Pierce 819 $ 89,861,000 $ 109,000 $ 67,000
Pike 834 $ 124,611,000 $ 149,000 $ 70,000
Polk 1,146 $ 128,635,000 $ 112,000 $ 49,000
Pulaski 300 $ 32,873,000 $ 109,000 $ 60,000
Putnam 1,193 $ 264,962,000 $ 222,000 $ 128,000
Quitman 64 $ 7,458,000 $ 116,000 $ 88,000
Rabun 846 $ 240,507,000 $ 284,000 $ 164,000
Randolph 142 $ 8,998,000 $ 63,000 $ 54,000
Richmond 7,843 $ 957,089,000 $ 122,000 $ 55,000
Rockdale 3,825 $ 614,949,000 $ 160,000 $ 63,000
Schley 185 $ 19,572,000 $ 105,000 $ 53,000
Screven 388 $ 37,024,000 $ 95,000 $ 53,000
Seminole 273 $ 26,658,000 $ 97,000 $ 58,000
Spalding 2,360 $ 284,067,000 $ 120,000 $ 66,000
Stephens 749 $ 92,795,000 $ 123,000 $ 67,000
Stewart 67 $ 7,034,000 $ 104,000 $ 52,000
Sumter 868 $ 100,928,000 $ 116,000 $ 54,000
Talbot 185 $ 19,465,000 $ 105,000 $ 49,000
Taliaferro 38 $ 3,286,000 $ 86,000 $ 47,000
Tattnall 881 $ 79,364,000 $ 90,000 $ 51,000
Taylor 198 $ 19,789,000 $ 99,000 $ 60,000
Telfair 152 $ 11,295,000 $ 74,000 $ 54,000
Terrell 451 $ 34,113,000 $ 75,000 $ 53,000
Thomas 1,631 $ 226,080,000 $ 138,000 $ 60,000
Tift 1,226 $ 162,052,000 $ 132,000 $ 70,000
Toombs 871 $ 94,451,000 $ 108,000 $ 67,000
Towns 886 $ 173,496,000 $ 195,000 $ 89,000
Treutlen 103 $ 8,778,000 $ 85,000 $ 53,000
Troup 2,554 $ 345,544,000 $ 135,000 $ 64,000
Turner 235 $ 19,811,000 $ 84,000 $ 59,000
Twiggs 219 $ 20,361,000 $ 92,000 $ 52,000
Union 1,612 $ 243,031,000 $ 150,000 $ 67,000
Upson 932 $ 89,107,000 $ 95,000 $ 58,000
Walker 2,981 $ 336,530,000 $ 112,000 $ 51,000
Walton 4,427 $ 687,581,000 $ 155,000 $ 63,000
Ware 1,220 $ 112,682,000 $ 92,000 $ 57,000
Warren 113 $ 10,607,000 $ 93,000 $ 55,000
Washington 449 $ 45,124,000 $ 100,000 $ 53,000
Wayne 1,200 $ 132,844,000 $ 110,000 $ 62,000
Webster 44 $ 3,584,000 $ 81,000 $ 49,000
Wheeler 77 $ 6,999,000 $ 90,000 $ 60,000
White 1,410 $ 216,227,000 $ 153,000 $ 67,000
Whitfield 3,523 $ 433,921,000 $ 123,000 $ 59,000
Wilcox 189 $ 16,252,000 $ 85,000 $ 65,000
Wilkes 323 $ 32,074,000 $ 99,000 $ 59,000
Wilkinson 226 $ 19,771,000 $ 87,000 $ 48,000
Worth 618 $ 61,675,000 $ 99,000 $ 57,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into Georgia's 2010 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Georgia's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the Georgia Lender List