Georgia
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

Discover comprehensive Georgia mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all Georgia based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Georgia's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 444,258
Total Mortgage Loan Application Amount $74,692,465,000
Average Mortgage Loan Application Amount $168,000
Highest Mortgage Loan Application Amount $78,750,000
Average Applicant Income $80,000
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and application trends for 2011 in Georgia. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in Georgia, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2011 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in Georgia.

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Mortgage Loan Application Detail Totals for Georgia in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 262,452 $48,129,842,000 $183,000 $69,500,000 $87,000 $9,999,000
Home Purchase 162,377 $25,696,372,000 $158,000 $78,750,000 $72,000 $9,999,000
Home Improvement 19,429 $866,251,000 $44,000 $13,294,000 $64,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 255,362 $43,196,316,000 $169,000 $9,000,000 $93,000 $9,999,000
Black or African American 63,102 $7,980,617,000 $126,000 $4,400,000 $58,000 $9,999,000
Not applicable 49,179 $10,468,888,000 $212,000 $78,750,000 $34,000 $4,593,000
Not Provided 46,192 $8,082,145,000 $174,000 $6,375,000 $92,000 $9,999,000
Asian 14,727 $2,868,193,000 $194,000 $2,500,000 $96,000 $9,999,000
Hispanic 13,621 $1,781,091,000 $130,000 $2,179,000 $63,000 $9,999,000
American Indian or Alaskan Native 1,230 $184,238,000 $149,000 $3,496,000 $77,000 $741,000
Native Hawaiian or Other Pacific Islander 845 $130,977,000 $155,000 $1,200,000 $75,000 $800,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 288,731 $51,766,440,000 $179,000 $78,750,000 $99,000 $9,999,000
FHA-insured (Federal Housing Administration) 110,756 $15,539,146,000 $140,000 $69,500,000 $45,000 $4,783,000
VA-guaranteed (Veterans Administration) 36,630 $6,477,912,000 $176,000 $7,200,000 $48,000 $1,845,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8,141 $908,967,000 $111,000 $1,119,000 $37,000 $1,560,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 204,582 $35,398,708,000 $173,000 $78,750,000 $89,000 $9,999,000
Loan Purchased By The Institution 91,631 $15,963,798,000 $174,000 $69,500,000 $56,000 $7,421,000
Application Denied By Financial Institution 75,845 $10,870,575,000 $143,000 $26,600,000 $75,000 $9,999,000
Application Withdrawn By Applicant 42,452 $7,356,925,000 $173,000 $31,425,000 $89,000 $9,999,000
Application Approved But Not Accepted 16,882 $2,754,604,000 $163,000 $7,750,000 $94,000 $9,999,000
File Closed For Incompleteness 12,860 $2,347,328,000 $182,000 $6,700,000 $96,000 $9,999,000
Preapproval Denied by Financial Institution 5 $447,000 $89,000 $120,000 $61,000 $87,000
Preapproval Approved but not Accepted 1 $80,000 $80,000 $80,000 $60,000 $60,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 17,517 $1,515,055,000 $86,000 $20,021,000 $61,000 $8,000,000
Collateral 15,766 $2,897,544,000 $183,000 $4,200,000 $104,000 $9,999,000
Debt-To-Income Ratio 11,047 $1,694,574,000 $153,000 $3,000,000 $57,000 $9,999,000
Credit Application Incomplete 6,974 $1,141,127,000 $163,000 $3,500,000 $78,000 $3,000,000
Other 6,642 $1,094,765,000 $164,000 $2,640,000 $92,000 $4,188,000
Unverifiable Information 2,140 $366,951,000 $171,000 $1,840,000 $86,000 $1,620,000
Insufficient Cash (Downpayment, Closing Cost) 1,300 $228,829,000 $176,000 $1,717,000 $95,000 $9,999,000
Employment History 664 $99,378,000 $149,000 $1,000,000 $62,000 $900,000
Mortgage Insurance Denied 87 $15,064,000 $173,000 $401,000 $79,000 $215,000
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Mortgage Loan Application Totals in 2011 by Georgia Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ALBANY, GA 5,349 $ 683,321,000 $ 127,000 $ 69,000
ATHENS-CLARKE COUNTY, GA 8,021 $ 1,324,181,000 $ 165,000 $ 83,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 269,519 $ 49,493,498,000 $ 183,000 $ 87,000
AUGUSTA-RICHMOND COUNTY, GA-SC 18,491 $ 2,751,715,000 $ 148,000 $ 65,000
BRUNSWICK, GA 5,093 $ 1,039,804,000 $ 204,000 $ 109,000
COLUMBUS, GA-AL 9,640 $ 1,551,268,000 $ 160,000 $ 70,000
DALTON, GA 4,345 $ 471,105,000 $ 108,000 $ 54,000
GAINESVILLE, GA 7,882 $ 1,352,500,000 $ 171,000 $ 78,000
HINESVILLE-FORT STEWART, GA 3,844 $ 513,583,000 $ 133,000 $ 55,000
MACON, GA 7,982 $ 1,067,939,000 $ 133,000 $ 74,000
ROME, GA 3,093 $ 395,357,000 $ 127,000 $ 70,000
SAVANNAH, GA 18,445 $ 3,304,645,000 $ 179,000 $ 78,000
VALDOSTA, GA 6,035 $ 815,311,000 $ 135,000 $ 61,000
WARNER ROBINS, GA 7,438 $ 1,125,057,000 $ 151,000 $ 65,000
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Mortgage Loan Application Totals in 2011 by Georgia County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Appling 454 $ 43,950,000 $ 96,000 $ 59,000
Atkinson 112 $ 8,871,000 $ 79,000 $ 51,000
Bacon 175 $ 16,644,000 $ 95,000 $ 66,000
Baker 58 $ 3,855,000 $ 66,000 $ 41,000
Baldwin 1,176 $ 171,795,000 $ 146,000 $ 81,000
Banks 564 $ 66,117,000 $ 117,000 $ 67,000
Barrow 3,657 $ 430,521,000 $ 117,000 $ 52,000
Bartow 4,141 $ 523,626,000 $ 126,000 $ 57,000
Ben Hill 514 $ 42,848,000 $ 83,000 $ 63,000
Berrien 811 $ 77,439,000 $ 95,000 $ 60,000
Bibb 4,904 $ 660,856,000 $ 134,000 $ 75,000
Bleckley 346 $ 33,435,000 $ 96,000 $ 60,000
Brantley 451 $ 33,261,000 $ 73,000 $ 50,000
Brooks 611 $ 57,077,000 $ 93,000 $ 53,000
Bryan 2,755 $ 544,649,000 $ 197,000 $ 75,000
Bulloch 2,020 $ 303,277,000 $ 150,000 $ 79,000
Burke 714 $ 65,052,000 $ 91,000 $ 54,000
Butts 881 $ 113,746,000 $ 129,000 $ 63,000
Calhoun 158 $ 10,446,000 $ 66,000 $ 53,000
Camden 2,614 $ 380,926,000 $ 145,000 $ 62,000
Candler 216 $ 28,319,000 $ 131,000 $ 61,000
Carroll 4,396 $ 524,205,000 $ 119,000 $ 58,000
Catoosa 3,081 $ 386,229,000 $ 125,000 $ 58,000
Charlton 234 $ 21,168,000 $ 90,000 $ 49,000
Chatham 12,965 $ 2,370,858,000 $ 182,000 $ 82,000
Chattahoochee 119 $ 13,067,000 $ 109,000 $ 48,000
Chattooga 711 $ 63,127,000 $ 88,000 $ 49,000
Cherokee 14,099 $ 2,453,783,000 $ 174,000 $ 78,000
Clarke 4,054 $ 637,963,000 $ 157,000 $ 81,000
Clay 73 $ 7,321,000 $ 100,000 $ 74,000
Clayton 7,113 $ 696,020,000 $ 97,000 $ 40,000
Clinch 237 $ 21,519,000 $ 90,000 $ 51,000
Cobb 38,680 $ 7,457,938,000 $ 192,000 $ 93,000
Coffee 1,174 $ 102,437,000 $ 87,000 $ 56,000
Colquitt 1,221 $ 124,692,000 $ 102,000 $ 59,000
Columbia 9,869 $ 1,723,990,000 $ 174,000 $ 73,000
Cook 606 $ 64,735,000 $ 106,000 $ 63,000
Coweta 7,176 $ 1,150,138,000 $ 160,000 $ 73,000
Crawford 394 $ 38,999,000 $ 98,000 $ 57,000
Crisp 594 $ 69,052,000 $ 116,000 $ 79,000
Dade 760 $ 82,681,000 $ 108,000 $ 62,000
Dawson 1,445 $ 255,019,000 $ 176,000 $ 82,000
Decatur 775 $ 86,271,000 $ 111,000 $ 53,000
DeKalb 29,959 $ 5,785,698,000 $ 193,000 $ 92,000
Dodge 703 $ 51,043,000 $ 72,000 $ 55,000
Dooly 173 $ 15,145,000 $ 87,000 $ 63,000
Dougherty 2,567 $ 348,277,000 $ 135,000 $ 75,000
Douglas 6,028 $ 808,229,000 $ 134,000 $ 62,000
Early 318 $ 25,575,000 $ 80,000 $ 61,000
Echols 83 $ 8,581,000 $ 103,000 $ 42,000
Effingham 2,736 $ 390,911,000 $ 142,000 $ 60,000
Elbert 466 $ 49,404,000 $ 106,000 $ 67,000
Emanuel 436 $ 42,669,000 $ 97,000 $ 58,000
Evans 243 $ 27,219,000 $ 112,000 $ 61,000
Fannin 1,844 $ 316,227,000 $ 171,000 $ 106,000
Fayette 6,798 $ 1,372,311,000 $ 201,000 $ 97,000
Floyd 3,093 $ 395,357,000 $ 127,000 $ 70,000
Forsyth 15,129 $ 3,322,615,000 $ 219,000 $ 96,000
Franklin 750 $ 95,241,000 $ 126,000 $ 75,000
Fulton 49,042 $ 12,484,697,000 $ 254,000 $ 132,000
Gilmer 1,789 $ 249,701,000 $ 139,000 $ 74,000
Glascock 81 $ 7,239,000 $ 89,000 $ 47,000
Glynn 4,122 $ 934,346,000 $ 226,000 $ 118,000
Gordon 2,093 $ 247,609,000 $ 118,000 $ 54,000
Grady 758 $ 88,621,000 $ 116,000 $ 53,000
Greene 940 $ 297,051,000 $ 316,000 $ 179,000
Gwinnett 41,864 $ 6,861,391,000 $ 163,000 $ 72,000
Habersham 1,907 $ 242,404,000 $ 127,000 $ 55,000
Hall 7,887 $ 1,353,033,000 $ 171,000 $ 78,000
Hancock 217 $ 27,519,000 $ 126,000 $ 88,000
Haralson 1,041 $ 115,027,000 $ 110,000 $ 60,000
Harris 2,161 $ 393,711,000 $ 182,000 $ 82,000
Hart 957 $ 163,188,000 $ 170,000 $ 91,000
Heard 335 $ 35,393,000 $ 105,000 $ 69,000
Henry 10,820 $ 1,565,594,000 $ 144,000 $ 58,000
Houston 7,459 $ 1,125,653,000 $ 150,000 $ 65,000
Irwin 243 $ 21,605,000 $ 88,000 $ 55,000
Jackson 3,039 $ 430,949,000 $ 141,000 $ 63,000
Jasper 625 $ 77,167,000 $ 123,000 $ 59,000
Jeff Davis 292 $ 25,563,000 $ 87,000 $ 48,000
Jefferson 393 $ 32,555,000 $ 82,000 $ 46,000
Jenkins 163 $ 11,803,000 $ 72,000 $ 58,000
Johnson 134 $ 12,320,000 $ 91,000 $ 52,000
Jones 1,245 $ 149,909,000 $ 120,000 $ 66,000
Lamar 580 $ 65,691,000 $ 113,000 $ 55,000
Lanier 483 $ 48,442,000 $ 100,000 $ 48,000
Laurens 1,242 $ 138,483,000 $ 111,000 $ 56,000
Lee 1,652 $ 241,343,000 $ 146,000 $ 70,000
Liberty 2,961 $ 388,556,000 $ 131,000 $ 56,000
Lincoln 311 $ 41,381,000 $ 133,000 $ 66,000
Long 886 $ 125,551,000 $ 141,000 $ 51,000
Lowndes 4,860 $ 701,341,000 $ 144,000 $ 63,000
Lumpkin 1,339 $ 197,345,000 $ 147,000 $ 72,000
Macon 199 $ 14,167,000 $ 71,000 $ 54,000
Madison 1,109 $ 133,652,000 $ 120,000 $ 57,000
Marion 210 $ 21,530,000 $ 102,000 $ 60,000
McDuffie 697 $ 82,293,000 $ 118,000 $ 51,000
McIntosh 521 $ 72,258,000 $ 138,000 $ 88,000
Meriwether 765 $ 81,918,000 $ 107,000 $ 49,000
Miller 260 $ 18,849,000 $ 72,000 $ 77,000
Mitchell 375 $ 38,155,000 $ 101,000 $ 55,000
Monroe 1,277 $ 204,444,000 $ 160,000 $ 87,000
Montgomery 227 $ 24,685,000 $ 108,000 $ 56,000
Morgan 806 $ 133,001,000 $ 165,000 $ 77,000
Murray 1,219 $ 122,392,000 $ 100,000 $ 50,000
Muscogee 7,151 $ 1,123,086,000 $ 157,000 $ 67,000
Newton 4,618 $ 547,568,000 $ 118,000 $ 53,000
Oconee 2,272 $ 474,496,000 $ 208,000 $ 105,000
Oglethorpe 586 $ 78,070,000 $ 133,000 $ 57,000
Paulding 7,662 $ 962,328,000 $ 125,000 $ 54,000
Peach 1,096 $ 139,790,000 $ 127,000 $ 62,000
Pickens 1,981 $ 319,899,000 $ 161,000 $ 77,000
Pierce 767 $ 84,082,000 $ 109,000 $ 62,000
Pike 790 $ 107,174,000 $ 135,000 $ 65,000
Polk 1,072 $ 111,498,000 $ 104,000 $ 50,000
Pulaski 286 $ 31,688,000 $ 110,000 $ 61,000
Putnam 1,061 $ 222,253,000 $ 209,000 $ 133,000
Quitman 59 $ 6,940,000 $ 117,000 $ 72,000
Rabun 826 $ 207,414,000 $ 251,000 $ 144,000
Randolph 142 $ 13,080,000 $ 92,000 $ 47,000
Richmond 7,221 $ 882,549,000 $ 122,000 $ 56,000
Rockdale 3,728 $ 530,341,000 $ 142,000 $ 58,000
Schley 171 $ 19,711,000 $ 115,000 $ 62,000
Screven 340 $ 29,548,000 $ 86,000 $ 55,000
Seminole 302 $ 27,134,000 $ 89,000 $ 62,000
Spalding 2,100 $ 253,339,000 $ 120,000 $ 68,000
Stephens 675 $ 79,120,000 $ 117,000 $ 67,000
Stewart 85 $ 6,896,000 $ 81,000 $ 48,000
Sumter 834 $ 93,241,000 $ 111,000 $ 61,000
Talbot 218 $ 22,480,000 $ 103,000 $ 53,000
Taliaferro 31 $ 2,281,000 $ 73,000 $ 56,000
Tattnall 725 $ 65,618,000 $ 90,000 $ 59,000
Taylor 204 $ 19,952,000 $ 97,000 $ 54,000
Telfair 204 $ 16,772,000 $ 82,000 $ 50,000
Terrell 478 $ 31,243,000 $ 65,000 $ 53,000
Thomas 1,654 $ 235,886,000 $ 142,000 $ 68,000
Tift 1,285 $ 154,194,000 $ 119,000 $ 61,000
Toombs 678 $ 77,750,000 $ 114,000 $ 77,000
Towns 894 $ 162,762,000 $ 182,000 $ 100,000
Treutlen 106 $ 7,871,000 $ 74,000 $ 54,000
Troup 2,219 $ 283,359,000 $ 127,000 $ 63,000
Turner 232 $ 17,979,000 $ 77,000 $ 51,000
Twiggs 170 $ 14,060,000 $ 82,000 $ 59,000
Union 1,594 $ 247,198,000 $ 155,000 $ 72,000
Upson 788 $ 76,954,000 $ 97,000 $ 57,000
Walker 2,809 $ 313,930,000 $ 111,000 $ 54,000
Walton 4,271 $ 615,206,000 $ 144,000 $ 63,000
Ware 1,103 $ 98,253,000 $ 89,000 $ 57,000
Warren 125 $ 10,838,000 $ 86,000 $ 53,000
Washington 473 $ 45,373,000 $ 95,000 $ 54,000
Wayne 1,100 $ 116,999,000 $ 106,000 $ 61,000
Webster 47 $ 2,689,000 $ 57,000 $ 43,000
Wheeler 87 $ 7,791,000 $ 89,000 $ 55,000
White 1,398 $ 188,771,000 $ 135,000 $ 67,000
Whitfield 3,127 $ 348,821,000 $ 111,000 $ 55,000
Wilcox 198 $ 17,710,000 $ 89,000 $ 53,000
Wilkes 358 $ 39,391,000 $ 110,000 $ 73,000
Wilkinson 196 $ 16,189,000 $ 82,000 $ 43,000
Worth 594 $ 58,603,000 $ 98,000 $ 58,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into Georgia's 2011 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Georgia's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the Georgia Lender List