Georgia
Mortgage Loan Application
Totals and Details
in 2018

Find mortgage statistics and mortgage data for Georgia.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2018 in all of Georgia.
You can organize this information by metropolitan area and by county.

Years 2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 529,057
Total Mortgage Loan Application Amount $108,341,200,000
Average Mortgage Loan Application Amount $204,000
Highest Mortgage Loan Application Amount $84,535,000
Average Applicant Income $100,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Georgia, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Georgia in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 288,287 $68,428,880,000 $237,000 $84,535,000 $100,000 $8,515,000
Cash-out Refinancing 88,547 $17,136,235,000 $193,000 $53,005,000 $85,000 $9,200,000
Refinancing 71,390 $14,914,990,000 $208,000 $59,745,000 $103,000 $9,999,000
Home Improvement 37,091 $3,232,985,000 $87,000 $42,075,000 $113,000 $6,000,000
Other Purpose 33,362 $3,296,530,000 $98,000 $61,005,000 $115,000 $9,389,000
Not Applicable 10,380 $1,331,580,000 $128,000 $5,155,000 $99,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 250,868 $48,359,640,000 $192,000 $6,185,000 $108,000 $9,999,000
Black or African American 97,546 $16,375,450,000 $167,000 $61,005,000 $76,000 $9,046,000
Not Provided 68,347 $14,085,765,000 $206,000 $39,555,000 $106,000 $9,000,000
Not applicable 61,595 $19,470,990,000 $316,000 $84,535,000 $100,000 $9,999,000
Hispanic 23,951 $4,073,015,000 $170,000 $2,995,000 $76,000 $9,200,000
Asian 20,737 $4,787,125,000 $230,000 $9,105,000 $113,000 $4,160,000
American Indian or Alaskan Native 2,109 $352,995,000 $167,000 $1,505,000 $82,000 $1,690,000
Native Hawaiian or Other Pacific Islander 500 $104,050,000 $208,000 $12,755,000 $88,000 $622,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 349,560 $74,259,335,000 $212,000 $84,535,000 $113,000 $9,999,000
FHA-insured (Federal Housing Administration) 109,342 $19,299,510,000 $176,000 $40,505,000 $63,000 $5,000,000
VA-guaranteed (Veterans Administration) 61,497 $13,544,505,000 $220,000 $2,155,000 $78,000 $1,800,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8,658 $1,237,850,000 $142,000 $8,005,000 $52,000 $2,964,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 254,427 $57,177,695,000 $224,000 $77,065,000 $106,000 $9,999,000
Application Denied By Financial Institution 94,655 $13,917,685,000 $147,000 $68,035,000 $83,000 $9,046,000
Loan Purchased By The Institution 78,603 $16,401,585,000 $208,000 $9,755,000 $102,000 $9,999,000
Application Withdrawn By Applicant 68,572 $14,891,105,000 $217,000 $84,535,000 $99,000 $7,525,000
File Closed For Incompleteness 20,871 $3,755,705,000 $179,000 $4,525,000 $94,000 $9,999,000
Application Approved But Not Accepted 11,636 $2,132,050,000 $183,000 $38,085,000 $108,000 $4,602,000
Preapproval Approved but not Accepted 201 $49,465,000 $246,000 $1,225,000 $98,000 $493,000
Preapproval Denied by Financial Institution 92 $15,910,000 $172,000 $425,000 $66,000 $236,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 426,869 $93,027,150,000 $217,000 $84,535,000 $103,000 $9,999,000
Debt-To-Income Ratio 31,883 $5,118,185,000 $160,000 $77,065,000 $70,000 $5,134,000
Credit History 30,271 $3,265,635,000 $107,000 $61,005,000 $83,000 $9,000,000
Collateral 13,133 $2,029,805,000 $154,000 $21,105,000 $105,000 $9,046,000
Credit Application Incomplete 10,700 $2,035,880,000 $190,000 $3,185,000 $95,000 $3,900,000
Other 8,511 $1,519,335,000 $178,000 $68,035,000 $92,000 $3,878,000
Insufficient Cash (Downpayment, Closing Cost) 3,330 $568,440,000 $170,000 $44,165,000 $114,000 $6,000,000
Unverifiable Information 3,244 $567,160,000 $174,000 $4,465,000 $96,000 $2,249,000
Employment History 1,078 $204,190,000 $189,000 $1,085,000 $72,000 $768,000
Mortgage Insurance Denied 38 $5,420,000 $142,000 $395,000 $67,000 $143,000
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Mortgage Loan Application Totals in 2018 by Georgia Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ALBANY, GA 4,250 $ 655,830,000 $ 154,000 $ 81,000
ATHENS-CLARKE COUNTY, GA 8,807 $ 1,648,115,000 $ 187,000 $ 108,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 348,315 $ 77,927,550,000 $ 223,000 $ 106,000
AUGUSTA-RICHMOND COUNTY, GA-SC 18,977 $ 3,339,325,000 $ 175,000 $ 88,000
BRUNSWICK, GA 5,524 $ 1,147,770,000 $ 207,000 $ 112,000
COLUMBUS, GA-AL 8,711 $ 1,502,535,000 $ 172,000 $ 87,000
DALTON, GA 4,629 $ 590,425,000 $ 127,000 $ 66,000
GAINESVILLE, GA 10,425 $ 2,041,035,000 $ 195,000 $ 96,000
HINESVILLE, GA 3,689 $ 556,995,000 $ 150,000 $ 70,000
MACON-BIBB COUNTY, GA 7,604 $ 1,077,810,000 $ 141,000 $ 89,000
ROME, GA 3,592 $ 519,530,000 $ 144,000 $ 80,000
SAVANNAH, GA 20,910 $ 4,211,740,000 $ 201,000 $ 102,000
VALDOSTA, GA 5,290 $ 790,260,000 $ 149,000 $ 86,000
WARNER ROBINS, GA 9,411 $ 1,497,205,000 $ 159,000 $ 82,000
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Mortgage Loan Application Totals in 2018 by Georgia County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Appling 485 $ 50,735,000 $ 104,000 $ 62,000
Atkinson 124 $ 9,320,000 $ 75,000 $ 50,000
Bacon 202 $ 20,820,000 $ 103,000 $ 64,000
Baker 53 $ 3,605,000 $ 68,000 $ 57,000
Baldwin 1,189 $ 203,805,000 $ 171,000 $ 94,000
Banks 722 $ 111,340,000 $ 154,000 $ 72,000
Barrow 6,082 $ 981,250,000 $ 161,000 $ 70,000
Bartow 5,808 $ 977,970,000 $ 168,000 $ 82,000
Ben Hill 319 $ 28,475,000 $ 89,000 $ 65,000
Berrien 583 $ 62,145,000 $ 106,000 $ 71,000
Bibb 4,652 $ 709,240,000 $ 152,000 $ 89,000
Bleckley 298 $ 34,160,000 $ 114,000 $ 81,000
Brantley 536 $ 48,720,000 $ 90,000 $ 56,000
Brooks 484 $ 51,020,000 $ 105,000 $ 71,000
Bryan 2,897 $ 626,795,000 $ 216,000 $ 97,000
Bulloch 2,442 $ 401,810,000 $ 164,000 $ 88,000
Burke 675 $ 77,255,000 $ 114,000 $ 72,000
Butts 1,170 $ 167,510,000 $ 143,000 $ 70,000
Calhoun 122 $ 8,830,000 $ 72,000 $ 54,000
Camden 2,833 $ 483,265,000 $ 170,000 $ 76,000
Candler 275 $ 31,785,000 $ 115,000 $ 81,000
Carroll 5,734 $ 927,880,000 $ 161,000 $ 78,000
Catoosa 3,287 $ 493,125,000 $ 150,000 $ 72,000
Charlton 298 $ 31,420,000 $ 105,000 $ 61,000
Chatham 14,161 $ 2,970,115,000 $ 209,000 $ 107,000
Chattahoochee 81 $ 9,505,000 $ 117,000 $ 70,000
Chattooga 742 $ 78,320,000 $ 105,000 $ 84,000
Cherokee 19,093 $ 4,225,715,000 $ 221,000 $ 106,000
Clarke 4,469 $ 817,155,000 $ 182,000 $ 108,000
Clay 85 $ 8,305,000 $ 97,000 $ 79,000
Clayton 11,458 $ 1,770,640,000 $ 154,000 $ 59,000
Clinch 197 $ 15,175,000 $ 77,000 $ 57,000
Cobb 45,199 $ 10,653,745,000 $ 235,000 $ 111,000
Coffee 1,069 $ 115,585,000 $ 108,000 $ 70,000
Colquitt 960 $ 111,350,000 $ 115,000 $ 76,000
Columbia 10,218 $ 2,108,520,000 $ 206,000 $ 97,000
Cook 473 $ 47,985,000 $ 101,000 $ 62,000
Coweta 9,253 $ 1,897,975,000 $ 205,000 $ 95,000
Crawford 376 $ 40,730,000 $ 108,000 $ 72,000
Crisp 449 $ 57,775,000 $ 128,000 $ 93,000
Dade 677 $ 86,685,000 $ 128,000 $ 74,000
Dawson 2,060 $ 438,710,000 $ 212,000 $ 102,000
Decatur 621 $ 72,425,000 $ 116,000 $ 65,000
DeKalb 38,311 $ 9,462,215,000 $ 246,000 $ 111,000
Dodge 379 $ 33,645,000 $ 88,000 $ 63,000
Dooly 128 $ 14,000,000 $ 109,000 $ 63,000
Dougherty 2,097 $ 361,035,000 $ 172,000 $ 84,000
Douglas 8,665 $ 1,523,265,000 $ 175,000 $ 77,000
Early 261 $ 30,605,000 $ 117,000 $ 84,000
Echols 96 $ 10,000,000 $ 104,000 $ 60,000
Effingham 3,914 $ 656,510,000 $ 167,000 $ 82,000
Elbert 479 $ 50,075,000 $ 104,000 $ 60,000
Emanuel 436 $ 49,240,000 $ 112,000 $ 63,000
Evans 280 $ 28,960,000 $ 103,000 $ 68,000
Fannin 1,910 $ 385,960,000 $ 202,000 $ 136,000
Fayette 7,899 $ 1,863,325,000 $ 235,000 $ 119,000
Floyd 3,606 $ 520,730,000 $ 144,000 $ 80,000
Forsyth 18,685 $ 4,869,145,000 $ 260,000 $ 126,000
Franklin 846 $ 111,440,000 $ 131,000 $ 80,000
Fulton 59,502 $ 17,784,265,000 $ 298,000 $ 150,000
Gilmer 2,077 $ 336,185,000 $ 161,000 $ 94,000
Glascock 61 $ 5,435,000 $ 89,000 $ 54,000
Glynn 4,439 $ 1,037,965,000 $ 233,000 $ 122,000
Gordon 2,307 $ 314,165,000 $ 136,000 $ 75,000
Grady 642 $ 78,510,000 $ 122,000 $ 68,000
Greene 1,008 $ 329,740,000 $ 327,000 $ 198,000
Gwinnett 52,860 $ 11,255,160,000 $ 212,000 $ 93,000
Habersham 1,866 $ 295,620,000 $ 158,000 $ 74,000
Hall 10,440 $ 2,070,310,000 $ 198,000 $ 96,000
Hancock 240 $ 33,780,000 $ 140,000 $ 100,000
Haralson 1,332 $ 189,880,000 $ 142,000 $ 73,000
Harris 1,994 $ 404,970,000 $ 203,000 $ 102,000
Hart 1,132 $ 183,980,000 $ 162,000 $ 94,000
Heard 383 $ 48,235,000 $ 125,000 $ 60,000
Henry 15,306 $ 2,835,090,000 $ 185,000 $ 80,000
Houston 8,076 $ 1,331,420,000 $ 164,000 $ 83,000
Irwin 167 $ 15,345,000 $ 91,000 $ 77,000
Jackson 5,070 $ 942,390,000 $ 185,000 $ 85,000
Jasper 742 $ 105,410,000 $ 142,000 $ 76,000
Jeff Davis 334 $ 31,250,000 $ 93,000 $ 64,000
Jefferson 319 $ 36,735,000 $ 115,000 $ 67,000
Jenkins 123 $ 12,085,000 $ 98,000 $ 60,000
Johnson 148 $ 15,010,000 $ 101,000 $ 57,000
Jones 1,127 $ 137,335,000 $ 121,000 $ 75,000
Lamar 709 $ 97,385,000 $ 137,000 $ 71,000
Lanier 419 $ 48,385,000 $ 115,000 $ 64,000
Laurens 1,482 $ 181,190,000 $ 122,000 $ 75,000
Lee 1,456 $ 227,270,000 $ 156,000 $ 86,000
Liberty 2,789 $ 419,215,000 $ 150,000 $ 70,000
Lincoln 314 $ 41,490,000 $ 132,000 $ 91,000
Long 948 $ 142,490,000 $ 150,000 $ 69,000
Lowndes 4,339 $ 685,045,000 $ 157,000 $ 90,000
Lumpkin 1,684 $ 289,920,000 $ 172,000 $ 86,000
Macon 194 $ 18,360,000 $ 94,000 $ 63,000
Madison 1,255 $ 167,335,000 $ 133,000 $ 70,000
Marion 245 $ 26,635,000 $ 108,000 $ 80,000
McDuffie 599 $ 76,425,000 $ 127,000 $ 68,000
McIntosh 582 $ 78,280,000 $ 134,000 $ 87,000
Meriwether 799 $ 99,445,000 $ 124,000 $ 70,000
Miller 199 $ 17,635,000 $ 88,000 $ 68,000
Mitchell 361 $ 34,425,000 $ 95,000 $ 61,000
Monroe 1,297 $ 219,565,000 $ 169,000 $ 108,000
Montgomery 178 $ 23,140,000 $ 130,000 $ 76,000
Morgan 976 $ 198,130,000 $ 203,000 $ 101,000
Murray 1,323 $ 149,255,000 $ 112,000 $ 62,000
Muscogee 6,405 $ 1,094,155,000 $ 170,000 $ 82,000
Newton 6,679 $ 1,047,875,000 $ 156,000 $ 70,000
Oconee 2,491 $ 587,695,000 $ 235,000 $ 132,000
Oglethorpe 652 $ 90,740,000 $ 139,000 $ 70,000
Paulding 12,978 $ 2,250,670,000 $ 173,000 $ 78,000
Peach 1,084 $ 145,840,000 $ 134,000 $ 74,000
Pickens 2,040 $ 357,760,000 $ 175,000 $ 88,000
Pierce 667 $ 82,765,000 $ 124,000 $ 68,000
Pike 915 $ 164,215,000 $ 179,000 $ 83,000
Polk 1,620 $ 214,100,000 $ 132,000 $ 67,000
Pulaski 266 $ 30,310,000 $ 113,000 $ 77,000
Putnam 1,184 $ 245,010,000 $ 206,000 $ 128,000
Quitman 59 $ 4,415,000 $ 74,000 $ 51,000
Rabun 916 $ 230,420,000 $ 251,000 $ 148,000
Randolph 137 $ 10,445,000 $ 76,000 $ 60,000
Richmond 7,210 $ 1,039,240,000 $ 144,000 $ 77,000
Rockdale 5,275 $ 879,275,000 $ 166,000 $ 76,000
Schley 125 $ 13,515,000 $ 108,000 $ 73,000
Screven 342 $ 35,470,000 $ 103,000 $ 72,000
Seminole 229 $ 22,345,000 $ 97,000 $ 63,000
Spalding 2,845 $ 418,675,000 $ 147,000 $ 71,000
Stephens 917 $ 118,875,000 $ 129,000 $ 76,000
Stewart 64 $ 5,590,000 $ 87,000 $ 61,000
Sumter 568 $ 63,680,000 $ 112,000 $ 76,000
Talbot 180 $ 21,480,000 $ 119,000 $ 70,000
Taliaferro 30 $ 3,180,000 $ 106,000 $ 75,000
Tattnall 684 $ 69,110,000 $ 101,000 $ 66,000
Taylor 205 $ 18,315,000 $ 89,000 $ 58,000
Telfair 139 $ 13,765,000 $ 99,000 $ 59,000
Terrell 201 $ 18,255,000 $ 90,000 $ 66,000
Thomas 1,604 $ 282,610,000 $ 176,000 $ 92,000
Tift 1,193 $ 173,515,000 $ 145,000 $ 86,000
Toombs 663 $ 79,165,000 $ 119,000 $ 64,000
Towns 758 $ 136,610,000 $ 180,000 $ 92,000
Treutlen 133 $ 12,965,000 $ 97,000 $ 66,000
Troup 2,612 $ 367,700,000 $ 140,000 $ 76,000
Turner 196 $ 18,430,000 $ 94,000 $ 57,000
Twiggs 184 $ 17,460,000 $ 94,000 $ 61,000
Union 1,681 $ 281,845,000 $ 167,000 $ 89,000
Upson 803 $ 82,305,000 $ 102,000 $ 58,000
Walker 2,802 $ 346,600,000 $ 123,000 $ 68,000
Walton 5,995 $ 1,058,315,000 $ 176,000 $ 82,000
Ware 957 $ 98,245,000 $ 102,000 $ 63,000
Warren 101 $ 11,015,000 $ 109,000 $ 67,000
Washington 313 $ 33,215,000 $ 106,000 $ 62,000
Wayne 1,214 $ 136,170,000 $ 112,000 $ 69,000
Webster 49 $ 4,695,000 $ 95,000 $ 64,000
Wheeler 71 $ 6,295,000 $ 88,000 $ 56,000
White 1,456 $ 221,430,000 $ 152,000 $ 79,000
Whitfield 3,314 $ 451,550,000 $ 136,000 $ 68,000
Wilcox 140 $ 13,380,000 $ 95,000 $ 62,000
Wilkes 261 $ 30,835,000 $ 118,000 $ 82,000
Wilkinson 205 $ 19,425,000 $ 94,000 $ 61,000
Worth 499 $ 50,105,000 $ 100,000 $ 63,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Georgia.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia and search similar information back through 2003.

Download the Georgia Lender List