Georgia
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015

Discover comprehensive Georgia mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all Georgia based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Georgia's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 478,359
Total Mortgage Loan Application Amount $91,854,832,000
Average Mortgage Loan Application Amount $192,000
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $77,000
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and application trends for 2015 in Georgia. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in Georgia, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2015 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in Georgia.

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Mortgage Loan Application Detail Totals for Georgia in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 232,645 $48,875,481,000 $210,000 $80,026,000 $78,000 $9,999,000
Refinancing 216,305 $41,113,502,000 $190,000 $99,999,000 $76,000 $9,999,000
Home Improvement 29,409 $1,865,849,000 $63,000 $34,450,000 $76,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 242,908 $45,871,428,000 $188,000 $17,000,000 $94,000 $9,999,000
Black or African American 81,349 $12,142,687,000 $149,000 $4,400,000 $59,000 $9,999,000
Not applicable 61,752 $16,263,848,000 $263,000 $99,999,000 $17,000 $5,500,000
Not Provided 50,869 $9,714,345,000 $190,000 $7,920,000 $91,000 $9,999,000
Hispanic 19,531 $2,975,372,000 $152,000 $2,124,000 $63,000 $4,000,000
Asian 19,130 $4,424,044,000 $231,000 $5,000,000 $104,000 $4,117,000
American Indian or Alaskan Native 1,965 $313,113,000 $159,000 $1,936,000 $72,000 $1,844,000
Native Hawaiian or Other Pacific Islander 855 $149,995,000 $175,000 $1,100,000 $82,000 $1,258,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 293,026 $60,840,949,000 $207,000 $99,999,000 $99,000 $9,999,000
FHA-insured (Federal Housing Administration) 119,991 $18,639,291,000 $155,000 $20,320,000 $38,000 $9,999,000
VA-guaranteed (Veterans Administration) 56,373 $11,253,689,000 $199,000 $1,481,000 $52,000 $2,091,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8,969 $1,120,903,000 $124,000 $996,000 $31,000 $636,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 232,822 $48,345,352,000 $207,000 $99,999,000 $91,000 $9,999,000
Application Denied By Financial Institution 84,116 $12,388,071,000 $147,000 $44,100,000 $70,000 $9,999,000
Loan Purchased By The Institution 77,292 $14,634,054,000 $189,000 $45,000,000 $36,000 $9,999,000
Application Withdrawn By Applicant 51,798 $10,701,040,000 $206,000 $66,500,000 $86,000 $9,999,000
File Closed For Incompleteness 21,473 $3,644,794,000 $169,000 $2,289,000 $73,000 $3,550,000
Application Approved But Not Accepted 10,814 $2,133,295,000 $197,000 $54,579,000 $87,000 $2,961,000
Preapproval Denied by Financial Institution 40 $7,695,000 $192,000 $1,628,000 $111,000 $1,717,000
Preapproval Approved but not Accepted 4 $531,000 $132,000 $185,000 $41,000 $49,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 16,642 $1,461,929,000 $87,000 $5,000,000 $68,000 $9,999,000
Debt-To-Income Ratio 11,062 $1,743,975,000 $157,000 $19,700,000 $60,000 $2,707,000
Collateral 8,409 $1,519,322,000 $180,000 $9,000,000 $94,000 $3,500,000
Credit Application Incomplete 7,271 $1,280,389,000 $176,000 $2,000,000 $74,000 $1,884,000
Other 3,961 $810,326,000 $204,000 $44,100,000 $76,000 $4,000,000
Unverifiable Information 1,828 $304,942,000 $166,000 $2,695,000 $84,000 $2,108,000
Insufficient Cash (Downpayment, Closing Cost) 1,410 $234,198,000 $166,000 $2,000,000 $73,000 $972,000
Employment History 665 $107,898,000 $162,000 $1,700,000 $79,000 $9,999,000
Mortgage Insurance Denied 50 $8,095,000 $161,000 $561,000 $67,000 $230,000
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Mortgage Loan Application Totals in 2015 by Georgia Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ALBANY, GA 4,710 $ 558,279,000 $ 118,000 $ 59,000
ATHENS-CLARKE COUNTY, GA 8,045 $ 1,503,726,000 $ 186,000 $ 82,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 310,390 $ 65,811,162,000 $ 212,000 $ 83,000
AUGUSTA-RICHMOND COUNTY, GA-SC 18,467 $ 2,996,302,000 $ 162,000 $ 61,000
BRUNSWICK, GA 5,074 $ 976,635,000 $ 192,000 $ 91,000
COLUMBUS, GA-AL 9,005 $ 1,489,490,000 $ 165,000 $ 58,000
DALTON, GA 4,256 $ 463,453,000 $ 108,000 $ 49,000
GAINESVILLE, GA 9,295 $ 1,742,005,000 $ 187,000 $ 72,000
HINESVILLE, GA 3,725 $ 525,649,000 $ 141,000 $ 44,000
MACON, GA 7,130 $ 1,018,827,000 $ 142,000 $ 69,000
ROME, GA 3,121 $ 389,496,000 $ 124,000 $ 62,000
SAVANNAH, GA 18,969 $ 3,857,654,000 $ 203,000 $ 76,000
VALDOSTA, GA 5,278 $ 794,537,000 $ 150,000 $ 61,000
WARNER ROBINS, GA 8,598 $ 1,291,238,000 $ 150,000 $ 57,000
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Mortgage Loan Application Totals in 2015 by Georgia County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Appling 540 $ 47,556,000 $ 88,000 $ 49,000
Atkinson 102 $ 9,487,000 $ 93,000 $ 55,000
Bacon 180 $ 15,737,000 $ 87,000 $ 51,000
Baker 67 $ 5,718,000 $ 85,000 $ 64,000
Baldwin 1,112 $ 177,419,000 $ 159,000 $ 71,000
Banks 598 $ 74,607,000 $ 124,000 $ 62,000
Barrow 5,014 $ 697,546,000 $ 139,000 $ 48,000
Bartow 5,084 $ 707,749,000 $ 139,000 $ 58,000
Ben Hill 415 $ 32,308,000 $ 77,000 $ 43,000
Berrien 576 $ 58,918,000 $ 102,000 $ 54,000
Bibb 4,353 $ 679,715,000 $ 156,000 $ 70,000
Bleckley 313 $ 32,271,000 $ 103,000 $ 57,000
Brantley 436 $ 33,664,000 $ 77,000 $ 51,000
Brooks 580 $ 54,419,000 $ 93,000 $ 60,000
Bryan 2,769 $ 580,521,000 $ 209,000 $ 71,000
Bulloch 2,043 $ 296,160,000 $ 144,000 $ 63,000
Burke 621 $ 61,268,000 $ 98,000 $ 59,000
Butts 1,022 $ 126,489,000 $ 123,000 $ 56,000
Calhoun 125 $ 9,458,000 $ 75,000 $ 44,000
Camden 2,384 $ 359,835,000 $ 150,000 $ 62,000
Candler 183 $ 21,629,000 $ 118,000 $ 64,000
Carroll 4,836 $ 627,371,000 $ 129,000 $ 54,000
Catoosa 3,223 $ 425,681,000 $ 132,000 $ 58,000
Charlton 258 $ 23,357,000 $ 90,000 $ 52,000
Chatham 13,017 $ 2,785,045,000 $ 213,000 $ 82,000
Chattahoochee 70 $ 8,372,000 $ 119,000 $ 55,000
Chattooga 571 $ 52,441,000 $ 91,000 $ 51,000
Cherokee 17,730 $ 3,571,450,000 $ 201,000 $ 79,000
Clarke 4,157 $ 758,325,000 $ 182,000 $ 76,000
Clay 82 $ 10,592,000 $ 129,000 $ 77,000
Clayton 9,119 $ 1,165,345,000 $ 127,000 $ 40,000
Clinch 191 $ 17,261,000 $ 90,000 $ 52,000
Cobb 42,646 $ 9,747,320,000 $ 228,000 $ 88,000
Coffee 938 $ 88,806,000 $ 94,000 $ 60,000
Colquitt 1,080 $ 114,805,000 $ 106,000 $ 57,000
Columbia 9,623 $ 1,856,478,000 $ 192,000 $ 69,000
Cook 520 $ 52,150,000 $ 100,000 $ 53,000
Coweta 8,523 $ 1,566,564,000 $ 183,000 $ 72,000
Crawford 335 $ 36,930,000 $ 110,000 $ 55,000
Crisp 526 $ 64,185,000 $ 122,000 $ 85,000
Dade 684 $ 70,630,000 $ 103,000 $ 59,000
Dawson 1,646 $ 369,205,000 $ 224,000 $ 80,000
Decatur 708 $ 82,410,000 $ 116,000 $ 58,000
DeKalb 33,131 $ 7,772,501,000 $ 234,000 $ 89,000
Dodge 519 $ 43,828,000 $ 84,000 $ 59,000
Dooly 171 $ 14,425,000 $ 84,000 $ 57,000
Dougherty 2,306 $ 255,791,000 $ 110,000 $ 57,000
Douglas 6,816 $ 1,059,140,000 $ 155,000 $ 52,000
Early 262 $ 23,155,000 $ 88,000 $ 76,000
Echols 78 $ 5,871,000 $ 75,000 $ 46,000
Effingham 3,327 $ 524,491,000 $ 157,000 $ 56,000
Elbert 361 $ 41,596,000 $ 115,000 $ 51,000
Emanuel 315 $ 29,229,000 $ 92,000 $ 47,000
Evans 258 $ 25,789,000 $ 99,000 $ 70,000
Fannin 1,576 $ 288,021,000 $ 182,000 $ 112,000
Fayette 7,087 $ 1,638,161,000 $ 231,000 $ 94,000
Floyd 3,128 $ 391,714,000 $ 125,000 $ 62,000
Forsyth 18,945 $ 4,863,188,000 $ 256,000 $ 101,000
Franklin 603 $ 72,322,000 $ 119,000 $ 66,000
Fulton 53,168 $ 15,597,102,000 $ 293,000 $ 123,000
Gilmer 1,562 $ 229,059,000 $ 146,000 $ 80,000
Glascock 61 $ 5,665,000 $ 92,000 $ 56,000
Glynn 4,101 $ 873,174,000 $ 212,000 $ 97,000
Gordon 2,080 $ 250,837,000 $ 120,000 $ 57,000
Grady 556 $ 60,886,000 $ 109,000 $ 51,000
Greene 895 $ 269,711,000 $ 301,000 $ 166,000
Gwinnett 48,611 $ 9,366,696,000 $ 192,000 $ 70,000
Habersham 1,598 $ 216,030,000 $ 135,000 $ 53,000
Hall 9,310 $ 1,743,131,000 $ 187,000 $ 72,000
Hancock 239 $ 35,601,000 $ 148,000 $ 83,000
Haralson 1,125 $ 129,903,000 $ 115,000 $ 51,000
Harris 1,871 $ 359,675,000 $ 192,000 $ 74,000
Hart 907 $ 145,951,000 $ 160,000 $ 81,000
Heard 446 $ 42,739,000 $ 95,000 $ 54,000
Henry 13,437 $ 2,224,470,000 $ 165,000 $ 57,000
Houston 7,341 $ 1,138,615,000 $ 155,000 $ 58,000
Irwin 206 $ 18,934,000 $ 91,000 $ 54,000
Jackson 3,766 $ 612,027,000 $ 162,000 $ 63,000
Jasper 710 $ 85,386,000 $ 120,000 $ 62,000
Jeff Davis 313 $ 27,898,000 $ 89,000 $ 53,000
Jefferson 319 $ 27,291,000 $ 85,000 $ 54,000
Jenkins 143 $ 10,899,000 $ 76,000 $ 52,000
Johnson 155 $ 13,820,000 $ 89,000 $ 50,000
Jones 1,107 $ 125,497,000 $ 113,000 $ 60,000
Lamar 596 $ 66,534,000 $ 111,000 $ 50,000
Lanier 415 $ 44,361,000 $ 106,000 $ 54,000
Laurens 1,544 $ 166,902,000 $ 108,000 $ 59,000
Lee 1,515 $ 227,358,000 $ 150,000 $ 63,000
Liberty 2,841 $ 397,322,000 $ 139,000 $ 44,000
Lincoln 341 $ 48,455,000 $ 142,000 $ 76,000
Long 912 $ 130,853,000 $ 143,000 $ 44,000
Lowndes 4,238 $ 692,384,000 $ 163,000 $ 62,000
Lumpkin 1,230 $ 179,222,000 $ 145,000 $ 65,000
Macon 157 $ 13,001,000 $ 82,000 $ 56,000
Madison 1,049 $ 129,381,000 $ 123,000 $ 58,000
Marion 191 $ 17,849,000 $ 93,000 $ 49,000
McDuffie 673 $ 76,549,000 $ 113,000 $ 55,000
McIntosh 546 $ 70,855,000 $ 129,000 $ 70,000
Meriwether 684 $ 75,484,000 $ 110,000 $ 50,000
Miller 224 $ 19,871,000 $ 88,000 $ 71,000
Mitchell 442 $ 41,649,000 $ 94,000 $ 53,000
Monroe 1,179 $ 187,941,000 $ 159,000 $ 80,000
Montgomery 191 $ 21,945,000 $ 114,000 $ 59,000
Morgan 868 $ 146,768,000 $ 169,000 $ 86,000
Murray 1,111 $ 108,015,000 $ 97,000 $ 47,000
Muscogee 6,886 $ 1,105,739,000 $ 160,000 $ 55,000
Newton 5,238 $ 723,367,000 $ 138,000 $ 48,000
Oconee 2,299 $ 553,000,000 $ 240,000 $ 105,000
Oglethorpe 552 $ 64,640,000 $ 117,000 $ 69,000
Paulding 10,550 $ 1,609,811,000 $ 152,000 $ 54,000
Peach 1,011 $ 127,722,000 $ 126,000 $ 53,000
Pickens 1,649 $ 264,026,000 $ 160,000 $ 74,000
Pierce 623 $ 69,300,000 $ 111,000 $ 69,000
Pike 777 $ 114,686,000 $ 147,000 $ 64,000
Polk 1,292 $ 130,244,000 $ 100,000 $ 48,000
Pulaski 264 $ 27,599,000 $ 104,000 $ 60,000
Putnam 983 $ 196,947,000 $ 200,000 $ 109,000
Quitman 59 $ 4,805,000 $ 81,000 $ 49,000
Rabun 740 $ 175,929,000 $ 237,000 $ 141,000
Randolph 138 $ 9,040,000 $ 65,000 $ 52,000
Richmond 7,231 $ 972,047,000 $ 134,000 $ 51,000
Rockdale 4,093 $ 643,354,000 $ 157,000 $ 54,000
Schley 109 $ 10,555,000 $ 96,000 $ 58,000
Screven 268 $ 28,351,000 $ 105,000 $ 55,000
Seminole 281 $ 23,833,000 $ 84,000 $ 54,000
Spalding 2,177 $ 260,612,000 $ 119,000 $ 57,000
Stephens 695 $ 83,794,000 $ 120,000 $ 68,000
Stewart 102 $ 8,411,000 $ 82,000 $ 52,000
Sumter 621 $ 62,755,000 $ 101,000 $ 53,000
Talbot 199 $ 24,993,000 $ 125,000 $ 105,000
Taliaferro 32 $ 3,117,000 $ 97,000 $ 61,000
Tattnall 648 $ 65,641,000 $ 101,000 $ 66,000
Taylor 202 $ 17,787,000 $ 88,000 $ 52,000
Telfair 170 $ 14,064,000 $ 82,000 $ 46,000
Terrell 267 $ 17,455,000 $ 65,000 $ 57,000
Thomas 1,615 $ 224,476,000 $ 138,000 $ 68,000
Tift 1,262 $ 160,990,000 $ 127,000 $ 64,000
Toombs 551 $ 66,100,000 $ 119,000 $ 59,000
Towns 701 $ 120,075,000 $ 171,000 $ 80,000
Treutlen 92 $ 8,512,000 $ 92,000 $ 48,000
Troup 2,384 $ 305,782,000 $ 128,000 $ 58,000
Turner 227 $ 16,801,000 $ 74,000 $ 43,000
Twiggs 171 $ 14,802,000 $ 86,000 $ 42,000
Union 1,291 $ 200,794,000 $ 155,000 $ 73,000
Upson 688 $ 72,690,000 $ 105,000 $ 60,000
Walker 2,499 $ 296,416,000 $ 118,000 $ 52,000
Walton 4,935 $ 787,486,000 $ 159,000 $ 62,000
Ware 819 $ 72,370,000 $ 88,000 $ 59,000
Warren 123 $ 10,274,000 $ 83,000 $ 53,000
Washington 331 $ 34,886,000 $ 105,000 $ 53,000
Wayne 976 $ 99,558,000 $ 102,000 $ 54,000
Webster 50 $ 4,627,000 $ 92,000 $ 42,000
Wheeler 73 $ 6,174,000 $ 84,000 $ 62,000
White 1,277 $ 176,357,000 $ 138,000 $ 61,000
Whitfield 3,149 $ 359,314,000 $ 114,000 $ 50,000
Wilcox 171 $ 12,786,000 $ 74,000 $ 45,000
Wilkes 259 $ 28,101,000 $ 108,000 $ 71,000
Wilkinson 173 $ 14,410,000 $ 83,000 $ 50,000
Worth 582 $ 53,639,000 $ 92,000 $ 55,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into Georgia's 2015 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Georgia's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the Georgia Lender List