Georgia
Mortgage Loan Application
Totals and Details
in 2019

Find mortgage statistics and mortgage data for Georgia.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2019 in all of Georgia.
You can organize this information by metropolitan area and by county.

Years 2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 610,582
Total Mortgage Loan Application Amount $135,099,800,000
Average Mortgage Loan Application Amount $221,000
Highest Mortgage Loan Application Amount $97,005,000
Average Applicant Income $104,000
Highest Applicant Income $9,784,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Georgia, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Georgia in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 300,119 $73,270,330,000 $244,000 $97,005,000 $101,000 $9,157,000
Refinancing 121,577 $30,989,115,000 $254,000 $73,805,000 $116,000 $9,784,000
Cash-out Refinancing 104,878 $22,673,435,000 $216,000 $76,625,000 $94,000 $9,145,000
Home Improvement 37,612 $3,117,230,000 $82,000 $20,205,000 $114,000 $7,590,000
Other Purpose 37,515 $3,791,325,000 $101,000 $42,505,000 $123,000 $9,200,000
Not Applicable 8,881 $1,258,365,000 $141,000 $2,855,000 $115,000 $626,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 284,960 $60,270,220,000 $211,000 $15,005,000 $114,000 $9,784,000
Black or African American 113,903 $20,605,480,000 $180,000 $12,005,000 $79,000 $9,145,000
Not Provided 84,440 $18,755,650,000 $222,000 $17,735,000 $109,000 $9,157,000
Not applicable 69,297 $23,040,820,000 $332,000 $97,005,000 $93,000 $2,049,000
Hispanic 28,380 $5,197,760,000 $183,000 $3,805,000 $79,000 $5,026,000
Asian 22,235 $5,589,725,000 $251,000 $5,005,000 $123,000 $7,135,000
American Indian or Alaskan Native 2,500 $462,850,000 $185,000 $3,005,000 $91,000 $2,000,000
Native Hawaiian or Other Pacific Islander 549 $107,705,000 $196,000 $805,000 $94,000 $2,045,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 399,426 $91,626,970,000 $229,000 $97,005,000 $119,000 $9,784,000
FHA-insured (Federal Housing Administration) 121,646 $22,885,570,000 $188,000 $33,695,000 $64,000 $4,196,000
VA-guaranteed (Veterans Administration) 81,304 $19,333,300,000 $237,000 $2,145,000 $78,000 $1,932,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8,206 $1,253,960,000 $152,000 $2,385,000 $53,000 $770,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 300,438 $72,962,810,000 $242,000 $97,005,000 $110,000 $9,784,000
Application Denied By Financial Institution 97,725 $14,819,245,000 $151,000 $34,655,000 $87,000 $9,200,000
Loan Purchased By The Institution 89,819 $19,913,635,000 $221,000 $26,505,000 $101,000 $2,978,000
Application Withdrawn By Applicant 80,157 $19,017,205,000 $237,000 $70,675,000 $107,000 $9,157,000
File Closed For Incompleteness 28,354 $5,610,400,000 $197,000 $10,005,000 $96,000 $6,997,000
Application Approved But Not Accepted 13,692 $2,695,520,000 $196,000 $76,625,000 $113,000 $8,857,000
Preapproval Approved but not Accepted 267 $54,425,000 $203,000 $885,000 $88,000 $2,712,000
Preapproval Denied by Financial Institution 130 $26,560,000 $204,000 $1,125,000 $46,000 $327,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 492,384 $116,287,380,000 $236,000 $97,005,000 $108,000 $9,784,000
Debt-To-Income Ratio 46,729 $8,122,195,000 $173,000 $49,425,000 $78,000 $8,700,000
Credit History 31,968 $3,550,270,000 $111,000 $5,285,000 $86,000 $9,145,000
Collateral 12,364 $2,102,460,000 $170,000 $15,005,000 $110,000 $9,066,000
Credit Application Incomplete 9,862 $2,061,450,000 $209,000 $2,585,000 $108,000 $6,394,000
Other 9,003 $1,599,075,000 $177,000 $34,655,000 $105,000 $9,200,000
Unverifiable Information 3,824 $636,300,000 $166,000 $2,765,000 $101,000 $3,300,000
Insufficient Cash (Downpayment, Closing Cost) 3,197 $499,575,000 $156,000 $12,005,000 $109,000 $3,500,000
Employment History 1,218 $235,240,000 $193,000 $2,455,000 $73,000 $2,196,000
Mortgage Insurance Denied 33 $5,855,000 $177,000 $435,000 $67,000 $280,000
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Mortgage Loan Application Totals in 2019 by Georgia Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ALBANY, GA 4,814 $ 660,720,000 $ 137,000 $ 84,000
ATHENS-CLARKE COUNTY, GA 10,371 $ 2,124,935,000 $ 204,000 $ 108,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 406,913 $ 98,460,335,000 $ 241,000 $ 111,000
AUGUSTA-RICHMOND COUNTY, GA-SC 21,098 $ 3,974,000,000 $ 188,000 $ 91,000
BRUNSWICK, GA 5,937 $ 1,411,975,000 $ 237,000 $ 118,000
COLUMBUS, GA-AL 10,756 $ 1,987,810,000 $ 184,000 $ 90,000
DALTON, GA 5,088 $ 660,160,000 $ 129,000 $ 72,000
GAINESVILLE, GA 12,428 $ 2,649,660,000 $ 213,000 $ 100,000
HINESVILLE, GA 4,524 $ 766,690,000 $ 169,000 $ 72,000
MACON-BIBB COUNTY, GA 7,860 $ 1,254,330,000 $ 159,000 $ 91,000
ROME, GA 4,027 $ 597,895,000 $ 148,000 $ 83,000
SAVANNAH, GA 23,201 $ 5,056,985,000 $ 217,000 $ 105,000
VALDOSTA, GA 5,846 $ 928,010,000 $ 158,000 $ 85,000
WARNER ROBINS, GA 10,799 $ 1,854,645,000 $ 171,000 $ 83,000
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Mortgage Loan Application Totals in 2019 by Georgia County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Appling 466 $ 48,200,000 $ 103,000 $ 70,000
Atkinson 140 $ 11,990,000 $ 85,000 $ 53,000
Bacon 206 $ 23,890,000 $ 115,000 $ 78,000
Baker 68 $ 5,960,000 $ 87,000 $ 68,000
Baldwin 1,287 $ 215,915,000 $ 167,000 $ 94,000
Banks 832 $ 131,160,000 $ 157,000 $ 71,000
Barrow 6,689 $ 1,140,395,000 $ 170,000 $ 73,000
Bartow 6,791 $ 1,210,995,000 $ 178,000 $ 82,000
Ben Hill 351 $ 36,885,000 $ 105,000 $ 62,000
Berrien 658 $ 77,210,000 $ 117,000 $ 63,000
Bibb 4,872 $ 791,300,000 $ 162,000 $ 90,000
Bleckley 314 $ 35,280,000 $ 112,000 $ 71,000
Brantley 542 $ 52,890,000 $ 97,000 $ 59,000
Brooks 567 $ 63,245,000 $ 111,000 $ 69,000
Bryan 3,315 $ 801,585,000 $ 241,000 $ 104,000
Bulloch 2,770 $ 433,970,000 $ 156,000 $ 89,000
Burke 660 $ 87,110,000 $ 131,000 $ 73,000
Butts 1,250 $ 205,650,000 $ 164,000 $ 79,000
Calhoun 144 $ 8,870,000 $ 61,000 $ 53,000
Camden 3,452 $ 658,370,000 $ 190,000 $ 79,000
Candler 292 $ 34,780,000 $ 119,000 $ 68,000
Carroll 6,691 $ 1,140,755,000 $ 170,000 $ 79,000
Catoosa 3,782 $ 608,110,000 $ 160,000 $ 78,000
Charlton 351 $ 41,355,000 $ 117,000 $ 62,000
Chatham 15,552 $ 3,504,470,000 $ 225,000 $ 111,000
Chattahoochee 83 $ 10,385,000 $ 125,000 $ 72,000
Chattooga 694 $ 74,410,000 $ 107,000 $ 71,000
Cherokee 23,040 $ 5,535,600,000 $ 240,000 $ 111,000
Clarke 5,266 $ 1,030,080,000 $ 195,000 $ 104,000
Clay 91 $ 8,525,000 $ 93,000 $ 67,000
Clayton 13,634 $ 1,982,760,000 $ 145,000 $ 62,000
Clinch 182 $ 15,090,000 $ 82,000 $ 58,000
Cobb 52,166 $ 13,441,320,000 $ 257,000 $ 118,000
Coffee 1,080 $ 119,740,000 $ 110,000 $ 68,000
Colquitt 967 $ 132,025,000 $ 136,000 $ 89,000
Columbia 11,437 $ 2,449,775,000 $ 214,000 $ 101,000
Cook 524 $ 57,800,000 $ 110,000 $ 65,000
Coweta 10,851 $ 2,353,415,000 $ 216,000 $ 102,000
Crawford 366 $ 43,130,000 $ 117,000 $ 71,000
Crisp 564 $ 72,930,000 $ 129,000 $ 79,000
Dade 687 $ 109,185,000 $ 158,000 $ 87,000
Dawson 2,583 $ 574,475,000 $ 222,000 $ 114,000
Decatur 784 $ 103,630,000 $ 132,000 $ 66,000
DeKalb 44,041 $ 11,804,610,000 $ 268,000 $ 117,000
Dodge 445 $ 47,065,000 $ 105,000 $ 68,000
Dooly 177 $ 17,175,000 $ 97,000 $ 62,000
Dougherty 2,325 $ 306,565,000 $ 131,000 $ 81,000
Douglas 9,872 $ 1,927,840,000 $ 195,000 $ 79,000
Early 374 $ 36,820,000 $ 98,000 $ 58,000
Echols 71 $ 8,725,000 $ 122,000 $ 57,000
Effingham 4,390 $ 793,150,000 $ 180,000 $ 82,000
Elbert 477 $ 56,885,000 $ 119,000 $ 66,000
Emanuel 428 $ 43,660,000 $ 102,000 $ 63,000
Evans 274 $ 30,590,000 $ 111,000 $ 80,000
Fannin 2,088 $ 468,880,000 $ 224,000 $ 143,000
Fayette 9,187 $ 2,326,730,000 $ 253,000 $ 123,000
Floyd 4,034 $ 603,190,000 $ 149,000 $ 83,000
Forsyth 22,693 $ 6,421,105,000 $ 282,000 $ 130,000
Franklin 896 $ 125,360,000 $ 139,000 $ 80,000
Fulton 70,452 $ 23,010,410,000 $ 326,000 $ 159,000
Gilmer 2,371 $ 431,325,000 $ 181,000 $ 104,000
Glascock 74 $ 7,810,000 $ 105,000 $ 60,000
Glynn 4,814 $ 1,271,690,000 $ 264,000 $ 129,000
Gordon 2,808 $ 421,140,000 $ 149,000 $ 75,000
Grady 649 $ 86,295,000 $ 132,000 $ 66,000
Greene 1,226 $ 459,130,000 $ 374,000 $ 221,000
Gwinnett 59,779 $ 13,284,855,000 $ 222,000 $ 95,000
Habersham 2,052 $ 348,490,000 $ 169,000 $ 82,000
Hall 12,439 $ 2,650,785,000 $ 213,000 $ 100,000
Hancock 267 $ 39,575,000 $ 148,000 $ 102,000
Haralson 1,568 $ 241,400,000 $ 153,000 $ 79,000
Harris 2,488 $ 551,220,000 $ 221,000 $ 104,000
Hart 1,152 $ 204,620,000 $ 177,000 $ 103,000
Heard 481 $ 67,805,000 $ 140,000 $ 76,000
Henry 18,634 $ 3,787,140,000 $ 203,000 $ 83,000
Houston 9,572 $ 1,686,340,000 $ 176,000 $ 83,000
Irwin 200 $ 19,220,000 $ 96,000 $ 80,000
Jackson 6,473 $ 1,308,425,000 $ 202,000 $ 88,000
Jasper 874 $ 142,740,000 $ 163,000 $ 88,000
Jeff Davis 353 $ 33,955,000 $ 96,000 $ 66,000
Jefferson 363 $ 42,935,000 $ 118,000 $ 70,000
Jenkins 181 $ 19,705,000 $ 108,000 $ 59,000
Johnson 156 $ 15,690,000 $ 100,000 $ 63,000
Jones 1,065 $ 143,215,000 $ 134,000 $ 81,000
Lamar 878 $ 135,270,000 $ 154,000 $ 77,000
Lanier 463 $ 53,515,000 $ 115,000 $ 67,000
Laurens 1,632 $ 209,150,000 $ 128,000 $ 71,000
Lee 1,678 $ 267,380,000 $ 159,000 $ 92,000
Liberty 3,417 $ 578,215,000 $ 169,000 $ 73,000
Lincoln 361 $ 55,995,000 $ 155,000 $ 90,000
Long 1,143 $ 192,325,000 $ 168,000 $ 68,000
Lowndes 4,808 $ 809,520,000 $ 168,000 $ 89,000
Lumpkin 1,867 $ 331,805,000 $ 177,000 $ 85,000
Macon 208 $ 20,810,000 $ 100,000 $ 93,000
Madison 1,424 $ 213,730,000 $ 150,000 $ 70,000
Marion 230 $ 25,100,000 $ 109,000 $ 68,000
McDuffie 661 $ 92,145,000 $ 139,000 $ 74,000
McIntosh 619 $ 90,695,000 $ 146,000 $ 86,000
Meriwether 858 $ 114,420,000 $ 133,000 $ 75,000
Miller 212 $ 21,370,000 $ 100,000 $ 75,000
Mitchell 453 $ 44,065,000 $ 97,000 $ 62,000
Monroe 1,400 $ 262,510,000 $ 187,000 $ 109,000
Montgomery 213 $ 31,055,000 $ 145,000 $ 81,000
Morgan 1,093 $ 241,215,000 $ 220,000 $ 108,000
Murray 1,427 $ 167,355,000 $ 117,000 $ 61,000
Muscogee 7,654 $ 1,364,890,000 $ 178,000 $ 86,000
Newton 7,764 $ 1,350,090,000 $ 173,000 $ 72,000
Oconee 3,004 $ 779,140,000 $ 259,000 $ 137,000
Oglethorpe 730 $ 107,650,000 $ 147,000 $ 73,000
Paulding 14,885 $ 2,772,815,000 $ 186,000 $ 81,000
Peach 1,243 $ 177,085,000 $ 142,000 $ 77,000
Pickens 2,382 $ 456,210,000 $ 191,000 $ 91,000
Pierce 734 $ 93,540,000 $ 127,000 $ 71,000
Pike 1,043 $ 196,815,000 $ 188,000 $ 86,000
Polk 1,639 $ 210,735,000 $ 128,000 $ 67,000
Pulaski 286 $ 34,520,000 $ 120,000 $ 73,000
Putnam 1,366 $ 315,930,000 $ 231,000 $ 140,000
Quitman 73 $ 5,525,000 $ 75,000 $ 56,000
Rabun 1,034 $ 279,050,000 $ 269,000 $ 181,000
Randolph 143 $ 13,995,000 $ 97,000 $ 56,000
Richmond 8,034 $ 1,293,610,000 $ 161,000 $ 78,000
Rockdale 6,386 $ 1,197,480,000 $ 187,000 $ 74,000
Schley 180 $ 19,910,000 $ 110,000 $ 69,000
Screven 384 $ 45,610,000 $ 118,000 $ 74,000
Seminole 284 $ 26,940,000 $ 94,000 $ 66,000
Spalding 3,417 $ 522,115,000 $ 152,000 $ 73,000
Stephens 1,008 $ 138,620,000 $ 137,000 $ 81,000
Stewart 88 $ 11,130,000 $ 126,000 $ 87,000
Sumter 558 $ 64,860,000 $ 116,000 $ 65,000
Talbot 231 $ 26,455,000 $ 114,000 $ 69,000
Taliaferro 44 $ 4,020,000 $ 91,000 $ 65,000
Tattnall 619 $ 64,475,000 $ 104,000 $ 71,000
Taylor 161 $ 14,245,000 $ 88,000 $ 68,000
Telfair 165 $ 16,635,000 $ 100,000 $ 59,000
Terrell 255 $ 25,115,000 $ 98,000 $ 76,000
Thomas 1,700 $ 282,100,000 $ 165,000 $ 88,000
Tift 1,218 $ 186,660,000 $ 153,000 $ 86,000
Toombs 631 $ 81,565,000 $ 129,000 $ 73,000
Towns 876 $ 161,190,000 $ 184,000 $ 98,000
Treutlen 115 $ 10,915,000 $ 94,000 $ 65,000
Troup 2,806 $ 413,860,000 $ 147,000 $ 86,000
Turner 232 $ 24,190,000 $ 104,000 $ 60,000
Twiggs 172 $ 15,710,000 $ 91,000 $ 73,000
Union 1,890 $ 345,330,000 $ 182,000 $ 95,000
Upson 885 $ 102,955,000 $ 116,000 $ 70,000
Walker 3,329 $ 469,335,000 $ 140,000 $ 76,000
Walton 7,121 $ 1,395,435,000 $ 195,000 $ 89,000
Ware 1,037 $ 122,515,000 $ 118,000 $ 66,000
Warren 123 $ 13,975,000 $ 113,000 $ 59,000
Washington 337 $ 40,335,000 $ 119,000 $ 73,000
Wayne 1,193 $ 146,865,000 $ 123,000 $ 68,000
Webster 49 $ 5,325,000 $ 108,000 $ 56,000
Wheeler 57 $ 4,655,000 $ 81,000 $ 59,000
White 1,713 $ 279,645,000 $ 163,000 $ 79,000
Whitfield 3,672 $ 493,490,000 $ 134,000 $ 76,000
Wilcox 144 $ 14,330,000 $ 99,000 $ 59,000
Wilkes 271 $ 31,985,000 $ 118,000 $ 76,000
Wilkinson 201 $ 20,005,000 $ 99,000 $ 56,000
Worth 667 $ 71,695,000 $ 107,000 $ 74,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Georgia.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia and search similar information back through 2003.

Download the Georgia Lender List