Georgia
Mortgage Loan Application
Totals and Details
in 2017

Find mortgage statistics for Georgia.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2017 in all of Georgia.
You can organize this information by metropolitan area and by county.

Years 2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 501,310
Total Mortgage Loan Application Amount $103,528,788,000
Average Mortgage Loan Application Amount $206,000
Highest Mortgage Loan Application Amount $390,340,000
Average Applicant Income $82,000
Highest Applicant Income $170,000,000

We provide overall totals and averages for each year, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or lending statistics in Georgia, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists are also able to be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Georgia in 2017

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 279,054 $63,798,765,000 $228,000 $112,000,000 $84,000 $162,000,000
Refinancing 186,386 $36,693,581,000 $196,000 $390,340,000 $78,000 $170,000,000
Home Improvement 35,870 $3,036,442,000 $84,000 $52,000,000 $90,000 $97,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 240,110 $47,546,872,000 $198,000 $125,000,000 $99,000 $170,000,000
Black or African American 93,900 $15,330,292,000 $163,000 $112,000,000 $69,000 $162,000,000
Not Provided 61,191 $12,291,454,000 $200,000 $10,400,000 $96,000 $97,999,000
Not applicable 58,742 $19,041,919,000 $324,000 $390,340,000 $16,000 $8,000,000
Hispanic 23,511 $3,871,939,000 $164,000 $2,976,000 $69,000 $9,999,000
Asian 20,496 $4,880,419,000 $238,000 $3,750,000 $106,000 $3,799,000
American Indian or Alaskan Native 2,455 $400,854,000 $163,000 $1,200,000 $77,000 $2,540,000
Native Hawaiin or Other Pacific Islander 905 $165,039,000 $182,000 $1,673,000 $85,000 $1,420,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 304,147 $68,040,948,000 $223,000 $390,340,000 $103,000 $170,000,000
FHA-insured (Federal Housing Administration) 121,029 $20,211,435,000 $166,000 $48,500,000 $46,000 $5,333,000
VA-guaranteed (Veterans Administration) 66,263 $13,932,499,000 $210,000 $1,914,000 $59,000 $4,108,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9,871 $1,343,906,000 $136,000 $404,000 $34,000 $1,050,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 244,731 $54,702,933,000 $223,000 $112,000,000 $95,000 $162,000,000
Application Denied By Financial Institution 78,004 $11,660,055,000 $149,000 $31,000,000 $72,000 $9,999,000
Loan Purchased By The Institution 76,898 $15,753,280,000 $204,000 $2,590,000 $43,000 $8,000,000
Application Withdrawn By Applicant 63,873 $14,171,305,000 $221,000 $390,340,000 $92,000 $170,000,000
File Closed For Incompleteness 24,850 $4,742,492,000 $190,000 $38,720,000 $76,000 $97,999,000
Application Approved But Not Accepted 12,923 $2,492,693,000 $192,000 $45,200,000 $94,000 $11,750,000
Preapproval Denied by Financial Institution 25 $4,892,000 $195,000 $424,000 $66,000 $284,000
Preapproval Approved but not Accepted 6 $1,138,000 $189,000 $370,000 $105,000 $193,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 15,283 $1,416,516,000 $92,000 $5,650,000 $71,000 $9,999,000
Debt-To-Income Ratio 12,407 $2,021,937,000 $162,000 $5,500,000 $62,000 $2,380,000
Collateral 7,916 $1,555,054,000 $196,000 $31,000,000 $96,000 $3,167,000
Credit Application Incomplete 7,220 $1,365,679,000 $189,000 $10,400,000 $92,000 $4,504,000
Other 4,250 $679,735,000 $159,000 $30,850,000 $79,000 $4,274,000
Unverifiable Information 2,085 $364,086,000 $174,000 $2,800,000 $93,000 $5,657,000
Insufficient Cash (Downpayment, Closing Cost) 1,269 $255,138,000 $201,000 $4,500,000 $85,000 $2,037,000
Employment History 700 $116,312,000 $166,000 $700,000 $65,000 $800,000
Mortgage Insurance Denied 21 $2,651,000 $126,000 $290,000 $71,000 $206,000
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Mortgage Loan Application Totals in 2017 by Georgia Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ALBANY, GA 4,647 $ 559,922,000 $ 120,000 $ 62,000
ATHENS-CLARKE COUNTY, GA 8,263 $ 1,597,493,000 $ 193,000 $ 88,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 324,251 $ 75,053,058,000 $ 231,000 $ 88,000
AUGUSTA-RICHMOND COUNTY, GA-SC 18,830 $ 3,258,004,000 $ 173,000 $ 67,000
BRUNSWICK, GA 5,436 $ 1,135,880,000 $ 208,000 $ 101,000
COLUMBUS, GA-AL 8,724 $ 1,490,009,000 $ 170,000 $ 66,000
DALTON, GA 4,582 $ 532,378,000 $ 116,000 $ 52,000
GAINESVILLE, GA 10,118 $ 2,061,087,000 $ 203,000 $ 79,000
HINESVILLE, GA 4,182 $ 604,520,000 $ 144,000 $ 51,000
MACON-BIBB COUNTY, GA 7,127 $ 1,011,100,000 $ 141,000 $ 67,000
ROME, GA 3,318 $ 492,127,000 $ 148,000 $ 70,000
SAVANNAH, GA 19,948 $ 4,131,862,000 $ 207,000 $ 80,000
VALDOSTA, GA 5,389 $ 755,204,000 $ 140,000 $ 63,000
WARNER ROBINS, GA 9,077 $ 1,415,161,000 $ 155,000 $ 63,000
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Mortgage Loan Application Totals in 2017 by Georgia County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Appling 529 $ 47,668,000 $ 90,000 $ 56,000
Atkinson 143 $ 11,872,000 $ 83,000 $ 61,000
Bacon 187 $ 15,997,000 $ 85,000 $ 60,000
Baker 60 $ 4,719,000 $ 78,000 $ 51,000
Baldwin 1,289 $ 181,134,000 $ 140,000 $ 76,000
Banks 703 $ 104,060,000 $ 148,000 $ 62,000
Barrow 5,564 $ 857,436,000 $ 154,000 $ 54,000
Bartow 5,529 $ 915,441,000 $ 165,000 $ 65,000
Ben Hill 371 $ 32,538,000 $ 87,000 $ 42,000
Berrien 587 $ 63,139,000 $ 107,000 $ 50,000
Bibb 4,286 $ 624,227,000 $ 145,000 $ 69,000
Bleckley 246 $ 25,786,000 $ 104,000 $ 54,000
Brantley 557 $ 45,418,000 $ 81,000 $ 50,000
Brooks 539 $ 58,595,000 $ 108,000 $ 62,000
Bryan 2,811 $ 622,138,000 $ 221,000 $ 74,000
Bulloch 2,321 $ 380,715,000 $ 164,000 $ 73,000
Burke 613 $ 69,298,000 $ 113,000 $ 60,000
Butts 1,045 $ 143,966,000 $ 137,000 $ 61,000
Calhoun 84 $ 6,000,000 $ 71,000 $ 50,000
Camden 2,900 $ 472,030,000 $ 162,000 $ 65,000
Candler 247 $ 26,261,000 $ 106,000 $ 66,000
Carroll 5,422 $ 868,042,000 $ 160,000 $ 91,000
Catoosa 3,300 $ 459,859,000 $ 139,000 $ 57,000
Charlton 312 $ 27,244,000 $ 87,000 $ 53,000
Chatham 13,427 $ 2,890,836,000 $ 215,000 $ 84,000
Chattahoochee 69 $ 7,324,000 $ 106,000 $ 55,000
Chattooga 569 $ 58,184,000 $ 102,000 $ 57,000
Cherokee 17,937 $ 4,170,749,000 $ 232,000 $ 87,000
Clarke 4,064 $ 759,741,000 $ 186,000 $ 88,000
Clay 72 $ 10,419,000 $ 144,000 $ 98,000
Clayton 10,700 $ 1,540,007,000 $ 143,000 $ 45,000
Clinch 210 $ 18,551,000 $ 88,000 $ 55,000
Cobb 42,291 $ 10,346,495,000 $ 244,000 $ 94,000
Coffee 1,055 $ 100,243,000 $ 95,000 $ 56,000
Colquitt 1,086 $ 126,103,000 $ 116,000 $ 62,000
Columbia 10,016 $ 2,023,484,000 $ 202,000 $ 77,000
Cook 507 $ 47,150,000 $ 92,000 $ 51,000
Coweta 8,941 $ 1,816,797,000 $ 203,000 $ 80,000
Crawford 350 $ 37,125,000 $ 106,000 $ 52,000
Crisp 470 $ 56,535,000 $ 120,000 $ 75,000
Dade 669 $ 80,342,000 $ 120,000 $ 63,000
Dawson 1,861 $ 390,559,000 $ 209,000 $ 92,000
Decatur 692 $ 78,466,000 $ 113,000 $ 57,000
DeKalb 35,158 $ 8,952,691,000 $ 254,000 $ 93,000
Dodge 384 $ 34,702,000 $ 90,000 $ 59,000
Dooly 213 $ 15,664,000 $ 73,000 $ 50,000
Dougherty 2,173 $ 248,493,000 $ 114,000 $ 60,000
Douglas 8,104 $ 1,408,841,000 $ 173,000 $ 59,000
Early 281 $ 33,236,000 $ 118,000 $ 52,000
Echols 67 $ 6,732,000 $ 100,000 $ 52,000
Effingham 3,779 $ 625,296,000 $ 165,000 $ 69,000
Elbert 503 $ 54,863,000 $ 109,000 $ 49,000
Emanuel 415 $ 40,232,000 $ 96,000 $ 55,000
Evans 313 $ 31,613,000 $ 101,000 $ 62,000
Fannin 1,775 $ 375,712,000 $ 211,000 $ 123,000
Fayette 7,217 $ 1,754,851,000 $ 243,000 $ 102,000
Floyd 3,332 $ 493,221,000 $ 148,000 $ 70,000
Forsyth 17,532 $ 4,895,470,000 $ 279,000 $ 108,000
Franklin 679 $ 95,992,000 $ 141,000 $ 72,000
Fulton 53,178 $ 16,999,030,000 $ 319,000 $ 127,000
Gilmer 1,741 $ 282,519,000 $ 162,000 $ 86,000
Glascock 63 $ 6,324,000 $ 100,000 $ 48,000
Glynn 4,381 $ 1,024,093,000 $ 233,000 $ 111,000
Gordon 2,176 $ 280,535,000 $ 128,000 $ 62,000
Grady 575 $ 72,012,000 $ 125,000 $ 66,000
Greene 1,077 $ 364,631,000 $ 338,000 $ 183,000
Gwinnett 50,345 $ 10,921,020,000 $ 216,000 $ 79,000
Habersham 1,728 $ 256,417,000 $ 148,000 $ 60,000
Hall 10,134 $ 2,063,260,000 $ 203,000 $ 79,000
Hancock 268 $ 40,220,000 $ 150,000 $ 100,000
Haralson 1,169 $ 158,056,000 $ 135,000 $ 61,000
Harris 1,920 $ 389,576,000 $ 202,000 $ 81,000
Hart 905 $ 151,296,000 $ 167,000 $ 78,000
Heard 432 $ 49,047,000 $ 113,000 $ 56,000
Henry 15,029 $ 2,729,325,000 $ 181,000 $ 63,000
Houston 7,820 $ 1,250,522,000 $ 159,000 $ 64,000
Irwin 190 $ 17,051,000 $ 89,000 $ 55,000
Jackson 4,974 $ 883,943,000 $ 177,000 $ 68,000
Jasper 738 $ 99,492,000 $ 134,000 $ 64,000
Jeff Davis 340 $ 32,951,000 $ 96,000 $ 58,000
Jefferson 322 $ 32,006,000 $ 99,000 $ 66,000
Jenkins 149 $ 13,203,000 $ 88,000 $ 58,000
Johnson 171 $ 18,069,000 $ 105,000 $ 53,000
Jones 1,117 $ 130,651,000 $ 116,000 $ 55,000
Lamar 686 $ 89,527,000 $ 130,000 $ 57,000
Lanier 449 $ 42,129,000 $ 93,000 $ 50,000
Laurens 1,577 $ 182,092,000 $ 115,000 $ 56,000
Lee 1,566 $ 228,451,000 $ 145,000 $ 66,000
Liberty 3,219 $ 465,720,000 $ 144,000 $ 52,000
Lincoln 330 $ 41,517,000 $ 125,000 $ 78,000
Long 1,015 $ 143,244,000 $ 141,000 $ 49,000
Lowndes 4,373 $ 650,387,000 $ 148,000 $ 64,000
Lumpkin 1,420 $ 232,187,000 $ 163,000 $ 72,000
Macon 201 $ 15,538,000 $ 77,000 $ 53,000
Madison 1,295 $ 174,027,000 $ 134,000 $ 58,000
Marion 203 $ 21,201,000 $ 104,000 $ 53,000
McDuffie 678 $ 72,960,000 $ 107,000 $ 56,000
McIntosh 564 $ 71,278,000 $ 126,000 $ 71,000
Meriwether 782 $ 96,931,000 $ 123,000 $ 58,000
Miller 208 $ 23,404,000 $ 112,000 $ 70,000
Mitchell 387 $ 37,711,000 $ 97,000 $ 52,000
Monroe 1,160 $ 200,780,000 $ 173,000 $ 81,000
Montgomery 214 $ 23,474,000 $ 109,000 $ 57,000
Morgan 980 $ 188,897,000 $ 192,000 $ 86,000
Murray 1,263 $ 130,602,000 $ 103,000 $ 47,000
Muscogee 6,544 $ 1,073,110,000 $ 163,000 $ 61,000
Newton 6,150 $ 941,456,000 $ 153,000 $ 56,000
Oconee 2,363 $ 586,919,000 $ 248,000 $ 109,000
Oglethorpe 599 $ 82,305,000 $ 137,000 $ 65,000
Paulding 11,961 $ 2,011,126,000 $ 168,000 $ 62,000
Peach 996 $ 136,715,000 $ 137,000 $ 57,000
Pickens 1,944 $ 351,385,000 $ 180,000 $ 81,000
Pierce 698 $ 80,455,000 $ 115,000 $ 63,000
Pike 915 $ 147,526,000 $ 161,000 $ 73,000
Polk 1,414 $ 161,449,000 $ 114,000 $ 51,000
Pulaski 285 $ 30,022,000 $ 105,000 $ 58,000
Putnam 1,115 $ 221,849,000 $ 198,000 $ 106,000
Quitman 90 $ 7,472,000 $ 83,000 $ 69,000
Rabun 786 $ 179,021,000 $ 227,000 $ 142,000
Randolph 131 $ 12,049,000 $ 91,000 $ 46,000
Richmond 7,224 $ 1,053,762,000 $ 145,000 $ 55,000
Rockdale 4,836 $ 939,374,000 $ 194,000 $ 59,000
Schley 112 $ 12,420,000 $ 110,000 $ 54,000
Screven 315 $ 31,952,000 $ 101,000 $ 58,000
Seminole 274 $ 26,193,000 $ 95,000 $ 61,000
Spalding 2,456 $ 321,399,000 $ 130,000 $ 62,000
Stephens 789 $ 101,820,000 $ 129,000 $ 60,000
Stewart 90 $ 7,098,000 $ 78,000 $ 50,000
Sumter 578 $ 55,202,000 $ 95,000 $ 61,000
Talbot 178 $ 19,286,000 $ 108,000 $ 65,000
Taliaferro 45 $ 4,205,000 $ 93,000 $ 55,000
Tattnall 767 $ 79,004,000 $ 103,000 $ 61,000
Taylor 165 $ 15,807,000 $ 95,000 $ 55,000
Telfair 146 $ 15,617,000 $ 106,000 $ 49,000
Terrell 255 $ 25,713,000 $ 100,000 $ 82,000
Thomas 1,454 $ 211,196,000 $ 145,000 $ 134,000
Tift 1,115 $ 153,338,000 $ 137,000 $ 66,000
Toombs 646 $ 73,189,000 $ 113,000 $ 60,000
Towns 729 $ 127,478,000 $ 174,000 $ 87,000
Treutlen 129 $ 11,878,000 $ 92,000 $ 64,000
Troup 2,396 $ 339,254,000 $ 141,000 $ 62,000
Turner 220 $ 18,768,000 $ 85,000 $ 51,000
Twiggs 242 $ 20,766,000 $ 85,000 $ 53,000
Union 1,457 $ 254,699,000 $ 174,000 $ 77,000
Upson 825 $ 84,614,000 $ 102,000 $ 54,000
Walker 2,747 $ 328,271,000 $ 119,000 $ 55,000
Walton 5,566 $ 972,701,000 $ 174,000 $ 67,000
Ware 1,004 $ 93,678,000 $ 93,000 $ 54,000
Warren 106 $ 9,936,000 $ 93,000 $ 68,000
Washington 358 $ 37,133,000 $ 103,000 $ 52,000
Wayne 996 $ 109,931,000 $ 110,000 $ 60,000
Webster 43 $ 3,543,000 $ 82,000 $ 50,000
Wheeler 115 $ 9,699,000 $ 84,000 $ 48,000
White 1,282 $ 189,571,000 $ 147,000 $ 66,000
Whitfield 3,329 $ 402,395,000 $ 120,000 $ 54,000
Wilcox 133 $ 10,637,000 $ 79,000 $ 55,000
Wilkes 298 $ 33,719,000 $ 113,000 $ 68,000
Wilkinson 170 $ 14,233,000 $ 83,000 $ 53,000
Worth 632 $ 55,149,000 $ 87,000 $ 53,000

We hope these totals and details for mortgage applications will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in GA.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information back through 2003.

Download the Georgia Lender List