Georgia
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007

Discover comprehensive Georgia mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all Georgia based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Georgia's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 899,812
Total Mortgage Loan Application Amount $144,751,334,000
Average Mortgage Loan Application Amount $160,000
Highest Mortgage Loan Application Amount $99,000,000
Average Applicant Income $81,000
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and application trends for 2007 in Georgia. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in Georgia, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2007 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in Georgia.

Download the Georgia Lender List

Mortgage Loan Application Detail Totals for Georgia in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 465,936 $75,732,881,000 $162,000 $98,000,000 $80,000 $9,999,000
Home Purchase 370,521 $64,792,569,000 $174,000 $99,000,000 $83,000 $9,999,000
Home Improvement 63,355 $4,225,884,000 $66,000 $7,500,000 $73,000 $9,999,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 412,966 $66,543,918,000 $161,000 $9,100,000 $94,000 $9,999,000
Black or African American 214,617 $30,927,832,000 $144,000 $10,000,000 $72,000 $9,999,000
Not Provided 131,311 $21,390,486,000 $162,000 $20,443,000 $84,000 $9,999,000
Not applicable 81,287 $16,387,667,000 $201,000 $99,000,000 $30,000 $9,999,000
Hispanic 35,274 $5,101,725,000 $144,000 $2,386,000 $72,000 $9,770,000
Asian 19,692 $3,712,417,000 $188,000 $4,355,000 $96,000 $4,141,000
American Indian or Alaskan Native 2,726 $377,926,000 $138,000 $1,120,000 $78,000 $4,023,000
Native Hawaiian or Other Pacific Islander 1,939 $309,363,000 $159,000 $2,320,000 $86,000 $1,415,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 820,700 $133,070,289,000 $162,000 $99,000,000 $83,000 $9,999,000
FHA-insured (Federal Housing Administration) 64,653 $9,204,899,000 $142,000 $6,194,000 $50,000 $1,590,000
VA-guaranteed (Veterans Administration) 13,764 $2,387,234,000 $173,000 $617,000 $56,000 $8,500,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 695 $88,912,000 $127,000 $899,000 $32,000 $420,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 352,181 $57,469,801,000 $163,000 $99,000,000 $90,000 $9,999,000
Application Denied By Financial Institution 213,080 $31,426,012,000 $147,000 $20,443,000 $76,000 $9,999,000
Loan Purchased By The Institution 164,317 $28,417,897,000 $172,000 $98,000,000 $58,000 $9,999,000
Application Withdrawn By Applicant 87,972 $14,388,578,000 $163,000 $27,000,000 $80,000 $4,320,000
Application Approved But Not Accepted 58,730 $8,837,811,000 $150,000 $23,400,000 $93,000 $9,999,000
File Closed For Incompleteness 23,463 $4,200,079,000 $179,000 $5,400,000 $95,000 $9,999,000
Preapproval Denied by Financial Institution 67 $10,919,000 $162,000 $656,000 $57,000 $246,000
Preapproval Approved but not Accepted 2 $237,000 $118,000 $143,000 $55,000 $77,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 37,770 $4,600,343,000 $121,000 $20,443,000 $73,000 $9,999,000
Collateral 29,582 $4,903,021,000 $165,000 $7,500,000 $92,000 $9,495,000
Debt-To-Income Ratio 23,657 $3,635,452,000 $153,000 $9,000,000 $62,000 $5,265,000
Other 20,767 $3,599,215,000 $173,000 $8,200,000 $93,000 $9,999,000
Credit Application Incomplete 11,683 $2,058,572,000 $176,000 $6,500,000 $94,000 $3,900,000
Unverifiable Information 5,933 $1,154,636,000 $194,000 $2,985,000 $111,000 $9,999,000
Insufficient Cash (Downpayment, Closing Cost) 2,319 $403,630,000 $174,000 $3,500,000 $92,000 $9,999,000
Employment History 1,713 $280,822,000 $163,000 $1,648,000 $77,000 $1,589,000
Mortgage Insurance Denied 116 $18,899,000 $162,000 $678,000 $72,000 $350,000
Download the Georgia Lender List

Mortgage Loan Application Totals in 2007 by Georgia Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ALBANY, GA 9,727 $ 1,087,869,000 $ 111,000 $ 66,000
ATHENS-CLARKE COUNTY, GA 13,818 $ 1,984,595,000 $ 143,000 $ 85,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 585,596 $ 102,219,689,000 $ 174,000 $ 85,000
AUGUSTA-RICHMOND COUNTY, GA-SC 28,782 $ 3,546,506,000 $ 123,000 $ 66,000
BRUNSWICK, GA 8,935 $ 1,796,260,000 $ 201,000 $ 106,000
COLUMBUS, GA-AL 18,693 $ 2,417,898,000 $ 129,000 $ 68,000
DALTON, GA 8,435 $ 953,023,000 $ 112,000 $ 57,000
GAINESVILLE, GA 15,112 $ 2,682,312,000 $ 177,000 $ 88,000
HINESVILLE-FORT STEWART, GA 5,676 $ 631,442,000 $ 111,000 $ 62,000
MACON, GA 17,058 $ 2,094,381,000 $ 122,000 $ 70,000
ROME, GA 6,577 $ 770,465,000 $ 117,000 $ 63,000
SAVANNAH, GA 33,306 $ 5,587,144,000 $ 167,000 $ 85,000
VALDOSTA, GA 9,435 $ 1,241,892,000 $ 131,000 $ 71,000
WARNER ROBINS, GA 12,083 $ 1,547,159,000 $ 128,000 $ 70,000
Download the Georgia Lender List

Mortgage Loan Application Totals in 2007 by Georgia County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Appling 749 $ 75,521,000 $ 100,000 $ 59,000
Atkinson 176 $ 14,290,000 $ 81,000 $ 57,000
Bacon 313 $ 33,577,000 $ 107,000 $ 76,000
Baker 72 $ 6,350,000 $ 88,000 $ 58,000
Baldwin 2,602 $ 331,443,000 $ 127,000 $ 70,000
Banks 1,165 $ 154,225,000 $ 132,000 $ 66,000
Barrow 8,851 $ 1,200,587,000 $ 135,000 $ 64,000
Bartow 9,944 $ 1,424,341,000 $ 143,000 $ 74,000
Ben Hill 888 $ 69,969,000 $ 78,000 $ 52,000
Berrien 1,177 $ 104,854,000 $ 89,000 $ 53,000
Bibb 11,326 $ 1,353,254,000 $ 119,000 $ 70,000
Bleckley 354 $ 34,579,000 $ 97,000 $ 66,000
Brantley 650 $ 45,216,000 $ 69,000 $ 48,000
Brooks 923 $ 89,542,000 $ 97,000 $ 64,000
Bryan 3,537 $ 616,878,000 $ 174,000 $ 87,000
Bulloch 3,570 $ 442,708,000 $ 124,000 $ 72,000
Burke 1,243 $ 113,161,000 $ 91,000 $ 52,000
Butts 2,292 $ 285,470,000 $ 124,000 $ 63,000
Calhoun 190 $ 13,567,000 $ 71,000 $ 54,000
Camden 5,492 $ 859,615,000 $ 156,000 $ 71,000
Candler 404 $ 46,339,000 $ 114,000 $ 58,000
Carroll 11,724 $ 1,479,713,000 $ 126,000 $ 68,000
Catoosa 5,479 $ 665,367,000 $ 121,000 $ 62,000
Charlton 468 $ 44,530,000 $ 95,000 $ 54,000
Chatham 24,658 $ 4,275,602,000 $ 173,000 $ 87,000
Chattahoochee 202 $ 45,827,000 $ 226,000 $ 54,000
Chattooga 1,553 $ 148,600,000 $ 95,000 $ 53,000
Cherokee 25,937 $ 4,512,763,000 $ 173,000 $ 86,000
Clarke 7,801 $ 1,043,134,000 $ 133,000 $ 88,000
Clay 96 $ 9,118,000 $ 94,000 $ 56,000
Clayton 30,665 $ 3,751,857,000 $ 122,000 $ 57,000
Clinch 318 $ 24,311,000 $ 76,000 $ 49,000
Cobb 68,487 $ 12,415,728,000 $ 181,000 $ 91,000
Coffee 1,820 $ 164,944,000 $ 90,000 $ 57,000
Colquitt 2,249 $ 202,342,000 $ 89,000 $ 63,000
Columbia 11,600 $ 1,784,567,000 $ 153,000 $ 79,000
Cook 1,062 $ 97,149,000 $ 91,000 $ 54,000
Coweta 13,861 $ 2,147,942,000 $ 154,000 $ 74,000
Crawford 795 $ 75,140,000 $ 94,000 $ 57,000
Crisp 894 $ 98,257,000 $ 109,000 $ 76,000
Dade 1,212 $ 138,978,000 $ 114,000 $ 69,000
Dawson 2,677 $ 500,620,000 $ 187,000 $ 88,000
Decatur 1,456 $ 154,921,000 $ 106,000 $ 55,000
DeKalb 75,331 $ 12,632,137,000 $ 167,000 $ 81,000
Dodge 797 $ 70,032,000 $ 87,000 $ 55,000
Dooly 315 $ 26,225,000 $ 83,000 $ 57,000
Dougherty 5,374 $ 601,883,000 $ 111,000 $ 63,000
Douglas 16,435 $ 2,717,098,000 $ 165,000 $ 72,000
Early 496 $ 40,233,000 $ 81,000 $ 60,000
Echols 134 $ 11,488,000 $ 85,000 $ 47,000
Effingham 5,116 $ 695,099,000 $ 135,000 $ 72,000
Elbert 1,025 $ 104,091,000 $ 101,000 $ 58,000
Emanuel 730 $ 70,539,000 $ 96,000 $ 58,000
Evans 432 $ 44,828,000 $ 103,000 $ 55,000
Fannin 3,108 $ 583,698,000 $ 187,000 $ 103,000
Fayette 10,905 $ 2,425,431,000 $ 222,000 $ 103,000
Floyd 6,579 $ 770,668,000 $ 117,000 $ 63,000
Forsyth 21,529 $ 4,596,572,000 $ 213,000 $ 105,000
Franklin 1,429 $ 171,740,000 $ 120,000 $ 65,000
Fulton 107,043 $ 23,262,539,000 $ 217,000 $ 109,000
Gilmer 3,487 $ 577,762,000 $ 165,000 $ 84,000
Glascock 133 $ 12,211,000 $ 91,000 $ 61,000
Glynn 7,353 $ 1,609,814,000 $ 218,000 $ 112,000
Gordon 4,326 $ 500,192,000 $ 115,000 $ 60,000
Grady 1,241 $ 135,519,000 $ 109,000 $ 56,000
Greene 1,568 $ 458,715,000 $ 292,000 $ 165,000
Gwinnett 82,546 $ 14,235,545,000 $ 172,000 $ 81,000
Habersham 3,487 $ 474,596,000 $ 136,000 $ 63,000
Hall 15,113 $ 2,682,472,000 $ 177,000 $ 88,000
Hancock 543 $ 68,530,000 $ 126,000 $ 77,000
Haralson 2,433 $ 290,568,000 $ 119,000 $ 62,000
Harris 3,271 $ 543,256,000 $ 166,000 $ 84,000
Hart 1,616 $ 245,089,000 $ 151,000 $ 83,000
Heard 952 $ 103,545,000 $ 108,000 $ 67,000
Henry 26,964 $ 4,396,016,000 $ 163,000 $ 76,000
Houston 12,089 $ 1,548,424,000 $ 128,000 $ 70,000
Irwin 342 $ 30,638,000 $ 89,000 $ 53,000
Jackson 6,751 $ 1,100,219,000 $ 162,000 $ 76,000
Jasper 1,390 $ 193,530,000 $ 139,000 $ 69,000
Jeff Davis 513 $ 44,132,000 $ 86,000 $ 51,000
Jefferson 738 $ 58,641,000 $ 79,000 $ 53,000
Jenkins 292 $ 23,715,000 $ 81,000 $ 54,000
Johnson 175 $ 14,313,000 $ 81,000 $ 46,000
Jones 2,231 $ 275,384,000 $ 123,000 $ 61,000
Lamar 1,397 $ 166,249,000 $ 119,000 $ 56,000
Lanier 614 $ 68,119,000 $ 110,000 $ 84,000
Laurens 2,355 $ 251,472,000 $ 106,000 $ 56,000
Lee 2,492 $ 337,734,000 $ 135,000 $ 81,000
Liberty 4,906 $ 554,568,000 $ 113,000 $ 63,000
Lincoln 360 $ 54,531,000 $ 151,000 $ 84,000
Long 773 $ 77,320,000 $ 100,000 $ 52,000
Lowndes 7,771 $ 1,073,303,000 $ 138,000 $ 71,000
Lumpkin 2,767 $ 420,867,000 $ 152,000 $ 78,000
Macon 511 $ 45,133,000 $ 88,000 $ 53,000
Madison 2,043 $ 235,665,000 $ 115,000 $ 64,000
Marion 522 $ 49,101,000 $ 94,000 $ 59,000
McDuffie 1,328 $ 124,886,000 $ 94,000 $ 54,000
McIntosh 936 $ 141,403,000 $ 151,000 $ 95,000
Meriwether 1,789 $ 187,626,000 $ 104,000 $ 56,000
Miller 335 $ 28,424,000 $ 84,000 $ 58,000
Mitchell 921 $ 78,974,000 $ 85,000 $ 49,000
Monroe 2,278 $ 355,511,000 $ 156,000 $ 84,000
Montgomery 343 $ 33,050,000 $ 96,000 $ 54,000
Morgan 1,680 $ 277,695,000 $ 165,000 $ 81,000
Murray 2,475 $ 257,542,000 $ 104,000 $ 53,000
Muscogee 14,700 $ 1,779,812,000 $ 121,000 $ 66,000
Newton 13,272 $ 1,922,263,000 $ 144,000 $ 67,000
Oconee 2,841 $ 571,990,000 $ 201,000 $ 100,000
Oglethorpe 1,137 $ 134,218,000 $ 118,000 $ 64,000
Paulding 19,206 $ 2,738,598,000 $ 142,000 $ 66,000
Peach 1,971 $ 229,481,000 $ 116,000 $ 64,000
Pickens 3,316 $ 572,954,000 $ 172,000 $ 84,000
Pierce 935 $ 100,788,000 $ 107,000 $ 68,000
Pike 1,690 $ 239,745,000 $ 141,000 $ 72,000
Polk 2,739 $ 303,934,000 $ 110,000 $ 59,000
Pulaski 414 $ 39,208,000 $ 94,000 $ 65,000
Putnam 1,948 $ 418,664,000 $ 214,000 $ 129,000
Quitman 127 $ 12,190,000 $ 95,000 $ 73,000
Rabun 1,325 $ 308,851,000 $ 233,000 $ 126,000
Randolph 233 $ 18,582,000 $ 79,000 $ 51,000
Richmond 14,614 $ 1,524,423,000 $ 104,000 $ 59,000
Rockdale 10,108 $ 1,811,049,000 $ 179,000 $ 77,000
Schley 274 $ 23,656,000 $ 86,000 $ 59,000
Screven 743 $ 60,174,000 $ 80,000 $ 50,000
Seminole 538 $ 53,976,000 $ 100,000 $ 67,000
Spalding 5,787 $ 663,349,000 $ 114,000 $ 64,000
Stephens 1,543 $ 174,877,000 $ 113,000 $ 64,000
Stewart 131 $ 10,945,000 $ 83,000 $ 49,000
Sumter 1,306 $ 132,304,000 $ 101,000 $ 65,000
Talbot 377 $ 40,891,000 $ 108,000 $ 61,000
Taliaferro 56 $ 4,338,000 $ 77,000 $ 35,000
Tattnall 997 $ 91,163,000 $ 91,000 $ 53,000
Taylor 332 $ 29,383,000 $ 88,000 $ 63,000
Telfair 323 $ 28,766,000 $ 89,000 $ 56,000
Terrell 711 $ 45,828,000 $ 64,000 $ 50,000
Thomas 2,570 $ 339,630,000 $ 132,000 $ 65,000
Tift 1,820 $ 208,692,000 $ 114,000 $ 82,000
Toombs 1,407 $ 129,662,000 $ 92,000 $ 62,000
Towns 1,252 $ 242,238,000 $ 193,000 $ 101,000
Treutlen 181 $ 15,146,000 $ 83,000 $ 50,000
Troup 5,282 $ 623,511,000 $ 118,000 $ 63,000
Turner 364 $ 31,789,000 $ 87,000 $ 58,000
Twiggs 446 $ 36,704,000 $ 82,000 $ 52,000
Union 2,832 $ 465,093,000 $ 164,000 $ 82,000
Upson 1,810 $ 168,179,000 $ 92,000 $ 52,000
Walker 5,418 $ 574,925,000 $ 106,000 $ 55,000
Walton 9,118 $ 1,420,163,000 $ 155,000 $ 75,000
Ware 1,573 $ 142,486,000 $ 90,000 $ 61,000
Warren 288 $ 20,104,000 $ 69,000 $ 54,000
Washington 936 $ 89,688,000 $ 95,000 $ 56,000
Wayne 1,613 $ 164,824,000 $ 102,000 $ 60,000
Webster 49 $ 3,503,000 $ 71,000 $ 45,000
Wheeler 110 $ 10,174,000 $ 92,000 $ 65,000
White 2,451 $ 379,035,000 $ 154,000 $ 77,000
Whitfield 5,961 $ 695,611,000 $ 116,000 $ 59,000
Wilcox 205 $ 15,048,000 $ 73,000 $ 57,000
Wilkes 378 $ 38,358,000 $ 101,000 $ 58,000
Wilkinson 446 $ 39,290,000 $ 88,000 $ 52,000
Worth 1,079 $ 96,283,000 $ 89,000 $ 57,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into Georgia's 2007 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Georgia's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the Georgia Lender List