Georgia
Mortgage Loan Application
Totals and Details
in 2006

Find mortgage statistics and mortgage data for Georgia.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2021 in all of Georgia.
You can organize this information by metropolitan area and by county.

Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,155,108
Total Mortgage Loan Application Amount $164,508,535,000
Average Mortgage Loan Application Amount $142,000
Highest Mortgage Loan Application Amount $97,391,000
Average Applicant Income $74,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Georgia, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Georgia in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 561,198 $82,419,028,000 $146,000 $97,391,000 $74,000 $9,999,000
Refinancing 526,394 $78,260,982,000 $148,000 $95,400,000 $73,000 $9,999,000
Home Improvement 67,516 $3,828,525,000 $56,000 $9,525,000 $68,000 $6,382,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 475,249 $69,559,514,000 $146,000 $19,000,000 $89,000 $9,999,000
Black or African American 286,026 $36,327,363,000 $127,000 $97,391,000 $69,000 $9,999,000
Not Provided 174,928 $25,200,471,000 $144,000 $46,500,000 $76,000 $9,999,000
Not applicable 142,307 $22,582,395,000 $158,000 $95,400,000 $28,000 $9,508,000
Hispanic 45,899 $5,753,440,000 $125,000 $5,000,000 $68,000 $7,500,000
Asian 24,383 $4,166,864,000 $170,000 $4,200,000 $92,000 $6,141,000
American Indian or Alaskan Native 3,253 $423,122,000 $130,000 $1,983,000 $75,000 $1,200,000
Native Hawaiian or Other Pacific Islander 3,063 $495,366,000 $161,000 $2,000,000 $79,000 $2,000,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,088,894 $155,186,263,000 $142,000 $97,391,000 $75,000 $9,999,000
FHA-insured (Federal Housing Administration) 48,537 $6,478,963,000 $133,000 $12,895,000 $45,000 $2,957,000
VA-guaranteed (Veterans Administration) 17,124 $2,777,928,000 $162,000 $540,000 $52,000 $931,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 553 $65,381,000 $118,000 $372,000 $32,000 $313,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 470,341 $67,772,034,000 $144,000 $97,391,000 $86,000 $9,999,000
Application Denied By Financial Institution 233,211 $30,350,749,000 $130,000 $14,750,000 $71,000 $9,364,000
Loan Purchased By The Institution 222,902 $33,726,310,000 $151,000 $95,400,000 $45,000 $9,999,000
Application Withdrawn By Applicant 123,787 $18,239,857,000 $147,000 $46,500,000 $74,000 $9,999,000
Application Approved But Not Accepted 71,967 $9,450,983,000 $131,000 $35,600,000 $84,000 $6,916,000
File Closed For Incompleteness 32,842 $4,960,831,000 $151,000 $6,000,000 $84,000 $9,999,000
Preapproval Denied by Financial Institution 48 $6,586,000 $137,000 $279,000 $104,000 $451,000
Preapproval Approved but not Accepted 10 $1,185,000 $118,000 $188,000 $51,000 $90,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 42,440 $4,629,664,000 $109,000 $7,668,000 $66,000 $7,500,000
Other 29,922 $4,486,910,000 $149,000 $14,750,000 $80,000 $6,382,000
Collateral 24,779 $3,619,583,000 $146,000 $6,500,000 $86,000 $6,048,000
Debt-To-Income Ratio 22,842 $2,990,558,000 $130,000 $4,000,000 $59,000 $6,000,000
Credit Application Incomplete 11,927 $1,832,258,000 $153,000 $6,890,000 $85,000 $4,800,000
Unverifiable Information 6,060 $985,033,000 $162,000 $7,000,000 $89,000 $5,794,000
Insufficient Cash (Downpayment, Closing Cost) 2,217 $341,101,000 $153,000 $2,000,000 $84,000 $3,237,000
Employment History 2,158 $296,220,000 $137,000 $3,315,000 $72,000 $996,000
Mortgage Insurance Denied 84 $10,708,000 $127,000 $526,000 $65,000 $240,000
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Mortgage Loan Application Totals in 2006 by Georgia Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ALBANY, GA 10,901 $ 1,081,552,000 $ 99,000 $ 60,000
ATHENS-CLARKE COUNTY, GA 16,396 $ 2,161,673,000 $ 131,000 $ 79,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 787,676 $ 119,535,475,000 $ 151,000 $ 77,000
AUGUSTA-RICHMOND COUNTY, GA-SC 32,917 $ 3,651,310,000 $ 110,000 $ 63,000
BRUNSWICK, GA 10,815 $ 1,956,286,000 $ 180,000 $ 93,000
COLUMBUS, GA-AL 22,142 $ 2,723,357,000 $ 122,000 $ 63,000
DALTON, GA 10,580 $ 1,086,546,000 $ 102,000 $ 53,000
GAINESVILLE, GA 18,746 $ 2,973,531,000 $ 158,000 $ 78,000
HINESVILLE-FORT STEWART, GA 7,580 $ 744,449,000 $ 98,000 $ 52,000
MACON, GA 20,659 $ 2,265,991,000 $ 109,000 $ 62,000
ROME, GA 7,534 $ 819,441,000 $ 108,000 $ 62,000
SAVANNAH, GA 40,537 $ 5,910,891,000 $ 145,000 $ 76,000
VALDOSTA, GA 9,801 $ 1,108,849,000 $ 113,000 $ 65,000
WARNER ROBINS, GA 13,549 $ 1,551,876,000 $ 114,000 $ 61,000
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Mortgage Loan Application Totals in 2006 by Georgia County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Appling 746 $ 62,795,000 $ 84,000 $ 57,000
Atkinson 193 $ 16,456,000 $ 85,000 $ 46,000
Bacon 414 $ 38,728,000 $ 93,000 $ 50,000
Baker 84 $ 6,149,000 $ 73,000 $ 42,000
Baldwin 2,948 $ 343,988,000 $ 116,000 $ 66,000
Banks 1,418 $ 178,660,000 $ 125,000 $ 63,000
Barrow 10,915 $ 1,301,569,000 $ 119,000 $ 59,000
Bartow 12,356 $ 1,492,229,000 $ 120,000 $ 65,000
Ben Hill 1,009 $ 74,686,000 $ 74,000 $ 49,000
Berrien 1,191 $ 90,348,000 $ 75,000 $ 51,000
Bibb 14,183 $ 1,499,662,000 $ 105,000 $ 62,000
Bleckley 411 $ 40,595,000 $ 98,000 $ 55,000
Brantley 651 $ 39,725,000 $ 61,000 $ 46,000
Brooks 946 $ 85,332,000 $ 90,000 $ 58,000
Bryan 4,388 $ 705,685,000 $ 160,000 $ 76,000
Bulloch 4,000 $ 468,182,000 $ 117,000 $ 68,000
Burke 1,370 $ 111,338,000 $ 81,000 $ 55,000
Butts 2,736 $ 309,454,000 $ 113,000 $ 59,000
Calhoun 194 $ 12,663,000 $ 65,000 $ 43,000
Camden 6,475 $ 884,341,000 $ 136,000 $ 67,000
Candler 448 $ 45,733,000 $ 102,000 $ 55,000
Carroll 14,766 $ 1,715,931,000 $ 116,000 $ 61,000
Catoosa 6,938 $ 753,637,000 $ 108,000 $ 59,000
Charlton 623 $ 54,163,000 $ 86,000 $ 52,000
Chatham 29,634 $ 4,398,960,000 $ 148,000 $ 78,000
Chattahoochee 246 $ 25,379,000 $ 103,000 $ 53,000
Chattooga 1,862 $ 153,937,000 $ 82,000 $ 48,000
Cherokee 33,206 $ 5,139,725,000 $ 154,000 $ 79,000
Clarke 9,349 $ 1,155,709,000 $ 123,000 $ 83,000
Clay 120 $ 9,077,000 $ 75,000 $ 54,000
Clayton 41,752 $ 4,446,252,000 $ 106,000 $ 54,000
Clinch 397 $ 33,397,000 $ 84,000 $ 53,000
Cobb 91,240 $ 14,157,540,000 $ 155,000 $ 81,000
Coffee 1,973 $ 180,668,000 $ 91,000 $ 61,000
Colquitt 2,094 $ 182,503,000 $ 87,000 $ 52,000
Columbia 13,264 $ 1,854,511,000 $ 139,000 $ 74,000
Cook 1,287 $ 108,379,000 $ 84,000 $ 52,000
Coweta 17,365 $ 2,311,535,000 $ 133,000 $ 67,000
Crawford 803 $ 70,417,000 $ 87,000 $ 53,000
Crisp 949 $ 100,758,000 $ 106,000 $ 68,000
Dade 1,418 $ 137,736,000 $ 97,000 $ 63,000
Dawson 3,150 $ 542,473,000 $ 172,000 $ 86,000
Decatur 1,751 $ 176,503,000 $ 100,000 $ 51,000
DeKalb 102,951 $ 15,032,791,000 $ 146,000 $ 74,000
Dodge 781 $ 65,423,000 $ 83,000 $ 50,000
Dooly 381 $ 31,088,000 $ 81,000 $ 53,000
Dougherty 5,956 $ 567,931,000 $ 95,000 $ 58,000
Douglas 22,402 $ 3,015,526,000 $ 134,000 $ 65,000
Early 454 $ 30,581,000 $ 67,000 $ 46,000
Echols 135 $ 9,865,000 $ 73,000 $ 57,000
Effingham 6,530 $ 808,814,000 $ 123,000 $ 66,000
Elbert 1,335 $ 122,814,000 $ 91,000 $ 46,000
Emanuel 872 $ 75,161,000 $ 86,000 $ 53,000
Evans 445 $ 38,718,000 $ 87,000 $ 51,000
Fannin 3,226 $ 563,575,000 $ 174,000 $ 96,000
Fayette 14,086 $ 2,830,072,000 $ 200,000 $ 97,000
Floyd 7,535 $ 819,524,000 $ 108,000 $ 62,000
Forsyth 26,056 $ 4,992,739,000 $ 191,000 $ 92,000
Franklin 1,689 $ 188,817,000 $ 111,000 $ 63,000
Fulton 150,466 $ 28,026,429,000 $ 186,000 $ 98,000
Gilmer 3,377 $ 494,210,000 $ 146,000 $ 79,000
Glascock 135 $ 10,082,000 $ 74,000 $ 53,000
Glynn 9,069 $ 1,774,943,000 $ 195,000 $ 100,000
Gordon 4,962 $ 544,303,000 $ 109,000 $ 57,000
Grady 1,249 $ 131,420,000 $ 105,000 $ 52,000
Greene 1,738 $ 444,287,000 $ 255,000 $ 160,000
Gwinnett 114,480 $ 17,223,496,000 $ 150,000 $ 73,000
Habersham 3,880 $ 472,429,000 $ 121,000 $ 60,000
Hall 18,759 $ 2,976,123,000 $ 158,000 $ 78,000
Hancock 568 $ 67,008,000 $ 117,000 $ 93,000
Haralson 3,123 $ 346,066,000 $ 110,000 $ 59,000
Harris 3,702 $ 564,320,000 $ 152,000 $ 76,000
Hart 2,102 $ 271,878,000 $ 129,000 $ 73,000
Heard 1,109 $ 111,902,000 $ 100,000 $ 60,000
Henry 37,249 $ 5,275,340,000 $ 141,000 $ 67,000
Houston 13,617 $ 1,559,586,000 $ 114,000 $ 61,000
Irwin 348 $ 27,846,000 $ 80,000 $ 49,000
Jackson 8,690 $ 1,227,237,000 $ 141,000 $ 69,000
Jasper 1,798 $ 223,541,000 $ 124,000 $ 61,000
Jeff Davis 571 $ 47,000,000 $ 82,000 $ 53,000
Jefferson 754 $ 152,940,000 $ 202,000 $ 50,000
Jenkins 387 $ 28,683,000 $ 74,000 $ 52,000
Johnson 218 $ 17,395,000 $ 79,000 $ 45,000
Jones 2,762 $ 317,370,000 $ 114,000 $ 59,000
Lamar 1,668 $ 183,299,000 $ 109,000 $ 55,000
Lanier 601 $ 49,323,000 $ 82,000 $ 48,000
Laurens 2,632 $ 257,526,000 $ 97,000 $ 54,000
Lee 2,957 $ 358,262,000 $ 121,000 $ 69,000
Liberty 6,645 $ 660,050,000 $ 99,000 $ 53,000
Lincoln 439 $ 54,386,000 $ 123,000 $ 70,000
Long 938 $ 84,960,000 $ 90,000 $ 46,000
Lowndes 8,127 $ 965,351,000 $ 118,000 $ 68,000
Lumpkin 2,956 $ 406,544,000 $ 137,000 $ 67,000
Macon 498 $ 38,616,000 $ 77,000 $ 57,000
Madison 2,345 $ 254,522,000 $ 108,000 $ 55,000
Marion 592 $ 56,240,000 $ 95,000 $ 57,000
McDuffie 1,494 $ 129,024,000 $ 86,000 $ 50,000
McIntosh 1,102 $ 142,432,000 $ 129,000 $ 67,000
Meriwether 2,168 $ 207,230,000 $ 95,000 $ 48,000
Miller 349 $ 26,595,000 $ 76,000 $ 66,000
Mitchell 1,135 $ 90,800,000 $ 80,000 $ 44,000
Monroe 2,389 $ 336,515,000 $ 140,000 $ 66,000
Montgomery 371 $ 38,674,000 $ 104,000 $ 54,000
Morgan 2,000 $ 298,339,000 $ 149,000 $ 74,000
Murray 2,950 $ 280,938,000 $ 95,000 $ 52,000
Muscogee 17,611 $ 2,077,908,000 $ 117,000 $ 60,000
Newton 18,112 $ 2,249,277,000 $ 124,000 $ 59,000
Oconee 3,379 $ 608,568,000 $ 180,000 $ 96,000
Oglethorpe 1,330 $ 143,752,000 $ 108,000 $ 56,000
Paulding 25,606 $ 3,150,090,000 $ 123,000 $ 61,000
Peach 2,108 $ 225,206,000 $ 106,000 $ 60,000
Pickens 3,885 $ 581,787,000 $ 149,000 $ 79,000
Pierce 952 $ 95,930,000 $ 100,000 $ 56,000
Pike 2,072 $ 258,496,000 $ 124,000 $ 65,000
Polk 3,200 $ 317,669,000 $ 99,000 $ 52,000
Pulaski 518 $ 48,461,000 $ 93,000 $ 65,000
Putnam 2,235 $ 423,891,000 $ 189,000 $ 125,000
Quitman 119 $ 9,368,000 $ 78,000 $ 65,000
Rabun 1,603 $ 328,844,000 $ 205,000 $ 108,000
Randolph 257 $ 17,167,000 $ 66,000 $ 50,000
Richmond 16,798 $ 1,557,453,000 $ 92,000 $ 55,000
Rockdale 13,657 $ 2,007,903,000 $ 147,000 $ 68,000
Schley 267 $ 21,570,000 $ 80,000 $ 60,000
Screven 708 $ 61,338,000 $ 86,000 $ 56,000
Seminole 471 $ 43,721,000 $ 92,000 $ 56,000
Spalding 7,413 $ 803,707,000 $ 108,000 $ 61,000
Stephens 1,640 $ 182,409,000 $ 111,000 $ 63,000
Stewart 164 $ 9,747,000 $ 59,000 $ 53,000
Sumter 1,533 $ 135,345,000 $ 88,000 $ 62,000
Talbot 417 $ 38,966,000 $ 93,000 $ 50,000
Taliaferro 65 $ 5,776,000 $ 88,000 $ 44,000
Tattnall 1,126 $ 96,515,000 $ 85,000 $ 49,000
Taylor 269 $ 22,319,000 $ 82,000 $ 65,000
Telfair 338 $ 29,578,000 $ 87,000 $ 56,000
Terrell 756 $ 50,192,000 $ 66,000 $ 50,000
Thomas 2,724 $ 305,021,000 $ 111,000 $ 56,000
Tift 2,153 $ 227,767,000 $ 105,000 $ 57,000
Toombs 1,318 $ 113,914,000 $ 86,000 $ 56,000
Towns 1,428 $ 246,896,000 $ 172,000 $ 89,000
Treutlen 174 $ 13,490,000 $ 77,000 $ 48,000
Troup 6,290 $ 653,857,000 $ 103,000 $ 61,000
Turner 445 $ 33,279,000 $ 74,000 $ 52,000
Twiggs 551 $ 45,625,000 $ 82,000 $ 49,000
Union 2,564 $ 402,881,000 $ 157,000 $ 70,000
Upson 1,777 $ 161,005,000 $ 90,000 $ 56,000
Walker 6,707 $ 628,257,000 $ 93,000 $ 50,000
Walton 12,060 $ 1,623,972,000 $ 134,000 $ 68,000
Ware 1,907 $ 153,047,000 $ 80,000 $ 50,000
Warren 318 $ 24,494,000 $ 77,000 $ 52,000
Washington 986 $ 87,229,000 $ 88,000 $ 46,000
Wayne 1,889 $ 180,771,000 $ 95,000 $ 55,000
Webster 119 $ 6,926,000 $ 58,000 $ 42,000
Wheeler 111 $ 9,521,000 $ 85,000 $ 58,000
White 2,822 $ 394,832,000 $ 139,000 $ 74,000
Whitfield 7,637 $ 806,258,000 $ 105,000 $ 54,000
Wilcox 243 $ 20,450,000 $ 84,000 $ 55,000
Wilkes 490 $ 44,765,000 $ 91,000 $ 55,000
Wilkinson 533 $ 42,430,000 $ 79,000 $ 50,000
Worth 1,154 $ 99,696,000 $ 86,000 $ 57,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Georgia.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia and search similar information back through 2003.

Download the Georgia Lender List