AllMortgageDetail - Mortgage Application Details

Georgia
Mortgage Loan Application
Totals and Details
in 2014

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Years 2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 386,414
Total Mortgage Loan Application Amount $69,009,684,000
Average Mortgage Loan Application Amount $178,000
Highest Mortgage Loan Application Amount $73,661,000
Average Applicant Income $76,000
Highest Applicant Income $9,999,000

Mortgage Loan Application Detail Totals for Georgia in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 197,800 $39,471,741,000 $199,000 $73,661,000 $76,000 $9,999,000
Refinancing 160,711 $28,154,659,000 $175,000 $64,150,000 $76,000 $9,999,000
Home Improvement 27,903 $1,383,284,000 $49,000 $35,325,000 $70,000 $9,400,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 197,599 $34,565,567,000 $174,000 $26,750,000 $93,000 $9,999,000
Black or African American 66,944 $9,054,959,000 $135,000 $9,722,000 $59,000 $9,999,000
Not applicable 50,316 $12,724,426,000 $252,000 $73,661,000 $16,000 $3,188,000
Not Provided 40,165 $7,233,756,000 $180,000 $6,874,000 $89,000 $9,999,000
Hispanic 14,976 $2,066,956,000 $138,000 $1,950,000 $62,000 $2,044,000
Asian 14,321 $3,064,156,000 $213,000 $4,170,000 $104,000 $5,400,000
American Indian or Alaskan Native 1,432 $201,052,000 $140,000 $1,280,000 $70,000 $2,100,000
Native Hawaiin or Other Pacific Islander 661 $98,812,000 $149,000 $817,000 $71,000 $863,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 247,170 $47,153,106,000 $190,000 $73,661,000 $95,000 $9,999,000
FHA-insured (Federal Housing Administration) 82,795 $11,887,480,000 $143,000 $24,288,000 $38,000 $9,999,000
VA-guaranteed (Veterans Administration) 45,621 $8,659,131,000 $189,000 $3,404,000 $52,000 $9,999,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10,828 $1,309,967,000 $120,000 $1,392,000 $29,000 $936,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 183,398 $35,559,438,000 $193,000 $73,661,000 $90,000 $9,999,000
Application Denied By Financial Institution 73,494 $9,818,585,000 $133,000 $24,850,000 $67,000 $9,999,000
Loan Purchased By The Institution 65,219 $11,511,268,000 $176,000 $10,650,000 $34,000 $6,679,000
Application Withdrawn By Applicant 39,538 $7,894,402,000 $199,000 $64,150,000 $88,000 $9,999,000
File Closed For Incompleteness 13,962 $2,474,878,000 $177,000 $5,730,000 $87,000 $9,999,000
Application Approved But Not Accepted 10,745 $1,744,410,000 $162,000 $42,441,000 $81,000 $5,640,000
Preapproval Denied by Financial Institution 36 $3,646,000 $101,000 $270,000 $37,000 $119,000
Preapproval Approved but not Accepted 22 $3,057,000 $138,000 $417,000 $52,000 $168,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 17,231 $1,348,729,000 $78,000 $9,722,000 $63,000 $9,999,000
Debt-To-Income Ratio 9,961 $1,430,862,000 $143,000 $3,316,000 $58,000 $3,360,000
Collateral 8,030 $1,379,637,000 $171,000 $22,000,000 $94,000 $3,614,000
Credit Application Incomplete 5,663 $1,014,929,000 $179,000 $24,850,000 $79,000 $3,000,000
Other 3,878 $599,054,000 $154,000 $24,185,000 $75,000 $1,536,000
Insufficient Cash (Downpayment, Closing Cost) 1,534 $238,550,000 $155,000 $5,000,000 $73,000 $1,492,000
Unverifiable Information 1,529 $267,977,000 $175,000 $1,360,000 $90,000 $1,427,000
Employment History 629 $103,571,000 $164,000 $1,209,000 $72,000 $2,071,000
Mortgage Insurance Denied 54 $15,633,000 $289,000 $6,641,000 $84,000 $232,000

Mortgage Loan Application Totals in 2014 by Georgia Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ALBANY, GA 4,630 $ 522,321,000 $ 112,000 $ 58,000
ATHENS-CLARKE COUNTY, GA 6,334 $ 1,042,952,000 $ 164,000 $ 83,000
ATLANTA-SANDY SPRINGS-ROSWELL, GA 238,990 $ 48,008,720,000 $ 200,000 $ 82,000
AUGUSTA-RICHMOND COUNTY, GA-SC 16,141 $ 2,415,567,000 $ 149,000 $ 60,000
BRUNSWICK, GA 4,091 $ 837,116,000 $ 204,000 $ 97,000
COLUMBUS, GA-AL 8,197 $ 1,198,273,000 $ 146,000 $ 61,000
DALTON, GA 3,737 $ 393,043,000 $ 105,000 $ 50,000
GAINESVILLE, GA 7,133 $ 1,261,713,000 $ 176,000 $ 78,000
HINESVILLE, GA 3,564 $ 466,920,000 $ 131,000 $ 45,000
MACON, GA 6,473 $ 829,374,000 $ 128,000 $ 64,000
ROME, GA 2,795 $ 336,298,000 $ 120,000 $ 70,000
SAVANNAH, GA 16,241 $ 2,971,032,000 $ 182,000 $ 76,000
VALDOSTA, GA 4,727 $ 616,786,000 $ 130,000 $ 58,000
WARNER ROBINS, GA 7,547 $ 1,032,682,000 $ 136,000 $ 56,000

Mortgage Loan Application Totals in 2014 by Georgia County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Appling 387 $ 31,699,000 $ 81,000 $ 52,000
Atkinson 128 $ 9,220,000 $ 72,000 $ 45,000
Bacon 166 $ 19,052,000 $ 114,000 $ 63,000
Baker 57 $ 3,621,000 $ 63,000 $ 62,000
Baldwin 965 $ 123,175,000 $ 127,000 $ 69,000
Banks 521 $ 60,839,000 $ 116,000 $ 55,000
Barrow 3,818 $ 491,103,000 $ 128,000 $ 48,000
Bartow 4,112 $ 537,091,000 $ 130,000 $ 54,000
Ben Hill 448 $ 40,125,000 $ 89,000 $ 50,000
Berrien 558 $ 52,360,000 $ 93,000 $ 52,000
Bibb 3,971 $ 523,520,000 $ 131,000 $ 64,000
Bleckley 296 $ 28,095,000 $ 94,000 $ 53,000
Brantley 353 $ 26,302,000 $ 74,000 $ 52,000
Brooks 500 $ 43,976,000 $ 87,000 $ 63,000
Bryan 2,225 $ 424,242,000 $ 190,000 $ 70,000
Bulloch 1,777 $ 242,628,000 $ 136,000 $ 63,000
Burke 602 $ 59,426,000 $ 98,000 $ 60,000
Butts 788 $ 92,600,000 $ 117,000 $ 56,000
Calhoun 148 $ 18,117,000 $ 122,000 $ 56,000
Camden 2,074 $ 296,241,000 $ 142,000 $ 60,000
Candler 155 $ 17,105,000 $ 110,000 $ 59,000
Carroll 4,058 $ 487,627,000 $ 120,000 $ 53,000
Catoosa 2,796 $ 352,013,000 $ 125,000 $ 54,000
Charlton 203 $ 17,802,000 $ 87,000 $ 48,000
Chatham 11,277 $ 2,164,462,000 $ 191,000 $ 80,000
Chattahoochee 70 $ 5,915,000 $ 84,000 $ 44,000
Chattooga 540 $ 48,491,000 $ 89,000 $ 46,000
Cherokee 12,686 $ 2,486,727,000 $ 196,000 $ 79,000
Clarke 3,326 $ 509,834,000 $ 153,000 $ 85,000
Clay 73 $ 7,056,000 $ 96,000 $ 67,000
Clayton 7,117 $ 778,878,000 $ 109,000 $ 42,000
Clinch 187 $ 15,775,000 $ 84,000 $ 48,000
Cobb 32,810 $ 7,034,428,000 $ 214,000 $ 89,000
Coffee 878 $ 71,417,000 $ 81,000 $ 51,000
Colquitt 947 $ 92,857,000 $ 98,000 $ 59,000
Columbia 8,149 $ 1,467,694,000 $ 180,000 $ 68,000
Cook 530 $ 52,594,000 $ 99,000 $ 57,000
Coweta 6,702 $ 1,128,885,000 $ 168,000 $ 71,000
Crawford 314 $ 30,320,000 $ 96,000 $ 49,000
Crisp 463 $ 70,871,000 $ 153,000 $ 69,000
Dade 601 $ 61,055,000 $ 101,000 $ 58,000
Dawson 1,213 $ 210,326,000 $ 173,000 $ 76,000
Decatur 613 $ 67,890,000 $ 110,000 $ 62,000
DeKalb 26,594 $ 5,550,091,000 $ 208,000 $ 86,000
Dodge 423 $ 31,754,000 $ 75,000 $ 51,000
Dooly 178 $ 13,413,000 $ 75,000 $ 59,000
Dougherty 2,274 $ 250,798,000 $ 110,000 $ 56,000
Douglas 5,430 $ 790,425,000 $ 145,000 $ 55,000
Early 327 $ 28,636,000 $ 87,000 $ 78,000
Echols 70 $ 5,549,000 $ 79,000 $ 40,000
Effingham 2,836 $ 427,903,000 $ 150,000 $ 59,000
Elbert 376 $ 42,348,000 $ 112,000 $ 64,000
Emanuel 313 $ 31,548,000 $ 100,000 $ 52,000
Evans 243 $ 23,497,000 $ 96,000 $ 62,000
Fannin 1,319 $ 231,198,000 $ 175,000 $ 112,000
Fayette 5,351 $ 1,128,453,000 $ 210,000 $ 91,000
Floyd 2,795 $ 336,298,000 $ 120,000 $ 70,000
Forsyth 14,016 $ 3,480,617,000 $ 248,000 $ 100,000
Franklin 527 $ 67,972,000 $ 128,000 $ 67,000
Fulton 41,362 $ 12,060,039,000 $ 291,000 $ 120,000
Gilmer 1,326 $ 183,985,000 $ 138,000 $ 81,000
Glascock 64 $ 4,142,000 $ 64,000 $ 51,000
Glynn 3,281 $ 753,594,000 $ 229,000 $ 106,000
Gordon 1,892 $ 219,292,000 $ 115,000 $ 57,000
Grady 570 $ 64,357,000 $ 112,000 $ 50,000
Greene 688 $ 224,538,000 $ 326,000 $ 175,000
Gwinnett 36,287 $ 6,646,446,000 $ 183,000 $ 71,000
Habersham 1,365 $ 169,156,000 $ 123,000 $ 58,000
Hall 7,147 $ 1,262,614,000 $ 176,000 $ 78,000
Hancock 193 $ 24,824,000 $ 128,000 $ 84,000
Haralson 890 $ 98,364,000 $ 110,000 $ 49,000
Harris 1,730 $ 295,870,000 $ 171,000 $ 80,000
Hart 753 $ 110,157,000 $ 146,000 $ 83,000
Heard 330 $ 31,892,000 $ 96,000 $ 54,000
Henry 10,665 $ 1,672,656,000 $ 156,000 $ 58,000
Houston 6,452 $ 900,367,000 $ 139,000 $ 57,000
Irwin 192 $ 19,638,000 $ 102,000 $ 49,000
Jackson 2,899 $ 437,279,000 $ 150,000 $ 62,000
Jasper 617 $ 69,397,000 $ 112,000 $ 56,000
Jeff Davis 259 $ 22,120,000 $ 85,000 $ 49,000
Jefferson 295 $ 24,954,000 $ 84,000 $ 46,000
Jenkins 125 $ 8,008,000 $ 64,000 $ 48,000
Johnson 80 $ 7,188,000 $ 89,000 $ 48,000
Jones 995 $ 105,059,000 $ 105,000 $ 56,000
Lamar 464 $ 50,072,000 $ 107,000 $ 50,000
Lanier 348 $ 35,881,000 $ 103,000 $ 43,000
Laurens 1,126 $ 120,196,000 $ 106,000 $ 58,000
Lee 1,428 $ 202,106,000 $ 141,000 $ 61,000
Liberty 2,756 $ 356,486,000 $ 129,000 $ 45,000
Lincoln 326 $ 37,807,000 $ 115,000 $ 65,000
Long 849 $ 114,731,000 $ 135,000 $ 43,000
Lowndes 3,838 $ 533,091,000 $ 138,000 $ 59,000
Lumpkin 1,136 $ 158,398,000 $ 139,000 $ 61,000
Macon 170 $ 15,145,000 $ 89,000 $ 84,000
Madison 832 $ 91,463,000 $ 109,000 $ 57,000
Marion 153 $ 16,142,000 $ 105,000 $ 48,000
McDuffie 592 $ 56,923,000 $ 96,000 $ 47,000
McIntosh 465 $ 57,891,000 $ 124,000 $ 65,000
Meriwether 595 $ 57,768,000 $ 97,000 $ 47,000
Miller 274 $ 28,638,000 $ 104,000 $ 80,000
Mitchell 346 $ 34,488,000 $ 99,000 $ 53,000
Monroe 1,013 $ 157,086,000 $ 155,000 $ 76,000
Montgomery 163 $ 17,153,000 $ 105,000 $ 54,000
Morgan 683 $ 112,666,000 $ 164,000 $ 79,000
Murray 1,090 $ 99,011,000 $ 90,000 $ 47,000
Muscogee 6,252 $ 897,734,000 $ 143,000 $ 57,000
Newton 3,932 $ 520,418,000 $ 132,000 $ 51,000
Oconee 1,739 $ 385,967,000 $ 221,000 $ 96,000
Oglethorpe 447 $ 56,716,000 $ 126,000 $ 58,000
Paulding 7,817 $ 1,077,158,000 $ 137,000 $ 55,000
Peach 876 $ 110,526,000 $ 126,000 $ 52,000
Pickens 1,304 $ 194,425,000 $ 149,000 $ 70,000
Pierce 548 $ 57,348,000 $ 104,000 $ 59,000
Pike 636 $ 83,376,000 $ 131,000 $ 61,000
Polk 1,208 $ 114,699,000 $ 94,000 $ 46,000
Pulaski 230 $ 23,197,000 $ 100,000 $ 59,000
Putnam 845 $ 158,668,000 $ 187,000 $ 104,000
Quitman 50 $ 3,623,000 $ 72,000 $ 67,000
Rabun 600 $ 173,912,000 $ 289,000 $ 147,000
Randolph 128 $ 8,854,000 $ 69,000 $ 59,000
Richmond 6,480 $ 795,111,000 $ 122,000 $ 50,000
Rockdale 3,393 $ 482,617,000 $ 142,000 $ 57,000
Schley 117 $ 10,744,000 $ 91,000 $ 48,000
Screven 236 $ 20,281,000 $ 85,000 $ 55,000
Seminole 252 $ 22,134,000 $ 87,000 $ 78,000
Spalding 1,825 $ 207,830,000 $ 113,000 $ 63,000
Stephens 639 $ 69,153,000 $ 108,000 $ 60,000
Stewart 77 $ 4,748,000 $ 61,000 $ 39,000
Sumter 611 $ 57,318,000 $ 93,000 $ 66,000
Talbot 194 $ 20,895,000 $ 107,000 $ 52,000
Taliaferro 30 $ 2,151,000 $ 71,000 $ 48,000
Tattnall 605 $ 57,667,000 $ 95,000 $ 65,000
Taylor 165 $ 13,497,000 $ 81,000 $ 46,000
Telfair 145 $ 10,894,000 $ 75,000 $ 43,000
Terrell 248 $ 18,781,000 $ 75,000 $ 55,000
Thomas 1,600 $ 205,889,000 $ 128,000 $ 64,000
Tift 981 $ 117,961,000 $ 120,000 $ 63,000
Toombs 540 $ 63,127,000 $ 116,000 $ 62,000
Towns 581 $ 97,289,000 $ 167,000 $ 86,000
Treutlen 101 $ 8,853,000 $ 87,000 $ 54,000
Troup 2,208 $ 272,171,000 $ 123,000 $ 55,000
Turner 237 $ 16,446,000 $ 69,000 $ 45,000
Twiggs 183 $ 13,587,000 $ 74,000 $ 57,000
Union 1,124 $ 170,707,000 $ 151,000 $ 78,000
Upson 501 $ 49,878,000 $ 99,000 $ 54,000
Walker 2,261 $ 242,198,000 $ 107,000 $ 52,000
Walton 3,701 $ 533,467,000 $ 144,000 $ 61,000
Ware 827 $ 73,590,000 $ 88,000 $ 57,000
Warren 96 $ 7,042,000 $ 73,000 $ 50,000
Washington 327 $ 32,196,000 $ 98,000 $ 51,000
Wayne 909 $ 94,266,000 $ 103,000 $ 54,000
Webster 27 $ 1,634,000 $ 60,000 $ 43,000
Wheeler 65 $ 5,617,000 $ 86,000 $ 54,000
White 1,147 $ 153,962,000 $ 134,000 $ 59,000
Whitfield 2,648 $ 294,073,000 $ 111,000 $ 52,000
Wilcox 179 $ 11,347,000 $ 63,000 $ 52,000
Wilkes 263 $ 24,308,000 $ 92,000 $ 68,000
Wilkinson 186 $ 15,238,000 $ 81,000 $ 56,000
Worth 644 $ 48,218,000 $ 74,000 $ 54,000