Atlanta-Sandy Springs-Roswell, GA Metro Area Mortgage Lenders & HMDA Data, 2018
In 2018, lenders reported 348,317 mortgage applications in Atlanta-Sandy Springs-Roswell, GA metro area totaling $77.9 billion, up 7% from 2017. The average application was for $223,727, and applicants reported an average income of $106,000. 48% of applications resulted in an originated loan and 18% were denied. The most active lender was Wells Fargo Bank NA, with 26,891 applications, followed by Bank of America NA and Suntrust Banks, Inc..
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Georgia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 348,317 |
| Total Mortgage Loan Application Amount | $77,928,260,000 |
| Average Mortgage Loan Application Amount | $223,727 |
| Highest Mortgage Loan Application Amount | $77,065,000 |
| Average Applicant Income | $106,000 |
| Highest Applicant Income | $9,999,000 |
Top Mortgage Lenders in Atlanta-Sandy Springs-Roswell, GA Metro Area (2018)
Ranked by the number of mortgage applications each lender reported in Atlanta-Sandy Springs-Roswell, GA metro area in 2018.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank NA Minneapolis, MN |
26,891 | $6,199,180,000 | $230,000 | $120,000 |
| 2 | Bank of America NA Westlake Village, CA |
13,558 | $1,946,880,000 | $143,000 | $113,000 |
| 3 | Suntrust Banks, Inc. Atlanta, GA |
12,732 | $2,071,470,000 | $162,000 | $139,000 |
| 4 | JPMorgan Chase Bank, NA Columbus, OH |
9,050 | $1,994,880,000 | $220,000 | $126,000 |
| 5 | PennyMac Loan Services LLC Westlake Village, CA |
7,874 | $1,585,500,000 | $201,000 | $88,000 |
| 6 | Fidelity Bank Atlanta, GA |
7,522 | $1,970,610,000 | $261,000 | $126,000 |
| 7 | Homestar Financial Corporation Peachtree Corners, GA |
7,292 | $1,232,790,000 | $169,000 | $63,000 |
| 8 | Amerihome Mortgage Company, LLC Thousand Oaks, CA |
7,267 | $1,645,005,000 | $226,000 | $80,000 |
| 9 | loanDepot.com LLC Irvine, CA |
6,526 | $1,251,330,000 | $191,000 | $75,000 |
| 10 | Freedom Mortgage Corporation Boca Raton, FL |
6,479 | $1,345,235,000 | $207,000 | $75,000 |
See every lender active in Atlanta-Sandy Springs-Roswell, GA metro area in 2018 »
The tables below break down 2018 mortgage applications in Atlanta-Sandy Springs-Roswell, GA metro area by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Atlanta-Sandy Springs-Roswell, GA in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 187,842 | $49,505,565,000 | $263,000 | $77,065,000 | $106,000 | $8,105,000 |
| Cash-out Refinancing | 61,224 | $12,600,930,000 | $205,000 | $53,005,000 | $90,000 | $9,200,000 |
| Refinancing | 43,286 | $10,012,910,000 | $231,000 | $59,745,000 | $108,000 | $9,999,000 |
| Home Improvement | 27,043 | $2,511,005,000 | $92,000 | $42,075,000 | $120,000 | $6,000,000 |
| Other Purpose | 22,371 | $2,399,845,000 | $107,000 | $61,005,000 | $122,000 | $9,389,000 |
| Not Applicable | 6,551 | $898,005,000 | $137,000 | $5,155,000 | $107,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 146,023 | $31,617,995,000 | $216,000 | $5,335,000 | $119,000 | $9,999,000 |
| Black or African American | 73,568 | $13,215,930,000 | $179,000 | $61,005,000 | $79,000 | $9,046,000 |
| Not Provided | 50,382 | $11,066,970,000 | $219,000 | $21,105,000 | $111,000 | $9,000,000 |
| Not applicable | 38,252 | $13,600,435,000 | $355,000 | $77,065,000 | $105,000 | $9,999,000 |
| Asian | 18,317 | $4,346,925,000 | $237,000 | $9,105,000 | $114,000 | $4,160,000 |
| Hispanic | 17,159 | $3,117,155,000 | $181,000 | $2,995,000 | $79,000 | $9,200,000 |
| American Indian or Alaskan Native | 1,326 | $241,370,000 | $182,000 | $1,505,000 | $89,000 | $1,690,000 |
| Native Hawaiian or Other Pacific Islander | 329 | $64,155,000 | $195,000 | $755,000 | $90,000 | $549,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 239,541 | $55,894,730,000 | $233,000 | $77,065,000 | $119,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 75,341 | $14,213,105,000 | $188,000 | $40,505,000 | $65,000 | $5,000,000 |
| VA-guaranteed (Veterans Administration) | 30,226 | $7,307,700,000 | $241,000 | $2,155,000 | $81,000 | $1,800,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3,209 | $512,725,000 | $159,000 | $8,005,000 | $55,000 | $2,964,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 166,061 | $41,037,415,000 | $247,000 | $77,065,000 | $112,000 | $9,999,000 |
| Application Denied By Financial Institution | 61,562 | $9,932,280,000 | $161,000 | $68,035,000 | $90,000 | $9,046,000 |
| Loan Purchased By The Institution | 51,293 | $11,554,445,000 | $225,000 | $9,755,000 | $106,000 | $9,999,000 |
| Application Withdrawn By Applicant | 47,912 | $11,095,625,000 | $231,000 | $51,705,000 | $104,000 | $5,682,000 |
| File Closed For Incompleteness | 13,805 | $2,741,825,000 | $198,000 | $4,525,000 | $103,000 | $9,999,000 |
| Application Approved But Not Accepted | 7,486 | $1,516,820,000 | $202,000 | $38,085,000 | $116,000 | $4,602,000 |
| Preapproval Approved but not Accepted | 161 | $41,735,000 | $259,000 | $1,225,000 | $100,000 | $493,000 |
| Preapproval Denied by Financial Institution | 37 | $8,115,000 | $219,000 | $425,000 | $81,000 | $236,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 285,586 | $67,455,085,000 | $236,000 | $65,005,000 | $109,000 | $9,999,000 |
| Credit History | 18,567 | $2,186,365,000 | $117,000 | $61,005,000 | $92,000 | $9,000,000 |
| Debt-To-Income Ratio | 17,326 | $3,210,880,000 | $185,000 | $77,065,000 | $66,000 | $3,149,000 |
| Collateral | 8,514 | $1,427,600,000 | $167,000 | $21,105,000 | $114,000 | $9,046,000 |
| Credit Application Incomplete | 7,585 | $1,551,395,000 | $204,000 | $3,185,000 | $100,000 | $3,900,000 |
| Other | 5,647 | $1,079,425,000 | $191,000 | $68,035,000 | $99,000 | $3,878,000 |
| Unverifiable Information | 2,196 | $427,580,000 | $194,000 | $4,465,000 | $102,000 | $2,249,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2,158 | $437,480,000 | $202,000 | $44,165,000 | $126,000 | $6,000,000 |
| Employment History | 721 | $149,505,000 | $207,000 | $1,085,000 | $78,000 | $768,000 |
| Mortgage Insurance Denied | 17 | $2,945,000 | $173,000 | $355,000 | $81,000 | $143,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About