Alaska Mortgage Lenders & HMDA Data, 2025
In 2025, lenders reported 22,320 mortgage applications in Alaska totaling $7.2 billion, up 14% from 2024. The average application was for $320,000, and applicants reported an average income of $150,000. 53% of applications resulted in an originated loan and 12% were denied. The most active lenders were Global Federal Credit Union (2,601 applications), Residential Mortgage, LLC and Newrez LLC.
See the top mortgage lenders in Alaska, browse lending by metro area and by county, or see the mortgage lenders headquartered in Alaska and Alaska lenders by city.
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Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Alaska's mortgage market trends.
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 22,320 |
| Total Mortgage Loan Application Amount | $7,152,265,000 |
| Average Mortgage Loan Application Amount | $320,000 |
| Highest Mortgage Loan Application Amount | $14,005,000 |
| Average Applicant Income | $150,000 |
| Highest Applicant Income | $8,063,000 |
Top 25 Mortgage Lenders in Alaska (2025)
Ranked by the number of mortgage applications each lender received for properties in Alaska in 2025, wherever the lender is based. For lenders headquartered in the state, see the full list of Alaska mortgage companies. For the lenders that made the most loans here in 2025, with the top FHA, VA, purchase and refinance lenders, see top mortgage lenders in Alaska.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Global Federal Credit Union Anchorage, AK |
2,601 | $653,955,000 | $251,424 | $145,884 |
| 2 | Residential Mortgage, LLC Anchorage, AK |
1,907 | $766,255,000 | $401,811 | $171,426 |
| 3 | Newrez LLC Fort Washington, PA |
1,597 | $626,335,000 | $392,194 | $164,069 |
| 4 | Mortgage Research Center Columbia, MO |
844 | $317,380,000 | $376,042 | $124,497 |
| 5 | PennyMac Loan Services LLC Westlake Village, CA |
788 | $281,130,000 | $356,763 | $140,665 |
| 6 | Credit Union 1 Anchorage, AK |
588 | $145,410,000 | $247,295 | $129,816 |
| 7 | Amerihome Mortgage Company, LLC Thousand Oaks, CA |
584 | $228,900,000 | $391,952 | $315,141 |
| 8 | United Wholesale Mortgage Plymouth, MI |
552 | $214,660,000 | $388,876 | $141,891 |
| 9 | Freedom Mortgage Corporation Boca Raton, FL |
538 | $220,860,000 | $410,520 | $134,456 |
| 10 | The Loan Store, Inc Tucson, AZ |
519 | $170,280,000 | $328,092 | $163,784 |
| 11 | Nuvision Federal Credit Union Huntington Beach, CA |
501 | $97,165,000 | $193,942 | $146,664 |
| 12 | First National Bank Alaska Anchorage, AK |
402 | $175,470,000 | $436,492 | $160,995 |
| 13 | Navy Federal Credit Union Vienna, VA |
370 | $102,450,000 | $276,891 | $147,227 |
| 14 | Amerisave Mortgage Company Sandy Springs, GA |
354 | $61,690,000 | $174,265 | $105,607 |
| 15 | JPMorgan Chase Bank, NA Columbus, OH |
343 | $55,965,000 | $163,163 | $149,102 |
| 16 | loanDepot.com LLC Irvine, CA |
332 | $77,740,000 | $234,156 | $116,484 |
| 17 | Primelending Dallas, TX |
322 | $125,020,000 | $388,260 | $160,981 |
| 18 | Movement Mortgage, LLC Indian Land, SC |
317 | $114,675,000 | $361,750 | $129,381 |
| 19 | Guild Mortgage Company San Diego, CA |
314 | $98,850,000 | $314,808 | $129,162 |
| 20 | Cornerstone Capital Bank, SSB Houston, TX |
301 | $111,555,000 | $370,614 | $142,289 |
| 21 | Planet Home Lending, LLC Meriden, CT |
270 | $104,090,000 | $385,518 | $158,306 |
| 22 | Figure Lending LLC San Francisco, CA |
268 | $24,260,000 | $90,522 | $120,909 |
| 23 | Wells Fargo Bank NA Minneapolis, MN |
261 | $71,685,000 | $274,655 | $188,191 |
| 24 | Guaranteed Rate, Inc. Chicago, IL |
231 | $78,785,000 | $341,060 | $167,303 |
| 25 | Coastal Community Bank Everett, WA |
229 | $17,515,000 | $76,484 | $165,419 |
The tables below break down 2025 mortgage applications in Alaska by loan purpose, applicant race, loan type, outcome and denial reason, followed by totals for every metro area and county. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Alaska in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 12,115 | $4,738,905,000 | $391,000 | $14,005,000 | $158,000 | $8,063,000 |
| Cash-out Refinancing | 4,068 | $1,010,640,000 | $248,000 | $3,005,000 | $132,000 | $7,941,000 |
| Refinancing | 2,525 | $994,465,000 | $393,000 | $8,775,000 | $168,000 | $3,372,000 |
| Other Purpose | 2,067 | $227,335,000 | $109,000 | $1,405,000 | $141,000 | $3,773,000 |
| Home Improvement | 1,507 | $171,890,000 | $114,000 | $3,925,000 | $147,000 | $2,670,000 |
| Not Applicable | 38 | $9,030,000 | $237,000 | $515,000 | $85,000 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 12,089 | $3,821,640,000 | $316,000 | $14,005,000 | $154,000 | $8,063,000 |
| Not Provided | 2,997 | $920,745,000 | $307,000 | $2,005,000 | $161,000 | $3,486,000 |
| Not applicable | 2,770 | $1,049,870,000 | $379,000 | $8,775,000 | $138,000 | $650,000 |
| American Indian or Alaskan Native | 1,432 | $392,160,000 | $273,000 | $1,205,000 | $125,000 | $1,800,000 |
| Hispanic | 1,222 | $393,180,000 | $321,000 | $2,255,000 | $137,000 | $1,576,000 |
| Asian | 1,077 | $343,425,000 | $318,000 | $1,855,000 | $147,000 | $5,427,000 |
| Black or African American | 525 | $169,945,000 | $323,000 | $935,000 | $134,000 | $1,400,000 |
| Native Hawaiian or Other Pacific Islander | 207 | $61,245,000 | $295,000 | $1,205,000 | $124,000 | $660,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 13,842 | $3,817,495,000 | $275,000 | $14,005,000 | $162,000 | $8,063,000 |
| VA-guaranteed (Veterans Administration) | 5,279 | $2,237,955,000 | $423,000 | $1,865,000 | $133,000 | $964,000 |
| FHA-insured (Federal Housing Administration) | 3,091 | $1,061,495,000 | $343,000 | $905,000 | $114,000 | $7,941,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 108 | $35,320,000 | $327,000 | $645,000 | $106,000 | $199,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,904 | $3,998,480,000 | $335,000 | $8,775,000 | $153,000 | $8,063,000 |
| Application Withdrawn By Applicant | 3,247 | $1,118,670,000 | $344,000 | $14,005,000 | $163,000 | $7,941,000 |
| Application Denied By Financial Institution | 2,742 | $620,610,000 | $226,000 | $1,755,000 | $126,000 | $3,773,000 |
| Loan Purchased By The Institution | 2,678 | $945,860,000 | $353,000 | $1,445,000 | $139,000 | $650,000 |
| File Closed For Incompleteness | 1,075 | $284,955,000 | $265,000 | $4,005,000 | $146,000 | $7,659,000 |
| Application Approved But Not Accepted | 636 | $170,030,000 | $267,000 | $1,905,000 | $145,000 | $746,000 |
| Preapproval Denied by Financial Institution | 23 | $6,905,000 | $300,000 | $685,000 | $86,000 | $217,000 |
| Preapproval Approved but not Accepted | 15 | $6,755,000 | $450,000 | $1,205,000 | $145,000 | $567,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 19,134 | $6,392,395,000 | $334,000 | $8,775,000 | $154,000 | $8,063,000 |
| Debt-To-Income Ratio | 1,194 | $307,450,000 | $257,000 | $14,005,000 | $115,000 | $3,064,000 |
| Credit History | 600 | $117,030,000 | $195,000 | $1,075,000 | $141,000 | $3,265,000 |
| Collateral | 533 | $110,955,000 | $208,000 | $1,045,000 | $146,000 | $2,121,000 |
| Credit Application Incomplete | 424 | $101,860,000 | $240,000 | $1,555,000 | $131,000 | $897,000 |
| Other | 239 | $64,685,000 | $270,000 | $1,755,000 | $177,000 | $3,773,000 |
| Unverifiable Information | 109 | $30,135,000 | $276,000 | $905,000 | $131,000 | $1,135,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 56 | $18,790,000 | $335,000 | $1,205,000 | $137,000 | $509,000 |
| Employment History | 30 | $8,700,000 | $290,000 | $995,000 | $109,000 | $485,000 |
| Mortgage Insurance Denied | 1 | $265,000 | $265,000 | $265,000 | $107,000 | $107,000 |
Mortgage Loan Application Totals in 2025 by Alaska Metropolitan Area
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Anchorage, AK | 14,712 | $ 4,916,790,000 | $ 334,000 | $ 154,000 |
| Fairbanks, AK | 2,944 | $ 834,690,000 | $ 283,000 | $ 142,000 |
Mortgage Loan Application Totals in 2025 by Alaska County
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Aleutians East | 6 | $ 700,000 | $ 116,000 | $ 69,000 |
| Aleutians West | 18 | $ 6,820,000 | $ 378,000 | $ 169,000 |
| Anchorage | 9,211 | $ 3,107,515,000 | $ 337,000 | $ 162,000 |
| Bethel | 88 | $ 28,160,000 | $ 320,000 | $ 154,000 |
| Bristol Bay | 17 | $ 3,935,000 | $ 231,000 | $ 97,000 |
| Chugach | 153 | $ 47,105,000 | $ 307,000 | $ 147,000 |
| Copper River | 51 | $ 10,875,000 | $ 213,000 | $ 103,000 |
| Denali | 26 | $ 6,540,000 | $ 251,000 | $ 119,000 |
| Dillingham | 52 | $ 13,360,000 | $ 256,000 | $ 127,000 |
| Fairbanks North Star | 2,944 | $ 834,690,000 | $ 283,000 | $ 142,000 |
| Haines | 51 | $ 12,805,000 | $ 251,000 | $ 144,000 |
| Hoonah-Angoon | 18 | $ 4,800,000 | $ 266,000 | $ 94,000 |
| Juneau | 889 | $ 291,835,000 | $ 328,000 | $ 157,000 |
| Kenai Peninsula | 2,070 | $ 587,765,000 | $ 284,000 | $ 143,000 |
| Ketchikan Gateway | 290 | $ 103,930,000 | $ 358,000 | $ 144,000 |
| Kodiak Island | 257 | $ 80,535,000 | $ 313,000 | $ 135,000 |
| Kusilvak | 9 | $ 755,000 | $ 83,000 | $ 59,000 |
| Lake and Peninsula | 3 | $ 755,000 | $ 251,000 | $ 191,000 |
| Matanuska-Susitna | 5,501 | $ 1,809,275,000 | $ 328,000 | $ 142,000 |
| Nome | 92 | $ 28,200,000 | $ 306,000 | $ 142,000 |
| North Slope | 44 | $ 11,920,000 | $ 270,000 | $ 132,000 |
| Northwest Arctic | 26 | $ 7,180,000 | $ 276,000 | $ 121,000 |
| Petersburg | 38 | $ 10,460,000 | $ 275,000 | $ 142,000 |
| Prince of Wales-Hyder | 52 | $ 13,670,000 | $ 262,000 | $ 113,000 |
| Prince of Wales-Outer Ketchikan | n/a | $ n/a | $ n/a | $ n/a |
| Sitka | 116 | $ 45,550,000 | $ 392,000 | $ 155,000 |
| Skagway | 26 | $ 9,680,000 | $ 372,000 | $ 259,000 |
| Skagway-Hoonah-Angoon | n/a | $ n/a | $ n/a | $ n/a |
| Southeast Fairbanks | 231 | $ 63,845,000 | $ 276,000 | $ 117,000 |
| Valdez-Cordova | n/a | $ n/a | $ n/a | $ n/a |
| Wade Hampton | n/a | $ n/a | $ n/a | $ n/a |
| Wrangell | 18 | $ 4,170,000 | $ 231,000 | $ 123,000 |
| Wrangell-Petersburg | n/a | $ n/a | $ n/a | $ n/a |
| Yakutat | 8 | $ 1,880,000 | $ 235,000 | $ 72,000 |
| Yukon-Koyukuk | 15 | $ 3,555,000 | $ 237,000 | $ 102,000 |
Our comprehensive HMDA mortgage statistics offer invaluable insights into Alaska's 2025 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.
This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively.
Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Alaska's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.
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