North Slope, AK Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 44 mortgage applications in North Slope, AK totaling $11.9 million, up 13% from 2024. The average application was for $270,000, and applicants reported an average income of $132,000. 39% of applications resulted in an originated loan and 27% were denied. The most active lender was Global Federal Credit Union, with 7 applications, followed by Residential Mortgage, LLC and Primelending.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 44
Total Mortgage Loan Application Amount $11,920,000
Average Mortgage Loan Application Amount $270,000
Highest Mortgage Loan Application Amount $655,000
Average Applicant Income $132,000
Highest Applicant Income $262,000
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Top Mortgage Lenders in North Slope, AK (2025)

Ranked by the number of mortgage applications each lender reported in North Slope, AK in 2025.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 Global Federal Credit Union
Anchorage, AK
7 $1,275,000 $182,000 $180,000
2 Residential Mortgage, LLC
Anchorage, AK
6 $2,500,000 $416,000 $160,000
3 Primelending
Dallas, TX
4 $1,940,000 $485,000 $163,000
4 Newrez LLC
Fort Washington, PA
3 $835,000 $278,000 $106,000
5 PennyMac Loan Services LLC
Westlake Village, CA
3 $465,000 $155,000 $228,000
6 Wells Fargo Bank NA
Minneapolis, MN
3 $855,000 $285,000 $152,000
7 New American Funding, Llc.
Tustin, CA
3 $245,000 $81,000 $52,000
8 Nuvision Federal Credit Union
Huntington Beach, CA
3 $1,095,000 $365,000 $109,000
9 Amerisave Mortgage Company
Sandy Springs, GA
2 $230,000 $115,000 $77,000
10 Discover Bank
Greenwood, DE
2 $180,000 $90,000 $15,000

See every lender active in North Slope, AK in 2025 »

The tables below break down 2025 mortgage applications in North Slope, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for North Slope, AK in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 22 $8,480,000 $385,000 $655,000 $147,000 $262,000
Cash-out Refinancing 10 $2,070,000 $207,000 $345,000 $108,000 $255,000
Other Purpose 8 $860,000 $107,000 $205,000 $122,000 $235,000
Home Improvement 3 $175,000 $58,000 $105,000 $0 $0
Refinancing 1 $335,000 $335,000 $335,000 $105,000 $105,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
American Indian or Alaskan Native 22 $5,650,000 $256,000 $575,000 $137,000 $262,000
White 11 $3,905,000 $355,000 $655,000 $137,000 $228,000
Not Provided 4 $630,000 $157,000 $305,000 $71,000 $80,000
Not applicable 3 $715,000 $238,000 $345,000 $0 $0
Hispanic 2 $730,000 $365,000 $625,000 $92,000 $157,000
Native Hawaiian or Other Pacific Islander 1 $135,000 $135,000 $135,000 $235,000 $235,000
Asian 1 $155,000 $155,000 $155,000 $197,000 $197,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 30 $8,120,000 $270,000 $655,000 $139,000 $262,000
FHA-insured (Federal Housing Administration) 11 $2,885,000 $262,000 $525,000 $111,000 $255,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $610,000 $305,000 $305,000 $199,000 $199,000
VA-guaranteed (Veterans Administration) 1 $305,000 $305,000 $305,000 $70,000 $70,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 17 $5,255,000 $309,000 $655,000 $165,000 $255,000
Application Denied By Financial Institution 12 $2,010,000 $167,000 $455,000 $73,000 $137,000
Application Withdrawn By Applicant 9 $3,465,000 $385,000 $625,000 $146,000 $262,000
File Closed For Incompleteness 3 $475,000 $158,000 $305,000 $59,000 $70,000
Loan Purchased By The Institution 3 $715,000 $238,000 $345,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 32 $9,910,000 $309,000 $655,000 $148,000 $262,000
Credit Application Incomplete 4 $410,000 $102,000 $115,000 $46,000 $80,000
Credit History 4 $490,000 $122,000 $245,000 $123,000 $123,000
Collateral 2 $470,000 $235,000 $455,000 $137,000 $137,000
Unverifiable Information 1 $195,000 $195,000 $195,000 $54,000 $54,000
Debt-To-Income Ratio 1 $445,000 $445,000 $445,000 $85,000 $85,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Alaska Lender List