North Slope, AK Mortgage Lenders & HMDA Data, 2005
In 2005, lenders reported 178 mortgage applications in North Slope, AK totaling $18.7 million, up 34% from 2004. The average application was for $105,000, and applicants reported an average income of $73,000. 31% of applications resulted in an originated loan and 44% were denied. The most active lender was Wells Fargo Bank, NA, with 58 applications, followed by Wells Fargo Fin'l Alaska, Inc and Gmac Mortgage LLC.
Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Alaska.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 178 |
| Total Mortgage Loan Application Amount | $18,746,000 |
| Average Mortgage Loan Application Amount | $105,000 |
| Highest Mortgage Loan Application Amount | $450,000 |
| Average Applicant Income | $73,000 |
| Highest Applicant Income | $214,000 |
Top Mortgage Lenders in North Slope, AK (2005)
Ranked by the number of mortgage applications each lender reported in North Slope, AK in 2005.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank, NA Des Moines, IA |
58 | $4,765,000 | $82,000 | $73,000 |
| 2 | Wells Fargo Fin'l Alaska, Inc Des Moines, IA |
31 | $2,718,000 | $87,000 | $74,000 |
| 3 | Gmac Mortgage LLC Ft. Washington, PA |
14 | $923,000 | $65,000 | $65,000 |
| 4 | Alaska USA Mortgage Company, L Anchorage, AK |
11 | $1,789,000 | $162,000 | $81,000 |
| 5 | Residential Mortgage, LLC Anchorage, AK |
6 | $567,000 | $94,000 | $69,000 |
| 6 | Countrywide Home Loans Westlake Village, CA |
5 | $692,000 | $138,000 | $53,000 |
| 7 | Argent Mortgage Company Orange, CA |
4 | $801,000 | $200,000 | $84,000 |
| 8 | BNC Mortgage New York, NY |
3 | $341,000 | $113,000 | $58,000 |
| 9 | First National Bank Alaska Anchorage, AK |
3 | $361,000 | $120,000 | $62,000 |
| 10 | New Century Mortgage Corporati Irvine, CA |
3 | $480,000 | $160,000 | $98,000 |
The tables below break down 2005 mortgage applications in North Slope, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for North Slope, AK in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 110 | $13,364,000 | $121,000 | $450,000 | $76,000 | $214,000 |
| Home Improvement | 37 | $1,396,000 | $37,000 | $166,000 | $64,000 | $191,000 |
| Home Purchase | 31 | $3,986,000 | $128,000 | $265,000 | $70,000 | $181,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| American Indian or Alaskan Native | 90 | $8,463,000 | $94,000 | $450,000 | $78,000 | $184,000 |
| White | 39 | $5,280,000 | $135,000 | $279,000 | $72,000 | $214,000 |
| Not Provided | 30 | $2,661,000 | $88,000 | $287,000 | $67,000 | $120,000 |
| Asian | 8 | $893,000 | $111,000 | $200,000 | $64,000 | $116,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $964,000 | $137,000 | $192,000 | $68,000 | $117,000 |
| Hispanic | 3 | $333,000 | $111,000 | $192,000 | $101,000 | $117,000 |
| Not applicable | 1 | $152,000 | $152,000 | $152,000 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 167 | $17,329,000 | $103,000 | $450,000 | $73,000 | $214,000 |
| FHA-insured (Federal Housing Administration) | 9 | $1,176,000 | $130,000 | $178,000 | $66,000 | $121,000 |
| VA-guaranteed (Veterans Administration) | 2 | $241,000 | $120,000 | $176,000 | $79,000 | $83,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 78 | $6,510,000 | $83,000 | $450,000 | $74,000 | $184,000 |
| Loan Originated | 55 | $6,309,000 | $114,000 | $279,000 | $78,000 | $214,000 |
| Application Withdrawn By Applicant | 28 | $3,508,000 | $125,000 | $263,000 | $65,000 | $112,000 |
| File Closed For Incompleteness | 7 | $919,000 | $131,000 | $287,000 | $72,000 | $117,000 |
| Loan Purchased By The Institution | 6 | $869,000 | $144,000 | $180,000 | $56,000 | $106,000 |
| Application Approved But Not Accepted | 4 | $631,000 | $157,000 | $209,000 | $89,000 | $104,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 22 | $1,051,000 | $47,000 | $200,000 | $69,000 | $121,000 |
| Collateral | 13 | $1,349,000 | $103,000 | $279,000 | $56,000 | $104,000 |
| Other | 7 | $501,000 | $71,000 | $189,000 | $87,000 | $119,000 |
| Credit Application Incomplete | 5 | $637,000 | $127,000 | $178,000 | $65,000 | $119,000 |
| Debt-To-Income Ratio | 1 | $50,000 | $50,000 | $50,000 | $107,000 | $107,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About