Chugach, AK Mortgage Lenders & HMDA Data, 2025
In 2025, lenders reported 153 mortgage applications in Chugach, AK totaling $47.1 million, up 16% from 2024. The average application was for $307,000, and applicants reported an average income of $147,000. 52% of applications resulted in an originated loan and 14% were denied. The most active lender was Residential Mortgage, LLC, with 24 applications, followed by First National Bank Alaska and Amerihome Mortgage Company, LLC.
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| Years | 2025 2024 |
| Total Number of Mortgage Applications | 153 |
| Total Mortgage Loan Application Amount | $47,105,000 |
| Average Mortgage Loan Application Amount | $307,000 |
| Highest Mortgage Loan Application Amount | $1,375,000 |
| Average Applicant Income | $147,000 |
| Highest Applicant Income | $1,156,000 |
Top Mortgage Lenders in Chugach, AK (2025)
Ranked by the number of mortgage applications each lender reported in Chugach, AK in 2025.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Residential Mortgage, LLC Anchorage, AK |
24 | $8,580,000 | $357,000 | $142,000 |
| 2 | First National Bank Alaska Anchorage, AK |
14 | $4,620,000 | $330,000 | $151,000 |
| 3 | Amerihome Mortgage Company, LLC Thousand Oaks, CA |
10 | $3,570,000 | $357,000 | $0 |
| 4 | Wells Fargo Bank NA Minneapolis, MN |
9 | $1,965,000 | $218,000 | $97,000 |
| 5 | Newrez LLC Fort Washington, PA |
7 | $2,825,000 | $403,000 | $178,000 |
| 6 | Mortgage Research Center Columbia, MO |
7 | $2,325,000 | $332,000 | $155,000 |
| 7 | PennyMac Loan Services LLC Westlake Village, CA |
5 | $1,595,000 | $319,000 | $106,000 |
| 8 | Global Federal Credit Union Anchorage, AK |
5 | $985,000 | $197,000 | $144,000 |
| 9 | JPMorgan Chase Bank, NA Columbus, OH |
5 | $1,315,000 | $263,000 | $168,000 |
| 10 | United Wholesale Mortgage Plymouth, MI |
5 | $1,755,000 | $351,000 | $132,000 |
The tables below break down 2025 mortgage applications in Chugach, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Chugach, AK in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 94 | $34,820,000 | $370,000 | $1,375,000 | $155,000 | $1,156,000 |
| Cash-out Refinancing | 26 | $5,360,000 | $206,000 | $355,000 | $122,000 | $400,000 |
| Refinancing | 14 | $4,340,000 | $310,000 | $485,000 | $146,000 | $209,000 |
| Other Purpose | 10 | $980,000 | $98,000 | $225,000 | $164,000 | $535,000 |
| Home Improvement | 9 | $1,605,000 | $178,000 | $365,000 | $128,000 | $216,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 90 | $26,630,000 | $295,000 | $555,000 | $138,000 | $535,000 |
| Not applicable | 20 | $5,750,000 | $287,000 | $485,000 | $185,000 | $224,000 |
| Not Provided | 19 | $6,985,000 | $367,000 | $1,375,000 | $212,000 | $1,156,000 |
| American Indian or Alaskan Native | 15 | $4,285,000 | $285,000 | $445,000 | $125,000 | $214,000 |
| Asian | 5 | $1,895,000 | $379,000 | $625,000 | $122,000 | $197,000 |
| Hispanic | 4 | $1,560,000 | $390,000 | $485,000 | $119,000 | $178,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 90 | $24,800,000 | $275,000 | $1,375,000 | $157,000 | $1,156,000 |
| VA-guaranteed (Veterans Administration) | 35 | $12,325,000 | $352,000 | $465,000 | $134,000 | $228,000 |
| FHA-insured (Federal Housing Administration) | 28 | $9,980,000 | $356,000 | $625,000 | $124,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 79 | $23,895,000 | $302,000 | $625,000 | $135,000 | $401,000 |
| Loan Purchased By The Institution | 22 | $6,900,000 | $313,000 | $625,000 | $168,000 | $224,000 |
| Application Withdrawn By Applicant | 22 | $7,580,000 | $344,000 | $855,000 | $176,000 | $1,156,000 |
| Application Denied By Financial Institution | 21 | $4,645,000 | $221,000 | $445,000 | $159,000 | $535,000 |
| File Closed For Incompleteness | 7 | $3,505,000 | $500,000 | $1,375,000 | $141,000 | $200,000 |
| Application Approved But Not Accepted | 2 | $580,000 | $290,000 | $295,000 | $138,000 | $138,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 129 | $40,795,000 | $316,000 | $855,000 | $144,000 | $1,156,000 |
| Collateral | 10 | $1,420,000 | $142,000 | $355,000 | $163,000 | $535,000 |
| Credit History | 4 | $1,180,000 | $295,000 | $445,000 | $136,000 | $228,000 |
| Debt-To-Income Ratio | 4 | $1,990,000 | $497,000 | $1,375,000 | $155,000 | $224,000 |
| Other | 3 | $755,000 | $251,000 | $295,000 | $121,000 | $152,000 |
| Credit Application Incomplete | 2 | $560,000 | $280,000 | $315,000 | $299,000 | $400,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $405,000 | $405,000 | $405,000 | $128,000 | $128,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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