Chugach, AK Mortgage Lenders & HMDA Data, 2024
In 2024, lenders reported 132 mortgage applications in Chugach, AK totaling $40.9 million. The average application was for $310,000, and applicants reported an average income of $122,000. 55% of applications resulted in an originated loan and 14% were denied. The most active lender was Residential Mortgage, LLC, with 27 applications, followed by First National Bank Alaska and Wells Fargo Bank NA.
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| Years | 2025 2024 |
| Total Number of Mortgage Applications | 132 |
| Total Mortgage Loan Application Amount | $40,920,000 |
| Average Mortgage Loan Application Amount | $310,000 |
| Highest Mortgage Loan Application Amount | $665,000 |
| Average Applicant Income | $122,000 |
| Highest Applicant Income | $273,000 |
Top Mortgage Lenders in Chugach, AK (2024)
Ranked by the number of mortgage applications each lender reported in Chugach, AK in 2024.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Residential Mortgage, LLC Anchorage, AK |
27 | $8,445,000 | $312,000 | $109,000 |
| 2 | First National Bank Alaska Anchorage, AK |
17 | $5,495,000 | $323,000 | $134,000 |
| 3 | Wells Fargo Bank NA Minneapolis, MN |
6 | $2,200,000 | $366,000 | $140,000 |
| 4 | PennyMac Loan Services LLC Westlake Village, CA |
6 | $1,450,000 | $241,000 | $203,000 |
| 5 | Newrez LLC Fort Washington, PA |
6 | $2,560,000 | $426,000 | $118,000 |
| 6 | Amerisave Mortgage Company Sandy Springs, GA |
5 | $1,345,000 | $269,000 | $81,000 |
| 7 | Mortgage Research Center Columbia, MO |
4 | $1,510,000 | $377,000 | $106,000 |
| 8 | Global Federal Credit Union Anchorage, AK |
4 | $730,000 | $182,000 | $117,000 |
| 9 | Amerihome Mortgage Company, LLC Thousand Oaks, CA |
4 | $1,440,000 | $360,000 | $0 |
| 10 | USAA Federal Savings Bank San Antonio, TX |
4 | $1,440,000 | $360,000 | $157,000 |
The tables below break down 2024 mortgage applications in Chugach, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Chugach, AK in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 93 | $31,165,000 | $335,000 | $665,000 | $124,000 | $273,000 |
| Cash-out Refinancing | 22 | $5,650,000 | $256,000 | $425,000 | $102,000 | $204,000 |
| Other Purpose | 8 | $1,110,000 | $138,000 | $335,000 | $122,000 | $212,000 |
| Refinancing | 8 | $2,890,000 | $361,000 | $535,000 | $151,000 | $205,000 |
| Home Improvement | 1 | $105,000 | $105,000 | $105,000 | $128,000 | $128,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 85 | $26,785,000 | $315,000 | $665,000 | $126,000 | $273,000 |
| Not applicable | 17 | $5,565,000 | $327,000 | $525,000 | $0 | $0 |
| Not Provided | 14 | $3,960,000 | $282,000 | $485,000 | $108,000 | $230,000 |
| American Indian or Alaskan Native | 8 | $2,280,000 | $285,000 | $435,000 | $105,000 | $150,000 |
| Asian | 7 | $2,245,000 | $320,000 | $375,000 | $110,000 | $165,000 |
| Black or African American | 1 | $85,000 | $85,000 | $85,000 | $160,000 | $160,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 96 | $28,610,000 | $298,000 | $665,000 | $123,000 | $273,000 |
| FHA-insured (Federal Housing Administration) | 19 | $6,225,000 | $327,000 | $475,000 | $122,000 | $230,000 |
| VA-guaranteed (Veterans Administration) | 15 | $5,335,000 | $355,000 | $595,000 | $112,000 | $178,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $750,000 | $375,000 | $375,000 | $124,000 | $124,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 72 | $23,610,000 | $327,000 | $595,000 | $129,000 | $273,000 |
| Application Denied By Financial Institution | 19 | $4,085,000 | $215,000 | $535,000 | $95,000 | $230,000 |
| Application Withdrawn By Applicant | 18 | $5,440,000 | $302,000 | $545,000 | $139,000 | $212,000 |
| Loan Purchased By The Institution | 12 | $4,240,000 | $353,000 | $525,000 | $105,000 | $118,000 |
| File Closed For Incompleteness | 7 | $1,975,000 | $282,000 | $485,000 | $87,000 | $130,000 |
| Application Approved But Not Accepted | 3 | $1,225,000 | $408,000 | $665,000 | $109,000 | $109,000 |
| Preapproval Approved but not Accepted | 1 | $345,000 | $345,000 | $345,000 | $115,000 | $115,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 113 | $36,835,000 | $325,000 | $665,000 | $127,000 | $273,000 |
| Credit History | 6 | $1,380,000 | $230,000 | $535,000 | $107,000 | $195,000 |
| Debt-To-Income Ratio | 6 | $1,590,000 | $265,000 | $315,000 | $50,000 | $73,000 |
| Credit Application Incomplete | 3 | $695,000 | $231,000 | $285,000 | $103,000 | $158,000 |
| Collateral | 2 | $180,000 | $90,000 | $155,000 | $129,000 | $204,000 |
| Unverifiable Information | 2 | $240,000 | $120,000 | $185,000 | $156,000 | $230,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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