Wrangell, AK Mortgage Lenders & HMDA Data, 2025
In 2025, lenders reported 18 mortgage applications in Wrangell, AK totaling $4.2 million, up 50% from 2024. The average application was for $231,000, and applicants reported an average income of $123,000. 44% of applications resulted in an originated loan and 6% were denied. The most active lender was Mortgage Research Center, with 4 applications, followed by USAA Federal Savings Bank and CMG Mortgage Inc.
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| Years | 2025 2024 |
| Total Number of Mortgage Applications | 18 |
| Total Mortgage Loan Application Amount | $4,170,000 |
| Average Mortgage Loan Application Amount | $231,000 |
| Highest Mortgage Loan Application Amount | $375,000 |
| Average Applicant Income | $123,000 |
| Highest Applicant Income | $184,000 |
Top Mortgage Lenders in Wrangell, AK (2025)
Ranked by the number of mortgage applications each lender reported in Wrangell, AK in 2025.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO |
4 | $880,000 | $220,000 | $150,000 |
| 2 | USAA Federal Savings Bank San Antonio, TX |
3 | $875,000 | $291,000 | $153,000 |
| 3 | CMG Mortgage Inc San Ramon, IL |
2 | $540,000 | $270,000 | $184,000 |
| 4 | PennyMac Loan Services LLC Westlake Village, CA |
2 | $400,000 | $200,000 | $88,000 |
| 5 | Guaranteed Rate, Inc. Chicago, IL |
1 | $285,000 | $285,000 | $50,000 |
| 6 | First National Bank Alaska Anchorage, AK |
1 | $205,000 | $205,000 | $67,000 |
| 7 | Bank of America NA Westlake Village, CA |
1 | $155,000 | $155,000 | $77,000 |
| 8 | Wings Financial Credit Union Apple Valley, MN |
1 | $105,000 | $105,000 | $167,000 |
| 9 | Better Mortgage Corporation New York, NY |
1 | $155,000 | $155,000 | $80,000 |
| 10 | Navy Federal Credit Union Vienna, VA |
1 | $375,000 | $375,000 | $92,000 |
The tables below break down 2025 mortgage applications in Wrangell, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Wrangell, AK in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 11 | $2,975,000 | $270,000 | $375,000 | $133,000 | $184,000 |
| Cash-out Refinancing | 3 | $485,000 | $161,000 | $195,000 | $127,000 | $171,000 |
| Other Purpose | 2 | $320,000 | $160,000 | $165,000 | $84,000 | $88,000 |
| Refinancing | 1 | $235,000 | $235,000 | $235,000 | $0 | $0 |
| Home Improvement | 1 | $155,000 | $155,000 | $155,000 | $77,000 | $77,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 15 | $3,535,000 | $235,000 | $365,000 | $125,000 | $184,000 |
| Not Provided | 2 | $260,000 | $130,000 | $155,000 | $123,000 | $167,000 |
| American Indian or Alaskan Native | 1 | $375,000 | $375,000 | $375,000 | $92,000 | $92,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10 | $2,100,000 | $210,000 | $365,000 | $120,000 | $184,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,640,000 | $273,000 | $375,000 | $140,000 | $171,000 |
| FHA-insured (Federal Housing Administration) | 1 | $195,000 | $195,000 | $195,000 | $43,000 | $43,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $235,000 | $235,000 | $235,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8 | $2,030,000 | $253,000 | $375,000 | $112,000 | $184,000 |
| Application Withdrawn By Applicant | 7 | $1,525,000 | $217,000 | $305,000 | $118,000 | $161,000 |
| File Closed For Incompleteness | 1 | $185,000 | $185,000 | $185,000 | $171,000 | $171,000 |
| Application Approved But Not Accepted | 1 | $105,000 | $105,000 | $105,000 | $167,000 | $167,000 |
| Application Denied By Financial Institution | 1 | $325,000 | $325,000 | $325,000 | $143,000 | $143,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 17 | $3,845,000 | $226,000 | $375,000 | $121,000 | $184,000 |
| Credit Application Incomplete | 1 | $325,000 | $325,000 | $325,000 | $143,000 | $143,000 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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