Wrangell, AK Mortgage Lenders & HMDA Data, 2025

In 2025, lenders reported 18 mortgage applications in Wrangell, AK totaling $4.2 million, up 50% from 2024. The average application was for $231,000, and applicants reported an average income of $123,000. 44% of applications resulted in an originated loan and 6% were denied. The most active lender was Mortgage Research Center, with 4 applications, followed by USAA Federal Savings Bank and CMG Mortgage Inc.

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Years 2025  2024  
Total Number of Mortgage Applications 18
Total Mortgage Loan Application Amount $4,170,000
Average Mortgage Loan Application Amount $231,000
Highest Mortgage Loan Application Amount $375,000
Average Applicant Income $123,000
Highest Applicant Income $184,000

Mortgage Company List for Lending in Wrangell, AK for 2025

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
Mortgage Research Center
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ n/a 4 $ 880,000
USAA Federal Savings Bank
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ n/a 3 $ 875,000
CMG Mortgage Inc
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, IL 94583
* $ n/a 2 $ 540,000
PennyMac Loan Services LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ n/a 2 $ 400,000
Guaranteed Rate, Inc.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ n/a 1 $ 285,000
First National Bank Alaska
101 W 36TH AVE, STE 305
ANCHORAGE, AK 99501
* $ n/a 1 $ 205,000
Bank of America NA
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ n/a 1 $ 155,000
Wings Financial Credit Union
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ n/a 1 $ 105,000
Better Mortgage Corporation
1 WORLD TRADE CENTER FL 80
NEW YORK, NY 10007
* $ n/a 1 $ 155,000
Navy Federal Credit Union
820 FOLLIN LANE
VIENNA, VA 22180
* $ n/a 1 $ 375,000

The tables below break down 2025 mortgage applications in Wrangell, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Wrangell, AK in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11 $2,975,000 $270,000 $375,000 $133,000 $184,000
Cash-out Refinancing 3 $485,000 $161,000 $195,000 $127,000 $171,000
Other Purpose 2 $320,000 $160,000 $165,000 $84,000 $88,000
Refinancing 1 $235,000 $235,000 $235,000 $0 $0
Home Improvement 1 $155,000 $155,000 $155,000 $77,000 $77,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 15 $3,535,000 $235,000 $365,000 $125,000 $184,000
Not Provided 2 $260,000 $130,000 $155,000 $123,000 $167,000
American Indian or Alaskan Native 1 $375,000 $375,000 $375,000 $92,000 $92,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10 $2,100,000 $210,000 $365,000 $120,000 $184,000
VA-guaranteed (Veterans Administration) 6 $1,640,000 $273,000 $375,000 $140,000 $171,000
FHA-insured (Federal Housing Administration) 1 $195,000 $195,000 $195,000 $43,000 $43,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $235,000 $235,000 $235,000 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 8 $2,030,000 $253,000 $375,000 $112,000 $184,000
Application Withdrawn By Applicant 7 $1,525,000 $217,000 $305,000 $118,000 $161,000
File Closed For Incompleteness 1 $185,000 $185,000 $185,000 $171,000 $171,000
Application Approved But Not Accepted 1 $105,000 $105,000 $105,000 $167,000 $167,000
Application Denied By Financial Institution 1 $325,000 $325,000 $325,000 $143,000 $143,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 17 $3,845,000 $226,000 $375,000 $121,000 $184,000
Credit Application Incomplete 1 $325,000 $325,000 $325,000 $143,000 $143,000
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Download the Alaska Lender List