Alaska
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023

Discover comprehensive Alaska mortgage statistics and HMDA loan application data from 2003 to 2023.
Explore detailed insights into the total number of mortgage applications, loan amounts, and lending trends across the state.
Our interactive lists allow you to analyze mortgage data by county and metropolitan area, helping you track regional lending patterns.

Need in-depth lender data?
Easily download a formatted spreadsheet containing aggregated HMDA statistics for all Alaska based lenders.
Whether you're an industry analyst, homebuyer, or researcher, this data provides valuable insights into Alaska's mortgage market trends.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 17,479
Total Mortgage Loan Application Amount $5,225,010,000
Average Mortgage Loan Application Amount $298,000
Highest Mortgage Loan Application Amount $26,045,000
Average Applicant Income $136,000
Highest Applicant Income $9,328,000

Explore comprehensive HMDA mortgage statistics and application trends for 2023 in Alaska. Below, you'll find key insights, including total mortgage applications, average loan amounts, highest application amounts, and the income levels of top applicants. If you're researching mortgage and loan application data in Alaska, these statistics will help you understand market trends and lending patterns as you navigate the mortgage process.

Our HMDA dataset allows you to analyze mortgage loan applications for 2023 across various categories, including loan purpose, applicant race, loan type, application outcomes, and reasons for denial. These detailed breakdowns provide valuable insights into borrower demographics and lender activity, making them an essential resource for homebuyers, real estate professionals, and industry analysts.

Each category highlights the total number of mortgage applications, total loan amounts, average mortgage sizes, and the highest loan amounts within each segment. You can also explore borrower income data, including average applicant income and the highest reported incomes for mortgage applicants. Whether you're evaluating lender performance, researching loan approval trends, or comparing mortgage options, this HMDA-backed data offers a valuable snapshot of the mortgage landscape in Alaska.

Download the Alaska Lender List

Mortgage Loan Application Detail Totals for Alaska in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 11,114 $4,017,800,000 $361,000 $20,035,000 $141,000 $7,042,000
Cash-out Refinancing 2,513 $606,005,000 $241,000 $3,125,000 $117,000 $9,328,000
Other Purpose 1,718 $181,325,000 $105,000 $2,355,000 $133,000 $4,451,000
Home Improvement 1,354 $120,400,000 $88,000 $755,000 $128,000 $2,200,000
Refinancing 736 $290,430,000 $394,000 $26,045,000 $146,000 $1,103,000
Not Applicable 44 $9,050,000 $205,000 $605,000 $91,000 $91,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,780 $2,835,140,000 $289,000 $2,355,000 $138,000 $7,042,000
Not Provided 2,674 $762,440,000 $285,000 $2,005,000 $143,000 $9,328,000
Not applicable 1,459 $654,405,000 $448,000 $26,045,000 $97,000 $224,000
American Indian or Alaskan Native 1,272 $310,650,000 $244,000 $995,000 $120,000 $6,668,000
Hispanic 848 $248,040,000 $292,000 $1,475,000 $123,000 $1,290,000
Asian 763 $222,205,000 $291,000 $975,000 $124,000 $997,000
Black or African American 412 $116,105,000 $282,000 $925,000 $124,000 $3,360,000
Native Hawaiian or Other Pacific Islander 151 $44,355,000 $293,000 $595,000 $116,000 $739,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,932 $2,866,565,000 $262,000 $26,045,000 $146,000 $9,328,000
VA-guaranteed (Veterans Administration) 4,106 $1,605,300,000 $390,000 $1,715,000 $122,000 $740,000
FHA-insured (Federal Housing Administration) 2,341 $724,375,000 $309,000 $855,000 $106,000 $7,042,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 100 $28,770,000 $287,000 $605,000 $99,000 $170,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 9,508 $3,072,240,000 $323,000 $26,045,000 $141,000 $9,328,000
Application Withdrawn By Applicant 2,875 $891,575,000 $310,000 $11,005,000 $142,000 $7,042,000
Application Denied By Financial Institution 2,461 $481,350,000 $195,000 $20,035,000 $112,000 $4,451,000
Loan Purchased By The Institution 1,445 $501,325,000 $346,000 $1,495,000 $148,000 $1,211,000
File Closed For Incompleteness 788 $178,560,000 $226,000 $1,205,000 $126,000 $1,898,000
Application Approved But Not Accepted 362 $88,380,000 $244,000 $845,000 $123,000 $636,000
Preapproval Denied by Financial Institution 22 $5,720,000 $260,000 $655,000 $101,000 $381,000
Preapproval Approved but not Accepted 18 $5,860,000 $325,000 $615,000 $116,000 $259,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 14,579 $4,633,895,000 $317,000 $26,045,000 $139,000 $7,042,000
Debt-To-Income Ratio 1,223 $272,645,000 $222,000 $2,005,000 $107,000 $9,328,000
Collateral 536 $87,720,000 $163,000 $2,005,000 $129,000 $4,451,000
Credit History 519 $75,665,000 $145,000 $755,000 $112,000 $960,000
Other 239 $62,550,000 $262,000 $20,035,000 $152,000 $3,360,000
Credit Application Incomplete 210 $48,960,000 $233,000 $985,000 $133,000 $1,080,000
Unverifiable Information 100 $25,970,000 $259,000 $1,585,000 $134,000 $935,000
Employment History 36 $7,180,000 $199,000 $425,000 $79,000 $228,000
Insufficient Cash (Downpayment, Closing Cost) 35 $9,965,000 $284,000 $935,000 $104,000 $414,000
Mortgage Insurance Denied 2 $460,000 $230,000 $395,000 $116,000 $156,000
Download the Alaska Lender List

Mortgage Loan Application Totals in 2023 by Alaska Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ANCHORAGE, AK 11,432 $ 3,614,265,000 $ 316,000 $ 140,000
FAIRBANKS, AK 2,528 $ 640,650,000 $ 253,000 $ 124,000
Download the Alaska Lender List

Mortgage Loan Application Totals in 2023 by Alaska County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Aleutians East 4 $ 870,000 $ 217,000 $ 81,000
Aleutians West 25 $ 8,725,000 $ 349,000 $ 149,000
Anchorage 7,236 $ 2,352,105,000 $ 325,000 $ 148,000
Bethel 58 $ 16,420,000 $ 283,000 $ 123,000
Bristol Bay 13 $ 2,135,000 $ 164,000 $ 71,000
Denali 17 $ 3,505,000 $ 206,000 $ 124,000
Dillingham 35 $ 7,925,000 $ 226,000 $ 107,000
Fairbanks North Star 2,528 $ 640,650,000 $ 253,000 $ 124,000
Haines 38 $ 9,170,000 $ 241,000 $ 89,000
Juneau 706 $ 211,030,000 $ 298,000 $ 147,000
Kenai Peninsula 1,538 $ 397,190,000 $ 258,000 $ 127,000
Ketchikan Gateway 185 $ 51,495,000 $ 278,000 $ 112,000
Kodiak Island 208 $ 66,340,000 $ 318,000 $ 137,000
Lake and Peninsula 4 $ 710,000 $ 177,000 $ 67,000
Matanuska-Susitna 4,196 $ 1,262,160,000 $ 300,000 $ 127,000
Nome 49 $ 12,845,000 $ 262,000 $ 146,000
North Slope 43 $ 8,805,000 $ 204,000 $ 125,000
Northwest Arctic 28 $ 7,700,000 $ 275,000 $ 154,000
Prince of Wales-Outer Ketchikan n/a $ n/a $ n/a $ n/a
Sitka 93 $ 35,835,000 $ 385,000 $ 155,000
Skagway-Hoonah-Angoon n/a $ n/a $ n/a $ n/a
Southeast Fairbanks 172 $ 44,360,000 $ 257,000 $ 112,000
Valdez-Cordova n/a $ n/a $ n/a $ n/a
Wade Hampton n/a $ n/a $ n/a $ n/a
Wrangell-Petersburg n/a $ n/a $ n/a $ n/a
Yakutat 12 $ 3,490,000 $ 290,000 $ 92,000
Yukon-Koyukuk 36 $ 9,680,000 $ 268,000 $ 90,000

Our comprehensive HMDA mortgage statistics offer invaluable insights into Alaska's 2023 lending landscape. By analyzing detailed data on mortgage applications, loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can identify key trends shaping the state's housing market.

This in-depth information enables real estate experts, financial analysts, and policymakers to monitor market shifts, assess borrower demographics, and evaluate lender performance effectively. Leverage this powerful data to make informed decisions, conduct thorough market research, and stay ahead in the evolving mortgage industry.
To gain a deeper understanding of Alaska's mortgage lending environment, download the comprehensive list of lenders and their aggregated HMDA statistics today.

Download the Alaska Lender List