Prince of Wales-Outer Ketchikan, AK Mortgage Lenders & HMDA Data, 2010
In 2010, lenders reported 61 mortgage applications in Prince of Wales-Outer Ketchikan, AK totaling $8.9 million, down 41% from 2009. The average application was for $146,000, and applicants reported an average income of $80,000. 26% of applications resulted in an originated loan and 36% were denied. The most active lender was Wells Fargo Bank, NA, with 37 applications, followed by Qr Lending Inc and Alaska USA Mortgage Co., LLC.
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| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 61 |
| Total Mortgage Loan Application Amount | $8,944,000 |
| Average Mortgage Loan Application Amount | $146,000 |
| Highest Mortgage Loan Application Amount | $377,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $457,000 |
Top Mortgage Lenders in Prince of Wales-Outer Ketchikan, AK (2010)
Ranked by the number of mortgage applications each lender reported in Prince of Wales-Outer Ketchikan, AK in 2010.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank, NA Winston-Salem, NC |
37 | $5,028,000 | $135,000 | $66,000 |
| 2 | Qr Lending Inc Madison, WI |
6 | $830,000 | $138,000 | $43,000 |
| 3 | Alaska USA Mortgage Co., LLC Anchorage, AK |
3 | $450,000 | $150,000 | $139,000 |
| 4 | JPMorgan Chase Bank, NA Columbus, OH |
2 | $310,000 | $155,000 | $50,000 |
| 5 | Wells Fargo Funding, Inc Winston-Salem, NC |
2 | $332,000 | $166,000 | $50,000 |
| 6 | Keybank National Association Cleveland, OH |
2 | $539,000 | $269,000 | $282,000 |
| 7 | Colonial Savings, F. A. Fort Worth, TX |
1 | $217,000 | $217,000 | $82,000 |
| 8 | USAA Federal Savings Bank San Antonio, TX |
1 | $228,000 | $228,000 | $87,000 |
| 9 | Flagstar Bank Troy, MI |
1 | $94,000 | $94,000 | $76,000 |
| 10 | Inspirus Credit Union Seattle, WA |
1 | $10,000 | $10,000 | $39,000 |
See every lender active in Prince of Wales-Outer Ketchikan, AK in 2010 »
The tables below break down 2010 mortgage applications in Prince of Wales-Outer Ketchikan, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Prince of Wales-Outer Ketchikan, AK in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 32 | $5,252,000 | $164,000 | $300,000 | $93,000 | $457,000 |
| Home Purchase | 18 | $3,104,000 | $172,000 | $306,000 | $79,000 | $288,000 |
| Home Improvement | 11 | $588,000 | $53,000 | $377,000 | $43,000 | $78,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 37 | $6,562,000 | $177,000 | $377,000 | $97,000 | $457,000 |
| American Indian or Alaskan Native | 12 | $782,000 | $65,000 | $190,000 | $44,000 | $82,000 |
| Not Provided | 10 | $1,482,000 | $148,000 | $306,000 | $72,000 | $148,000 |
| Not applicable | 1 | $115,000 | $115,000 | $115,000 | $0 | $0 |
| Black or African American | 1 | $3,000 | $3,000 | $3,000 | $23,000 | $23,000 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 39 | $4,974,000 | $127,000 | $300,000 | $78,000 | $457,000 |
| FHA-insured (Federal Housing Administration) | 18 | $3,207,000 | $178,000 | $377,000 | $88,000 | $291,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $446,000 | $223,000 | $306,000 | $59,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 2 | $317,000 | $158,000 | $186,000 | $55,000 | $64,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 22 | $2,761,000 | $125,000 | $377,000 | $72,000 | $457,000 |
| Loan Originated | 16 | $2,806,000 | $175,000 | $306,000 | $81,000 | $291,000 |
| Application Withdrawn By Applicant | 11 | $1,637,000 | $148,000 | $300,000 | $105,000 | $288,000 |
| Loan Purchased By The Institution | 5 | $757,000 | $151,000 | $188,000 | $40,000 | $56,000 |
| Application Approved But Not Accepted | 4 | $603,000 | $150,000 | $276,000 | $123,000 | $274,000 |
| File Closed For Incompleteness | 3 | $380,000 | $126,000 | $165,000 | $52,000 | $60,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 7 | $1,324,000 | $189,000 | $377,000 | $61,000 | $104,000 |
| Credit History | 6 | $85,000 | $14,000 | $30,000 | $40,000 | $78,000 |
| Collateral | 5 | $939,000 | $187,000 | $233,000 | $143,000 | $457,000 |
| Other | 2 | $202,000 | $101,000 | $147,000 | $81,000 | $104,000 |
| Debt-To-Income Ratio | 1 | $94,000 | $94,000 | $94,000 | $14,000 | $14,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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