Sitka, AK Mortgage Lenders & HMDA Data, 2025
In 2025, lenders reported 116 mortgage applications in Sitka, AK totaling $45.6 million, up 13% from 2024. The average application was for $392,000, and applicants reported an average income of $155,000. 51% of applications resulted in an originated loan and 15% were denied. The most active lender was CMG Mortgage Inc, with 9 applications, followed by Global Federal Credit Union and First National Bank Alaska.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 116 |
| Total Mortgage Loan Application Amount | $45,550,000 |
| Average Mortgage Loan Application Amount | $392,000 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $155,000 |
| Highest Applicant Income | $636,000 |
Top Mortgage Lenders in Sitka, AK (2025)
Ranked by the number of mortgage applications each lender reported in Sitka, AK in 2025.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | CMG Mortgage Inc San Ramon, IL |
9 | $3,855,000 | $428,000 | $168,000 |
| 2 | Global Federal Credit Union Anchorage, AK |
7 | $2,075,000 | $296,000 | $159,000 |
| 3 | First National Bank Alaska Anchorage, AK |
7 | $2,755,000 | $393,000 | $119,000 |
| 4 | Mortgage Research Center Columbia, MO |
7 | $3,215,000 | $459,000 | $189,000 |
| 5 | Amerisave Mortgage Company Sandy Springs, GA |
5 | $2,235,000 | $447,000 | $166,000 |
| 6 | JPMorgan Chase Bank, NA Columbus, OH |
5 | $1,025,000 | $205,000 | $122,000 |
| 7 | USAA Federal Savings Bank San Antonio, TX |
5 | $2,875,000 | $575,000 | $150,000 |
| 8 | Navy Federal Credit Union Vienna, VA |
5 | $555,000 | $111,000 | $120,000 |
| 9 | Newrez LLC Fort Washington, PA |
5 | $2,235,000 | $447,000 | $64,000 |
| 10 | Amerihome Mortgage Company, LLC Thousand Oaks, CA |
4 | $1,950,000 | $487,000 | $0 |
The tables below break down 2025 mortgage applications in Sitka, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Sitka, AK in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 62 | $30,540,000 | $492,000 | $1,505,000 | $158,000 | $539,000 |
| Cash-out Refinancing | 26 | $6,420,000 | $246,000 | $905,000 | $137,000 | $520,000 |
| Refinancing | 14 | $6,480,000 | $462,000 | $635,000 | $211,000 | $636,000 |
| Home Improvement | 9 | $1,645,000 | $182,000 | $505,000 | $161,000 | $262,000 |
| Other Purpose | 5 | $465,000 | $93,000 | $195,000 | $136,000 | $225,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 65 | $25,005,000 | $384,000 | $775,000 | $145,000 | $376,000 |
| American Indian or Alaskan Native | 17 | $5,585,000 | $328,000 | $635,000 | $122,000 | $225,000 |
| Not Provided | 16 | $7,710,000 | $481,000 | $1,505,000 | $246,000 | $636,000 |
| Not applicable | 13 | $5,085,000 | $391,000 | $625,000 | $84,000 | $124,000 |
| Hispanic | 4 | $1,870,000 | $467,000 | $545,000 | $142,000 | $163,000 |
| Asian | 1 | $295,000 | $295,000 | $295,000 | $82,000 | $82,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 83 | $29,305,000 | $353,000 | $1,505,000 | $163,000 | $636,000 |
| VA-guaranteed (Veterans Administration) | 20 | $10,390,000 | $519,000 | $755,000 | $134,000 | $276,000 |
| FHA-insured (Federal Housing Administration) | 12 | $5,210,000 | $434,000 | $615,000 | $117,000 | $163,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $645,000 | $645,000 | $645,000 | $130,000 | $130,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 59 | $23,515,000 | $398,000 | $755,000 | $151,000 | $636,000 |
| Application Denied By Financial Institution | 17 | $6,905,000 | $406,000 | $1,505,000 | $178,000 | $520,000 |
| File Closed For Incompleteness | 14 | $4,510,000 | $322,000 | $775,000 | $175,000 | $262,000 |
| Application Withdrawn By Applicant | 13 | $5,495,000 | $422,000 | $695,000 | $147,000 | $276,000 |
| Loan Purchased By The Institution | 12 | $4,590,000 | $382,000 | $625,000 | $84,000 | $124,000 |
| Application Approved But Not Accepted | 1 | $535,000 | $535,000 | $535,000 | $90,000 | $90,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 99 | $38,645,000 | $390,000 | $775,000 | $151,000 | $636,000 |
| Debt-To-Income Ratio | 5 | $1,285,000 | $257,000 | $725,000 | $99,000 | $156,000 |
| Credit Application Incomplete | 4 | $2,060,000 | $515,000 | $905,000 | $203,000 | $400,000 |
| Credit History | 2 | $360,000 | $180,000 | $305,000 | $287,000 | $520,000 |
| Other | 2 | $1,910,000 | $955,000 | $1,505,000 | $219,000 | $348,000 |
| Collateral | 2 | $560,000 | $280,000 | $455,000 | $376,000 | $376,000 |
| Unverifiable Information | 1 | $385,000 | $385,000 | $385,000 | $88,000 | $88,000 |
| Employment History | 1 | $345,000 | $345,000 | $345,000 | $75,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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