Denali, AK Mortgage Lenders & HMDA Data, 2025
In 2025, lenders reported 26 mortgage applications in Denali, AK totaling $6.5 million, down 28% from 2024. The average application was for $251,000, and applicants reported an average income of $119,000. 65% of applications resulted in an originated loan and 8% were denied. The most active lender was Newrez LLC, with 6 applications, followed by First National Bank Alaska and Spirit of Alaska Federal Credit Union.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 26 |
| Total Mortgage Loan Application Amount | $6,540,000 |
| Average Mortgage Loan Application Amount | $251,000 |
| Highest Mortgage Loan Application Amount | $405,000 |
| Average Applicant Income | $119,000 |
| Highest Applicant Income | $261,000 |
Top Mortgage Lenders in Denali, AK (2025)
Ranked by the number of mortgage applications each lender reported in Denali, AK in 2025.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Newrez LLC Fort Washington, PA |
6 | $1,500,000 | $250,000 | $106,000 |
| 2 | First National Bank Alaska Anchorage, AK |
2 | $630,000 | $315,000 | $135,000 |
| 3 | Spirit of Alaska Federal Credit Union Fairbanks, AK |
2 | $280,000 | $140,000 | $71,000 |
| 4 | Mortgage Research Center Columbia, MO |
2 | $600,000 | $300,000 | $164,000 |
| 5 | Mutual of Omaha Mortgage Lombard, IL |
1 | $155,000 | $155,000 | $49,000 |
| 6 | Guild Mortgage Company San Diego, CA |
1 | $405,000 | $405,000 | $141,000 |
| 7 | City 1st Mortgage Services, Lc Bountiful, UT |
1 | $305,000 | $305,000 | $105,000 |
| 8 | Nuvision Federal Credit Union Huntington Beach, CA |
1 | $65,000 | $65,000 | $182,000 |
| 9 | Denali State Bank Fairbanks, AK |
1 | $305,000 | $305,000 | $150,000 |
| 10 | Residential Mortgage, LLC Anchorage, AK |
1 | $285,000 | $285,000 | $115,000 |
The tables below break down 2025 mortgage applications in Denali, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Denali, AK in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 16 | $4,410,000 | $275,000 | $405,000 | $132,000 | $261,000 |
| Cash-out Refinancing | 5 | $1,055,000 | $211,000 | $325,000 | $107,000 | $180,000 |
| Refinancing | 4 | $920,000 | $230,000 | $355,000 | $92,000 | $182,000 |
| Home Improvement | 1 | $155,000 | $155,000 | $155,000 | $49,000 | $49,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 17 | $4,265,000 | $250,000 | $405,000 | $126,000 | $182,000 |
| Not Provided | 5 | $1,215,000 | $243,000 | $325,000 | $120,000 | $261,000 |
| Not applicable | 3 | $1,025,000 | $341,000 | $405,000 | $0 | $0 |
| Hispanic | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 14 | $2,910,000 | $207,000 | $325,000 | $124,000 | $261,000 |
| VA-guaranteed (Veterans Administration) | 9 | $2,725,000 | $302,000 | $405,000 | $106,000 | $164,000 |
| FHA-insured (Federal Housing Administration) | 3 | $905,000 | $301,000 | $355,000 | $111,000 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 17 | $4,445,000 | $261,000 | $405,000 | $136,000 | $261,000 |
| Loan Purchased By The Institution | 3 | $1,025,000 | $341,000 | $405,000 | $0 | $0 |
| Application Withdrawn By Applicant | 3 | $585,000 | $195,000 | $285,000 | $55,000 | $115,000 |
| Application Denied By Financial Institution | 2 | $450,000 | $225,000 | $265,000 | $143,000 | $180,000 |
| File Closed For Incompleteness | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 21 | $5,505,000 | $262,000 | $405,000 | $120,000 | $261,000 |
| Debt-To-Income Ratio | 3 | $585,000 | $195,000 | $305,000 | $97,000 | $150,000 |
| Collateral | 2 | $450,000 | $225,000 | $265,000 | $143,000 | $180,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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