Copper River, AK Mortgage Lenders & HMDA Data, 2025
In 2025, lenders reported 51 mortgage applications in Copper River, AK totaling $10.9 million, up 31% from 2024. The average application was for $213,000, and applicants reported an average income of $103,000. 51% of applications resulted in an originated loan and 16% were denied. The most active lender was Global Federal Credit Union, with 9 applications, followed by First National Bank Alaska and Newrez LLC.
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| Years | 2025 2024 |
| Total Number of Mortgage Applications | 51 |
| Total Mortgage Loan Application Amount | $10,875,000 |
| Average Mortgage Loan Application Amount | $213,000 |
| Highest Mortgage Loan Application Amount | $765,000 |
| Average Applicant Income | $103,000 |
| Highest Applicant Income | $306,000 |
Top Mortgage Lenders in Copper River, AK (2025)
Ranked by the number of mortgage applications each lender reported in Copper River, AK in 2025.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Global Federal Credit Union Anchorage, AK |
9 | $1,685,000 | $187,000 | $119,000 |
| 2 | First National Bank Alaska Anchorage, AK |
5 | $1,225,000 | $245,000 | $92,000 |
| 3 | Newrez LLC Fort Washington, PA |
4 | $1,220,000 | $305,000 | $71,000 |
| 4 | Plaza Home Mortgage, Inc San Diego, CA |
4 | $690,000 | $172,000 | $115,000 |
| 5 | Wells Fargo Bank NA Minneapolis, MN |
3 | $695,000 | $231,000 | $24,000 |
| 6 | Mortgage Research Center Columbia, MO |
2 | $740,000 | $370,000 | $213,000 |
| 7 | Residential Mortgage, LLC Anchorage, AK |
2 | $240,000 | $120,000 | $127,000 |
| 8 | Primelending Dallas, TX |
2 | $760,000 | $380,000 | $114,000 |
| 9 | Better Mortgage Corporation New York, NY |
2 | $350,000 | $175,000 | $80,000 |
| 10 | Freedom Mortgage Corporation Boca Raton, FL |
1 | $385,000 | $385,000 | $0 |
The tables below break down 2025 mortgage applications in Copper River, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Copper River, AK in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 30 | $6,530,000 | $217,000 | $585,000 | $113,000 | $306,000 |
| Refinancing | 7 | $2,615,000 | $373,000 | $765,000 | $136,000 | $256,000 |
| Cash-out Refinancing | 6 | $940,000 | $156,000 | $265,000 | $75,000 | $130,000 |
| Other Purpose | 5 | $615,000 | $123,000 | $195,000 | $64,000 | $106,000 |
| Home Improvement | 3 | $175,000 | $58,000 | $105,000 | $80,000 | $100,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 29 | $6,195,000 | $213,000 | $585,000 | $94,000 | $306,000 |
| American Indian or Alaskan Native | 8 | $1,580,000 | $197,000 | $455,000 | $94,000 | $130,000 |
| Not Provided | 7 | $1,085,000 | $155,000 | $225,000 | $125,000 | $255,000 |
| Not applicable | 3 | $285,000 | $95,000 | $125,000 | $0 | $0 |
| Hispanic | 3 | $965,000 | $321,000 | $455,000 | $92,000 | $127,000 |
| Asian | 1 | $765,000 | $765,000 | $765,000 | $256,000 | $256,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 36 | $6,430,000 | $178,000 | $765,000 | $107,000 | $306,000 |
| FHA-insured (Federal Housing Administration) | 9 | $2,675,000 | $297,000 | $455,000 | $77,000 | $127,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,535,000 | $307,000 | $475,000 | $149,000 | $179,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $235,000 | $235,000 | $235,000 | $105,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 26 | $5,480,000 | $210,000 | $765,000 | $104,000 | $256,000 |
| Application Denied By Financial Institution | 8 | $1,710,000 | $213,000 | $585,000 | $91,000 | $306,000 |
| Application Withdrawn By Applicant | 6 | $1,290,000 | $215,000 | $455,000 | $122,000 | $179,000 |
| File Closed For Incompleteness | 5 | $1,235,000 | $247,000 | $475,000 | $87,000 | $120,000 |
| Application Approved But Not Accepted | 3 | $875,000 | $291,000 | $385,000 | $107,000 | $114,000 |
| Loan Purchased By The Institution | 3 | $285,000 | $95,000 | $125,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 41 | $8,175,000 | $199,000 | $475,000 | $102,000 | $255,000 |
| Debt-To-Income Ratio | 4 | $1,490,000 | $372,000 | $765,000 | $81,000 | $256,000 |
| Collateral | 3 | $845,000 | $281,000 | $585,000 | $152,000 | $306,000 |
| Credit Application Incomplete | 1 | $115,000 | $115,000 | $115,000 | $81,000 | $81,000 |
| Credit History | 1 | $15,000 | $15,000 | $15,000 | $0 | $0 |
| Other | 1 | $235,000 | $235,000 | $235,000 | $105,000 | $105,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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