Copper River, AK Mortgage Lenders & HMDA Data, 2025
In 2025, lenders reported 51 mortgage applications in Copper River, AK totaling $10.9 million, up 31% from 2024. The average application was for $213,000, and applicants reported an average income of $103,000. 51% of applications resulted in an originated loan and 16% were denied. The most active lender was Global Federal Credit Union, with 9 applications, followed by First National Bank Alaska and Newrez LLC.
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| Years | 2025 2024 |
| Total Number of Mortgage Applications | 51 |
| Total Mortgage Loan Application Amount | $10,875,000 |
| Average Mortgage Loan Application Amount | $213,000 |
| Highest Mortgage Loan Application Amount | $765,000 |
| Average Applicant Income | $103,000 |
| Highest Applicant Income | $306,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| Global Federal Credit Union PO BOX 196850 ANCHORAGE, AK 99503 |
* | $ n/a | 9 | $ 1,685,000 |
| First National Bank Alaska 101 W 36TH AVE, STE 305 ANCHORAGE, AK 99501 |
* | $ n/a | 5 | $ 1,225,000 |
| Newrez LLC FORT WASHINGTON, PA 19034 |
* | $ n/a | 4 | $ 1,220,000 |
| Plaza Home Mortgage, Inc 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ n/a | 4 | $ 690,000 |
| Wells Fargo Bank NA MINNEAPOLIS, MN 55415 |
* | $ n/a | 3 | $ 695,000 |
| Mortgage Research Center 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ n/a | 2 | $ 740,000 |
| Residential Mortgage, LLC 100 CALAIS DRIVE, SUITE 100 ANCHORAGE, AK 99503 |
* | $ n/a | 2 | $ 240,000 |
| Primelending 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ n/a | 2 | $ 760,000 |
| Better Mortgage Corporation 1 WORLD TRADE CENTER FL 80 NEW YORK, NY 10007 |
* | $ n/a | 2 | $ 350,000 |
| Freedom Mortgage Corporation 951 YAMATO ROAD SUITE 175 BOCA RATON, FL 33431 |
* | $ n/a | 1 | $ 385,000 |
| Amerisave Mortgage Company 1200 ALTMORE AVENUE BUILDING 2 SUITE 300 SANDY SPRINGS, GA 30342 |
* | $ n/a | 1 | $ 115,000 |
| First National Bank of America 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ n/a | 1 | $ 35,000 |
| Matanuska Valley Federal Credit Union 1020 SOUTH BAILEY STREET PALMER, AK 99645 |
* | $ n/a | 1 | $ 55,000 |
| Spirit of Alaska Federal Credit Union 1417 GILLAM WAY FAIRBANKS, AK 99701 |
* | $ n/a | 1 | $ 765,000 |
| Canopy Mortgage, LLC 360 TECHNOLOGY COURT STE. 200 LINDON, UT 84003 |
* | $ n/a | 1 | $ 135,000 |
| Churchill Mortgage Corporation 761 OLD HICKORY BLVD SUITE 400 BRENTWOOD, TN 37027 |
* | $ n/a | 1 | $ 125,000 |
| Pentagon Federal Credit Union OMAHA, NE 68164 |
* | $ n/a | 1 | $ 115,000 |
| Nuvision Federal Credit Union 7812 EDINGER AVENUE HUNTINGTON BEACH, CA 92677 |
* | $ n/a | 1 | $ 45,000 |
| Denali State Bank 119 N. CUSHMAN ST. FAIRBANKS, AK 99701 |
* | $ n/a | 1 | $ 225,000 |
| Amerihome Mortgage Company, LLC 1 BAXTER WAY SUITE 300 THOUSAND OAKS, CA 91362 |
* | $ n/a | 1 | $ 125,000 |
| Credit Union Mortgage Associat 10800 MAIN STREET FAIRFAX, VA 22030 |
* | $ n/a | 1 | $ 145,000 |
| Fairway Independent Mort Corp 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ n/a | 1 | $ 145,000 |
| Keybank National Association 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ n/a | 1 | $ 55,000 |
| loanDepot.com LLC 6561 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ n/a | 1 | $ 75,000 |
| Navy Federal Credit Union 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ n/a | 1 | $ 115,000 |
| Click N' Close, Inc. 15301 SPECTRUM DRIVE, SUITE 405 ADDISON, TX 75001 |
* | $ n/a | 1 | $ 455,000 |
The tables below break down 2025 mortgage applications in Copper River, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Copper River, AK in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 30 | $6,530,000 | $217,000 | $585,000 | $113,000 | $306,000 |
| Refinancing | 7 | $2,615,000 | $373,000 | $765,000 | $136,000 | $256,000 |
| Cash-out Refinancing | 6 | $940,000 | $156,000 | $265,000 | $75,000 | $130,000 |
| Other Purpose | 5 | $615,000 | $123,000 | $195,000 | $64,000 | $106,000 |
| Home Improvement | 3 | $175,000 | $58,000 | $105,000 | $80,000 | $100,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 29 | $6,195,000 | $213,000 | $585,000 | $94,000 | $306,000 |
| American Indian or Alaskan Native | 8 | $1,580,000 | $197,000 | $455,000 | $94,000 | $130,000 |
| Not Provided | 7 | $1,085,000 | $155,000 | $225,000 | $125,000 | $255,000 |
| Not applicable | 3 | $285,000 | $95,000 | $125,000 | $0 | $0 |
| Hispanic | 3 | $965,000 | $321,000 | $455,000 | $92,000 | $127,000 |
| Asian | 1 | $765,000 | $765,000 | $765,000 | $256,000 | $256,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 36 | $6,430,000 | $178,000 | $765,000 | $107,000 | $306,000 |
| FHA-insured (Federal Housing Administration) | 9 | $2,675,000 | $297,000 | $455,000 | $77,000 | $127,000 |
| VA-guaranteed (Veterans Administration) | 5 | $1,535,000 | $307,000 | $475,000 | $149,000 | $179,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $235,000 | $235,000 | $235,000 | $105,000 | $105,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 26 | $5,480,000 | $210,000 | $765,000 | $104,000 | $256,000 |
| Application Denied By Financial Institution | 8 | $1,710,000 | $213,000 | $585,000 | $91,000 | $306,000 |
| Application Withdrawn By Applicant | 6 | $1,290,000 | $215,000 | $455,000 | $122,000 | $179,000 |
| File Closed For Incompleteness | 5 | $1,235,000 | $247,000 | $475,000 | $87,000 | $120,000 |
| Application Approved But Not Accepted | 3 | $875,000 | $291,000 | $385,000 | $107,000 | $114,000 |
| Loan Purchased By The Institution | 3 | $285,000 | $95,000 | $125,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 41 | $8,175,000 | $199,000 | $475,000 | $102,000 | $255,000 |
| Debt-To-Income Ratio | 4 | $1,490,000 | $372,000 | $765,000 | $81,000 | $256,000 |
| Collateral | 3 | $845,000 | $281,000 | $585,000 | $152,000 | $306,000 |
| Credit Application Incomplete | 1 | $115,000 | $115,000 | $115,000 | $81,000 | $81,000 |
| Credit History | 1 | $15,000 | $15,000 | $15,000 | $0 | $0 |
| Other | 1 | $235,000 | $235,000 | $235,000 | $105,000 | $105,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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