Copper River, AK Mortgage Lenders & HMDA Data, 2024
In 2024, lenders reported 39 mortgage applications in Copper River, AK totaling $9.4 million. The average application was for $240,000, and applicants reported an average income of $79,000. 44% of applications resulted in an originated loan and 21% were denied. The most active lender was Residential Mortgage, LLC, with 6 applications, followed by First National Bank Alaska and Global Federal Credit Union.
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| Years | 2025 2024 |
| Total Number of Mortgage Applications | 39 |
| Total Mortgage Loan Application Amount | $9,375,000 |
| Average Mortgage Loan Application Amount | $240,000 |
| Highest Mortgage Loan Application Amount | $495,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $234,000 |
Top Mortgage Lenders in Copper River, AK (2024)
Ranked by the number of mortgage applications each lender reported in Copper River, AK in 2024.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | Residential Mortgage, LLC Anchorage, AK |
6 | $1,820,000 | $303,000 | $94,000 |
| 2 | First National Bank Alaska Anchorage, AK |
5 | $785,000 | $157,000 | $46,000 |
| 3 | Global Federal Credit Union Anchorage, AK |
4 | $720,000 | $180,000 | $115,000 |
| 4 | Newrez LLC Fort Washington, PA |
3 | $795,000 | $265,000 | $49,000 |
| 5 | Freedom Mortgage Corporation Boca Raton, FL |
3 | $655,000 | $218,000 | $116,000 |
| 6 | Mortgage Research Center Columbia, MO |
2 | $900,000 | $450,000 | $101,000 |
| 7 | PennyMac Loan Services LLC Westlake Village, CA |
2 | $570,000 | $285,000 | $0 |
| 8 | Mutual of Omaha Mortgage Lombard, IL |
2 | $980,000 | $490,000 | $42,000 |
| 9 | Churchill Mortgage Corporation Brentwood, TN |
1 | $125,000 | $125,000 | $59,000 |
| 10 | Fairway Independent Mort Corp Madison, WI |
1 | $65,000 | $65,000 | $15,000 |
The tables below break down 2024 mortgage applications in Copper River, AK by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Copper River, AK in 2024
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 23 | $6,345,000 | $275,000 | $475,000 | $95,000 | $234,000 |
| Cash-out Refinancing | 8 | $1,490,000 | $186,000 | $295,000 | $57,000 | $98,000 |
| Other Purpose | 4 | $1,140,000 | $285,000 | $495,000 | $55,000 | $121,000 |
| Refinancing | 2 | $270,000 | $135,000 | $135,000 | $116,000 | $125,000 |
| Home Improvement | 2 | $130,000 | $65,000 | $85,000 | $23,000 | $23,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 29 | $6,475,000 | $223,000 | $495,000 | $81,000 | $234,000 |
| Not Provided | 5 | $1,295,000 | $259,000 | $385,000 | $81,000 | $121,000 |
| Not applicable | 4 | $1,430,000 | $357,000 | $475,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $175,000 | $175,000 | $175,000 | $34,000 | $34,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25 | $4,365,000 | $174,000 | $365,000 | $77,000 | $234,000 |
| VA-guaranteed (Veterans Administration) | 8 | $2,980,000 | $372,000 | $475,000 | $100,000 | $135,000 |
| FHA-insured (Federal Housing Administration) | 5 | $1,795,000 | $359,000 | $495,000 | $70,000 | $133,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $235,000 | $235,000 | $235,000 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 17 | $4,175,000 | $245,000 | $475,000 | $81,000 | $135,000 |
| Application Denied By Financial Institution | 8 | $1,680,000 | $210,000 | $495,000 | $65,000 | $125,000 |
| Application Withdrawn By Applicant | 7 | $1,645,000 | $235,000 | $485,000 | $106,000 | $234,000 |
| Loan Purchased By The Institution | 4 | $1,430,000 | $357,000 | $475,000 | $0 | $0 |
| File Closed For Incompleteness | 2 | $280,000 | $140,000 | $205,000 | $45,000 | $54,000 |
| Application Approved But Not Accepted | 1 | $165,000 | $165,000 | $165,000 | $51,000 | $51,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 31 | $7,695,000 | $248,000 | $485,000 | $83,000 | $234,000 |
| Collateral | 3 | $765,000 | $255,000 | $495,000 | $86,000 | $125,000 |
| Debt-To-Income Ratio | 2 | $180,000 | $90,000 | $95,000 | $1,000 | $1,000 |
| Credit Application Incomplete | 1 | $425,000 | $425,000 | $425,000 | $97,000 | $97,000 |
| Credit History | 1 | $135,000 | $135,000 | $135,000 | $36,000 | $36,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $175,000 | $175,000 | $175,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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