Taliaferro County, GA Mortgage Lenders & HMDA Data, 2025
In 2025, lenders reported 42 mortgage applications in Taliaferro County, GA totaling $6.3 million, down 5% from 2024. The average application was for $150,000, and applicants reported an average income of $90,000. 36% of applications resulted in an originated loan and 38% were denied. The most active lender was F & M Bank, with 7 applications, followed by 21st Mortgage and Amerisave Mortgage Company.
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| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 42 |
| Total Mortgage Loan Application Amount | $6,310,000 |
| Average Mortgage Loan Application Amount | $150,000 |
| Highest Mortgage Loan Application Amount | $485,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $189,000 |
Top Mortgage Lenders in Taliaferro County, GA (2025)
Ranked by the number of mortgage applications each lender reported in Taliaferro County, GA in 2025.
| # | Mortgage Lender | Mortgage Applications | Total Dollar Amount | Average Loan Amount | Average Applicant Income |
|---|---|---|---|---|---|
| 1 | F & M Bank Washington, GA |
7 | $775,000 | $110,000 | $97,000 |
| 2 | 21st Mortgage Knoxville, TN |
6 | $810,000 | $135,000 | $78,000 |
| 3 | Amerisave Mortgage Company Sandy Springs, GA |
3 | $595,000 | $198,000 | $48,000 |
| 4 | Truist Bank Raleigh, NC |
3 | $445,000 | $148,000 | $110,000 |
| 5 | Regions Bank Birmingham, AL |
2 | $70,000 | $35,000 | $54,000 |
| 6 | Vanderbilt Mortgage and Finance, Inc Maryville, TN |
2 | $170,000 | $85,000 | $120,000 |
| 7 | United Wholesale Mortgage Plymouth, MI |
2 | $470,000 | $235,000 | $69,000 |
| 8 | Guaranteed Rate, Inc. Chicago, IL |
2 | $210,000 | $105,000 | $61,000 |
| 9 | Newrez LLC Fort Washington, PA |
1 | $155,000 | $155,000 | $70,000 |
| 10 | Banksouth Mortgage Company LLC Greensboro, GA |
1 | $345,000 | $345,000 | $148,000 |
The tables below break down 2025 mortgage applications in Taliaferro County, GA by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.
Mortgage Loan Application Detail Totals for Taliaferro County, GA in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 17 | $2,695,000 | $158,000 | $395,000 | $104,000 | $180,000 |
| Cash-out Refinancing | 10 | $1,910,000 | $191,000 | $485,000 | $62,000 | $149,000 |
| Home Improvement | 7 | $415,000 | $59,000 | $105,000 | $88,000 | $189,000 |
| Refinancing | 7 | $1,235,000 | $176,000 | $425,000 | $105,000 | $176,000 |
| Other Purpose | 1 | $55,000 | $55,000 | $55,000 | $65,000 | $65,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 18 | $2,980,000 | $165,000 | $425,000 | $94,000 | $189,000 |
| Black or African American | 11 | $1,205,000 | $109,000 | $225,000 | $60,000 | $81,000 |
| Not Provided | 6 | $1,010,000 | $168,000 | $295,000 | $96,000 | $172,000 |
| Asian | 4 | $440,000 | $110,000 | $115,000 | $142,000 | $180,000 |
| Hispanic | 1 | $55,000 | $55,000 | $55,000 | $60,000 | $60,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $485,000 | $485,000 | $485,000 | $149,000 | $149,000 |
| Not applicable | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 36 | $5,090,000 | $141,000 | $425,000 | $94,000 | $189,000 |
| FHA-insured (Federal Housing Administration) | 5 | $735,000 | $147,000 | $235,000 | $51,000 | $74,000 |
| VA-guaranteed (Veterans Administration) | 1 | $485,000 | $485,000 | $485,000 | $149,000 | $149,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 16 | $2,470,000 | $154,000 | $485,000 | $80,000 | $189,000 |
| Loan Originated | 15 | $2,595,000 | $173,000 | $395,000 | $110,000 | $180,000 |
| File Closed For Incompleteness | 6 | $830,000 | $138,000 | $305,000 | $87,000 | $180,000 |
| Application Withdrawn By Applicant | 3 | $185,000 | $61,000 | $85,000 | $41,000 | $48,000 |
| Application Approved But Not Accepted | 1 | $55,000 | $55,000 | $55,000 | $65,000 | $65,000 |
| Loan Purchased By The Institution | 1 | $175,000 | $175,000 | $175,000 | $172,000 | $172,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 18 | $2,590,000 | $143,000 | $425,000 | $77,000 | $176,000 |
| Not applicable | 18 | $2,890,000 | $160,000 | $345,000 | $92,000 | $180,000 |
| Credit Application Incomplete | 2 | $140,000 | $70,000 | $75,000 | $134,000 | $189,000 |
| Credit History | 2 | $90,000 | $45,000 | $65,000 | $65,000 | $95,000 |
| Employment History | 1 | $485,000 | $485,000 | $485,000 | $149,000 | $149,000 |
| Collateral | 1 | $115,000 | $115,000 | $115,000 | $180,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
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