Top Mortgage Lenders in Georgia (2025)
In 2025, 1,062 lenders made 241,969 home loans worth $79.0 billion in Georgia, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 15.7% of them. United Wholesale Mortgage made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Georgia, 2025
Ranked by the number of home loans each lender made (originated) in Georgia in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 17,047 | $6.0B | $353,000 | 7.0% | 14.7% |
| 2 | Ameris Bank Atlanta, GA | 5,627 | $2.0B | $355,000 | 2.3% | 12.6% |
| 3 | PennyMac Loan Services LLC Westlake Village, CA | 5,272 | $1.6B | $296,000 | 2.2% | 17.8% |
| 4 | Navy Federal Credit Union Vienna, VA | 5,118 | $956.1M | $187,000 | 2.1% | 38.4% |
| 5 | Truist Bank Raleigh, NC | 4,849 | $1.6B | $329,000 | 2.0% | 44.3% |
| 6 | loanDepot.com LLC Irvine, CA | 4,168 | $1.0B | $245,000 | 1.7% | 29.5% |
| 7 | Mortgage Research Center Columbia, MO | 4,139 | $1.3B | $315,000 | 1.7% | 30.8% |
| 8 | New American Funding, Llc. Tustin, CA | 4,063 | $1.0B | $252,000 | 1.7% | 16.7% |
| 9 | Freedom Mortgage Corporation Boca Raton, FL | 3,946 | $1.3B | $325,000 | 1.6% | 15.0% |
| 10 | Guild Mortgage Company San Diego, CA | 3,788 | $1.0B | $268,000 | 1.6% | 6.4% |
| 11 | Crosscountry Mortgage, LLC Cleveland, OH | 3,633 | $1.3B | $345,000 | 1.5% | 7.8% |
| 12 | Fairway Independent Mort Corp Madison, WI | 3,631 | $1.2B | $333,000 | 1.5% | 5.0% |
| 13 | Bank of America NA Westlake Village, CA | 3,440 | $980.4M | $285,000 | 1.4% | 48.8% |
| 14 | United Community Bank Greenville, SC | 3,186 | $751.6M | $236,000 | 1.3% | 25.0% |
| 15 | Regions Bank Birmingham, AL | 2,869 | $807.6M | $282,000 | 1.2% | 42.4% |
| 16 | Delta Community Credit Union Atlanta, GA | 2,867 | $700.5M | $244,000 | 1.2% | 33.9% |
| 17 | DHI Mortgage Company, Ltd. Austin, TX | 2,777 | $981.7M | $354,000 | 1.1% | 20.6% |
| 18 | Synovus Bank Columbus, GA | 2,576 | $970.0M | $377,000 | 1.1% | 22.8% |
| 19 | Nationstar Mortgage Coppell, TX | 2,560 | $445.6M | $174,000 | 1.1% | 16.3% |
| 20 | Newrez LLC Fort Washington, PA | 2,480 | $697.0M | $281,000 | 1.0% | 39.9% |
| 21 | Everett Financial, Inc. Dallas, TX | 2,402 | $699.2M | $291,000 | 1.0% | 12.9% |
| 22 | Movement Mortgage, LLC Indian Land, SC | 2,388 | $772.0M | $323,000 | 1.0% | 5.7% |
| 23 | JPMorgan Chase Bank, NA Columbus, OH | 2,140 | $1.3B | $630,000 | 0.9% | 14.6% |
| 24 | Renasant Bank Johns Creek, GA | 2,005 | $562.1M | $280,000 | 0.8% | 11.7% |
| 25 | Vanderbilt Mortgage and Finance, Inc Maryville, TN | 1,956 | $627.5M | $321,000 | 0.8% | 50.3% |
Top Home Purchase Lenders in Georgia
955 lenders made 129,152 home purchase loans worth $48.0 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 9,256 | 7.2% |
| 2 | Ameris Bank Atlanta, GA | 4,341 | 3.4% |
| 3 | Guild Mortgage Company San Diego, CA | 3,503 | 2.7% |
| 4 | Mortgage Research Center Columbia, MO | 3,492 | 2.7% |
| 5 | Fairway Independent Mort Corp Madison, WI | 3,201 | 2.5% |
| 6 | New American Funding, Llc. Tustin, CA | 2,975 | 2.3% |
| 7 | DHI Mortgage Company, Ltd. Austin, TX | 2,777 | 2.2% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 2,687 | 2.1% |
| 9 | Everett Financial, Inc. Dallas, TX | 2,208 | 1.7% |
| 10 | Movement Mortgage, LLC Indian Land, SC | 1,970 | 1.5% |
Top Refinance Lenders in Georgia
638 lenders made 36,137 refinance loans worth $16.3 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 4,396 | 12.2% |
| 2 | Freedom Mortgage Corporation Boca Raton, FL | 2,298 | 6.4% |
| 3 | PennyMac Loan Services LLC Westlake Village, CA | 1,378 | 3.8% |
| 4 | Truist Bank Raleigh, NC | 991 | 2.7% |
| 5 | United Community Bank Greenville, SC | 701 | 1.9% |
| 6 | Newrez LLC Fort Washington, PA | 656 | 1.8% |
| 7 | Village Capital & Investment Henderson, NV | 617 | 1.7% |
| 8 | Planet Home Lending, LLC Meriden, CT | 574 | 1.6% |
| 9 | Synovus Bank Columbus, GA | 559 | 1.5% |
| 10 | Bank of America NA Westlake Village, CA | 545 | 1.5% |
Top Cash-Out Refinance Lenders in Georgia
527 lenders made 38,474 cash-out refinance loans worth $9.7 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 3,395 | 8.8% |
| 2 | Amerisave Mortgage Company Sandy Springs, GA | 1,297 | 3.4% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 1,163 | 3.0% |
| 4 | PennyMac Loan Services LLC Westlake Village, CA | 1,157 | 3.0% |
| 5 | loanDepot.com LLC Irvine, CA | 1,134 | 2.9% |
| 6 | Newrez LLC Fort Washington, PA | 1,113 | 2.9% |
| 7 | Carrington Mortgage Services LLC Orange, CA | 737 | 1.9% |
| 8 | Nationstar Mortgage Coppell, TX | 717 | 1.9% |
| 9 | Navy Federal Credit Union Vienna, VA | 682 | 1.8% |
| 10 | Delta Community Credit Union Atlanta, GA | 515 | 1.3% |
Top FHA Lenders in Georgia
403 lenders made 44,867 FHA loans worth $13.6 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 4,095 | 9.1% |
| 2 | Freedom Mortgage Corporation Boca Raton, FL | 1,617 | 3.6% |
| 3 | New American Funding, Llc. Tustin, CA | 1,615 | 3.6% |
| 4 | Guild Mortgage Company San Diego, CA | 1,567 | 3.5% |
| 5 | DHI Mortgage Company, Ltd. Austin, TX | 1,364 | 3.0% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 1,342 | 3.0% |
| 7 | loanDepot.com LLC Irvine, CA | 1,338 | 3.0% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 1,172 | 2.6% |
| 9 | Fairway Independent Mort Corp Madison, WI | 933 | 2.1% |
| 10 | Ameris Bank Atlanta, GA | 785 | 1.7% |
Top VA Lenders in Georgia
350 lenders made 28,872 VA loans worth $10.3 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 3,845 | 13.3% |
| 2 | United Wholesale Mortgage Plymouth, MI | 3,438 | 11.9% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 2,025 | 7.0% |
| 4 | Navy Federal Credit Union Vienna, VA | 957 | 3.3% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 914 | 3.2% |
| 6 | Newrez LLC Fort Washington, PA | 638 | 2.2% |
| 7 | Guild Mortgage Company San Diego, CA | 594 | 2.1% |
| 8 | DHI Mortgage Company, Ltd. Austin, TX | 573 | 2.0% |
| 9 | New American Funding, Llc. Tustin, CA | 560 | 1.9% |
| 10 | New Day Financial, Llc. West Palm Beach, FL | 537 | 1.9% |
Top USDA Lenders in Georgia
149 lenders made 1,246 USDA loans worth $296.4 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Towne Mortgage Company Troy, MI | 80 | 6.4% |
| 2 | American Pacific Mortgage Corporation Roseville, CA | 61 | 4.9% |
| 3 | Kind Lending, LLC Irvine, CA | 47 | 3.8% |
| 4 | Fairway Independent Mort Corp Madison, WI | 44 | 3.5% |
| 5 | United Wholesale Mortgage Plymouth, MI | 41 | 3.3% |
| 6 | Magnolia Bank Hodgenville, KY | 38 | 3.0% |
| 7 | CMG Mortgage Inc San Ramon, IL | 36 | 2.9% |
| 8 | Canopy Mortgage, LLC Lindon, UT | 34 | 2.7% |
| 9 | Guild Mortgage Company San Diego, CA | 34 | 2.7% |
| 10 | Renasant Bank Johns Creek, GA | 34 | 2.7% |
Get the lender lists
The Georgia mortgage lender list has the 594 lenders based in Georgia, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($149 for 2025, $298 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Georgia lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Georgia.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Georgia. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Georgia
Georgia mortgage data by county and metro area · mortgage lenders by city in Georgia
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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