Carrington Mortgage Services LLC Mortgage Lending & HMDA Data, 2025
In 2025, Carrington Mortgage Services LLC of Orange, CA reported 52,599 mortgage applications totaling $12.7 billion, up 19% from 2024. The average application was for $242,386, and applicants reported an average income of $124,106. 29% of its applications resulted in an originated loan and 44% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (1,588), Riverside-San Bernardino-Ontario, CA (1,117) and Chicago-Naperville, IL (950) (applications in parentheses).
| Mortgage Company & Address | Carrington Mortgage Services LLC 500 North State College Boulevard Suites 1030, 1300 and 1400 Orange, CA 92868 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 52,599 |
| Total Mortgage Loan Application Amount | $12,749,305,000 |
| Average Mortgage Loan Application Amount | $242,386 |
| Highest Mortgage Loan Application Amount | $4,355,000 |
| Average Applicant Income | $124,106 |
| Highest Applicant Income | $9,957,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Carrington Mortgage Services LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Carrington Mortgage Services LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 40,960 | $8,430,210,000 | $205,000 | $4,355,000 | $108,000 | $9,957,000 |
| Refinancing | 6,869 | $2,522,425,000 | $367,000 | $3,735,000 | $182,000 | $7,325,000 |
| Home Purchase | 4,768 | $1,794,290,000 | $376,000 | $4,005,000 | $179,000 | $7,322,000 |
| Home Improvement | 1 | $2,075,000 | $2,075,000 | $2,075,000 | $467,000 | $467,000 |
| Other Purpose | 1 | $305,000 | $305,000 | $305,000 | $102,000 | $102,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 22,154 | $4,913,120,000 | $221,000 | $4,005,000 | $118,000 | $9,957,000 |
| Not Provided | 13,042 | $3,414,870,000 | $261,000 | $3,525,000 | $120,000 | $7,322,000 |
| Black or African American | 8,618 | $1,942,200,000 | $225,000 | $3,735,000 | $101,000 | $3,600,000 |
| Hispanic | 6,447 | $1,683,335,000 | $261,000 | $4,355,000 | $122,000 | $3,709,000 |
| Asian | 1,505 | $614,055,000 | $408,000 | $3,505,000 | $200,000 | $7,533,000 |
| American Indian or Alaskan Native | 622 | $123,190,000 | $198,000 | $1,565,000 | $99,000 | $720,000 |
| Native Hawaiian or Other Pacific Islander | 211 | $58,535,000 | $277,000 | $2,005,000 | $116,000 | $606,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 25,410 | $5,056,360,000 | $198,000 | $4,355,000 | $135,000 | $9,957,000 |
| FHA-insured (Federal Housing Administration) | 19,995 | $5,084,025,000 | $254,000 | $1,575,000 | $94,000 | $4,800,000 |
| VA-guaranteed (Veterans Administration) | 7,116 | $2,592,850,000 | $364,000 | $2,235,000 | $123,000 | $1,906,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 78 | $16,070,000 | $206,000 | $645,000 | $81,000 | $189,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 23,245 | $5,393,685,000 | $232,000 | $4,285,000 | $109,000 | $6,545,000 |
| Loan Originated | 15,089 | $3,597,275,000 | $238,000 | $3,735,000 | $124,000 | $7,533,000 |
| Application Withdrawn By Applicant | 9,305 | $2,348,715,000 | $252,000 | $3,505,000 | $120,000 | $9,957,000 |
| Application Approved But Not Accepted | 4,558 | $1,266,160,000 | $277,000 | $4,355,000 | $138,000 | $3,709,000 |
| Loan Purchased By The Institution | 209 | $86,475,000 | $413,000 | $2,565,000 | $257,000 | $7,325,000 |
| Preapproval Denied by Financial Institution | 178 | $53,960,000 | $303,000 | $805,000 | $118,000 | $900,000 |
| File Closed For Incompleteness | 14 | $2,630,000 | $187,000 | $565,000 | $111,000 | $226,000 |
| Preapproval Approved but not Accepted | 1 | $405,000 | $405,000 | $405,000 | $230,000 | $230,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 29,176 | $7,301,660,000 | $250,000 | $4,355,000 | $126,000 | $9,957,000 |
| Credit Application Incomplete | 17,331 | $3,944,035,000 | $227,000 | $3,525,000 | $106,000 | $6,206,000 |
| Credit History | 1,687 | $347,765,000 | $206,000 | $1,185,000 | $106,000 | $1,260,000 |
| Debt-To-Income Ratio | 1,499 | $384,095,000 | $256,000 | $3,505,000 | $80,000 | $1,342,000 |
| Other | 1,209 | $328,495,000 | $271,000 | $4,285,000 | $157,000 | $4,800,000 |
| Collateral | 900 | $206,210,000 | $229,000 | $3,505,000 | $132,000 | $2,548,000 |
| Unverifiable Information | 360 | $109,420,000 | $303,000 | $3,505,000 | $162,000 | $6,545,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 236 | $76,820,000 | $325,000 | $3,195,000 | $153,000 | $1,841,000 |
| Employment History | 200 | $50,750,000 | $253,000 | $1,505,000 | $127,000 | $1,343,000 |
| Mortgage Insurance Denied | 1 | $55,000 | $55,000 | $55,000 | $35,000 | $35,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Carrington Mortgage Services LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Carrington Mortgage Services LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About