Top Mortgage Lenders in Alabama (2025)
In 2025, 886 lenders made 114,656 home loans worth $27.9 billion in Alabama, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 16.5% of them. Regions Bank made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Alabama, 2025
Ranked by the number of home loans each lender made (originated) in Alabama in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | Regions Bank Birmingham, AL | 5,523 | $819.2M | $148,000 | 4.8% | 40.9% |
| 2 | United Wholesale Mortgage Plymouth, MI | 5,482 | $1.6B | $284,000 | 4.8% | 14.1% |
| 3 | Redstone Federal Credit Union Huntsville, AL | 2,768 | $360.5M | $130,000 | 2.4% | 22.2% |
| 4 | Trustmark Bank Jackson, MS | 2,645 | $672.2M | $254,000 | 2.3% | 11.6% |
| 5 | Mortgage Research Center Columbia, MO | 2,471 | $698.2M | $283,000 | 2.2% | 27.3% |
| 6 | DHI Mortgage Company, Ltd. Austin, TX | 2,376 | $690.1M | $290,000 | 2.1% | 22.1% |
| 7 | Renasant Bank Johns Creek, GA | 1,966 | $569.5M | $290,000 | 1.7% | 8.4% |
| 8 | Fairway Independent Mort Corp Madison, WI | 1,902 | $513.2M | $270,000 | 1.7% | 5.0% |
| 9 | Guild Mortgage Company San Diego, CA | 1,892 | $421.3M | $223,000 | 1.7% | 4.8% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 1,791 | $421.3M | $235,000 | 1.6% | 18.3% |
| 11 | Cadence Bank Tupelo, MS | 1,759 | $540.6M | $307,000 | 1.5% | 18.1% |
| 12 | Firstbank Nashville, TN | 1,712 | $460.5M | $269,000 | 1.5% | 28.9% |
| 13 | Freedom Mortgage Corporation Boca Raton, FL | 1,669 | $470.4M | $282,000 | 1.5% | 14.0% |
| 14 | Movement Mortgage, LLC Indian Land, SC | 1,644 | $401.3M | $244,000 | 1.4% | 5.5% |
| 15 | Navy Federal Credit Union Vienna, VA | 1,525 | $323.6M | $212,000 | 1.3% | 30.2% |
| 16 | America's First Federal CU Birmingham, AL | 1,508 | $167.0M | $111,000 | 1.3% | 18.2% |
| 17 | Vanderbilt Mortgage and Finance, Inc Maryville, TN | 1,426 | $255.4M | $179,000 | 1.2% | 67.9% |
| 18 | River Bank & Trust Prattville, AL | 1,377 | $316.3M | $230,000 | 1.2% | 4.1% |
| 19 | PNC Bank N.A. Pittsburgh, PA | 1,357 | $197.1M | $145,000 | 1.2% | 40.6% |
| 20 | loanDepot.com LLC Irvine, CA | 1,346 | $246.1M | $183,000 | 1.2% | 36.7% |
| 21 | First Federal Bank Tuscaloosa, AL | 1,293 | $320.5M | $248,000 | 1.1% | 4.4% |
| 22 | 21st Mortgage Knoxville, TN | 1,274 | $160.1M | $126,000 | 1.1% | 68.8% |
| 23 | Canopy Mortgage, LLC Lindon, UT | 1,135 | $309.3M | $273,000 | 1.0% | 0.7% |
| 24 | Crosscountry Mortgage, LLC Cleveland, OH | 1,093 | $288.6M | $264,000 | 1.0% | 7.2% |
| 25 | Synovus Bank Columbus, GA | 1,016 | $260.6M | $256,000 | 0.9% | 15.8% |
Top Home Purchase Lenders in Alabama
790 lenders made 63,275 home purchase loans worth $17.6 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 2,771 | 4.4% |
| 2 | DHI Mortgage Company, Ltd. Austin, TX | 2,375 | 3.8% |
| 3 | Mortgage Research Center Columbia, MO | 2,069 | 3.3% |
| 4 | Trustmark Bank Jackson, MS | 1,925 | 3.0% |
| 5 | Fairway Independent Mort Corp Madison, WI | 1,753 | 2.8% |
| 6 | Guild Mortgage Company San Diego, CA | 1,680 | 2.7% |
| 7 | Firstbank Nashville, TN | 1,441 | 2.3% |
| 8 | Vanderbilt Mortgage and Finance, Inc Maryville, TN | 1,407 | 2.2% |
| 9 | Movement Mortgage, LLC Indian Land, SC | 1,393 | 2.2% |
| 10 | Renasant Bank Johns Creek, GA | 1,337 | 2.1% |
Top Refinance Lenders in Alabama
461 lenders made 17,638 refinance loans worth $5.2 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,489 | 8.4% |
| 2 | Regions Bank Birmingham, AL | 1,339 | 7.6% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 926 | 5.3% |
| 4 | Redstone Federal Credit Union Huntsville, AL | 643 | 3.6% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 503 | 2.9% |
| 6 | PNC Bank N.A. Pittsburgh, PA | 394 | 2.2% |
| 7 | Renasant Bank Johns Creek, GA | 364 | 2.1% |
| 8 | Cadence Bank Tupelo, MS | 349 | 2.0% |
| 9 | River Bank & Trust Prattville, AL | 311 | 1.8% |
| 10 | Trustmark Bank Jackson, MS | 311 | 1.8% |
Top Cash-Out Refinance Lenders in Alabama
389 lenders made 15,314 cash-out refinance loans worth $3.2 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,222 | 8.0% |
| 2 | Freedom Mortgage Corporation Boca Raton, FL | 518 | 3.4% |
| 3 | Amerisave Mortgage Company Sandy Springs, GA | 499 | 3.3% |
| 4 | loanDepot.com LLC Irvine, CA | 436 | 2.8% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 411 | 2.7% |
| 6 | Newrez LLC Fort Washington, PA | 342 | 2.2% |
| 7 | Listerhill Credit Union Sheffield, AL | 328 | 2.1% |
| 8 | Max Credit Union Montgomery, AL | 309 | 2.0% |
| 9 | Nationstar Mortgage Coppell, TX | 275 | 1.8% |
| 10 | Carrington Mortgage Services LLC Orange, CA | 270 | 1.8% |
Top FHA Lenders in Alabama
315 lenders made 20,518 FHA loans worth $5.0 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,527 | 7.4% |
| 2 | DHI Mortgage Company, Ltd. Austin, TX | 1,134 | 5.5% |
| 3 | Guild Mortgage Company San Diego, CA | 644 | 3.1% |
| 4 | Freedom Mortgage Corporation Boca Raton, FL | 636 | 3.1% |
| 5 | Fairway Independent Mort Corp Madison, WI | 533 | 2.6% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 525 | 2.6% |
| 7 | Movement Mortgage, LLC Indian Land, SC | 524 | 2.6% |
| 8 | First Federal Bank Tuscaloosa, AL | 457 | 2.2% |
| 9 | Trustmark Bank Jackson, MS | 425 | 2.1% |
| 10 | loanDepot.com LLC Irvine, CA | 422 | 2.1% |
Top VA Lenders in Alabama
289 lenders made 14,756 VA loans worth $4.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 2,229 | 15.1% |
| 2 | United Wholesale Mortgage Plymouth, MI | 1,623 | 11.0% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 933 | 6.3% |
| 4 | Navy Federal Credit Union Vienna, VA | 475 | 3.2% |
| 5 | DHI Mortgage Company, Ltd. Austin, TX | 431 | 2.9% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 423 | 2.9% |
| 7 | New Day Financial, Llc. West Palm Beach, FL | 390 | 2.6% |
| 8 | Newrez LLC Fort Washington, PA | 294 | 2.0% |
| 9 | Canopy Mortgage, LLC Lindon, UT | 268 | 1.8% |
| 10 | Movement Mortgage, LLC Indian Land, SC | 263 | 1.8% |
Top USDA Lenders in Alabama
148 lenders made 1,802 USDA loans worth $384.2 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | DHI Mortgage Company, Ltd. Austin, TX | 142 | 7.9% |
| 2 | Stockton Mortgage Corporation Frankfort, KY | 71 | 3.9% |
| 3 | CMG Mortgage Inc San Ramon, IL | 71 | 3.9% |
| 4 | Equity Prime Mortgage LLC Atlanta, GA | 68 | 3.8% |
| 5 | Lennar Mortgage, LLC Miami, FL | 64 | 3.6% |
| 6 | United Wholesale Mortgage Plymouth, MI | 64 | 3.6% |
| 7 | Towne Mortgage Company Troy, MI | 60 | 3.3% |
| 8 | Kind Lending, LLC Irvine, CA | 53 | 2.9% |
| 9 | Hamilton Mortgage Corporation Birmingham, AL | 52 | 2.9% |
| 10 | Fairway Independent Mort Corp Madison, WI | 50 | 2.8% |
Get the lender lists
The Alabama mortgage lender list has the 298 lenders based in Alabama, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($89 for 2025, $178 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Alabama lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Alabama.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Alabama. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Alabama
Alabama mortgage data by county and metro area · mortgage lenders by city in Alabama
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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