Top Mortgage Lenders in New Jersey (2025)
In 2025, 777 lenders made 177,469 home loans worth $74.8 billion in New Jersey, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 19.3% of them. Crosscountry Mortgage, LLC made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in New Jersey, 2025
Ranked by the number of home loans each lender made (originated) in New Jersey in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | Crosscountry Mortgage, LLC Cleveland, OH | 7,558 | $3.5B | $457,000 | 4.3% | 7.5% |
| 2 | Citizens Bank, NA Providence, RI | 7,208 | $2.3B | $322,000 | 4.1% | 32.0% |
| 3 | United Wholesale Mortgage Plymouth, MI | 7,084 | $3.2B | $458,000 | 4.0% | 18.2% |
| 4 | TD Bank Mount Laurel, NJ | 6,695 | $2.3B | $343,000 | 3.8% | 32.6% |
| 5 | PNC Bank N.A. Pittsburgh, PA | 5,755 | $1.3B | $230,000 | 3.2% | 33.4% |
| 6 | Bank of America NA Westlake Village, CA | 5,136 | $1.7B | $339,000 | 2.9% | 41.5% |
| 7 | Guaranteed Rate, Inc. Chicago, IL | 4,826 | $2.3B | $472,000 | 2.7% | 8.7% |
| 8 | loanDepot.com LLC Irvine, CA | 4,334 | $1.7B | $401,000 | 2.4% | 18.4% |
| 9 | JPMorgan Chase Bank, NA Columbus, OH | 3,325 | $2.0B | $588,000 | 1.9% | 14.8% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 3,144 | $1.2B | $384,000 | 1.8% | 20.0% |
| 11 | CMG Mortgage Inc San Ramon, IL | 2,263 | $900.2M | $398,000 | 1.3% | 9.6% |
| 12 | Police and Fire Federal Credit Union Philadelphia, PA | 2,136 | $271.9M | $127,000 | 1.2% | 36.2% |
| 13 | Oceanfirst Bank Toms River, NJ | 2,071 | $846.0M | $409,000 | 1.2% | 10.5% |
| 14 | Newrez LLC Fort Washington, PA | 1,951 | $610.4M | $313,000 | 1.1% | 42.5% |
| 15 | American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 1,899 | $777.1M | $409,000 | 1.1% | 3.6% |
| 16 | Advisors Mortgage Group, LLC Ocean, NJ | 1,831 | $735.2M | $402,000 | 1.0% | 4.4% |
| 17 | Wells Fargo Bank NA Minneapolis, MN | 1,716 | $1.6B | $921,000 | 1.0% | 20.6% |
| 18 | Valley National Bank Passaic, NJ | 1,659 | $619.4M | $373,000 | 0.9% | 22.4% |
| 19 | Nationstar Mortgage Coppell, TX | 1,625 | $374.7M | $231,000 | 0.9% | 17.7% |
| 20 | Movement Mortgage, LLC Indian Land, SC | 1,579 | $655.1M | $415,000 | 0.9% | 9.3% |
| 21 | Absolute Home Mortgage Fairfield, NJ | 1,569 | $627.2M | $400,000 | 0.9% | 4.6% |
| 22 | Affordable Mortgage Advisors Pittsburgh, PA | 1,545 | $502.1M | $325,000 | 0.9% | 2.5% |
| 23 | Navy Federal Credit Union Vienna, VA | 1,515 | $355.7M | $235,000 | 0.9% | 37.1% |
| 24 | M&T Bank Buffalo, NY | 1,501 | $829.8M | $553,000 | 0.8% | 37.9% |
| 25 | Paramount Residential Mortgage Corona, CA | 1,490 | $715.6M | $480,000 | 0.8% | 5.4% |
Top Home Purchase Lenders in New Jersey
649 lenders made 80,731 home purchase loans worth $43.0 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Crosscountry Mortgage, LLC Cleveland, OH | 5,409 | 6.7% |
| 2 | Guaranteed Rate, Inc. Chicago, IL | 3,707 | 4.6% |
| 3 | United Wholesale Mortgage Plymouth, MI | 3,292 | 4.1% |
| 4 | JPMorgan Chase Bank, NA Columbus, OH | 2,105 | 2.6% |
| 5 | loanDepot.com LLC Irvine, CA | 1,864 | 2.3% |
| 6 | CMG Mortgage Inc San Ramon, IL | 1,823 | 2.3% |
| 7 | Advisors Mortgage Group, LLC Ocean, NJ | 1,530 | 1.9% |
| 8 | American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 1,446 | 1.8% |
| 9 | Affordable Mortgage Advisors Pittsburgh, PA | 1,362 | 1.7% |
| 10 | Absolute Home Mortgage Fairfield, NJ | 1,358 | 1.7% |
Top Refinance Lenders in New Jersey
516 lenders made 28,085 refinance loans worth $15.4 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Citizens Bank, NA Providence, RI | 2,170 | 7.7% |
| 2 | United Wholesale Mortgage Plymouth, MI | 2,009 | 7.2% |
| 3 | TD Bank Mount Laurel, NJ | 1,990 | 7.1% |
| 4 | PNC Bank N.A. Pittsburgh, PA | 1,896 | 6.8% |
| 5 | Bank of America NA Westlake Village, CA | 1,230 | 4.4% |
| 6 | Crosscountry Mortgage, LLC Cleveland, OH | 710 | 2.5% |
| 7 | PennyMac Loan Services LLC Westlake Village, CA | 667 | 2.4% |
| 8 | Freedom Mortgage Corporation Boca Raton, FL | 628 | 2.2% |
| 9 | loanDepot.com LLC Irvine, CA | 546 | 1.9% |
| 10 | JPMorgan Chase Bank, NA Columbus, OH | 412 | 1.5% |
Top Cash-Out Refinance Lenders in New Jersey
440 lenders made 30,236 cash-out refinance loans worth $9.8 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,783 | 5.9% |
| 2 | Police and Fire Federal Credit Union Philadelphia, PA | 1,335 | 4.4% |
| 3 | Newrez LLC Fort Washington, PA | 1,111 | 3.7% |
| 4 | loanDepot.com LLC Irvine, CA | 992 | 3.3% |
| 5 | Amerisave Mortgage Company Sandy Springs, GA | 862 | 2.9% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 699 | 2.3% |
| 7 | Freedom Mortgage Corporation Boca Raton, FL | 672 | 2.2% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 665 | 2.2% |
| 9 | Affinity Federal Credit Union Basking Ridge, NJ | 497 | 1.6% |
| 10 | JPMorgan Chase Bank, NA Columbus, OH | 424 | 1.4% |
Top FHA Lenders in New Jersey
277 lenders made 18,078 FHA loans worth $7.7 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,486 | 8.2% |
| 2 | Crosscountry Mortgage, LLC Cleveland, OH | 1,290 | 7.1% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 753 | 4.2% |
| 4 | PennyMac Loan Services LLC Westlake Village, CA | 748 | 4.1% |
| 5 | Nation One Mortgage Corporatio Marlton, NJ | 534 | 3.0% |
| 6 | loanDepot.com LLC Irvine, CA | 519 | 2.9% |
| 7 | American Neighborhood Mortgage Acceptance Company Mt. Laurel, NJ | 498 | 2.8% |
| 8 | Guaranteed Rate, Inc. Chicago, IL | 493 | 2.7% |
| 9 | Paramount Residential Mortgage Corona, CA | 488 | 2.7% |
| 10 | CMG Mortgage Inc San Ramon, IL | 431 | 2.4% |
Top VA Lenders in New Jersey
198 lenders made 5,453 VA loans worth $2.6 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 811 | 14.9% |
| 2 | United Wholesale Mortgage Plymouth, MI | 595 | 10.9% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 343 | 6.3% |
| 4 | Crosscountry Mortgage, LLC Cleveland, OH | 250 | 4.6% |
| 5 | Navy Federal Credit Union Vienna, VA | 191 | 3.5% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 175 | 3.2% |
| 7 | Guaranteed Rate, Inc. Chicago, IL | 153 | 2.8% |
| 8 | New Day Financial, Llc. West Palm Beach, FL | 149 | 2.7% |
| 9 | Newrez LLC Fort Washington, PA | 122 | 2.2% |
| 10 | loanDepot.com LLC Irvine, CA | 102 | 1.9% |
Top USDA Lenders in New Jersey
24 lenders made 194 USDA loans worth $17.8 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | CMG Mortgage Inc San Ramon, IL | 139 | 71.6% |
| 2 | Nation One Mortgage Corporatio Marlton, NJ | 8 | 4.1% |
| 3 | Guaranteed Rate, Inc. Chicago, IL | 7 | 3.6% |
| 4 | Paramount Residential Mortgage Corona, CA | 7 | 3.6% |
| 5 | Affordable Mortgage Advisors Pittsburgh, PA | 4 | 2.1% |
| 6 | Acre Mortgage & Financial, Inc. Marlton, NJ | 3 | 1.5% |
| 7 | Advisors Mortgage Group, LLC Ocean, NJ | 3 | 1.5% |
| 8 | NFM, Inc Linthicum, MD | 2 | 1.0% |
| 9 | Allied Mortgage Group, Inc Bala Cynwyd, PA | 2 | 1.0% |
| 10 | American Financial Resources LLC Parsippany, NJ | 2 | 1.0% |
Get the lender lists
The New Jersey mortgage lender list has the 444 lenders based in New Jersey, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($129 for 2025, $258 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
New Jersey lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in New Jersey.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in New Jersey. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on New Jersey
New Jersey mortgage data by county and metro area · mortgage lenders by city in New Jersey
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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