Acre Mortgage & Financial, Inc. Mortgage Lending & HMDA Data, 2025
In 2025, Acre Mortgage & Financial, Inc. of Marlton, NJ reported 1,020 mortgage applications totaling $330.3 million, up 5% from 2024. The average application was for $323,794, and applicants reported an average income of $121,809. 76% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Camden, NJ (280), Philadelphia, PA (136) and Tampa, FL (50) (applications in parentheses).
| Mortgage Company & Address | Acre Mortgage & Financial, Inc. 70 East Main Street Marlton, NJ 08053 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2011 |
| Total Number of Mortgage Applications | 1,020 |
| Total Mortgage Loan Application Amount | $330,270,000 |
| Average Mortgage Loan Application Amount | $323,794 |
| Highest Mortgage Loan Application Amount | $1,315,000 |
| Average Applicant Income | $121,809 |
| Highest Applicant Income | $1,295,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Acre Mortgage & Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for Acre Mortgage & Financial, Inc. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 890 | $289,020,000 | $324,000 | $1,315,000 | $119,000 | $992,000 |
| Cash-out Refinancing | 79 | $22,265,000 | $281,000 | $805,000 | $123,000 | $702,000 |
| Refinancing | 51 | $18,985,000 | $372,000 | $805,000 | $169,000 | $1,295,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 352 | $118,770,000 | $337,000 | $1,315,000 | $145,000 | $1,295,000 |
| Hispanic | 229 | $76,175,000 | $332,000 | $805,000 | $104,000 | $405,000 |
| Not Provided | 211 | $64,535,000 | $305,000 | $1,135,000 | $117,000 | $702,000 |
| Black or African American | 171 | $52,285,000 | $305,000 | $855,000 | $106,000 | $567,000 |
| Asian | 51 | $16,525,000 | $324,000 | $645,000 | $123,000 | $990,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,360,000 | $340,000 | $405,000 | $106,000 | $158,000 |
| American Indian or Alaskan Native | 2 | $620,000 | $310,000 | $475,000 | $91,000 | $101,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 489 | $155,045,000 | $317,000 | $855,000 | $98,000 | $381,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 466 | $150,930,000 | $323,000 | $1,315,000 | $148,000 | $1,295,000 |
| VA-guaranteed (Veterans Administration) | 58 | $22,370,000 | $385,000 | $805,000 | $116,000 | $297,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,925,000 | $275,000 | $425,000 | $114,000 | $179,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 778 | $255,300,000 | $328,000 | $1,315,000 | $124,000 | $1,295,000 |
| Application Withdrawn By Applicant | 215 | $66,375,000 | $308,000 | $855,000 | $118,000 | $567,000 |
| Application Denied By Financial Institution | 23 | $7,705,000 | $335,000 | $565,000 | $105,000 | $260,000 |
| Application Approved But Not Accepted | 4 | $890,000 | $222,000 | $335,000 | $77,000 | $93,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 997 | $322,565,000 | $323,000 | $1,315,000 | $122,000 | $1,295,000 |
| Collateral | 8 | $2,830,000 | $353,000 | $545,000 | $145,000 | $260,000 |
| Debt-To-Income Ratio | 8 | $2,460,000 | $307,000 | $495,000 | $82,000 | $256,000 |
| Other | 2 | $570,000 | $285,000 | $345,000 | $71,000 | $73,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $740,000 | $370,000 | $565,000 | $98,000 | $115,000 |
| Employment History | 1 | $285,000 | $285,000 | $285,000 | $70,000 | $70,000 |
| Credit Application Incomplete | 1 | $395,000 | $395,000 | $395,000 | $108,000 | $108,000 |
| Credit History | 1 | $425,000 | $425,000 | $425,000 | $91,000 | $91,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Acre Mortgage & Financial, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Acre Mortgage & Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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