Acre Mortgage & Financial, Inc. Mortgage Lending & HMDA Data, 2025
In 2025, Acre Mortgage & Financial, Inc. of Marlton, NJ reported 1,020 mortgage applications totaling $330.3 million, up 5% from 2024. The average application was for $323,794, and applicants reported an average income of $121,809. 76% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Camden, NJ (280), Philadelphia, PA (136) and Tampa, FL (50) (applications in parentheses).
| Mortgage Company & Address | Acre Mortgage & Financial, Inc. 70 East Main Street Marlton, NJ 08053 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2011 |
| Total Number of Mortgage Applications | 1,020 |
| Total Mortgage Loan Application Amount | $330,270,000 |
| Average Mortgage Loan Application Amount | $323,794 |
| Highest Mortgage Loan Application Amount | $1,315,000 |
| Average Applicant Income | $121,809 |
| Highest Applicant Income | $1,295,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Acre Mortgage & Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Camden, NJ | 280 | $ 87,420,000 | $ 312,214 | $ 121,000 |
| Philadelphia, PA | 136 | $ 34,960,000 | $ 257,058 | $ 107,000 |
| Outside any metro area | 71 | $ 22,325,000 | $ 314,436 | $ 115,746 |
| Tampa, FL | 50 | $ 18,890,000 | $ 377,800 | $ 102,000 |
| Montgomery County-Bucks County-Chester County, PA | 39 | $ 13,275,000 | $ 340,384 | $ 146,000 |
| Vineland-Bridgeton, NJ | 31 | $ 7,915,000 | $ 255,322 | $ 83,000 |
| Wilmington, DE-MD-NJ | 30 | $ 8,740,000 | $ 291,333 | $ 112,466 |
| Atlantic City-Hammonton, NJ | 29 | $ 9,995,000 | $ 344,655 | $ 157,000 |
| Lakewood-New Brunswick, NJ | 28 | $ 11,880,000 | $ 424,285 | $ 213,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 26 | $ 10,890,000 | $ 418,846 | $ 146,000 |
| Indianapolis-Carmel-Anderson, IN | 25 | $ 7,625,000 | $ 305,000 | $ 134,000 |
| Baltimore-Columbia-Towson, MD | 20 | $ 6,820,000 | $ 341,000 | $ 110,000 |
| Austin-Round Rock, TX | 16 | $ 5,180,000 | $ 323,750 | $ 107,000 |
| Augusta-Richmond County, GA-SC | 15 | $ 5,575,000 | $ 371,666 | $ 131,000 |
| Newark, NJ-PA | 14 | $ 5,040,000 | $ 360,000 | $ 132,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 11 | $ 4,045,000 | $ 367,727 | $ 113,000 |
| Lynchburg, VA | 11 | $ 3,805,000 | $ 345,909 | $ 132,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 10 | $ 2,500,000 | $ 250,000 | $ 81,000 |
| Marietta, GA | 10 | $ 3,900,000 | $ 390,000 | $ 141,000 |
| Trenton, NJ | 10 | $ 3,060,000 | $ 306,000 | $ 97,000 |
| Denver-Aurora-Lakewood, CO | 9 | $ 4,485,000 | $ 498,333 | $ 158,000 |
| Orlando-Kissimmee-Sanford, FL | 9 | $ 2,915,000 | $ 323,888 | $ 92,000 |
| Port St. Lucie, FL | 9 | $ 3,765,000 | $ 418,333 | $ 152,000 |
| Richmond, VA | 9 | $ 3,285,000 | $ 365,000 | $ 96,000 |
| Dallas-Plano-Irving, TX | 8 | $ 2,400,000 | $ 300,000 | $ 202,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 2,185,000 | $ 312,142 | $ 114,000 |
| Harrisonburg, VA | 7 | $ 1,895,000 | $ 270,714 | $ 78,000 |
| Jacksonville, NC | 7 | $ 1,615,000 | $ 230,714 | $ 70,000 |
| Miami-Miami Beach-Kendall, FL | 7 | $ 2,775,000 | $ 396,428 | $ 134,000 |
| Washington, DC-MD | 7 | $ 2,595,000 | $ 370,714 | $ 89,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 6 | $ 1,130,000 | $ 188,333 | $ 105,000 |
| Arlington-Alexandria-Reston, VA-WV | 5 | $ 2,435,000 | $ 487,000 | $ 137,000 |
| Atlanta-Sandy Springs-Roswell, GA | 5 | $ 2,455,000 | $ 491,000 | $ 167,000 |
| Jacksonville, FL | 4 | $ 920,000 | $ 230,000 | $ 101,000 |
| New York-Jersey City-White Plains, NY-NJ | 4 | $ 2,210,000 | $ 552,500 | $ 159,000 |
| North Port-Sarasota-Bradenton, FL | 4 | $ 1,320,000 | $ 330,000 | $ 119,000 |
| Charlottesville, VA | 3 | $ 1,195,000 | $ 398,333 | $ 104,000 |
| Killeen-Temple, TX | 3 | $ 775,000 | $ 258,333 | $ 89,000 |
| Lakeland-Winter Haven, FL | 3 | $ 945,000 | $ 315,000 | $ 111,000 |
| Ocala, FL | 3 | $ 695,000 | $ 231,666 | $ 77,000 |
| St. Petersburg-Clearwater-Largo, FL | 3 | $ 1,215,000 | $ 405,000 | $ 189,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 2 | $ 480,000 | $ 240,000 | $ 80,000 |
| Dover, DE | 2 | $ 1,100,000 | $ 550,000 | $ 147,000 |
| Homosassa Springs, FL | 2 | $ 580,000 | $ 290,000 | $ 196,000 |
| Lancaster, PA | 2 | $ 550,000 | $ 275,000 | $ 155,000 |
| Palm Bay-Melbourne-Titusville, FL | 2 | $ 690,000 | $ 345,000 | $ 83,000 |
| Sebring, FL | 2 | $ 670,000 | $ 335,000 | $ 80,000 |
| Staunton-Waynesboro, VA | 2 | $ 850,000 | $ 425,000 | $ 106,000 |
| Washington-Baltimore-Arlington, DC | 2 | $ 730,000 | $ 365,000 | $ 72,000 |
| Winston-Salem, NC | 2 | $ 970,000 | $ 485,000 | $ 127,000 |
| Abilene, TX | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Charleston-North Charleston, SC | 1 | $ 1,315,000 | $ 1,315,000 | $ 672,000 |
| El Paso, TX | 1 | $ 505,000 | $ 505,000 | $ 219,000 |
| Fayetteville, NC | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Fort Worth-Arlington, TX | 1 | $ 385,000 | $ 385,000 | $ 210,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 465,000 | $ 465,000 | $ 92,000 |
| Harrisburg-Carlisle, PA | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Houston-The Woodlands-Sugar Land, TX | 1 | $ 185,000 | $ 185,000 | $ 202,000 |
| Midland, TX | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 1 | $ 345,000 | $ 345,000 | $ 82,000 |
| Odessa, TX | 1 | $ 305,000 | $ 305,000 | $ 235,000 |
| Panama City, FL | 1 | $ 235,000 | $ 235,000 | $ 119,000 |
| Raleigh, NC | 1 | $ 415,000 | $ 415,000 | $ 175,000 |
| Roanoke, VA | 1 | $ 345,000 | $ 345,000 | $ 86,000 |
| Salisbury, MD-DE | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Wildwood-The Villages, FL | 1 | $ 635,000 | $ 635,000 | $ 128,000 |
| Wilmington, NC | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Winchester, VA-WV | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Acre Mortgage & Financial, Inc. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 890 | $289,020,000 | $324,000 | $1,315,000 | $119,000 | $992,000 |
| Cash-out Refinancing | 79 | $22,265,000 | $281,000 | $805,000 | $123,000 | $702,000 |
| Refinancing | 51 | $18,985,000 | $372,000 | $805,000 | $169,000 | $1,295,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 352 | $118,770,000 | $337,000 | $1,315,000 | $145,000 | $1,295,000 |
| Hispanic | 229 | $76,175,000 | $332,000 | $805,000 | $104,000 | $405,000 |
| Not Provided | 211 | $64,535,000 | $305,000 | $1,135,000 | $117,000 | $702,000 |
| Black or African American | 171 | $52,285,000 | $305,000 | $855,000 | $106,000 | $567,000 |
| Asian | 51 | $16,525,000 | $324,000 | $645,000 | $123,000 | $990,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,360,000 | $340,000 | $405,000 | $106,000 | $158,000 |
| American Indian or Alaskan Native | 2 | $620,000 | $310,000 | $475,000 | $91,000 | $101,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 489 | $155,045,000 | $317,000 | $855,000 | $98,000 | $381,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 466 | $150,930,000 | $323,000 | $1,315,000 | $148,000 | $1,295,000 |
| VA-guaranteed (Veterans Administration) | 58 | $22,370,000 | $385,000 | $805,000 | $116,000 | $297,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,925,000 | $275,000 | $425,000 | $114,000 | $179,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 778 | $255,300,000 | $328,000 | $1,315,000 | $124,000 | $1,295,000 |
| Application Withdrawn By Applicant | 215 | $66,375,000 | $308,000 | $855,000 | $118,000 | $567,000 |
| Application Denied By Financial Institution | 23 | $7,705,000 | $335,000 | $565,000 | $105,000 | $260,000 |
| Application Approved But Not Accepted | 4 | $890,000 | $222,000 | $335,000 | $77,000 | $93,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 997 | $322,565,000 | $323,000 | $1,315,000 | $122,000 | $1,295,000 |
| Collateral | 8 | $2,830,000 | $353,000 | $545,000 | $145,000 | $260,000 |
| Debt-To-Income Ratio | 8 | $2,460,000 | $307,000 | $495,000 | $82,000 | $256,000 |
| Other | 2 | $570,000 | $285,000 | $345,000 | $71,000 | $73,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $740,000 | $370,000 | $565,000 | $98,000 | $115,000 |
| Employment History | 1 | $285,000 | $285,000 | $285,000 | $70,000 | $70,000 |
| Credit Application Incomplete | 1 | $395,000 | $395,000 | $395,000 | $108,000 | $108,000 |
| Credit History | 1 | $425,000 | $425,000 | $425,000 | $91,000 | $91,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Acre Mortgage & Financial, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Acre Mortgage & Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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