Acre Mortgage & Financial, Inc. Mortgage Lending & HMDA Data, 2025
In 2025, Acre Mortgage & Financial, Inc. of Marlton, NJ reported 1,020 mortgage applications totaling $330.3 million, up 5% from 2024. The average application was for $323,794, and applicants reported an average income of $121,809. 76% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Camden, NJ (280), Philadelphia, PA (136) and Tampa, FL (50) (applications in parentheses).
| Mortgage Company & Address | Acre Mortgage & Financial, Inc. 70 East Main Street Marlton, NJ 08053 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2011 |
| Total Number of Mortgage Applications | 1,020 |
| Total Mortgage Loan Application Amount | $330,270,000 |
| Average Mortgage Loan Application Amount | $323,794 |
| Highest Mortgage Loan Application Amount | $1,315,000 |
| Average Applicant Income | $121,809 |
| Highest Applicant Income | $1,295,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Acre Mortgage & Financial, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Camden, New Jersey | 115 | $ 32,195,000 | $ 279,956 | $ 109,000 |
| Philadelphia, Pennsylvania | 108 | $ 28,430,000 | $ 263,240 | $ 113,000 |
| Burlington, New Jersey | 106 | $ 35,510,000 | $ 335,000 | $ 126,000 |
| Gloucester, New Jersey | 59 | $ 19,715,000 | $ 334,152 | $ 134,000 |
| Monroe, Pennsylvania | 43 | $ 13,945,000 | $ 324,302 | $ 123,000 |
| Hillsborough, Florida | 35 | $ 14,285,000 | $ 408,142 | $ 106,000 |
| Cumberland, New Jersey | 31 | $ 7,915,000 | $ 255,322 | $ 83,000 |
| Delaware, Pennsylvania | 28 | $ 6,530,000 | $ 233,214 | $ 86,000 |
| Palm Beach, Florida | 26 | $ 10,890,000 | $ 418,846 | $ 146,000 |
| Salem, New Jersey | 22 | $ 5,620,000 | $ 255,454 | $ 93,000 |
| Atlantic, New Jersey | 20 | $ 6,000,000 | $ 300,000 | $ 128,000 |
| Montgomery, Pennsylvania | 19 | $ 6,615,000 | $ 348,157 | $ 161,000 |
| Bucks, Pennsylvania | 15 | $ 5,065,000 | $ 337,666 | $ 122,000 |
| Columbia, Georgia | 12 | $ 4,960,000 | $ 413,333 | $ 146,000 |
| Broward, Florida | 11 | $ 4,045,000 | $ 367,727 | $ 113,000 |
| Monmouth, New Jersey | 11 | $ 4,145,000 | $ 376,818 | $ 166,000 |
| Mercer, New Jersey | 10 | $ 3,060,000 | $ 306,000 | $ 97,000 |
| Johnson, Indiana | 9 | $ 2,695,000 | $ 299,444 | $ 220,000 |
| Cape May, New Jersey | 9 | $ 3,995,000 | $ 443,888 | $ 220,000 |
| New Castle, Delaware | 8 | $ 3,120,000 | $ 390,000 | $ 166,000 |
| Pasco, Florida | 8 | $ 2,440,000 | $ 305,000 | $ 92,000 |
| Ocean, New Jersey | 8 | $ 3,720,000 | $ 465,000 | $ 203,000 |
| Lynchburg, Virginia | 8 | $ 2,520,000 | $ 315,000 | $ 141,000 |
| Hernando, Florida | 7 | $ 2,165,000 | $ 309,285 | $ 95,000 |
| Lee, Florida | 7 | $ 2,185,000 | $ 312,142 | $ 114,000 |
| Miami-Dade, Florida | 7 | $ 2,775,000 | $ 396,428 | $ 134,000 |
| St. Lucie, Florida | 7 | $ 2,465,000 | $ 352,142 | $ 124,000 |
| Marion, Indiana | 7 | $ 1,965,000 | $ 280,714 | $ 93,000 |
| Baltimore, Maryland | 7 | $ 2,445,000 | $ 349,285 | $ 115,000 |
| Prince George's, Maryland | 7 | $ 2,595,000 | $ 370,714 | $ 89,000 |
| Onslow, North Carolina | 7 | $ 1,615,000 | $ 230,714 | $ 70,000 |
| Pike, Pennsylvania | 7 | $ 1,925,000 | $ 275,000 | $ 135,000 |
| Cherokee, Georgia | 6 | $ 2,720,000 | $ 453,333 | $ 138,000 |
| Middlesex, New Jersey | 6 | $ 2,330,000 | $ 388,333 | $ 150,000 |
| Rockingham, Virginia | 6 | $ 1,770,000 | $ 295,000 | $ 84,000 |
| Adams, Colorado | 5 | $ 2,745,000 | $ 549,000 | $ 168,000 |
| Orange, Florida | 5 | $ 2,065,000 | $ 413,000 | $ 100,000 |
| Anne Arundel, Maryland | 5 | $ 1,755,000 | $ 351,000 | $ 90,000 |
| Essex, New Jersey | 5 | $ 1,435,000 | $ 287,000 | $ 106,000 |
| Sussex, New Jersey | 5 | $ 1,785,000 | $ 357,000 | $ 134,000 |
| Carbon, Pennsylvania | 5 | $ 1,205,000 | $ 241,000 | $ 69,000 |
| Chester, Pennsylvania | 5 | $ 1,595,000 | $ 319,000 | $ 165,000 |
| Dallas, Texas | 5 | $ 1,285,000 | $ 257,000 | $ 225,000 |
| Hendricks, Indiana | 4 | $ 1,470,000 | $ 367,500 | $ 85,000 |
| Harford, Maryland | 4 | $ 1,850,000 | $ 462,500 | $ 151,000 |
| Hays, Texas | 4 | $ 860,000 | $ 215,000 | $ 60,000 |
| Williamson, Texas | 4 | $ 1,900,000 | $ 475,000 | $ 124,000 |
| Duval, Florida | 3 | $ 645,000 | $ 215,000 | $ 115,000 |
| Marion, Florida | 3 | $ 695,000 | $ 231,666 | $ 77,000 |
| Pinellas, Florida | 3 | $ 1,215,000 | $ 405,000 | $ 189,000 |
| Polk, Florida | 3 | $ 945,000 | $ 315,000 | $ 111,000 |
| Sarasota, Florida | 3 | $ 1,055,000 | $ 351,666 | $ 134,000 |
| Hancock, Indiana | 3 | $ 1,065,000 | $ 355,000 | $ 86,000 |
| Baltimore City, Maryland | 3 | $ 375,000 | $ 125,000 | $ 87,000 |
| Somerset, New Jersey | 3 | $ 1,685,000 | $ 561,666 | $ 534,000 |
| Lackawanna, Pennsylvania | 3 | $ 425,000 | $ 141,666 | $ 109,000 |
| Lehigh, Pennsylvania | 3 | $ 955,000 | $ 318,333 | $ 96,000 |
| Luzerne, Pennsylvania | 3 | $ 705,000 | $ 235,000 | $ 101,000 |
| Schuylkill, Pennsylvania | 3 | $ 605,000 | $ 201,666 | $ 72,000 |
| Bell, Texas | 3 | $ 775,000 | $ 258,333 | $ 89,000 |
| Caldwell, Texas | 3 | $ 695,000 | $ 231,666 | $ 128,000 |
| Travis, Texas | 3 | $ 1,035,000 | $ 345,000 | $ 112,000 |
| Campbell, Virginia | 3 | $ 1,285,000 | $ 428,333 | $ 107,000 |
| Chesterfield, Virginia | 3 | $ 1,015,000 | $ 338,333 | $ 93,000 |
| Fairfax, Virginia | 3 | $ 1,435,000 | $ 478,333 | $ 137,000 |
| Kent, Delaware | 2 | $ 1,100,000 | $ 550,000 | $ 147,000 |
| Brevard, Florida | 2 | $ 690,000 | $ 345,000 | $ 83,000 |
| Citrus, Florida | 2 | $ 580,000 | $ 290,000 | $ 196,000 |
| Highlands, Florida | 2 | $ 670,000 | $ 335,000 | $ 80,000 |
| Lake, Florida | 2 | $ 290,000 | $ 145,000 | $ 73,000 |
| Martin, Florida | 2 | $ 1,300,000 | $ 650,000 | $ 252,000 |
| Volusia, Florida | 2 | $ 480,000 | $ 240,000 | $ 80,000 |
| Bartow, Georgia | 2 | $ 650,000 | $ 325,000 | $ 118,000 |
| Richmond, Georgia | 2 | $ 370,000 | $ 185,000 | $ 62,000 |
| Montgomery, Maryland | 2 | $ 730,000 | $ 365,000 | $ 72,000 |
| Hudson, New Jersey | 2 | $ 1,400,000 | $ 700,000 | $ 209,000 |
| Hunterdon, New Jersey | 2 | $ 890,000 | $ 445,000 | $ 223,000 |
| Davidson, North Carolina | 2 | $ 970,000 | $ 485,000 | $ 127,000 |
| Lenoir, North Carolina | 2 | $ 320,000 | $ 160,000 | $ 45,000 |
| Lancaster, Pennsylvania | 2 | $ 550,000 | $ 275,000 | $ 155,000 |
| Northampton, Pennsylvania | 2 | $ 340,000 | $ 170,000 | $ 87,000 |
| Bastrop, Texas | 2 | $ 690,000 | $ 345,000 | $ 132,000 |
| Brown, Texas | 2 | $ 350,000 | $ 175,000 | $ 105,000 |
| Denton, Texas | 2 | $ 640,000 | $ 320,000 | $ 123,000 |
| Greene, Virginia | 2 | $ 890,000 | $ 445,000 | $ 105,000 |
| Hanover, Virginia | 2 | $ 740,000 | $ 370,000 | $ 93,000 |
| Prince George, Virginia | 2 | $ 890,000 | $ 445,000 | $ 107,000 |
| Prince William, Virginia | 2 | $ 1,000,000 | $ 500,000 | $ 137,000 |
| Arapahoe, Colorado | 1 | $ 605,000 | $ 605,000 | $ 141,000 |
| Denver, Colorado | 1 | $ 455,000 | $ 455,000 | $ 107,000 |
| Gilpin, Colorado | 1 | $ 395,000 | $ 395,000 | $ 250,000 |
| Jefferson, Colorado | 1 | $ 285,000 | $ 285,000 | $ 83,000 |
| La Plata, Colorado | 1 | $ 675,000 | $ 675,000 | $ 137,000 |
| Manatee, Florida | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| Osceola, Florida | 1 | $ 275,000 | $ 275,000 | $ 113,000 |
| Seminole, Florida | 1 | $ 285,000 | $ 285,000 | $ 72,000 |
| St. Johns, Florida | 1 | $ 275,000 | $ 275,000 | $ 60,000 |
| Sumter, Florida | 1 | $ 635,000 | $ 635,000 | $ 128,000 |
| Washington, Florida | 1 | $ 235,000 | $ 235,000 | $ 119,000 |
| Barrow, Georgia | 1 | $ 1,135,000 | $ 1,135,000 | $ 330,000 |
| Burke, Georgia | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| Camden, Georgia | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Carroll, Georgia | 1 | $ 415,000 | $ 415,000 | $ 168,000 |
| Cobb, Georgia | 1 | $ 195,000 | $ 195,000 | $ 216,000 |
| Gwinnett, Georgia | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Henry, Georgia | 1 | $ 345,000 | $ 345,000 | $ 141,000 |
| Morgan, Georgia | 1 | $ 305,000 | $ 305,000 | $ 72,000 |
| Paulding, Georgia | 1 | $ 335,000 | $ 335,000 | $ 138,000 |
| Daviess, Indiana | 1 | $ 575,000 | $ 575,000 | $ 126,000 |
| Hamilton, Indiana | 1 | $ 145,000 | $ 145,000 | $ 45,000 |
| Morgan, Indiana | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Caroline, Maryland | 1 | $ 365,000 | $ 365,000 | $ 149,000 |
| Carroll, Maryland | 1 | $ 395,000 | $ 395,000 | $ 80,000 |
| Washington, Maryland | 1 | $ 465,000 | $ 465,000 | $ 92,000 |
| Wicomico, Maryland | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Worcester, Maryland | 1 | $ 295,000 | $ 295,000 | $ 94,000 |
| Bergen, New Jersey | 1 | $ 365,000 | $ 365,000 | $ 122,000 |
| Morris, New Jersey | 1 | $ 405,000 | $ 405,000 | $ 139,000 |
| Passaic, New Jersey | 1 | $ 445,000 | $ 445,000 | $ 97,000 |
| Union, New Jersey | 1 | $ 525,000 | $ 525,000 | $ 68,000 |
| Cumberland, North Carolina | 1 | $ 215,000 | $ 215,000 | $ 83,000 |
| Jones, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 59,000 |
| Pender, North Carolina | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Wake, North Carolina | 1 | $ 415,000 | $ 415,000 | $ 175,000 |
| Jefferson, Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Perry, Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 59,000 |
| Wayne, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Berkeley, South Carolina | 1 | $ 1,315,000 | $ 1,315,000 | $ 672,000 |
| Horry, South Carolina | 1 | $ 345,000 | $ 345,000 | $ 82,000 |
| Williamsburg, South Carolina | 1 | $ 445,000 | $ 445,000 | $ 114,000 |
| Ector, Texas | 1 | $ 305,000 | $ 305,000 | $ 235,000 |
| El Paso, Texas | 1 | $ 505,000 | $ 505,000 | $ 219,000 |
| Ellis, Texas | 1 | $ 475,000 | $ 475,000 | $ 244,000 |
| Gillespie, Texas | 1 | $ 555,000 | $ 555,000 | $ 107,000 |
| Harris, Texas | 1 | $ 185,000 | $ 185,000 | $ 202,000 |
| Kerr, Texas | 1 | $ 295,000 | $ 295,000 | $ 130,000 |
| Midland, Texas | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Tarrant, Texas | 1 | $ 385,000 | $ 385,000 | $ 210,000 |
| Taylor, Texas | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Albemarle, Virginia | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Augusta, Virginia | 1 | $ 505,000 | $ 505,000 | $ 105,000 |
| Frederick, Virginia | 1 | $ 265,000 | $ 265,000 | $ 59,000 |
| Harrisonburg, Virginia | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Henrico, Virginia | 1 | $ 435,000 | $ 435,000 | $ 116,000 |
| Mecklenburg, Virginia | 1 | $ 515,000 | $ 515,000 | $ 128,000 |
| Orange, Virginia | 1 | $ 305,000 | $ 305,000 | $ 66,000 |
| Richmond City, Virginia | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Roanoke, Virginia | 1 | $ 345,000 | $ 345,000 | $ 86,000 |
| Waynesboro, Virginia | 1 | $ 345,000 | $ 345,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Acre Mortgage & Financial, Inc. in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 890 | $289,020,000 | $324,000 | $1,315,000 | $119,000 | $992,000 |
| Cash-out Refinancing | 79 | $22,265,000 | $281,000 | $805,000 | $123,000 | $702,000 |
| Refinancing | 51 | $18,985,000 | $372,000 | $805,000 | $169,000 | $1,295,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 352 | $118,770,000 | $337,000 | $1,315,000 | $145,000 | $1,295,000 |
| Hispanic | 229 | $76,175,000 | $332,000 | $805,000 | $104,000 | $405,000 |
| Not Provided | 211 | $64,535,000 | $305,000 | $1,135,000 | $117,000 | $702,000 |
| Black or African American | 171 | $52,285,000 | $305,000 | $855,000 | $106,000 | $567,000 |
| Asian | 51 | $16,525,000 | $324,000 | $645,000 | $123,000 | $990,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,360,000 | $340,000 | $405,000 | $106,000 | $158,000 |
| American Indian or Alaskan Native | 2 | $620,000 | $310,000 | $475,000 | $91,000 | $101,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 489 | $155,045,000 | $317,000 | $855,000 | $98,000 | $381,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 466 | $150,930,000 | $323,000 | $1,315,000 | $148,000 | $1,295,000 |
| VA-guaranteed (Veterans Administration) | 58 | $22,370,000 | $385,000 | $805,000 | $116,000 | $297,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 7 | $1,925,000 | $275,000 | $425,000 | $114,000 | $179,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 778 | $255,300,000 | $328,000 | $1,315,000 | $124,000 | $1,295,000 |
| Application Withdrawn By Applicant | 215 | $66,375,000 | $308,000 | $855,000 | $118,000 | $567,000 |
| Application Denied By Financial Institution | 23 | $7,705,000 | $335,000 | $565,000 | $105,000 | $260,000 |
| Application Approved But Not Accepted | 4 | $890,000 | $222,000 | $335,000 | $77,000 | $93,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 997 | $322,565,000 | $323,000 | $1,315,000 | $122,000 | $1,295,000 |
| Collateral | 8 | $2,830,000 | $353,000 | $545,000 | $145,000 | $260,000 |
| Debt-To-Income Ratio | 8 | $2,460,000 | $307,000 | $495,000 | $82,000 | $256,000 |
| Other | 2 | $570,000 | $285,000 | $345,000 | $71,000 | $73,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $740,000 | $370,000 | $565,000 | $98,000 | $115,000 |
| Employment History | 1 | $285,000 | $285,000 | $285,000 | $70,000 | $70,000 |
| Credit Application Incomplete | 1 | $395,000 | $395,000 | $395,000 | $108,000 | $108,000 |
| Credit History | 1 | $425,000 | $425,000 | $425,000 | $91,000 | $91,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Acre Mortgage & Financial, Inc.'s 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Acre Mortgage & Financial, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.
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