Top Mortgage Lenders in South Carolina (2025)
In 2025, 1,011 lenders made 142,439 home loans worth $45.2 billion in South Carolina, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 14.0% of them. United Wholesale Mortgage made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in South Carolina, 2025
Ranked by the number of home loans each lender made (originated) in South Carolina in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 6,429 | $2.1B | $330,000 | 4.5% | 15.1% |
| 2 | DHI Mortgage Company, Ltd. Austin, TX | 4,153 | $1.2B | $297,000 | 2.9% | 20.4% |
| 3 | First Ciitizens Bank and Trust Raleigh, NC | 3,577 | $1.0B | $280,000 | 2.5% | 23.3% |
| 4 | Movement Mortgage, LLC Indian Land, SC | 2,978 | $905.4M | $304,000 | 2.1% | 3.5% |
| 5 | Southstate Bank, National Association Winter Haven, FL | 2,816 | $888.0M | $315,000 | 2.0% | 24.4% |
| 6 | Lennar Mortgage, LLC Miami, FL | 2,694 | $761.4M | $283,000 | 1.9% | 13.0% |
| 7 | loanDepot.com LLC Irvine, CA | 2,670 | $654.1M | $245,000 | 1.9% | 24.8% |
| 8 | Guild Mortgage Company San Diego, CA | 2,670 | $649.4M | $243,000 | 1.9% | 5.9% |
| 9 | Navy Federal Credit Union Vienna, VA | 2,487 | $521.4M | $210,000 | 1.7% | 31.2% |
| 10 | Vanderbilt Mortgage and Finance, Inc Maryville, TN | 2,449 | $576.1M | $235,000 | 1.7% | 64.6% |
| 11 | Mortgage Research Center Columbia, MO | 2,333 | $750.0M | $321,000 | 1.6% | 29.5% |
| 12 | Crosscountry Mortgage, LLC Cleveland, OH | 2,233 | $682.9M | $306,000 | 1.6% | 6.0% |
| 13 | PennyMac Loan Services LLC Westlake Village, CA | 2,199 | $573.4M | $261,000 | 1.5% | 18.2% |
| 14 | Truist Bank Raleigh, NC | 2,178 | $684.4M | $314,000 | 1.5% | 39.8% |
| 15 | Freedom Mortgage Corporation Boca Raton, FL | 2,168 | $673.1M | $310,000 | 1.5% | 12.5% |
| 16 | Bank of America NA Westlake Village, CA | 2,119 | $569.9M | $269,000 | 1.5% | 43.5% |
| 17 | Ameris Bank Atlanta, GA | 1,857 | $640.0M | $345,000 | 1.3% | 9.4% |
| 18 | Founders Federal Credit Union Lancaster, SC | 1,849 | $308.0M | $167,000 | 1.3% | 25.2% |
| 19 | Primelending Dallas, TX | 1,561 | $471.0M | $302,000 | 1.1% | 4.6% |
| 20 | NVR Mortgage Finance, Inc. Pittsburgh, PA | 1,514 | $394.6M | $261,000 | 1.1% | 23.5% |
| 21 | Lower, LLC Columbia, MD | 1,492 | $417.4M | $280,000 | 1.0% | 9.5% |
| 22 | First Heritage Mortgage, LLC Fairfax, VA | 1,380 | $423.9M | $307,000 | 1.0% | 3.3% |
| 23 | Newrez LLC Fort Washington, PA | 1,334 | $388.2M | $291,000 | 0.9% | 34.1% |
| 24 | Fairway Independent Mort Corp Madison, WI | 1,326 | $391.2M | $295,000 | 0.9% | 6.4% |
| 25 | CMG Mortgage Inc San Ramon, IL | 1,267 | $420.8M | $332,000 | 0.9% | 7.8% |
Top Home Purchase Lenders in South Carolina
893 lenders made 85,168 home purchase loans worth $29.5 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | DHI Mortgage Company, Ltd. Austin, TX | 4,152 | 4.9% |
| 2 | United Wholesale Mortgage Plymouth, MI | 2,935 | 3.4% |
| 3 | Lennar Mortgage, LLC Miami, FL | 2,693 | 3.2% |
| 4 | Movement Mortgage, LLC Indian Land, SC | 2,472 | 2.9% |
| 5 | Vanderbilt Mortgage and Finance, Inc Maryville, TN | 2,423 | 2.8% |
| 6 | Guild Mortgage Company San Diego, CA | 2,256 | 2.6% |
| 7 | Mortgage Research Center Columbia, MO | 1,853 | 2.2% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 1,675 | 2.0% |
| 9 | Ameris Bank Atlanta, GA | 1,589 | 1.9% |
| 10 | NVR Mortgage Finance, Inc. Pittsburgh, PA | 1,514 | 1.8% |
Top Refinance Lenders in South Carolina
557 lenders made 18,191 refinance loans worth $8.0 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,976 | 10.9% |
| 2 | Freedom Mortgage Corporation Boca Raton, FL | 1,314 | 7.2% |
| 3 | PennyMac Loan Services LLC Westlake Village, CA | 734 | 4.0% |
| 4 | First Ciitizens Bank and Trust Raleigh, NC | 627 | 3.4% |
| 5 | Truist Bank Raleigh, NC | 447 | 2.5% |
| 6 | Newrez LLC Fort Washington, PA | 370 | 2.0% |
| 7 | Southstate Bank, National Association Winter Haven, FL | 361 | 2.0% |
| 8 | Mortgage Research Center Columbia, MO | 356 | 2.0% |
| 9 | Village Capital & Investment Henderson, NV | 349 | 1.9% |
| 10 | Bank of America NA Westlake Village, CA | 325 | 1.8% |
Top Cash-Out Refinance Lenders in South Carolina
434 lenders made 18,928 cash-out refinance loans worth $4.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,518 | 8.0% |
| 2 | Amerisave Mortgage Company Sandy Springs, GA | 638 | 3.4% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 560 | 3.0% |
| 4 | loanDepot.com LLC Irvine, CA | 527 | 2.8% |
| 5 | Newrez LLC Fort Washington, PA | 502 | 2.7% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 449 | 2.4% |
| 7 | South Carolina Federal Credit North Charleston, SC | 412 | 2.2% |
| 8 | Founders Federal Credit Union Lancaster, SC | 380 | 2.0% |
| 9 | Navy Federal Credit Union Vienna, VA | 291 | 1.5% |
| 10 | Guild Mortgage Company San Diego, CA | 290 | 1.5% |
Top FHA Lenders in South Carolina
380 lenders made 24,549 FHA loans worth $6.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | DHI Mortgage Company, Ltd. Austin, TX | 1,795 | 7.3% |
| 2 | United Wholesale Mortgage Plymouth, MI | 1,576 | 6.4% |
| 3 | loanDepot.com LLC Irvine, CA | 861 | 3.5% |
| 4 | Freedom Mortgage Corporation Boca Raton, FL | 746 | 3.0% |
| 5 | Lennar Mortgage, LLC Miami, FL | 724 | 2.9% |
| 6 | Guild Mortgage Company San Diego, CA | 703 | 2.9% |
| 7 | Movement Mortgage, LLC Indian Land, SC | 669 | 2.7% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 643 | 2.6% |
| 9 | PennyMac Loan Services LLC Westlake Village, CA | 591 | 2.4% |
| 10 | NVR Mortgage Finance, Inc. Pittsburgh, PA | 539 | 2.2% |
Top VA Lenders in South Carolina
336 lenders made 19,218 VA loans worth $6.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 2,172 | 11.3% |
| 2 | United Wholesale Mortgage Plymouth, MI | 1,914 | 10.0% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 1,227 | 6.4% |
| 4 | DHI Mortgage Company, Ltd. Austin, TX | 933 | 4.9% |
| 5 | Navy Federal Credit Union Vienna, VA | 631 | 3.3% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 483 | 2.5% |
| 7 | Newrez LLC Fort Washington, PA | 412 | 2.1% |
| 8 | Movement Mortgage, LLC Indian Land, SC | 405 | 2.1% |
| 9 | Lennar Mortgage, LLC Miami, FL | 400 | 2.1% |
| 10 | Crosscountry Mortgage, LLC Cleveland, OH | 336 | 1.7% |
Top USDA Lenders in South Carolina
138 lenders made 1,175 USDA loans worth $277.3 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | DHI Mortgage Company, Ltd. Austin, TX | 110 | 9.4% |
| 2 | CMG Mortgage Inc San Ramon, IL | 59 | 5.0% |
| 3 | NVR Mortgage Finance, Inc. Pittsburgh, PA | 54 | 4.6% |
| 4 | Guild Mortgage Company San Diego, CA | 42 | 3.6% |
| 5 | Alcova Mortgage, LLC Roanoke, VA | 37 | 3.1% |
| 6 | Velocio Mortgage, L.L.C. Houston, TX | 36 | 3.1% |
| 7 | Towne Mortgage Company Troy, MI | 36 | 3.1% |
| 8 | Atlantic Bay Mortgage Group Virginia Beach, VA | 32 | 2.7% |
| 9 | Fairway Independent Mort Corp Madison, WI | 32 | 2.7% |
| 10 | Primelending Dallas, TX | 28 | 2.4% |
Get the lender lists
The South Carolina mortgage lender list has the 205 lenders based in South Carolina, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($89 for 2025, $178 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
South Carolina lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in South Carolina.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in South Carolina. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on South Carolina
South Carolina mortgage data by county and metro area · mortgage lenders by city in South Carolina
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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