Top Mortgage Lenders in Texas (2025)
In 2025, 1,376 lenders made 524,344 home loans worth $183.5 billion in Texas, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 18.3% of them. United Wholesale Mortgage made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Texas, 2025
Ranked by the number of home loans each lender made (originated) in Texas in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 42,285 | $16.1B | $381,000 | 8.1% | 12.5% |
| 2 | DHI Mortgage Company, Ltd. Austin, TX | 17,748 | $5.3B | $299,000 | 3.4% | 16.5% |
| 3 | Lennar Mortgage, LLC Miami, FL | 15,642 | $3.8B | $241,000 | 3.0% | 22.2% |
| 4 | CMG Mortgage Inc San Ramon, IL | 10,709 | $3.5B | $325,000 | 2.0% | 5.1% |
| 5 | JPMorgan Chase Bank, NA Columbus, OH | 9,775 | $4.8B | $495,000 | 1.9% | 13.7% |
| 6 | loanDepot.com LLC Irvine, CA | 8,535 | $2.4B | $278,000 | 1.6% | 28.4% |
| 7 | Crosscountry Mortgage, LLC Cleveland, OH | 7,734 | $3.0B | $389,000 | 1.5% | 4.8% |
| 8 | Fairway Independent Mort Corp Madison, WI | 7,468 | $2.6B | $346,000 | 1.4% | 5.1% |
| 9 | Randolph-Brooks Federal Credit Union Universal City, TX | 7,141 | $1.1B | $155,000 | 1.4% | 14.3% |
| 10 | Mortgage Research Center Columbia, MO | 6,918 | $2.3B | $330,000 | 1.3% | 26.2% |
| 11 | Guild Mortgage Company San Diego, CA | 6,877 | $2.0B | $284,000 | 1.3% | 5.1% |
| 12 | PennyMac Loan Services LLC Westlake Village, CA | 6,849 | $2.3B | $335,000 | 1.3% | 21.0% |
| 13 | 21st Mortgage Knoxville, TN | 6,763 | $854.6M | $126,000 | 1.3% | 70.8% |
| 14 | Primelending Dallas, TX | 6,358 | $2.4B | $377,000 | 1.2% | 6.8% |
| 15 | Bank of America NA Westlake Village, CA | 6,141 | $1.8B | $300,000 | 1.2% | 55.2% |
| 16 | Frost Bank San Antonio, TX | 6,117 | $1.4B | $226,000 | 1.2% | 43.5% |
| 17 | Freedom Mortgage Corporation Boca Raton, FL | 5,759 | $2.1B | $359,000 | 1.1% | 11.8% |
| 18 | New American Funding, Llc. Tustin, CA | 5,508 | $1.4B | $252,000 | 1.1% | 16.0% |
| 19 | Newrez LLC Fort Washington, PA | 4,793 | $1.6B | $327,000 | 0.9% | 40.0% |
| 20 | Navy Federal Credit Union Vienna, VA | 4,267 | $1.1B | $264,000 | 0.8% | 40.7% |
| 21 | Ark-La-Tex Financial Services LLC Plano, TX | 4,151 | $1.4B | $345,000 | 0.8% | 3.1% |
| 22 | Kind Lending, LLC Irvine, CA | 3,781 | $1.3B | $342,000 | 0.7% | 26.8% |
| 23 | First Financial Bank Abilene, TX | 3,754 | $1.0B | $270,000 | 0.7% | 12.7% |
| 24 | Cadence Bank Tupelo, MS | 3,639 | $1.8B | $500,000 | 0.7% | 17.9% |
| 25 | Nationstar Mortgage Coppell, TX | 3,609 | $816.8M | $226,000 | 0.7% | 23.0% |
Top Home Purchase Lenders in Texas
1,261 lenders made 355,767 home purchase loans worth $129.4 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 24,941 | 7.0% |
| 2 | DHI Mortgage Company, Ltd. Austin, TX | 17,746 | 5.0% |
| 3 | Lennar Mortgage, LLC Miami, FL | 15,642 | 4.4% |
| 4 | CMG Mortgage Inc San Ramon, IL | 9,652 | 2.7% |
| 5 | 21st Mortgage Knoxville, TN | 6,732 | 1.9% |
| 6 | Fairway Independent Mort Corp Madison, WI | 6,676 | 1.9% |
| 7 | JPMorgan Chase Bank, NA Columbus, OH | 6,475 | 1.8% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 6,403 | 1.8% |
| 9 | Mortgage Research Center Columbia, MO | 6,229 | 1.8% |
| 10 | Guild Mortgage Company San Diego, CA | 6,017 | 1.7% |
Top Refinance Lenders in Texas
941 lenders made 64,634 refinance loans worth $32.2 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 14,452 | 22.4% |
| 2 | Freedom Mortgage Corporation Boca Raton, FL | 3,207 | 5.0% |
| 3 | PennyMac Loan Services LLC Westlake Village, CA | 2,168 | 3.4% |
| 4 | Newrez LLC Fort Washington, PA | 1,095 | 1.7% |
| 5 | Village Capital & Investment Henderson, NV | 1,036 | 1.6% |
| 6 | Planet Home Lending, LLC Meriden, CT | 971 | 1.5% |
| 7 | JPMorgan Chase Bank, NA Columbus, OH | 955 | 1.5% |
| 8 | Royal United Mortgage LLC Indianapolis, IN | 935 | 1.4% |
| 9 | Lakeview Loan Servicing, LLC Coral Gables, FL | 897 | 1.4% |
| 10 | Amerihome Mortgage Company, LLC Thousand Oaks, CA | 866 | 1.3% |
Top Cash-Out Refinance Lenders in Texas
695 lenders made 58,421 cash-out refinance loans worth $14.2 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Randolph-Brooks Federal Credit Union Universal City, TX | 5,685 | 9.7% |
| 2 | United Wholesale Mortgage Plymouth, MI | 2,892 | 5.0% |
| 3 | Credit Union of Texas Allen, TX | 2,530 | 4.3% |
| 4 | loanDepot.com LLC Irvine, CA | 1,475 | 2.5% |
| 5 | JPMorgan Chase Bank, NA Columbus, OH | 1,469 | 2.5% |
| 6 | Newrez LLC Fort Washington, PA | 1,447 | 2.5% |
| 7 | Nationstar Mortgage Coppell, TX | 1,333 | 2.3% |
| 8 | Amerisave Mortgage Company Sandy Springs, GA | 1,003 | 1.7% |
| 9 | PennyMac Loan Services LLC Westlake Village, CA | 916 | 1.6% |
| 10 | Wells Fargo Bank NA Minneapolis, MN | 723 | 1.2% |
Top FHA Lenders in Texas
525 lenders made 105,964 FHA loans worth $31.7 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | DHI Mortgage Company, Ltd. Austin, TX | 10,207 | 9.6% |
| 2 | Lennar Mortgage, LLC Miami, FL | 8,386 | 7.9% |
| 3 | United Wholesale Mortgage Plymouth, MI | 7,575 | 7.1% |
| 4 | CMG Mortgage Inc San Ramon, IL | 3,003 | 2.8% |
| 5 | loanDepot.com LLC Irvine, CA | 2,304 | 2.2% |
| 6 | Guild Mortgage Company San Diego, CA | 2,266 | 2.1% |
| 7 | Freedom Mortgage Corporation Boca Raton, FL | 2,246 | 2.1% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 2,144 | 2.0% |
| 9 | Fairway Independent Mort Corp Madison, WI | 2,107 | 2.0% |
| 10 | Velocio Mortgage, L.L.C. Houston, TX | 1,737 | 1.6% |
Top VA Lenders in Texas
457 lenders made 57,489 VA loans worth $22.1 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 6,512 | 11.3% |
| 2 | United Wholesale Mortgage Plymouth, MI | 6,162 | 10.7% |
| 3 | DHI Mortgage Company, Ltd. Austin, TX | 3,266 | 5.7% |
| 4 | Freedom Mortgage Corporation Boca Raton, FL | 2,729 | 4.7% |
| 5 | Navy Federal Credit Union Vienna, VA | 1,676 | 2.9% |
| 6 | Lennar Mortgage, LLC Miami, FL | 1,583 | 2.8% |
| 7 | PennyMac Loan Services LLC Westlake Village, CA | 1,420 | 2.5% |
| 8 | CMG Mortgage Inc San Ramon, IL | 1,239 | 2.2% |
| 9 | Fairway Independent Mort Corp Madison, WI | 1,147 | 2.0% |
| 10 | Newrez LLC Fort Washington, PA | 1,120 | 1.9% |
Top USDA Lenders in Texas
163 lenders made 2,991 USDA loans worth $465.1 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | CMG Mortgage Inc San Ramon, IL | 1,131 | 37.8% |
| 2 | DHI Mortgage Company, Ltd. Austin, TX | 378 | 12.6% |
| 3 | Lennar Mortgage, LLC Miami, FL | 187 | 6.3% |
| 4 | Velocio Mortgage, L.L.C. Houston, TX | 139 | 4.6% |
| 5 | Guild Mortgage Company San Diego, CA | 82 | 2.7% |
| 6 | Fairway Independent Mort Corp Madison, WI | 61 | 2.0% |
| 7 | United Wholesale Mortgage Plymouth, MI | 45 | 1.5% |
| 8 | Flat Branch Mortgage, Inc. Columbia, MO | 44 | 1.5% |
| 9 | Pulte Mortgage LLC Denver, CO | 40 | 1.3% |
| 10 | Equity Prime Mortgage LLC Atlanta, GA | 38 | 1.3% |
Get the lender lists
The Texas mortgage lender list has the 1,361 lenders based in Texas, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($249 for 2025, $498 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Texas lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Texas.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Texas. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Texas
Texas mortgage data by county and metro area · mortgage lenders by city in Texas
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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