Top Mortgage Lenders in Nebraska (2025)
In 2025, 493 lenders made 43,810 home loans worth $11.4 billion in Nebraska, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 21.5% of them. Pinnacle Bank made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Nebraska, 2025
Ranked by the number of home loans each lender made (originated) in Nebraska in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | Pinnacle Bank Lincoln, NE | 2,875 | $819.4M | $285,000 | 6.6% | 4.7% |
| 2 | First National Bank of Omaha Omaha, NE | 1,773 | $312.9M | $176,000 | 4.0% | 23.5% |
| 3 | West Gate Bank Lincoln, NE | 1,724 | $484.5M | $281,000 | 3.9% | 5.0% |
| 4 | Charter West Bank West Point, NE | 1,606 | $408.2M | $254,000 | 3.7% | 8.5% |
| 5 | Veridian Credit Union Waterloo, IA | 1,444 | $288.5M | $200,000 | 3.3% | 12.1% |
| 6 | Union Bank and Trust Company Lincoln, NE | 1,373 | $433.5M | $316,000 | 3.1% | 11.5% |
| 7 | Centris Federal Credit Union Omaha, NE | 1,318 | $187.6M | $142,000 | 3.0% | 19.2% |
| 8 | United Wholesale Mortgage Plymouth, MI | 1,211 | $368.4M | $304,000 | 2.8% | 9.3% |
| 9 | US Bank, N.A. Cincinnati, OH | 1,112 | $196.7M | $177,000 | 2.5% | 38.7% |
| 10 | Lincoln Federal Svgs Bk of Ne Lincoln, NE | 1,077 | $301.4M | $280,000 | 2.5% | 3.2% |
| 11 | Mortgage Research Center Columbia, MO | 950 | $280.5M | $295,000 | 2.2% | 17.8% |
| 12 | CMG Mortgage Inc San Ramon, IL | 702 | $178.1M | $254,000 | 1.6% | 4.3% |
| 13 | Fairway Independent Mort Corp Madison, WI | 687 | $140.7M | $205,000 | 1.6% | 5.7% |
| 14 | Metro Credit Union Omaha, NE | 633 | $69.3M | $109,000 | 1.4% | 28.2% |
| 15 | PennyMac Loan Services LLC Westlake Village, CA | 611 | $131.9M | $216,000 | 1.4% | 17.2% |
| 16 | Guaranteed Rate, Inc. Chicago, IL | 558 | $144.2M | $258,000 | 1.3% | 5.9% |
| 17 | Gershman Investment Corp. Chesterfield, MO | 537 | $123.9M | $231,000 | 1.2% | 2.0% |
| 18 | Churchill Mortgage Corporation Brentwood, TN | 513 | $134.0M | $261,000 | 1.2% | 2.6% |
| 19 | Access Bank Omaha, NE | 492 | $144.9M | $294,000 | 1.1% | 2.4% |
| 20 | Guild Mortgage Company San Diego, CA | 468 | $107.3M | $229,000 | 1.1% | 4.2% |
| 21 | Cobalt Credit Union Papillion, NE | 423 | $57.9M | $137,000 | 1.0% | 8.2% |
| 22 | Freedom Mortgage Corporation Boca Raton, FL | 419 | $111.0M | $265,000 | 1.0% | 14.5% |
| 23 | Liberty First Credit Union Lincoln, NE | 415 | $74.1M | $178,000 | 0.9% | 13.0% |
| 24 | Cornhusker Bank Lincoln, NE | 412 | $125.6M | $305,000 | 0.9% | 5.4% |
| 25 | Core Bank Omaha, NE | 408 | $124.2M | $304,000 | 0.9% | 4.4% |
Top Home Purchase Lenders in Nebraska
407 lenders made 24,446 home purchase loans worth $7.6 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Pinnacle Bank Lincoln, NE | 1,684 | 6.9% |
| 2 | Charter West Bank West Point, NE | 1,440 | 5.9% |
| 3 | West Gate Bank Lincoln, NE | 1,349 | 5.5% |
| 4 | Lincoln Federal Svgs Bk of Ne Lincoln, NE | 889 | 3.6% |
| 5 | Mortgage Research Center Columbia, MO | 803 | 3.3% |
| 6 | First National Bank of Omaha Omaha, NE | 787 | 3.2% |
| 7 | Union Bank and Trust Company Lincoln, NE | 754 | 3.1% |
| 8 | Fairway Independent Mort Corp Madison, WI | 635 | 2.6% |
| 9 | United Wholesale Mortgage Plymouth, MI | 623 | 2.5% |
| 10 | CMG Mortgage Inc San Ramon, IL | 571 | 2.3% |
Top Refinance Lenders in Nebraska
272 lenders made 7,299 refinance loans worth $2.1 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Pinnacle Bank Lincoln, NE | 645 | 8.8% |
| 2 | United Wholesale Mortgage Plymouth, MI | 394 | 5.4% |
| 3 | First National Bank of Omaha Omaha, NE | 340 | 4.7% |
| 4 | Veridian Credit Union Waterloo, IA | 250 | 3.4% |
| 5 | Freedom Mortgage Corporation Boca Raton, FL | 243 | 3.3% |
| 6 | West Gate Bank Lincoln, NE | 236 | 3.2% |
| 7 | Centris Federal Credit Union Omaha, NE | 229 | 3.1% |
| 8 | Union Bank and Trust Company Lincoln, NE | 178 | 2.4% |
| 9 | Cobalt Credit Union Papillion, NE | 177 | 2.4% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 169 | 2.3% |
Top Cash-Out Refinance Lenders in Nebraska
216 lenders made 5,042 cash-out refinance loans worth $1.0 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 194 | 3.8% |
| 2 | Freedom Mortgage Corporation Boca Raton, FL | 149 | 3.0% |
| 3 | Amerisave Mortgage Company Sandy Springs, GA | 145 | 2.9% |
| 4 | Liberty First Credit Union Lincoln, NE | 138 | 2.7% |
| 5 | US Bank, N.A. Cincinnati, OH | 134 | 2.7% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 131 | 2.6% |
| 7 | West Gate Bank Lincoln, NE | 111 | 2.2% |
| 8 | loanDepot.com LLC Irvine, CA | 110 | 2.2% |
| 9 | Newrez LLC Fort Washington, PA | 107 | 2.1% |
| 10 | Mutual of Omaha Mortgage Lombard, IL | 99 | 2.0% |
Top FHA Lenders in Nebraska
164 lenders made 4,714 FHA loans worth $1.1 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Charter West Bank West Point, NE | 455 | 9.7% |
| 2 | Fairway Independent Mort Corp Madison, WI | 202 | 4.3% |
| 3 | United Wholesale Mortgage Plymouth, MI | 197 | 4.2% |
| 4 | Freedom Mortgage Corporation Boca Raton, FL | 168 | 3.6% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 162 | 3.4% |
| 6 | Gershman Investment Corp. Chesterfield, MO | 155 | 3.3% |
| 7 | Lincoln Federal Svgs Bk of Ne Lincoln, NE | 139 | 2.9% |
| 8 | Pinnacle Bank Lincoln, NE | 139 | 2.9% |
| 9 | CMG Mortgage Inc San Ramon, IL | 138 | 2.9% |
| 10 | Peoples Mortgage Company Tempe, AZ | 126 | 2.7% |
Top VA Lenders in Nebraska
149 lenders made 3,885 VA loans worth $1.3 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 794 | 20.4% |
| 2 | United Wholesale Mortgage Plymouth, MI | 364 | 9.4% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 205 | 5.3% |
| 4 | PennyMac Loan Services LLC Westlake Village, CA | 134 | 3.4% |
| 5 | Charter West Bank West Point, NE | 122 | 3.1% |
| 6 | Guaranteed Rate, Inc. Chicago, IL | 113 | 2.9% |
| 7 | Navy Federal Credit Union Vienna, VA | 109 | 2.8% |
| 8 | DHI Mortgage Company, Ltd. Austin, TX | 83 | 2.1% |
| 9 | CMG Mortgage Inc San Ramon, IL | 81 | 2.1% |
| 10 | USAA Federal Savings Bank San Antonio, TX | 73 | 1.9% |
Top USDA Lenders in Nebraska
53 lenders made 284 USDA loans worth $41.7 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | CMG Mortgage Inc San Ramon, IL | 78 | 27.5% |
| 2 | Pinnacle Bank Lincoln, NE | 27 | 9.5% |
| 3 | Charter West Bank West Point, NE | 24 | 8.5% |
| 4 | West Gate Bank Lincoln, NE | 20 | 7.0% |
| 5 | Castle & Cooke Mortgage, LLC Draper, UT | 18 | 6.3% |
| 6 | First National Bank of Omaha Omaha, NE | 9 | 3.2% |
| 7 | Frontier Bank Omaha, NE | 8 | 2.8% |
| 8 | City Bank & Trust Co. Crete, NE | 7 | 2.5% |
| 9 | Lincoln Federal Svgs Bk of Ne Lincoln, NE | 7 | 2.5% |
| 10 | Mnb Bank McCook, NE | 7 | 2.5% |
Get the lender lists
The Nebraska mortgage lender list has the 187 lenders based in Nebraska, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($69 for 2025, $138 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Nebraska lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Nebraska.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Nebraska. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Nebraska
Nebraska mortgage data by county and metro area · mortgage lenders by city in Nebraska
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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