Top Mortgage Lenders in Colorado (2025)
In 2025, 978 lenders made 156,159 home loans worth $67.5 billion in Colorado, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 23.8% of them. United Wholesale Mortgage made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Colorado, 2025
Ranked by the number of home loans each lender made (originated) in Colorado in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 18,178 | $8.7B | $476,000 | 11.6% | 9.9% |
| 2 | Ent Credit Union (68671) Colorado Springs, CO | 8,715 | $1.9B | $219,000 | 5.6% | 21.0% |
| 3 | Guild Mortgage Company San Diego, CA | 4,338 | $1.6B | $377,000 | 2.8% | 4.0% |
| 4 | Firstbank Lakewood, CO | 3,041 | $1.3B | $440,000 | 1.9% | 19.8% |
| 5 | Elevations Credit Union Boulder, CO | 2,960 | $1.1B | $388,000 | 1.9% | 11.3% |
| 6 | Canvas Credit Union Englewood, CO | 2,939 | $586.7M | $200,000 | 1.9% | 17.2% |
| 7 | Bellco Credit Union Greenwood Village, CO | 2,818 | $367.4M | $130,000 | 1.8% | 44.9% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 2,472 | $1.2B | $496,000 | 1.6% | 5.1% |
| 9 | PennyMac Loan Services LLC Westlake Village, CA | 2,360 | $1.1B | $451,000 | 1.5% | 14.6% |
| 10 | Fairway Independent Mort Corp Madison, WI | 2,297 | $869.5M | $379,000 | 1.5% | 6.7% |
| 11 | US Bank, N.A. Cincinnati, OH | 2,277 | $776.1M | $341,000 | 1.5% | 43.3% |
| 12 | Guaranteed Rate, Inc. Chicago, IL | 2,143 | $924.7M | $431,000 | 1.4% | 6.1% |
| 13 | CMG Mortgage Inc San Ramon, IL | 1,933 | $931.6M | $482,000 | 1.2% | 4.1% |
| 14 | JPMorgan Chase Bank, NA Columbus, OH | 1,880 | $1.7B | $880,000 | 1.2% | 13.2% |
| 15 | loanDepot.com LLC Irvine, CA | 1,864 | $627.9M | $337,000 | 1.2% | 22.0% |
| 16 | The Loan Store, Inc Tucson, AZ | 1,646 | $685.9M | $417,000 | 1.1% | 9.5% |
| 17 | Freedom Mortgage Corporation Boca Raton, FL | 1,594 | $697.0M | $437,000 | 1.0% | 10.5% |
| 18 | Newrez LLC Fort Washington, PA | 1,561 | $614.4M | $394,000 | 1.0% | 27.7% |
| 19 | New American Funding, Llc. Tustin, CA | 1,551 | $532.5M | $343,000 | 1.0% | 10.2% |
| 20 | Navy Federal Credit Union Vienna, VA | 1,547 | $418.6M | $271,000 | 1.0% | 31.1% |
| 21 | Alpine Bank Glenwood Springs, CO | 1,490 | $622.0M | $417,000 | 1.0% | 13.2% |
| 22 | American Financing Corporation Aurora, CO | 1,401 | $385.6M | $275,000 | 0.9% | 53.8% |
| 23 | Credit Union of Colorado, A Federal Credit Union Denver, CO | 1,364 | $193.9M | $142,000 | 0.9% | 23.5% |
| 24 | Bank of Colorado Fort Collins, CO | 1,334 | $609.8M | $457,000 | 0.9% | 12.8% |
| 25 | Mortgage Research Center Columbia, MO | 1,301 | $585.4M | $450,000 | 0.8% | 33.2% |
Top Home Purchase Lenders in Colorado
826 lenders made 81,512 home purchase loans worth $41.7 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 10,580 | 13.0% |
| 2 | Guild Mortgage Company San Diego, CA | 3,488 | 4.3% |
| 3 | Ent Credit Union (68671) Colorado Springs, CO | 2,167 | 2.7% |
| 4 | Fairway Independent Mort Corp Madison, WI | 1,931 | 2.4% |
| 5 | Crosscountry Mortgage, LLC Cleveland, OH | 1,895 | 2.3% |
| 6 | Guaranteed Rate, Inc. Chicago, IL | 1,659 | 2.0% |
| 7 | Elevations Credit Union Boulder, CO | 1,479 | 1.8% |
| 8 | CMG Mortgage Inc San Ramon, IL | 1,334 | 1.6% |
| 9 | Lennar Mortgage, LLC Miami, FL | 1,283 | 1.6% |
| 10 | The Loan Store, Inc Tucson, AZ | 1,207 | 1.5% |
Top Refinance Lenders in Colorado
568 lenders made 26,308 refinance loans worth $14.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 5,284 | 20.1% |
| 2 | Ent Credit Union (68671) Colorado Springs, CO | 2,299 | 8.7% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 872 | 3.3% |
| 4 | Firstbank Lakewood, CO | 740 | 2.8% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 555 | 2.1% |
| 6 | Guild Mortgage Company San Diego, CA | 435 | 1.7% |
| 7 | Newrez LLC Fort Washington, PA | 402 | 1.5% |
| 8 | CMG Mortgage Inc San Ramon, IL | 399 | 1.5% |
| 9 | Alpine Bank Glenwood Springs, CO | 383 | 1.5% |
| 10 | JPMorgan Chase Bank, NA Columbus, OH | 312 | 1.2% |
Top Cash-Out Refinance Lenders in Colorado
435 lenders made 21,532 cash-out refinance loans worth $6.6 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 2,314 | 10.7% |
| 2 | Elevations Credit Union Boulder, CO | 1,221 | 5.7% |
| 3 | Credit Union of Colorado, A Federal Credit Union Denver, CO | 1,009 | 4.7% |
| 4 | Bellco Credit Union Greenwood Village, CO | 915 | 4.2% |
| 5 | American Financing Corporation Aurora, CO | 616 | 2.9% |
| 6 | Newrez LLC Fort Washington, PA | 583 | 2.7% |
| 7 | US Bank, N.A. Cincinnati, OH | 414 | 1.9% |
| 8 | Guild Mortgage Company San Diego, CA | 402 | 1.9% |
| 9 | loanDepot.com LLC Irvine, CA | 383 | 1.8% |
| 10 | Freedom Mortgage Corporation Boca Raton, FL | 359 | 1.7% |
Top FHA Lenders in Colorado
298 lenders made 18,668 FHA loans worth $7.8 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 2,669 | 14.3% |
| 2 | Guild Mortgage Company San Diego, CA | 817 | 4.4% |
| 3 | Loan Simple, Inc. Englewood, CO | 593 | 3.2% |
| 4 | American Financing Corporation Aurora, CO | 561 | 3.0% |
| 5 | Crosscountry Mortgage, LLC Cleveland, OH | 552 | 3.0% |
| 6 | Fairway Independent Mort Corp Madison, WI | 500 | 2.7% |
| 7 | Freedom Mortgage Corporation Boca Raton, FL | 460 | 2.5% |
| 8 | DHI Mortgage Company, Ltd. Austin, TX | 428 | 2.3% |
| 9 | loanDepot.com LLC Irvine, CA | 405 | 2.2% |
| 10 | New American Funding, Llc. Tustin, CA | 382 | 2.0% |
Top VA Lenders in Colorado
301 lenders made 15,506 VA loans worth $7.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 3,393 | 21.9% |
| 2 | Mortgage Research Center Columbia, MO | 1,239 | 8.0% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 915 | 5.9% |
| 4 | Guaranteed Rate, Inc. Chicago, IL | 421 | 2.7% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 406 | 2.6% |
| 6 | Newrez LLC Fort Washington, PA | 399 | 2.6% |
| 7 | Navy Federal Credit Union Vienna, VA | 372 | 2.4% |
| 8 | Ent Credit Union (68671) Colorado Springs, CO | 330 | 2.1% |
| 9 | loanDepot.com LLC Irvine, CA | 271 | 1.7% |
| 10 | Mortgage Solutions of Colorado Colorado Springs, CO | 261 | 1.7% |
Top USDA Lenders in Colorado
48 lenders made 216 USDA loans worth $33.6 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | CMG Mortgage Inc San Ramon, IL | 75 | 34.7% |
| 2 | Home Mortgage Advisors, LLC San Ramon, CA | 34 | 15.7% |
| 3 | United Wholesale Mortgage Plymouth, MI | 8 | 3.7% |
| 4 | Cornerstone Capital Bank, SSB Houston, TX | 7 | 3.2% |
| 5 | Guild Mortgage Company San Diego, CA | 5 | 2.3% |
| 6 | Kind Lending, LLC Irvine, CA | 5 | 2.3% |
| 7 | Paramount Residential Mortgage Corona, CA | 4 | 1.9% |
| 8 | American Financial Resources LLC Parsippany, NJ | 4 | 1.9% |
| 9 | Ark-La-Tex Financial Services LLC Plano, TX | 4 | 1.9% |
| 10 | Towne Mortgage Company Troy, MI | 4 | 1.9% |
Get the lender lists
The Colorado mortgage lender list has the 378 lenders based in Colorado, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($109 for 2025, $218 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Colorado lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Colorado.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Colorado. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Colorado
Colorado mortgage data by county and metro area · mortgage lenders by city in Colorado
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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