Top Mortgage Lenders in New Mexico (2025)
In 2025, 513 lenders made 39,202 home loans worth $12.3 billion in New Mexico, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 24.3% of them. United Wholesale Mortgage made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in New Mexico, 2025
Ranked by the number of home loans each lender made (originated) in New Mexico in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 2,298 | $746.3M | $325,000 | 5.9% | 14.9% |
| 2 | Guild Mortgage Company San Diego, CA | 2,173 | $466.4M | $215,000 | 5.5% | 5.5% |
| 3 | Waterstone Mortgage Corporation Brookfield, WI | 2,064 | $466.8M | $226,000 | 5.3% | 4.0% |
| 4 | Nusenda Federal Credit Union Albuquerque, NM | 1,881 | $272.3M | $145,000 | 4.8% | 17.2% |
| 5 | Sunward Albuquerque, NM | 1,093 | $298.4M | $273,000 | 2.8% | 12.3% |
| 6 | Primary Residential Mortgage, Inc. Salt Lake City, UT | 1,071 | $267.0M | $249,000 | 2.7% | 6.5% |
| 7 | Mortgage Research Center Columbia, MO | 822 | $260.1M | $316,000 | 2.1% | 24.3% |
| 8 | CMG Mortgage Inc San Ramon, IL | 820 | $166.9M | $204,000 | 2.1% | 6.6% |
| 9 | loanDepot.com LLC Irvine, CA | 789 | $162.8M | $206,000 | 2.0% | 30.4% |
| 10 | 21st Mortgage Knoxville, TN | 783 | $109.4M | $140,000 | 2.0% | 68.3% |
| 11 | Bokf NA Tulsa, OK | 772 | $266.3M | $345,000 | 2.0% | 22.6% |
| 12 | PennyMac Loan Services LLC Westlake Village, CA | 593 | $147.2M | $248,000 | 1.5% | 21.0% |
| 13 | JPMorgan Chase Bank, NA Columbus, OH | 543 | $205.2M | $378,000 | 1.4% | 10.4% |
| 14 | Kirtland Federal Credit Union Albuquerque, NM | 504 | $83.0M | $165,000 | 1.3% | 21.1% |
| 15 | Navy Federal Credit Union Vienna, VA | 500 | $117.7M | $235,000 | 1.3% | 27.0% |
| 16 | Freedom Mortgage Corporation Boca Raton, FL | 491 | $155.7M | $317,000 | 1.3% | 17.9% |
| 17 | Crosscountry Mortgage, LLC Cleveland, OH | 478 | $153.1M | $320,000 | 1.2% | 5.4% |
| 18 | Nationstar Mortgage Coppell, TX | 451 | $79.8M | $177,000 | 1.2% | 17.1% |
| 19 | DHI Mortgage Company, Ltd. Austin, TX | 432 | $153.8M | $356,000 | 1.1% | 25.0% |
| 20 | Sandia Area Federal Credit Uni Albuquerque, NM | 425 | $52.2M | $123,000 | 1.1% | 29.6% |
| 21 | Primelending Dallas, TX | 416 | $80.0M | $192,000 | 1.1% | 8.1% |
| 22 | Bell Bank Fargo, ND | 397 | $96.9M | $244,000 | 1.0% | 4.3% |
| 23 | Directors Mortgage, Inc Lake Oswego, OR | 376 | $72.8M | $194,000 | 1.0% | 7.2% |
| 24 | U.S. Eagle Federal Credit Union Albuquerque, NM | 367 | $37.4M | $102,000 | 0.9% | 21.2% |
| 25 | Bank of America NA Westlake Village, CA | 356 | $83.2M | $234,000 | 0.9% | 53.2% |
Top Home Purchase Lenders in New Mexico
425 lenders made 22,688 home purchase loans worth $8.7 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Waterstone Mortgage Corporation Brookfield, WI | 1,974 | 8.7% |
| 2 | Guild Mortgage Company San Diego, CA | 1,920 | 8.5% |
| 3 | United Wholesale Mortgage Plymouth, MI | 1,136 | 5.0% |
| 4 | Primary Residential Mortgage, Inc. Salt Lake City, UT | 954 | 4.2% |
| 5 | 21st Mortgage Knoxville, TN | 770 | 3.4% |
| 6 | CMG Mortgage Inc San Ramon, IL | 743 | 3.3% |
| 7 | Mortgage Research Center Columbia, MO | 665 | 2.9% |
| 8 | Bokf NA Tulsa, OK | 490 | 2.2% |
| 9 | DHI Mortgage Company, Ltd. Austin, TX | 431 | 1.9% |
| 10 | Primelending Dallas, TX | 389 | 1.7% |
Top Refinance Lenders in New Mexico
268 lenders made 5,041 refinance loans worth $1.7 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 650 | 12.9% |
| 2 | Nusenda Federal Credit Union Albuquerque, NM | 460 | 9.1% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 275 | 5.5% |
| 4 | PennyMac Loan Services LLC Westlake Village, CA | 189 | 3.7% |
| 5 | Mortgage Research Center Columbia, MO | 124 | 2.5% |
| 6 | Kirtland Federal Credit Union Albuquerque, NM | 117 | 2.3% |
| 7 | Sandia Area Federal Credit Uni Albuquerque, NM | 115 | 2.3% |
| 8 | Village Capital & Investment Henderson, NV | 98 | 1.9% |
| 9 | Newrez LLC Fort Washington, PA | 97 | 1.9% |
| 10 | Bokf NA Tulsa, OK | 96 | 1.9% |
Top Cash-Out Refinance Lenders in New Mexico
235 lenders made 5,908 cash-out refinance loans worth $1.3 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 512 | 8.7% |
| 2 | Sunward Albuquerque, NM | 230 | 3.9% |
| 3 | loanDepot.com LLC Irvine, CA | 221 | 3.7% |
| 4 | Amerisave Mortgage Company Sandy Springs, GA | 199 | 3.4% |
| 5 | Freedom Mortgage Corporation Boca Raton, FL | 172 | 2.9% |
| 6 | Guild Mortgage Company San Diego, CA | 161 | 2.7% |
| 7 | Newrez LLC Fort Washington, PA | 147 | 2.5% |
| 8 | Nationstar Mortgage Coppell, TX | 123 | 2.1% |
| 9 | PennyMac Loan Services LLC Westlake Village, CA | 115 | 1.9% |
| 10 | State Employees Credit Union Santa Fe, NM | 101 | 1.7% |
Top FHA Lenders in New Mexico
191 lenders made 6,956 FHA loans worth $1.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Guild Mortgage Company San Diego, CA | 603 | 8.7% |
| 2 | United Wholesale Mortgage Plymouth, MI | 567 | 8.2% |
| 3 | Waterstone Mortgage Corporation Brookfield, WI | 416 | 6.0% |
| 4 | CMG Mortgage Inc San Ramon, IL | 259 | 3.7% |
| 5 | DHI Mortgage Company, Ltd. Austin, TX | 241 | 3.5% |
| 6 | loanDepot.com LLC Irvine, CA | 237 | 3.4% |
| 7 | Primary Residential Mortgage, Inc. Salt Lake City, UT | 221 | 3.2% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 201 | 2.9% |
| 9 | PennyMac Loan Services LLC Westlake Village, CA | 175 | 2.5% |
| 10 | Freedom Mortgage Corporation Boca Raton, FL | 170 | 2.4% |
Top VA Lenders in New Mexico
186 lenders made 5,034 VA loans worth $1.8 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 748 | 14.9% |
| 2 | United Wholesale Mortgage Plymouth, MI | 623 | 12.4% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 272 | 5.4% |
| 4 | Navy Federal Credit Union Vienna, VA | 176 | 3.5% |
| 5 | Waterstone Mortgage Corporation Brookfield, WI | 157 | 3.1% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 125 | 2.5% |
| 7 | Guild Mortgage Company San Diego, CA | 121 | 2.4% |
| 8 | USAA Federal Savings Bank San Antonio, TX | 113 | 2.2% |
| 9 | loanDepot.com LLC Irvine, CA | 111 | 2.2% |
| 10 | Primary Residential Mortgage, Inc. Salt Lake City, UT | 102 | 2.0% |
Top USDA Lenders in New Mexico
33 lenders made 339 USDA loans worth $26.4 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | CMG Mortgage Inc San Ramon, IL | 239 | 70.5% |
| 2 | Guild Mortgage Company San Diego, CA | 16 | 4.7% |
| 3 | DHI Mortgage Company, Ltd. Austin, TX | 11 | 3.2% |
| 4 | Cornerstone Capital Bank, SSB Houston, TX | 7 | 2.1% |
| 5 | Geneva Financial LLC Chandler, AZ | 7 | 2.1% |
| 6 | Kind Lending, LLC Irvine, CA | 7 | 2.1% |
| 7 | loanDepot.com LLC Irvine, CA | 6 | 1.8% |
| 8 | Primary Residential Mortgage, Inc. Salt Lake City, UT | 5 | 1.5% |
| 9 | United Wholesale Mortgage Plymouth, MI | 3 | 0.9% |
| 10 | Waterstone Mortgage Corporation Brookfield, WI | 3 | 0.9% |
Get the lender lists
The New Mexico mortgage lender list has the 70 lenders based in New Mexico, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($39 for 2025, $78 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
New Mexico lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in New Mexico.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in New Mexico. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on New Mexico
New Mexico mortgage data by county and metro area · mortgage lenders by city in New Mexico
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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