Top Mortgage Lenders in Washington (2025)
In 2025, 714 lenders made 174,675 home loans worth $79.8 billion in Washington, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 23.5% of them. Boeing Employees' Credit Union made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Washington, 2025
Ranked by the number of home loans each lender made (originated) in Washington in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | Boeing Employees' Credit Union Tukwila, WA | 13,589 | $3.6B | $266,000 | 7.8% | 26.5% |
| 2 | United Wholesale Mortgage Plymouth, MI | 10,462 | $5.1B | $490,000 | 6.0% | 11.4% |
| 3 | CMG Mortgage Inc San Ramon, IL | 5,814 | $2.8B | $478,000 | 3.3% | 3.7% |
| 4 | Guild Mortgage Company San Diego, CA | 5,691 | $2.3B | $411,000 | 3.3% | 4.3% |
| 5 | Movement Mortgage, LLC Indian Land, SC | 5,559 | $2.7B | $483,000 | 3.2% | 4.2% |
| 6 | Crosscountry Mortgage, LLC Cleveland, OH | 4,877 | $2.6B | $529,000 | 2.8% | 4.1% |
| 7 | US Bank, N.A. Cincinnati, OH | 3,524 | $2.2B | $615,000 | 2.0% | 33.4% |
| 8 | Bank of America NA Westlake Village, CA | 3,420 | $1.9B | $543,000 | 2.0% | 35.1% |
| 9 | PennyMac Loan Services LLC Westlake Village, CA | 2,953 | $1.4B | $465,000 | 1.7% | 15.5% |
| 10 | JPMorgan Chase Bank, NA Columbus, OH | 2,816 | $2.5B | $873,000 | 1.6% | 11.3% |
| 11 | Newrez LLC Fort Washington, PA | 2,702 | $1.2B | $448,000 | 1.5% | 21.5% |
| 12 | Evergreen Moneysource Mortgage Company Bellevue, WA | 2,680 | $1.2B | $443,000 | 1.5% | 1.4% |
| 13 | Fairway Independent Mort Corp Madison, WI | 2,480 | $1.2B | $466,000 | 1.4% | 5.7% |
| 14 | Navy Federal Credit Union Vienna, VA | 2,289 | $646.1M | $282,000 | 1.3% | 27.7% |
| 15 | loanDepot.com LLC Irvine, CA | 2,113 | $840.8M | $398,000 | 1.2% | 23.9% |
| 16 | Wsecu Olympia, WA | 2,088 | $386.0M | $185,000 | 1.2% | 45.9% |
| 17 | Gesa Credit Union Richland, WA | 2,070 | $482.7M | $233,000 | 1.2% | 21.3% |
| 18 | Spokane Teachers Credit Union Liberty Lake, WA | 1,963 | $338.7M | $173,000 | 1.1% | 26.2% |
| 19 | American Pacific Mortgage Corporation Roseville, CA | 1,911 | $892.8M | $467,000 | 1.1% | 7.0% |
| 20 | Guaranteed Rate, Inc. Chicago, IL | 1,847 | $973.6M | $527,000 | 1.1% | 5.8% |
| 21 | Columbia Bank Lake Oswego, OR | 1,846 | $645.0M | $349,000 | 1.1% | 28.4% |
| 22 | Banner Bank Walla Walla, WA | 1,842 | $683.3M | $371,000 | 1.1% | 32.5% |
| 23 | New American Funding, Llc. Tustin, CA | 1,680 | $661.6M | $394,000 | 1.0% | 14.3% |
| 24 | DHI Mortgage Company, Ltd. Austin, TX | 1,626 | $836.1M | $514,000 | 0.9% | 7.7% |
| 25 | Mortgage Research Center Columbia, MO | 1,561 | $739.9M | $474,000 | 0.9% | 27.8% |
Top Home Purchase Lenders in Washington
611 lenders made 85,859 home purchase loans worth $48.4 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 5,062 | 5.9% |
| 2 | CMG Mortgage Inc San Ramon, IL | 4,530 | 5.3% |
| 3 | Guild Mortgage Company San Diego, CA | 4,387 | 5.1% |
| 4 | Movement Mortgage, LLC Indian Land, SC | 4,309 | 5.0% |
| 5 | Crosscountry Mortgage, LLC Cleveland, OH | 3,619 | 4.2% |
| 6 | Boeing Employees' Credit Union Tukwila, WA | 2,508 | 2.9% |
| 7 | Evergreen Moneysource Mortgage Company Bellevue, WA | 2,149 | 2.5% |
| 8 | Fairway Independent Mort Corp Madison, WI | 1,942 | 2.3% |
| 9 | DHI Mortgage Company, Ltd. Austin, TX | 1,623 | 1.9% |
| 10 | American Pacific Mortgage Corporation Roseville, CA | 1,576 | 1.8% |
Top Refinance Lenders in Washington
486 lenders made 30,569 refinance loans worth $17.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Boeing Employees' Credit Union Tukwila, WA | 3,459 | 11.3% |
| 2 | United Wholesale Mortgage Plymouth, MI | 3,411 | 11.2% |
| 3 | Bank of America NA Westlake Village, CA | 970 | 3.2% |
| 4 | Freedom Mortgage Corporation Boca Raton, FL | 933 | 3.1% |
| 5 | CMG Mortgage Inc San Ramon, IL | 870 | 2.8% |
| 6 | Movement Mortgage, LLC Indian Land, SC | 730 | 2.4% |
| 7 | PennyMac Loan Services LLC Westlake Village, CA | 727 | 2.4% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 723 | 2.4% |
| 9 | US Bank, N.A. Cincinnati, OH | 709 | 2.3% |
| 10 | JPMorgan Chase Bank, NA Columbus, OH | 669 | 2.2% |
Top Cash-Out Refinance Lenders in Washington
408 lenders made 23,381 cash-out refinance loans worth $7.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,989 | 8.5% |
| 2 | Newrez LLC Fort Washington, PA | 848 | 3.6% |
| 3 | Guild Mortgage Company San Diego, CA | 644 | 2.8% |
| 4 | loanDepot.com LLC Irvine, CA | 540 | 2.3% |
| 5 | Wsecu Olympia, WA | 523 | 2.2% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 515 | 2.2% |
| 7 | Amerisave Mortgage Company Sandy Springs, GA | 475 | 2.0% |
| 8 | Gesa Credit Union Richland, WA | 469 | 2.0% |
| 9 | Freedom Mortgage Corporation Boca Raton, FL | 433 | 1.9% |
| 10 | US Bank, N.A. Cincinnati, OH | 408 | 1.7% |
Top FHA Lenders in Washington
266 lenders made 16,722 FHA loans worth $7.2 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,530 | 9.1% |
| 2 | Guild Mortgage Company San Diego, CA | 1,023 | 6.1% |
| 3 | CMG Mortgage Inc San Ramon, IL | 950 | 5.7% |
| 4 | Movement Mortgage, LLC Indian Land, SC | 793 | 4.7% |
| 5 | Crosscountry Mortgage, LLC Cleveland, OH | 785 | 4.7% |
| 6 | American Pacific Mortgage Corporation Roseville, CA | 478 | 2.9% |
| 7 | Fairway Independent Mort Corp Madison, WI | 461 | 2.8% |
| 8 | Freedom Mortgage Corporation Boca Raton, FL | 432 | 2.6% |
| 9 | PennyMac Loan Services LLC Westlake Village, CA | 359 | 2.1% |
| 10 | Mutual of Omaha Mortgage Lombard, IL | 359 | 2.1% |
Top VA Lenders in Washington
256 lenders made 15,300 VA loans worth $8.0 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 2,472 | 16.2% |
| 2 | Mortgage Research Center Columbia, MO | 1,492 | 9.8% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 882 | 5.8% |
| 4 | Crosscountry Mortgage, LLC Cleveland, OH | 747 | 4.9% |
| 5 | Guild Mortgage Company San Diego, CA | 585 | 3.8% |
| 6 | Navy Federal Credit Union Vienna, VA | 585 | 3.8% |
| 7 | Newrez LLC Fort Washington, PA | 555 | 3.6% |
| 8 | CMG Mortgage Inc San Ramon, IL | 474 | 3.1% |
| 9 | Movement Mortgage, LLC Indian Land, SC | 376 | 2.5% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 368 | 2.4% |
Top USDA Lenders in Washington
46 lenders made 558 USDA loans worth $46.8 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | CMG Mortgage Inc San Ramon, IL | 452 | 81.0% |
| 2 | Guild Mortgage Company San Diego, CA | 19 | 3.4% |
| 3 | United Wholesale Mortgage Plymouth, MI | 13 | 2.3% |
| 4 | Evergreen Moneysource Mortgage Company Bellevue, WA | 6 | 1.1% |
| 5 | Fairway Independent Mort Corp Madison, WI | 5 | 0.9% |
| 6 | Crosscountry Mortgage, LLC Cleveland, OH | 4 | 0.7% |
| 7 | American Pacific Mortgage Corporation Roseville, CA | 3 | 0.5% |
| 8 | Kind Lending, LLC Irvine, CA | 3 | 0.5% |
| 9 | Highlands Residential Mortgage, Ltd. Allen, TX | 3 | 0.5% |
| 10 | Paramount Residential Mortgage Corona, CA | 3 | 0.5% |
Get the lender lists
The Washington mortgage lender list has the 295 lenders based in Washington, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($89 for 2025, $178 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Washington lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Washington.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Washington. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Washington
Washington mortgage data by county and metro area · mortgage lenders by city in Washington
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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