Top Mortgage Lenders in West Virginia (2025)
In 2025, 471 lenders made 29,442 home loans worth $6.0 billion in West Virginia, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 20.0% of them. City National Bank of Wv made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in West Virginia, 2025
Ranked by the number of home loans each lender made (originated) in West Virginia in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | City National Bank of Wv Cross Lanes, WV | 1,808 | $280.1M | $155,000 | 6.1% | 27.0% |
| 2 | Huntington National Bank Columbus, OH | 1,148 | $187.8M | $164,000 | 3.9% | 34.0% |
| 3 | loanDepot.com LLC Irvine, CA | 1,044 | $180.9M | $173,000 | 3.5% | 22.3% |
| 4 | Wesbanco Bank, Inc. Wheeling, WV | 956 | $175.8M | $184,000 | 3.2% | 20.0% |
| 5 | Truist Bank Raleigh, NC | 919 | $132.9M | $145,000 | 3.1% | 36.8% |
| 6 | Movement Mortgage, LLC Indian Land, SC | 785 | $134.1M | $171,000 | 2.7% | 6.3% |
| 7 | Mortgage Research Center Columbia, MO | 771 | $195.4M | $253,000 | 2.6% | 26.1% |
| 8 | Crosscountry Mortgage, LLC Cleveland, OH | 723 | $185.7M | $257,000 | 2.5% | 5.7% |
| 9 | United Wholesale Mortgage Plymouth, MI | 675 | $180.9M | $268,000 | 2.3% | 15.1% |
| 10 | Navy Federal Credit Union Vienna, VA | 500 | $105.4M | $211,000 | 1.7% | 28.3% |
| 11 | Integrity Home Mortgage Corporation Winchester, VA | 488 | $142.4M | $292,000 | 1.7% | 4.5% |
| 12 | Peoples Bank Marietta, OH | 446 | $59.2M | $133,000 | 1.5% | 25.0% |
| 13 | Vanderbilt Mortgage and Finance, Inc Maryville, TN | 407 | $52.0M | $128,000 | 1.4% | 71.9% |
| 14 | Lennar Mortgage, LLC Miami, FL | 402 | $106.7M | $265,000 | 1.4% | 8.8% |
| 15 | Primelending Dallas, TX | 380 | $71.4M | $188,000 | 1.3% | 11.4% |
| 16 | PennyMac Loan Services LLC Westlake Village, CA | 368 | $72.8M | $198,000 | 1.2% | 24.9% |
| 17 | Clear Mountain Bank Bruceton Mills, WV | 364 | $123.4M | $339,000 | 1.2% | 6.7% |
| 18 | Gateway First Bank Jenks, OK | 337 | $55.7M | $165,000 | 1.1% | 4.7% |
| 19 | United Bank VA Morgantown, WV | 332 | $106.6M | $321,000 | 1.1% | 26.5% |
| 20 | Freedom Mortgage Corporation Boca Raton, FL | 293 | $76.8M | $262,000 | 1.0% | 17.4% |
| 21 | JPMorgan Chase Bank, NA Columbus, OH | 292 | $52.7M | $180,000 | 1.0% | 18.9% |
| 22 | The Poca Valley Bank Walton, WV | 275 | $50.7M | $184,000 | 0.9% | 12.5% |
| 23 | First Heritage Mortgage, LLC Fairfax, VA | 267 | $82.7M | $310,000 | 0.9% | 1.8% |
| 24 | New American Funding, Llc. Tustin, CA | 267 | $48.5M | $182,000 | 0.9% | 26.0% |
| 25 | Guaranteed Rate, Inc. Chicago, IL | 264 | $60.6M | $229,000 | 0.9% | 9.7% |
Top Home Purchase Lenders in West Virginia
412 lenders made 17,026 home purchase loans worth $4.1 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Movement Mortgage, LLC Indian Land, SC | 723 | 4.2% |
| 2 | loanDepot.com LLC Irvine, CA | 673 | 4.0% |
| 3 | Mortgage Research Center Columbia, MO | 652 | 3.8% |
| 4 | City National Bank of Wv Cross Lanes, WV | 626 | 3.7% |
| 5 | Crosscountry Mortgage, LLC Cleveland, OH | 618 | 3.6% |
| 6 | Wesbanco Bank, Inc. Wheeling, WV | 516 | 3.0% |
| 7 | Huntington National Bank Columbus, OH | 504 | 3.0% |
| 8 | Integrity Home Mortgage Corporation Winchester, VA | 451 | 2.6% |
| 9 | Vanderbilt Mortgage and Finance, Inc Maryville, TN | 407 | 2.4% |
| 10 | Lennar Mortgage, LLC Miami, FL | 402 | 2.4% |
Top Refinance Lenders in West Virginia
229 lenders made 3,709 refinance loans worth $881.5 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | City National Bank of Wv Cross Lanes, WV | 480 | 12.9% |
| 2 | United Wholesale Mortgage Plymouth, MI | 180 | 4.9% |
| 3 | Truist Bank Raleigh, NC | 180 | 4.9% |
| 4 | Freedom Mortgage Corporation Boca Raton, FL | 160 | 4.3% |
| 5 | Huntington National Bank Columbus, OH | 130 | 3.5% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 116 | 3.1% |
| 7 | Mortgage Research Center Columbia, MO | 85 | 2.3% |
| 8 | Wesbanco Bank, Inc. Wheeling, WV | 84 | 2.3% |
| 9 | Village Capital & Investment Henderson, NV | 67 | 1.8% |
| 10 | Royal United Mortgage LLC Indianapolis, IN | 65 | 1.8% |
Top Cash-Out Refinance Lenders in West Virginia
193 lenders made 4,007 cash-out refinance loans worth $684.2 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Amerisave Mortgage Company Sandy Springs, GA | 214 | 5.3% |
| 2 | Huntington National Bank Columbus, OH | 162 | 4.0% |
| 3 | loanDepot.com LLC Irvine, CA | 152 | 3.8% |
| 4 | United Wholesale Mortgage Plymouth, MI | 141 | 3.5% |
| 5 | Peoples Bank Marietta, OH | 126 | 3.1% |
| 6 | Freedom Mortgage Corporation Boca Raton, FL | 108 | 2.7% |
| 7 | PennyMac Loan Services LLC Westlake Village, CA | 97 | 2.4% |
| 8 | Wv Central Federal Credit Union Parkersburg, WV | 76 | 1.9% |
| 9 | Truist Bank Raleigh, NC | 72 | 1.8% |
| 10 | New American Funding, Llc. Tustin, CA | 69 | 1.7% |
Top FHA Lenders in West Virginia
171 lenders made 5,031 FHA loans worth $1.1 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | loanDepot.com LLC Irvine, CA | 423 | 8.4% |
| 2 | Movement Mortgage, LLC Indian Land, SC | 327 | 6.5% |
| 3 | Crosscountry Mortgage, LLC Cleveland, OH | 261 | 5.2% |
| 4 | United Wholesale Mortgage Plymouth, MI | 199 | 4.0% |
| 5 | Integrity Home Mortgage Corporation Winchester, VA | 198 | 3.9% |
| 6 | Huntington National Bank Columbus, OH | 163 | 3.2% |
| 7 | New American Funding, Llc. Tustin, CA | 155 | 3.1% |
| 8 | Primelending Dallas, TX | 144 | 2.9% |
| 9 | Freedom Mortgage Corporation Boca Raton, FL | 134 | 2.7% |
| 10 | Gateway First Bank Jenks, OK | 124 | 2.5% |
Top VA Lenders in West Virginia
148 lenders made 2,992 VA loans worth $900.2 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 695 | 23.2% |
| 2 | United Wholesale Mortgage Plymouth, MI | 211 | 7.1% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 138 | 4.6% |
| 4 | Navy Federal Credit Union Vienna, VA | 136 | 4.5% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 130 | 4.3% |
| 6 | loanDepot.com LLC Irvine, CA | 103 | 3.4% |
| 7 | Crosscountry Mortgage, LLC Cleveland, OH | 70 | 2.3% |
| 8 | Movement Mortgage, LLC Indian Land, SC | 68 | 2.3% |
| 9 | Integrity Home Mortgage Corporation Winchester, VA | 62 | 2.1% |
| 10 | USAA Federal Savings Bank San Antonio, TX | 61 | 2.0% |
Top USDA Lenders in West Virginia
78 lenders made 657 USDA loans worth $123.2 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Integrity Home Mortgage Corporation Winchester, VA | 56 | 8.5% |
| 2 | Alcova Mortgage, LLC Roanoke, VA | 53 | 8.1% |
| 3 | Movement Mortgage, LLC Indian Land, SC | 52 | 7.9% |
| 4 | Crosscountry Mortgage, LLC Cleveland, OH | 42 | 6.4% |
| 5 | loanDepot.com LLC Irvine, CA | 37 | 5.6% |
| 6 | Equity Prime Mortgage LLC Atlanta, GA | 28 | 4.3% |
| 7 | Atlantic Union Bank Glen Allen, VA | 26 | 4.0% |
| 8 | Gateway First Bank Jenks, OK | 22 | 3.3% |
| 9 | Consumer Real Estate Finance Co dba Society Mortgage Fort Lauderdale, FL | 22 | 3.3% |
| 10 | Primelending Dallas, TX | 19 | 2.9% |
Get the lender lists
The West Virginia mortgage lender list has the 105 lenders based in West Virginia, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($59 for 2025, $118 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
West Virginia lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in West Virginia.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in West Virginia. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on West Virginia
West Virginia mortgage data by county and metro area · mortgage lenders by city in West Virginia
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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