Equity Prime Mortgage LLC Mortgage Lending & HMDA Data, 2025

In 2025, Equity Prime Mortgage LLC of Atlanta, GA reported 28,392 mortgage applications totaling $8.5 billion, up 53% from 2024. The average application was for $298,016, and applicants reported an average income of $99,912. 43% of its applications resulted in an originated loan and 10% were denied. Its largest markets were Atlanta-Sandy Springs-Roswell, GA (869), Phoenix-Mesa-Scottsdale, AZ (665) and Riverside-San Bernardino-Ontario, CA (640) (applications in parentheses).

Mortgage Company & Address Equity Prime Mortgage LLC
5 Concourse Pkwy, Ste 2250
Atlanta, GA 30328
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  
Total Number of Mortgage Applications 28,392
Total Mortgage Loan Application Amount $8,461,290,000
Average Mortgage Loan Application Amount $298,016
Highest Mortgage Loan Application Amount $2,505,000
Average Applicant Income $99,912
Highest Applicant Income $6,000,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Equity Prime Mortgage LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for Equity Prime Mortgage LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 12,998 $3,756,070,000 $288,000 $1,985,000 $103,000 $3,600,000
Cash-out Refinancing 12,530 $3,676,630,000 $293,000 $2,505,000 $96,000 $6,000,000
Refinancing 2,862 $1,027,930,000 $359,000 $1,445,000 $103,000 $840,000
Not Applicable 2 $660,000 $330,000 $395,000 $124,000 $124,000
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not Provided 12,897 $3,818,125,000 $296,000 $2,505,000 $98,000 $1,380,000
White 7,610 $2,147,470,000 $282,000 $1,965,000 $99,000 $3,600,000
Hispanic 3,876 $1,278,410,000 $329,000 $1,345,000 $105,000 $1,800,000
Black or African American 3,436 $1,002,020,000 $291,000 $1,375,000 $94,000 $1,046,000
Asian 327 $140,195,000 $428,000 $1,235,000 $152,000 $3,635,000
American Indian or Alaskan Native 131 $36,245,000 $276,000 $865,000 $93,000 $285,000
Not applicable 60 $16,110,000 $268,000 $565,000 $225,000 $6,000,000
Native Hawaiian or Other Pacific Islander 55 $22,715,000 $413,000 $1,065,000 $112,000 $242,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 17,098 $4,673,330,000 $273,000 $1,445,000 $96,000 $6,000,000
VA-guaranteed (Veterans Administration) 8,165 $2,910,295,000 $356,000 $2,005,000 $103,000 $897,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,616 $321,380,000 $198,000 $635,000 $75,000 $252,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,513 $556,285,000 $367,000 $2,505,000 $149,000 $3,635,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 12,087 $3,620,835,000 $299,000 $2,005,000 $102,000 $3,635,000
Application Withdrawn By Applicant 8,121 $2,382,865,000 $293,000 $1,505,000 $98,000 $3,600,000
File Closed For Incompleteness 5,151 $1,515,395,000 $294,000 $2,505,000 $100,000 $6,000,000
Application Denied By Financial Institution 2,951 $918,355,000 $311,000 $1,965,000 $94,000 $1,105,000
Application Approved But Not Accepted 78 $23,360,000 $299,000 $715,000 $100,000 $439,000
Loan Purchased By The Institution 4 $480,000 $120,000 $225,000 $57,000 $103,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 25,441 $7,542,935,000 $296,000 $2,505,000 $100,000 $6,000,000
Credit History 1,047 $315,395,000 $301,000 $1,335,000 $98,000 $592,000
Debt-To-Income Ratio 763 $250,325,000 $328,000 $1,345,000 $82,000 $445,000
Other 712 $212,600,000 $298,000 $1,965,000 $97,000 $1,105,000
Unverifiable Information 120 $44,240,000 $368,000 $1,125,000 $120,000 $365,000
Employment History 109 $36,705,000 $336,000 $1,425,000 $94,000 $313,000
Collateral 83 $25,085,000 $302,000 $1,305,000 $100,000 $280,000
Insufficient Cash (Downpayment, Closing Cost) 69 $18,795,000 $272,000 $755,000 $89,000 $238,000
Credit Application Incomplete 43 $13,955,000 $324,000 $665,000 $109,000 $252,000
Mortgage Insurance Denied 5 $1,255,000 $251,000 $405,000 $53,000 $64,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Equity Prime Mortgage LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Equity Prime Mortgage LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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