Top Mortgage Lenders in Indiana (2025)
In 2025, 908 lenders made 177,941 home loans worth $42.9 billion in Indiana, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 14.0% of them. Ruoff Mortgage Company made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Indiana, 2025
Ranked by the number of home loans each lender made (originated) in Indiana in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | Ruoff Mortgage Company Fort Wayne, IN | 6,870 | $1.5B | $219,000 | 3.9% | 4.4% |
| 2 | United Wholesale Mortgage Plymouth, MI | 6,308 | $1.7B | $270,000 | 3.5% | 14.0% |
| 3 | Fifth Third Bank, National Association Cincinnati, OH | 4,817 | $714.2M | $148,000 | 2.7% | 32.3% |
| 4 | Fairway Independent Mort Corp Madison, WI | 3,665 | $897.1M | $245,000 | 2.1% | 8.7% |
| 5 | First Merchants Bank Muncie, IN | 3,248 | $649.1M | $200,000 | 1.8% | 23.5% |
| 6 | Gvc Mortgage, Inc. Suite 200, IN | 3,231 | $804.5M | $249,000 | 1.8% | 2.8% |
| 7 | JPMorgan Chase Bank, NA Columbus, OH | 2,857 | $689.0M | $241,000 | 1.6% | 12.8% |
| 8 | First Financial Bank Cincinnati, OH | 2,821 | $460.5M | $163,000 | 1.6% | 26.7% |
| 9 | PNC Bank N.A. Pittsburgh, PA | 2,802 | $358.7M | $128,000 | 1.6% | 29.1% |
| 10 | Old National Bank Evansville, IN | 2,746 | $556.0M | $202,000 | 1.5% | 23.7% |
| 11 | Freedom Mortgage Corporation Boca Raton, FL | 2,580 | $647.9M | $251,000 | 1.4% | 13.9% |
| 12 | Huntington National Bank Columbus, OH | 2,547 | $509.2M | $200,000 | 1.4% | 34.2% |
| 13 | Three Rivers Federal Crediit U Fort Wayne, IN | 2,450 | $451.4M | $184,000 | 1.4% | 15.7% |
| 14 | Indiana Members Credit Union Indianapolis, IN | 2,387 | $355.7M | $149,000 | 1.3% | 14.0% |
| 15 | Mortgage Research Center Columbia, MO | 2,331 | $614.6M | $264,000 | 1.3% | 27.7% |
| 16 | Union Home Mortgage Corp. Strongsville, OH | 2,257 | $558.3M | $247,000 | 1.3% | 3.7% |
| 17 | Everwise Credit Union South Bend, IN | 2,255 | $3.4B | $1,503,000 | 1.3% | 21.5% |
| 18 | Centra Credit Union Columbus, IN | 2,206 | $294.2M | $133,000 | 1.2% | 9.4% |
| 19 | Crosscountry Mortgage, LLC Cleveland, OH | 2,201 | $558.6M | $254,000 | 1.2% | 6.1% |
| 20 | Newrez LLC Fort Washington, PA | 2,080 | $421.7M | $203,000 | 1.2% | 31.7% |
| 21 | German American Bank Jasper, IN | 2,053 | $373.3M | $182,000 | 1.2% | 17.7% |
| 22 | Horizon Bank Michigan City, IN | 1,994 | $380.0M | $191,000 | 1.1% | 22.2% |
| 23 | Lennar Mortgage, LLC Miami, FL | 1,952 | $658.7M | $337,000 | 1.1% | 16.5% |
| 24 | Liberty Federal Credit Union Louisville, KY | 1,919 | $326.4M | $170,000 | 1.1% | 5.9% |
| 25 | Centier Bank Merrillville, IN | 1,853 | $468.9M | $253,000 | 1.0% | 21.6% |
Top Home Purchase Lenders in Indiana
804 lenders made 87,651 home purchase loans worth $26.1 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Ruoff Mortgage Company Fort Wayne, IN | 6,148 | 7.0% |
| 2 | United Wholesale Mortgage Plymouth, MI | 3,339 | 3.8% |
| 3 | Fairway Independent Mort Corp Madison, WI | 3,216 | 3.7% |
| 4 | Gvc Mortgage, Inc. Suite 200, IN | 2,882 | 3.3% |
| 5 | Lennar Mortgage, LLC Miami, FL | 1,952 | 2.2% |
| 6 | Mortgage Research Center Columbia, MO | 1,870 | 2.1% |
| 7 | Union Home Mortgage Corp. Strongsville, OH | 1,801 | 2.1% |
| 8 | JPMorgan Chase Bank, NA Columbus, OH | 1,672 | 1.9% |
| 9 | Crosscountry Mortgage, LLC Cleveland, OH | 1,665 | 1.9% |
| 10 | Vanderbilt Mortgage and Finance, Inc Maryville, TN | 1,439 | 1.6% |
Top Refinance Lenders in Indiana
535 lenders made 26,706 refinance loans worth $8.3 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,672 | 6.3% |
| 2 | Freedom Mortgage Corporation Boca Raton, FL | 1,469 | 5.5% |
| 3 | Fifth Third Bank, National Association Cincinnati, OH | 1,245 | 4.7% |
| 4 | First Merchants Bank Muncie, IN | 952 | 3.6% |
| 5 | PNC Bank N.A. Pittsburgh, PA | 720 | 2.7% |
| 6 | German American Bank Jasper, IN | 698 | 2.6% |
| 7 | Old National Bank Evansville, IN | 665 | 2.5% |
| 8 | PennyMac Loan Services LLC Westlake Village, CA | 648 | 2.4% |
| 9 | Lake City Bank Warsaw, IN | 523 | 2.0% |
| 10 | 1st Source Bank South Bend, IN | 498 | 1.9% |
Top Cash-Out Refinance Lenders in Indiana
461 lenders made 28,687 cash-out refinance loans worth $5.0 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 1,297 | 4.5% |
| 2 | Indiana Members Credit Union Indianapolis, IN | 919 | 3.2% |
| 3 | Newrez LLC Fort Washington, PA | 857 | 3.0% |
| 4 | Freedom Mortgage Corporation Boca Raton, FL | 813 | 2.8% |
| 5 | First Financial Bank Cincinnati, OH | 799 | 2.8% |
| 6 | Amerisave Mortgage Company Sandy Springs, GA | 743 | 2.6% |
| 7 | Liberty Federal Credit Union Louisville, KY | 735 | 2.6% |
| 8 | loanDepot.com LLC Irvine, CA | 703 | 2.5% |
| 9 | Carrington Mortgage Services LLC Orange, CA | 634 | 2.2% |
| 10 | Goodleap, LLC Roseville, CA | 631 | 2.2% |
Top FHA Lenders in Indiana
307 lenders made 25,625 FHA loans worth $6.0 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Ruoff Mortgage Company Fort Wayne, IN | 1,684 | 6.6% |
| 2 | United Wholesale Mortgage Plymouth, MI | 1,620 | 6.3% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 1,321 | 5.2% |
| 4 | Fairway Independent Mort Corp Madison, WI | 828 | 3.2% |
| 5 | PennyMac Loan Services LLC Westlake Village, CA | 767 | 3.0% |
| 6 | Gvc Mortgage, Inc. Suite 200, IN | 729 | 2.8% |
| 7 | Crosscountry Mortgage, LLC Cleveland, OH | 659 | 2.6% |
| 8 | Vanderbilt Mortgage and Finance, Inc Maryville, TN | 543 | 2.1% |
| 9 | New American Funding, Llc. Tustin, CA | 525 | 2.0% |
| 10 | Union Home Mortgage Corp. Strongsville, OH | 514 | 2.0% |
Top VA Lenders in Indiana
260 lenders made 11,256 VA loans worth $3.3 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 2,052 | 18.2% |
| 2 | United Wholesale Mortgage Plymouth, MI | 1,146 | 10.2% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 1,045 | 9.3% |
| 4 | PennyMac Loan Services LLC Westlake Village, CA | 354 | 3.1% |
| 5 | Ruoff Mortgage Company Fort Wayne, IN | 330 | 2.9% |
| 6 | Navy Federal Credit Union Vienna, VA | 304 | 2.7% |
| 7 | New Day Financial, Llc. West Palm Beach, FL | 288 | 2.6% |
| 8 | Newrez LLC Fort Washington, PA | 266 | 2.4% |
| 9 | Fairway Independent Mort Corp Madison, WI | 192 | 1.7% |
| 10 | USAA Federal Savings Bank San Antonio, TX | 182 | 1.6% |
Top USDA Lenders in Indiana
137 lenders made 1,698 USDA loans worth $323.1 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Ruoff Mortgage Company Fort Wayne, IN | 201 | 11.8% |
| 2 | Gvc Mortgage, Inc. Suite 200, IN | 170 | 10.0% |
| 3 | CMG Mortgage Inc San Ramon, IL | 83 | 4.9% |
| 4 | Mortgage Masters of Indiana Inc Evansville, IN | 78 | 4.6% |
| 5 | Union Home Mortgage Corp. Strongsville, OH | 60 | 3.5% |
| 6 | Newrez LLC Fort Washington, PA | 56 | 3.3% |
| 7 | Stockton Mortgage Corporation Frankfort, KY | 38 | 2.2% |
| 8 | Fairway Independent Mort Corp Madison, WI | 38 | 2.2% |
| 9 | Wolfe Financial Inc Asheboro, NC | 37 | 2.2% |
| 10 | Paramount Residential Mortgage Corona, CA | 35 | 2.1% |
Get the lender lists
The Indiana mortgage lender list has the 363 lenders based in Indiana, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($109 for 2025, $218 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Indiana lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Indiana.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Indiana. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Indiana
Indiana mortgage data by county and metro area · mortgage lenders by city in Indiana
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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