Top Mortgage Lenders in Maine (2025)
In 2025, 456 lenders made 35,462 home loans worth $10.3 billion in Maine, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 28.0% of them. Bangor Savings Bank made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Maine, 2025
Ranked by the number of home loans each lender made (originated) in Maine in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | Bangor Savings Bank Bangor, ME | 3,199 | $855.9M | $268,000 | 9.0% | 19.4% |
| 2 | United Wholesale Mortgage Plymouth, MI | 2,077 | $735.4M | $354,000 | 5.9% | 10.3% |
| 3 | The Camden National Bank Camden, ME | 1,800 | $557.8M | $310,000 | 5.1% | 15.7% |
| 4 | CMG Mortgage Inc San Ramon, IL | 1,511 | $549.1M | $363,000 | 4.3% | 5.5% |
| 5 | Guild Mortgage Company San Diego, CA | 1,347 | $443.3M | $329,000 | 3.8% | 6.6% |
| 6 | Kennebec Savings Bank Augusta, ME | 1,145 | $228.1M | $199,000 | 3.2% | 9.8% |
| 7 | First National Bank Damariscotta, ME | 721 | $178.4M | $247,000 | 2.0% | 9.9% |
| 8 | TD Bank Mount Laurel, NJ | 699 | $181.0M | $259,000 | 2.0% | 26.2% |
| 9 | Town and Country Federal Credi South Portland, ME | 648 | $90.3M | $139,000 | 1.8% | 18.5% |
| 10 | Norway Savings Bank Norway, ME | 618 | $191.3M | $309,000 | 1.7% | 18.7% |
| 11 | Maine Community Bank Portland, ME | 595 | $196.8M | $331,000 | 1.7% | 16.1% |
| 12 | Maine Savings Federal Credit Union Hampden, ME | 561 | $79.2M | $141,000 | 1.6% | 20.2% |
| 13 | Machias Savings Bank Machias, ME | 551 | $129.5M | $235,000 | 1.6% | 23.8% |
| 14 | Evergreen Credit Union Portland, ME | 542 | $79.0M | $146,000 | 1.5% | 19.5% |
| 15 | Mortgage Research Center Columbia, MO | 507 | $156.3M | $308,000 | 1.4% | 27.4% |
| 16 | Maine State Credit Union Augusta, ME | 446 | $86.3M | $193,000 | 1.3% | 23.9% |
| 17 | Crosscountry Mortgage, LLC Cleveland, OH | 398 | $149.7M | $376,000 | 1.1% | 5.8% |
| 18 | Atlantic Federal Credit Union Brunswick, ME | 394 | $46.2M | $117,000 | 1.1% | 20.9% |
| 19 | Fairway Independent Mort Corp Madison, WI | 390 | $121.6M | $312,000 | 1.1% | 4.4% |
| 20 | New American Funding, Llc. Tustin, CA | 387 | $134.3M | $347,000 | 1.1% | 18.4% |
| 21 | Androscoggin Bank Lewiston, ME | 375 | $183.6M | $490,000 | 1.1% | 2.3% |
| 22 | loanDepot.com LLC Irvine, CA | 353 | $88.2M | $250,000 | 1.0% | 34.2% |
| 23 | Freedom Mortgage Corporation Boca Raton, FL | 346 | $105.5M | $305,000 | 1.0% | 12.5% |
| 24 | Northpoint Mortgage, Inc. Sturbridge, MA | 343 | $119.5M | $348,000 | 1.0% | 3.1% |
| 25 | PennyMac Loan Services LLC Westlake Village, CA | 339 | $95.8M | $283,000 | 1.0% | 19.0% |
Top Home Purchase Lenders in Maine
368 lenders made 16,387 home purchase loans worth $6.2 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Bangor Savings Bank Bangor, ME | 1,550 | 9.5% |
| 2 | United Wholesale Mortgage Plymouth, MI | 1,264 | 7.7% |
| 3 | CMG Mortgage Inc San Ramon, IL | 1,198 | 7.3% |
| 4 | Guild Mortgage Company San Diego, CA | 1,070 | 6.5% |
| 5 | The Camden National Bank Camden, ME | 641 | 3.9% |
| 6 | Kennebec Savings Bank Augusta, ME | 461 | 2.8% |
| 7 | Mortgage Research Center Columbia, MO | 389 | 2.4% |
| 8 | Androscoggin Bank Lewiston, ME | 321 | 2.0% |
| 9 | Fairway Independent Mort Corp Madison, WI | 320 | 2.0% |
| 10 | First National Bank Damariscotta, ME | 302 | 1.8% |
Top Refinance Lenders in Maine
252 lenders made 5,324 refinance loans worth $1.8 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Bangor Savings Bank Bangor, ME | 460 | 8.6% |
| 2 | United Wholesale Mortgage Plymouth, MI | 447 | 8.4% |
| 3 | Kennebec Savings Bank Augusta, ME | 292 | 5.5% |
| 4 | TD Bank Mount Laurel, NJ | 233 | 4.4% |
| 5 | Freedom Mortgage Corporation Boca Raton, FL | 228 | 4.3% |
| 6 | CMG Mortgage Inc San Ramon, IL | 190 | 3.6% |
| 7 | Guild Mortgage Company San Diego, CA | 150 | 2.8% |
| 8 | Maine Community Bank Portland, ME | 125 | 2.3% |
| 9 | First National Bank Damariscotta, ME | 111 | 2.1% |
| 10 | University Credit Union Orono, ME | 90 | 1.7% |
Top Cash-Out Refinance Lenders in Maine
226 lenders made 5,224 cash-out refinance loans worth $1.2 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 366 | 7.0% |
| 2 | The Camden National Bank Camden, ME | 319 | 6.1% |
| 3 | Town and Country Federal Credi South Portland, ME | 191 | 3.7% |
| 4 | Amerisave Mortgage Company Sandy Springs, GA | 150 | 2.9% |
| 5 | Maine Savings Federal Credit Union Hampden, ME | 132 | 2.5% |
| 6 | Guild Mortgage Company San Diego, CA | 126 | 2.4% |
| 7 | Norway Savings Bank Norway, ME | 121 | 2.3% |
| 8 | Newrez LLC Fort Washington, PA | 119 | 2.3% |
| 9 | Evergreen Credit Union Portland, ME | 117 | 2.2% |
| 10 | Seaboard Federal Credit Union Bucksport, ME | 117 | 2.2% |
Top FHA Lenders in Maine
121 lenders made 3,330 FHA loans worth $963.7 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 417 | 12.5% |
| 2 | Guild Mortgage Company San Diego, CA | 362 | 10.9% |
| 3 | CMG Mortgage Inc San Ramon, IL | 243 | 7.3% |
| 4 | Bangor Savings Bank Bangor, ME | 144 | 4.3% |
| 5 | Freedom Mortgage Corporation Boca Raton, FL | 140 | 4.2% |
| 6 | Mutual of Omaha Mortgage Lombard, IL | 88 | 2.6% |
| 7 | PennyMac Loan Services LLC Westlake Village, CA | 85 | 2.6% |
| 8 | New American Funding, Llc. Tustin, CA | 81 | 2.4% |
| 9 | Fairway Independent Mort Corp Madison, WI | 81 | 2.4% |
| 10 | Northpoint Mortgage, Inc. Sturbridge, MA | 77 | 2.3% |
Top VA Lenders in Maine
122 lenders made 2,347 VA loans worth $844.4 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 442 | 18.8% |
| 2 | United Wholesale Mortgage Plymouth, MI | 342 | 14.6% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 168 | 7.2% |
| 4 | CMG Mortgage Inc San Ramon, IL | 116 | 4.9% |
| 5 | New Day Financial, Llc. West Palm Beach, FL | 75 | 3.2% |
| 6 | Navy Federal Credit Union Vienna, VA | 72 | 3.1% |
| 7 | Guild Mortgage Company San Diego, CA | 67 | 2.9% |
| 8 | Newrez LLC Fort Washington, PA | 58 | 2.5% |
| 9 | USAA Federal Savings Bank San Antonio, TX | 55 | 2.3% |
| 10 | loanDepot.com LLC Irvine, CA | 51 | 2.2% |
Top USDA Lenders in Maine
38 lenders made 289 USDA loans worth $64.1 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Bangor Savings Bank Bangor, ME | 52 | 18.0% |
| 2 | CMG Mortgage Inc San Ramon, IL | 45 | 15.6% |
| 3 | Machias Savings Bank Machias, ME | 35 | 12.1% |
| 4 | Guild Mortgage Company San Diego, CA | 18 | 6.2% |
| 5 | Fairway Independent Mort Corp Madison, WI | 16 | 5.5% |
| 6 | Cuso Mortgage Corporation Hampden, ME | 15 | 5.2% |
| 7 | Skowhegan Savings Bank Skowhegan, ME | 12 | 4.2% |
| 8 | Northpoint Mortgage, Inc. Sturbridge, MA | 11 | 3.8% |
| 9 | The Camden National Bank Camden, ME | 10 | 3.5% |
| 10 | Kind Lending, LLC Irvine, CA | 8 | 2.8% |
Get the lender lists
The Maine mortgage lender list has the 94 lenders based in Maine, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($49 for 2025, $98 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Maine lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Maine.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Maine. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Maine
Maine mortgage data by county and metro area · mortgage lenders by city in Maine
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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