Top 100 Home Purchase Lenders of 2025
In 2025, 4,605 lenders made 3,592,033 home purchase loans worth $1.45 trillion, according to Home Mortgage Disclosure Act (HMDA) data. The 10 largest made 23% of them. United Wholesale Mortgage tops this ranking with 237,650 home purchase loans ($93.6 billion).
The 100 largest home purchase lenders, 2025
Ranked by the number of home purchase loans each lender made (originated) in 2025, nationwide. Click a column to re-sort, for example by loan volume; click a lender for its full HMDA history.
| # | Lender | Based in | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|---|
| 1 | United Wholesale Mortgage | Plymouth, MI | 237,650 | $93.6B | $394,000 | 6.6% | 9.6% |
| 2 | Crosscountry Mortgage, LLC | Cleveland, OH | 94,293 | $38.2B | $405,000 | 2.6% | 2.8% |
| 3 | Guild Mortgage Company | San Diego, CA | 70,983 | $22.2B | $312,000 | 2.0% | 3.7% |
| 4 | DHI Mortgage Company, Ltd. | Austin, TX | 69,140 | $23.4B | $339,000 | 1.9% | 16.3% |
| 5 | Mortgage Research Center | Columbia, MO | 68,354 | $22.6B | $330,000 | 1.9% | 9.6% |
| 6 | Fairway Independent Mort Corp | Madison, WI | 64,285 | $20.9B | $325,000 | 1.8% | 4.7% |
| 7 | CMG Mortgage Inc | San Ramon, IL | 57,133 | $21.8B | $382,000 | 1.6% | 4.2% |
| 8 | Lennar Mortgage, LLC | Miami, FL | 56,929 | $19.9B | $350,000 | 1.6% | 16.3% |
| 9 | JPMorgan Chase Bank, NA | Columbus, OH | 56,751 | $37.2B | $656,000 | 1.6% | 11.3% |
| 10 | Guaranteed Rate, Inc. | Chicago, IL | 53,646 | $22.3B | $416,000 | 1.5% | 5.0% |
| 11 | Movement Mortgage, LLC | Indian Land, SC | 46,900 | $15.8B | $337,000 | 1.3% | 3.6% |
| 12 | loanDepot.com LLC | Irvine, CA | 40,418 | $14.6B | $362,000 | 1.1% | 13.7% |
| 13 | New American Funding, Llc. | Tustin, CA | 40,029 | $12.1B | $303,000 | 1.1% | 5.4% |
| 14 | PennyMac Loan Services LLC | Westlake Village, CA | 36,527 | $17.7B | $485,000 | 1.0% | 13.7% |
| 15 | US Bank, N.A. | Cincinnati, OH | 31,229 | $18.3B | $587,000 | 0.9% | 14.8% |
| 16 | Navy Federal Credit Union | Vienna, VA | 30,361 | $11.3B | $374,000 | 0.8% | 12.9% |
| 17 | Union Home Mortgage Corp. | Strongsville, OH | 28,451 | $8.7B | $305,000 | 0.8% | 5.4% |
| 18 | 21st Mortgage | Knoxville, TN | 27,507 | $3.3B | $118,000 | 0.8% | 71.5% |
| 19 | Bank of America NA | Westlake Village, CA | 26,781 | $18.1B | $677,000 | 0.7% | 23.9% |
| 20 | Newrez LLC | Fort Washington, PA | 26,464 | $10.7B | $405,000 | 0.7% | 10.5% |
| 21 | Wells Fargo Bank NA | Minneapolis, MN | 25,910 | $21.6B | $833,000 | 0.7% | 16.1% |
| 22 | The Loan Store, Inc | Tucson, AZ | 25,279 | $10.3B | $409,000 | 0.7% | 5.5% |
| 23 | Kind Lending, LLC | Irvine, CA | 22,907 | $8.8B | $382,000 | 0.6% | 23.4% |
| 24 | Primelending | Dallas, TX | 21,875 | $7.1B | $326,000 | 0.6% | 4.7% |
| 25 | American Pacific Mortgage Corporation | Roseville, CA | 20,981 | $7.2B | $345,000 | 0.6% | 7.8% |
| 26 | Vanderbilt Mortgage and Finance, Inc | Maryville, TN | 19,706 | $4.2B | $212,000 | 0.5% | 68.1% |
| 27 | Paramount Residential Mortgage | Corona, CA | 19,229 | $7.4B | $385,000 | 0.5% | 4.9% |
| 28 | Kiavi Funding, Inc. | San Francisco, CA | 18,845 | $6.3B | $334,000 | 0.5% | 8.5% |
| 29 | Pulte Mortgage LLC | Denver, CO | 18,821 | $8.1B | $433,000 | 0.5% | 15.3% |
| 30 | Prosperity Home Mortgage, LLC | Chantilly, VA | 17,394 | $6.7B | $388,000 | 0.5% | 4.5% |
| 31 | NFM, Inc | Linthicum, MD | 16,534 | $6.4B | $384,000 | 0.5% | 2.2% |
| 32 | NVR Mortgage Finance, Inc. | Pittsburgh, PA | 16,403 | $6.0B | $368,000 | 0.5% | 20.7% |
| 33 | Huntington National Bank | Columbus, OH | 14,880 | $5.7B | $382,000 | 0.4% | 9.4% |
| 34 | Triad Financial Services, Inc. | Jacksonville, FL | 14,513 | $1.6B | $112,000 | 0.4% | 51.4% |
| 35 | Zillow Home Loans, LLC | Irvine, CA | 14,270 | $4.7B | $331,000 | 0.4% | 7.3% |
| 36 | Everett Financial, Inc. | Dallas, TX | 13,687 | $4.1B | $299,000 | 0.4% | 7.2% |
| 37 | Flat Branch Mortgage, Inc. | Columbia, MO | 13,674 | $3.2B | $236,000 | 0.4% | 1.1% |
| 38 | Guaranteed Rate Affinity, LLC | Chicago, IL | 13,502 | $5.9B | $434,000 | 0.4% | 5.0% |
| 39 | Lower, LLC | Columbia, MD | 13,349 | $4.3B | $322,000 | 0.4% | 6.8% |
| 40 | Ark-La-Tex Financial Services LLC | Plano, TX | 13,277 | $4.2B | $314,000 | 0.4% | 2.9% |
| 41 | Truist Bank | Raleigh, NC | 12,944 | $7.9B | $613,000 | 0.4% | 13.5% |
| 42 | Atlantic Bay Mortgage Group | Virginia Beach, VA | 11,828 | $3.6B | $304,000 | 0.3% | 1.7% |
| 43 | Plains Commerce Bank | Hoven, SD | 11,307 | $4.0B | $352,000 | 0.3% | 9.2% |
| 44 | PNC Bank N.A. | Pittsburgh, PA | 11,176 | $7.2B | $648,000 | 0.3% | 17.5% |
| 45 | Citizens Bank, NA | Providence, RI | 10,988 | $7.2B | $656,000 | 0.3% | 20.6% |
| 46 | Freedom Mortgage Corporation | Boca Raton, FL | 10,871 | $4.4B | $402,000 | 0.3% | 14.6% |
| 47 | Plaza Home Mortgage, Inc | San Diego, CA | 10,705 | $3.3B | $312,000 | 0.3% | 27.2% |
| 48 | State Employees' Credit Union | Raleigh, NC | 10,586 | $3.2B | $298,000 | 0.3% | 16.3% |
| 49 | Ameris Bank | Atlanta, GA | 10,468 | $3.9B | $374,000 | 0.3% | 4.9% |
| 50 | American Financial Network, Inc. | Brea, CA | 10,172 | $3.7B | $368,000 | 0.3% | 14.0% |
| 51 | American Neighborhood Mortgage Acceptance Company | Mt. Laurel, NJ | 10,171 | $3.6B | $351,000 | 0.3% | 3.7% |
| 52 | Cardinal Financial Company, Li | Charlotte, NC | 9,960 | $2.7B | $269,000 | 0.3% | 9.0% |
| 53 | Ocmbc, Inc. | Irvine, CA | 9,882 | $4.3B | $430,000 | 0.3% | 11.5% |
| 54 | Click N' Close, Inc. | Addison, TX | 9,865 | $2.2B | $221,000 | 0.3% | 7.3% |
| 55 | Greenstate Credit Union | North Liberty, IA | 9,844 | $2.1B | $214,000 | 0.3% | 9.4% |
| 56 | USAA Federal Savings Bank | San Antonio, TX | 9,750 | $3.5B | $357,000 | 0.3% | 34.8% |
| 57 | A&D Mortgage LLC | Ft. Lauderdale, FL | 9,681 | $3.9B | $402,000 | 0.3% | 10.3% |
| 58 | Fifth Third Bank, National Association | Cincinnati, OH | 9,391 | $3.7B | $397,000 | 0.3% | 16.4% |
| 59 | American Financial Resources LLC | Parsippany, NJ | 9,328 | $2.8B | $299,000 | 0.3% | 7.0% |
| 60 | Citibank, NA | New York, NY | 9,185 | $11.4B | $1,239,000 | 0.3% | 10.4% |
| 61 | Provident Funding Associates | Santa Rosa, CA | 8,993 | $4.0B | $440,000 | 0.3% | 7.1% |
| 62 | Ruoff Mortgage Company | Fort Wayne, IN | 8,902 | $2.0B | $225,000 | 0.2% | 3.6% |
| 63 | Kbhs Home Loans, LLC | Chicago, IL | 8,815 | $3.5B | $397,000 | 0.2% | 9.8% |
| 64 | Taylor Morrison Home Funding, Inc. | Maitland, FL | 8,811 | $4.1B | $464,000 | 0.2% | 15.6% |
| 65 | First Community Mortgage, Inc. | Murfreesboro, TN | 8,443 | $2.6B | $307,000 | 0.2% | 6.1% |
| 66 | Primary Residential Mortgage, Inc. | Salt Lake City, UT | 8,389 | $2.5B | $293,000 | 0.2% | 6.0% |
| 67 | Bell Bank | Fargo, ND | 8,298 | $3.0B | $365,000 | 0.2% | 2.9% |
| 68 | Mutual of Omaha Mortgage | Lombard, IL | 8,010 | $3.1B | $384,000 | 0.2% | 5.9% |
| 69 | T2 Financial LLC | Westerville, OH | 7,962 | $2.6B | $328,000 | 0.2% | 6.2% |
| 70 | Cadence Bank | Tupelo, MS | 7,831 | $3.3B | $421,000 | 0.2% | 9.2% |
| 71 | Regions Bank | Birmingham, AL | 7,814 | $3.5B | $452,000 | 0.2% | 19.1% |
| 72 | Lake Michigan Credit Union | Grand Rapids, MI | 7,792 | $3.2B | $411,000 | 0.2% | 3.4% |
| 73 | M&T Bank | Buffalo, NY | 7,574 | $4.0B | $529,000 | 0.2% | 13.0% |
| 74 | Canopy Mortgage, LLC | Lindon, UT | 7,521 | $2.5B | $338,000 | 0.2% | 2.3% |
| 75 | Morgan Stanley Private Bank NA | Purchase, NY | 7,314 | $7.9B | $1,081,000 | 0.2% | 2.7% |
| 76 | Ixonia Bank | Ixonia, WI | 7,295 | $2.1B | $292,000 | 0.2% | 4.2% |
| 77 | First Colony Mortgage Corporat | Orem, UT | 7,047 | $2.8B | $393,000 | 0.2% | 4.9% |
| 78 | First Heritage Mortgage, LLC | Fairfax, VA | 7,013 | $2.9B | $408,000 | 0.2% | 4.1% |
| 79 | M/I Financial. LLC | Columbus, OH | 7,002 | $2.9B | $408,000 | 0.2% | 2.8% |
| 80 | First National Bank of Pa | Hermitage, PA | 6,971 | $3.1B | $451,000 | 0.2% | 12.4% |
| 81 | Synergy One Lending, Inc. | San Diego, CA | 6,924 | $2.4B | $342,000 | 0.2% | 6.5% |
| 82 | Equity Prime Mortgage LLC | Atlanta, GA | 6,881 | $2.0B | $286,000 | 0.2% | 14.8% |
| 83 | Luminate Bank | Minneapolis, MN | 6,864 | $2.5B | $362,000 | 0.2% | 3.6% |
| 84 | Cornerstone Capital Bank, SSB | Houston, TX | 6,594 | $2.7B | $414,000 | 0.2% | 1.9% |
| 85 | Gateway First Bank | Jenks, OK | 6,585 | $1.7B | $257,000 | 0.2% | 3.6% |
| 86 | Arvest Bank | Tulsa, OK | 6,583 | $2.2B | $341,000 | 0.2% | 7.5% |
| 87 | Inspire Home Loans Inc. | Newport Beach, CA | 6,582 | $2.4B | $360,000 | 0.2% | 11.9% |
| 88 | Amwest Funding Corp | Brea, CA | 6,551 | $2.7B | $419,000 | 0.2% | 6.2% |
| 89 | Das Acquisition Company, LLC | Saint Louis, MO | 6,504 | $1.8B | $273,000 | 0.2% | 2.4% |
| 90 | Waterstone Mortgage Corporation | Brookfield, WI | 6,432 | $1.8B | $284,000 | 0.2% | 3.7% |
| 91 | Highlands Residential Mortgage, Ltd. | Allen, TX | 6,184 | $2.1B | $333,000 | 0.2% | 2.1% |
| 92 | Flagstar Bank NA | Troy, MI | 6,172 | $2.4B | $382,000 | 0.2% | 32.3% |
| 93 | V.I.P. Mortgage, Inc. | Scottsdale, AZ | 6,167 | $2.3B | $378,000 | 0.2% | 2.8% |
| 94 | Stockton Mortgage Corporation | Frankfort, KY | 6,068 | $1.6B | $261,000 | 0.2% | 5.9% |
| 95 | Better Mortgage Corporation | New York, NY | 6,060 | $2.6B | $429,000 | 0.2% | 25.3% |
| 96 | Gold Star Mortgage Financial Group, Corporation | Ann Arbor, MI | 6,045 | $1.8B | $292,000 | 0.2% | 4.8% |
| 97 | Change Lending | Anaheim, CA | 6,000 | $3.0B | $504,000 | 0.2% | 9.1% |
| 98 | Cornerstone First Mortgage, LLC | San Diego, CA | 5,948 | $2.3B | $380,000 | 0.2% | 4.0% |
| 99 | TD Bank | Mount Laurel, NJ | 5,927 | $4.1B | $698,000 | 0.2% | 23.0% |
| 100 | Sierra Pacific Mortgage Co. Inc | Folsom, CA | 5,920 | $2.4B | $397,000 | 0.2% | 7.7% |
Get the numbers for every lender, not just the top 100
The U.S. mortgage lender list has all 17,667 lenders that have reported HMDA data since 2003, with addresses, phone numbers and each lender's applications and dollar volume every year through 2025. The 2025 detail file breaks every lender's business down by loan type (conventional, FHA, VA, USDA), loan purpose, outcome and denial reason. Excel or CSV: $498 for 2025, $998 for 2003–2025.
See what's in the U.S. lender list Lender lists by stateHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans a lender bought from other lenders are not counted, so each loan counts once, for the lender that made it.
- Market share is the lender's share of all 3,592,033 home purchase loans made in the U.S. in 2025.
- Denial rate is applications the lender denied, divided by applications it approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out of the ranking.
More lender rankings
- Top Mortgage lenders of 2025
- Top Refinance lenders of 2025
- Top Cash-Out Refinance lenders of 2025
- Top FHA lenders of 2025
- Top VA lenders of 2025
- Top USDA lenders of 2025
Top mortgage lenders by state
The lenders that made the most home loans in each state, with the top FHA, VA, purchase and refinance lenders there:
Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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