A&D Mortgage LLC Mortgage Lending & HMDA Data, 2025

In 2025, A&D Mortgage LLC of Ft. Lauderdale, FL reported 24,689 mortgage applications totaling $10.1 billion, up 50% from 2024. The average application was for $410,605, and applicants reported an average income of $260,074. 60% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Miami-Miami Beach-Kendall, FL (2,847), Fort Lauderdale-Pompano Beach-Deerfield Beach, FL (1,557) and New York-Jersey City-White Plains, NY-NJ (1,249) (applications in parentheses).

Mortgage Company & Address A&D Mortgage LLC
899 W. Cypress Creek Road
Ft. Lauderdale, FL 33309
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  
Total Number of Mortgage Applications 24,689
Total Mortgage Loan Application Amount $10,137,445,000
Average Mortgage Loan Application Amount $410,605
Highest Mortgage Loan Application Amount $7,005,000
Average Applicant Income $260,074
Highest Applicant Income $9,517,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records A&D Mortgage LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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Mortgage Loan Application Detail Totals for A&D Mortgage LLC in 2025

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 14,646 $6,118,220,000 $417,000 $4,005,000 $229,000 $9,067,000
Cash-out Refinancing 6,654 $2,333,640,000 $350,000 $7,005,000 $328,000 $9,517,000
Refinancing 3,389 $1,685,585,000 $497,000 $4,515,000 $261,000 $9,063,000
Home Improvement 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 8,636 $3,751,960,000 $434,000 $7,005,000 $257,000 $9,517,000
Hispanic 7,560 $2,699,000,000 $357,000 $4,505,000 $260,000 $9,170,000
Not Provided 4,212 $1,839,240,000 $436,000 $5,005,000 $272,000 $7,177,000
Asian 2,872 $1,333,640,000 $464,000 $4,005,000 $226,000 $5,074,000
Black or African American 1,318 $473,570,000 $359,000 $3,005,000 $192,000 $4,434,000
American Indian or Alaskan Native 70 $31,980,000 $456,000 $4,005,000 $360,000 $8,613,000
Native Hawaiian or Other Pacific Islander 19 $7,575,000 $398,000 $675,000 $137,000 $344,000
Not applicable 2 $480,000 $240,000 $285,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 23,399 $9,636,345,000 $411,000 $7,005,000 $267,000 $9,517,000
FHA-insured (Federal Housing Administration) 1,190 $458,560,000 $385,000 $1,355,000 $112,000 $447,000
VA-guaranteed (Veterans Administration) 100 $42,540,000 $425,000 $1,395,000 $145,000 $492,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 14,692 $5,859,680,000 $398,000 $7,005,000 $234,000 $9,067,000
Application Withdrawn By Applicant 7,109 $3,007,495,000 $423,000 $7,005,000 $288,000 $9,170,000
Application Denied By Financial Institution 2,246 $941,750,000 $419,000 $3,605,000 $250,000 $7,885,000
Application Approved But Not Accepted 262 $105,040,000 $400,000 $1,995,000 $275,000 $3,291,000
Loan Purchased By The Institution 253 $168,165,000 $664,000 $4,515,000 $575,000 $9,517,000
File Closed For Incompleteness 127 $55,315,000 $435,000 $3,005,000 $290,000 $5,009,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 22,443 $9,195,695,000 $409,000 $7,005,000 $254,000 $9,517,000
Collateral 619 $236,475,000 $382,000 $3,505,000 $371,000 $4,660,000
Debt-To-Income Ratio 519 $249,445,000 $480,000 $3,005,000 $123,000 $1,326,000
Other 496 $185,670,000 $374,000 $3,505,000 $319,000 $4,948,000
Credit History 212 $81,550,000 $384,000 $2,105,000 $201,000 $1,836,000
Insufficient Cash (Downpayment, Closing Cost) 139 $59,855,000 $430,000 $2,585,000 $336,000 $4,023,000
Employment History 134 $68,330,000 $509,000 $3,195,000 $392,000 $7,885,000
Unverifiable Information 125 $59,715,000 $477,000 $3,605,000 $274,000 $3,225,000
Credit Application Incomplete 2 $710,000 $355,000 $545,000 $562,000 $1,007,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into A&D Mortgage LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess A&D Mortgage LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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