M/I Financial. LLC Mortgage Lending & HMDA Data, 2025
In 2025, M/I Financial. LLC of Columbus, OH reported 8,501 mortgage applications totaling $3.5 billion, up 1% from 2024. The average application was for $409,359, and applicants reported an average income of $159,077. 82% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Columbus, OH (877), Dallas-Plano-Irving, TX (739) and Houston-The Woodlands-Sugar Land, TX (691) (applications in parentheses).
| Mortgage Company & Address | M/I Financial. LLC 3 Easton Oval, Suite 340 Columbus, OH 43219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,501 |
| Total Mortgage Loan Application Amount | $3,479,965,000 |
| Average Mortgage Loan Application Amount | $409,359 |
| Highest Mortgage Loan Application Amount | $1,265,000 |
| Average Applicant Income | $159,077 |
| Highest Applicant Income | $2,552,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M/I Financial. LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for M/I Financial. LLC in 2025
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,500 | $3,479,330,000 | $409,000 | $1,265,000 | $159,000 | $2,552,000 |
| Refinancing | 1 | $635,000 | $635,000 | $635,000 | $815,000 | $815,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,469 | $1,355,475,000 | $390,000 | $1,005,000 | $160,000 | $1,058,000 |
| Asian | 1,999 | $923,235,000 | $461,000 | $995,000 | $182,000 | $1,144,000 |
| Hispanic | 1,387 | $519,905,000 | $374,000 | $1,035,000 | $130,000 | $1,115,000 |
| Black or African American | 822 | $339,040,000 | $412,000 | $925,000 | $141,000 | $1,330,000 |
| Not Provided | 784 | $325,580,000 | $415,000 | $1,265,000 | $174,000 | $2,552,000 |
| American Indian or Alaskan Native | 32 | $13,530,000 | $422,000 | $845,000 | $137,000 | $423,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,985,000 | $397,000 | $495,000 | $150,000 | $359,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,886 | $2,075,000,000 | $424,000 | $1,265,000 | $184,000 | $2,552,000 |
| FHA-insured (Federal Housing Administration) | 2,723 | $1,021,405,000 | $375,000 | $665,000 | $124,000 | $600,000 |
| VA-guaranteed (Veterans Administration) | 889 | $382,775,000 | $430,000 | $1,035,000 | $138,000 | $714,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $785,000 | $261,000 | $285,000 | $94,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,003 | $2,855,795,000 | $407,000 | $1,035,000 | $159,000 | $2,552,000 |
| Application Approved But Not Accepted | 907 | $390,405,000 | $430,000 | $1,265,000 | $177,000 | $1,330,000 |
| Application Withdrawn By Applicant | 263 | $105,625,000 | $401,000 | $805,000 | $157,000 | $1,144,000 |
| Application Denied By Financial Institution | 231 | $91,165,000 | $394,000 | $785,000 | $106,000 | $428,000 |
| File Closed For Incompleteness | 97 | $36,975,000 | $381,000 | $765,000 | $151,000 | $768,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,270 | $3,388,800,000 | $409,000 | $1,265,000 | $161,000 | $2,552,000 |
| Debt-To-Income Ratio | 143 | $57,425,000 | $401,000 | $785,000 | $96,000 | $285,000 |
| Unverifiable Information | 33 | $13,625,000 | $412,000 | $735,000 | $107,000 | $277,000 |
| Other | 23 | $8,025,000 | $348,000 | $525,000 | $129,000 | $420,000 |
| Credit History | 19 | $7,275,000 | $382,000 | $695,000 | $157,000 | $428,000 |
| Employment History | 8 | $3,250,000 | $406,000 | $525,000 | $91,000 | $154,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,565,000 | $313,000 | $415,000 | $107,000 | $178,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M/I Financial. LLC's 2025 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M/I Financial. LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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