M/I Financial. LLC Mortgage Lending & HMDA Data, 2021
In 2021, M/I Financial. LLC of Columbus, OH reported 7,785 mortgage applications totaling $2.7 billion, up 5% from 2020. The average application was for $345,547, and applicants reported an average income of $129,109. 83% of its applications resulted in an originated loan and 1% were denied. Its largest markets were Tampa-St. Petersburg-Clearwater, FL (694), Minneapolis-St. Paul-Bloomington, MN-WI (666) and Columbus, OH (636) (applications in parentheses).
| Mortgage Company & Address | M/I Financial. LLC 3 Easton Oval, Suite 340 Columbus, OH 43219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,785 |
| Total Mortgage Loan Application Amount | $2,690,085,000 |
| Average Mortgage Loan Application Amount | $345,547 |
| Highest Mortgage Loan Application Amount | $1,125,000 |
| Average Applicant Income | $129,109 |
| Highest Applicant Income | $3,137,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M/I Financial. LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for M/I Financial. LLC in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,768 | $2,684,560,000 | $345,000 | $1,125,000 | $129,000 | $3,137,000 |
| Refinancing | 9 | $2,675,000 | $297,000 | $545,000 | $179,000 | $329,000 |
| Cash-out Refinancing | 6 | $1,670,000 | $278,000 | $545,000 | $144,000 | $390,000 |
| Other Purpose | 2 | $1,180,000 | $590,000 | $805,000 | $284,000 | $468,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,602 | $1,232,310,000 | $342,000 | $835,000 | $133,000 | $2,029,000 |
| Asian | 1,395 | $511,105,000 | $366,000 | $1,125,000 | $140,000 | $3,137,000 |
| Hispanic | 966 | $298,800,000 | $309,000 | $825,000 | $102,000 | $780,000 |
| Black or African American | 801 | $281,735,000 | $351,000 | $855,000 | $111,000 | $558,000 |
| Not Provided | 613 | $215,655,000 | $351,000 | $855,000 | $148,000 | $1,812,000 |
| American Indian or Alaskan Native | 29 | $8,355,000 | $288,000 | $515,000 | $107,000 | $275,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,560,000 | $320,000 | $415,000 | $98,000 | $196,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,088 | $2,129,690,000 | $349,000 | $865,000 | $138,000 | $3,137,000 |
| FHA-insured (Federal Housing Administration) | 984 | $294,260,000 | $299,000 | $435,000 | $91,000 | $1,160,000 |
| VA-guaranteed (Veterans Administration) | 693 | $260,915,000 | $376,000 | $1,125,000 | $107,000 | $540,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $5,220,000 | $261,000 | $335,000 | $72,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,449 | $2,216,185,000 | $343,000 | $1,125,000 | $128,000 | $1,812,000 |
| Application Withdrawn By Applicant | 927 | $325,285,000 | $350,000 | $865,000 | $139,000 | $3,137,000 |
| Application Approved But Not Accepted | 289 | $107,475,000 | $371,000 | $745,000 | $146,000 | $639,000 |
| Application Denied By Financial Institution | 96 | $32,830,000 | $341,000 | $755,000 | $86,000 | $350,000 |
| File Closed For Incompleteness | 24 | $8,310,000 | $346,000 | $825,000 | $157,000 | $806,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,689 | $2,657,255,000 | $345,000 | $1,125,000 | $130,000 | $3,137,000 |
| Debt-To-Income Ratio | 51 | $17,755,000 | $348,000 | $755,000 | $74,000 | $197,000 |
| Credit History | 21 | $6,975,000 | $332,000 | $515,000 | $97,000 | $216,000 |
| Unverifiable Information | 11 | $3,545,000 | $322,000 | $495,000 | $107,000 | $350,000 |
| Other | 8 | $2,530,000 | $316,000 | $445,000 | $100,000 | $271,000 |
| Employment History | 4 | $1,520,000 | $380,000 | $495,000 | $91,000 | $165,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $505,000 | $505,000 | $505,000 | $94,000 | $94,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M/I Financial. LLC's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M/I Financial. LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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