M/I Financial. LLC Mortgage Lending & HMDA Data, 2022
In 2022, M/I Financial. LLC of Columbus, OH reported 7,759 mortgage applications totaling $3.1 billion, about the same as 2021. The average application was for $394,661, and applicants reported an average income of $141,993. 69% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Columbus, OH (744), Tampa-St. Petersburg-Clearwater, FL (654) and San Antonio-New Braunfels, TX (601) (applications in parentheses).
| Mortgage Company & Address | M/I Financial. LLC 3 Easton Oval, Suite 340 Columbus, OH 43219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,759 |
| Total Mortgage Loan Application Amount | $3,062,175,000 |
| Average Mortgage Loan Application Amount | $394,661 |
| Highest Mortgage Loan Application Amount | $1,085,000 |
| Average Applicant Income | $141,993 |
| Highest Applicant Income | $1,382,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M/I Financial. LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for M/I Financial. LLC in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,758 | $3,061,870,000 | $394,000 | $1,085,000 | $142,000 | $1,382,000 |
| Cash-out Refinancing | 1 | $305,000 | $305,000 | $305,000 | $95,000 | $95,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,246 | $1,210,140,000 | $372,000 | $1,085,000 | $145,000 | $1,382,000 |
| Asian | 1,676 | $721,250,000 | $430,000 | $805,000 | $147,000 | $910,000 |
| Hispanic | 886 | $328,910,000 | $371,000 | $875,000 | $124,000 | $869,000 |
| Black or African American | 819 | $328,825,000 | $401,000 | $785,000 | $127,000 | $816,000 |
| Not Provided | 606 | $242,900,000 | $400,000 | $845,000 | $151,000 | $660,000 |
| American Indian or Alaskan Native | 28 | $10,970,000 | $391,000 | $645,000 | $136,000 | $404,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $3,615,000 | $401,000 | $645,000 | $108,000 | $192,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,176 | $2,460,840,000 | $398,000 | $955,000 | $150,000 | $1,382,000 |
| FHA-insured (Federal Housing Administration) | 889 | $309,275,000 | $347,000 | $555,000 | $106,000 | $371,000 |
| VA-guaranteed (Veterans Administration) | 692 | $291,490,000 | $421,000 | $1,085,000 | $122,000 | $379,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $570,000 | $285,000 | $335,000 | $80,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,321 | $2,050,845,000 | $385,000 | $925,000 | $140,000 | $925,000 |
| Application Approved But Not Accepted | 1,684 | $714,000,000 | $423,000 | $1,085,000 | $151,000 | $687,000 |
| Application Withdrawn By Applicant | 414 | $162,070,000 | $391,000 | $755,000 | $149,000 | $1,382,000 |
| File Closed For Incompleteness | 212 | $82,540,000 | $389,000 | $885,000 | $144,000 | $714,000 |
| Application Denied By Financial Institution | 127 | $52,465,000 | $413,000 | $875,000 | $98,000 | $335,000 |
| Preapproval Approved but not Accepted | 1 | $255,000 | $255,000 | $255,000 | $285,000 | $285,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,632 | $3,009,710,000 | $394,000 | $1,085,000 | $143,000 | $1,382,000 |
| Debt-To-Income Ratio | 79 | $31,515,000 | $398,000 | $745,000 | $84,000 | $216,000 |
| Unverifiable Information | 20 | $9,470,000 | $473,000 | $875,000 | $133,000 | $335,000 |
| Credit History | 19 | $8,015,000 | $421,000 | $815,000 | $106,000 | $279,000 |
| Other | 7 | $2,615,000 | $373,000 | $565,000 | $126,000 | $245,000 |
| Employment History | 1 | $585,000 | $585,000 | $585,000 | $116,000 | $116,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $265,000 | $265,000 | $265,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M/I Financial. LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M/I Financial. LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
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