M/I Financial. LLC Mortgage Lending & HMDA Data, 2013
In 2013, M/I Financial. LLC of Columbus, OH reported 3,294 mortgage applications totaling $798.4 million, up 17% from 2012. The average application was for $242,380, and applicants reported an average income of $101,726. 78% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Columbus, OH (543), Charlotte-Gastonia-Rock Hill, NC-SC (376) and Orlando-Kissimmee-Sanford, FL (326) (applications in parentheses).
| Mortgage Company & Address | M/I Financial. LLC 3 Easton Oval, Suite 340 Columbus, OH 43219 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,294 |
| Total Mortgage Loan Application Amount | $798,401,000 |
| Average Mortgage Loan Application Amount | $242,380 |
| Highest Mortgage Loan Application Amount | $767,000 |
| Average Applicant Income | $101,726 |
| Highest Applicant Income | $1,229,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M/I Financial. LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
Mortgage Loan Application Detail Totals for M/I Financial. LLC in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,114 | $764,034,000 | $245,000 | $767,000 | $102,000 | $1,229,000 |
| Refinancing | 180 | $34,367,000 | $190,000 | $590,000 | $97,000 | $976,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,951 | $465,396,000 | $238,000 | $750,000 | $105,000 | $1,229,000 |
| Asian | 429 | $108,714,000 | $253,000 | $614,000 | $107,000 | $976,000 |
| Black or African American | 420 | $98,690,000 | $234,000 | $581,000 | $84,000 | $401,000 |
| Hispanic | 263 | $63,313,000 | $240,000 | $767,000 | $93,000 | $275,000 |
| Not Provided | 202 | $54,362,000 | $269,000 | $721,000 | $108,000 | $422,000 |
| American Indian or Alaskan Native | 20 | $5,307,000 | $265,000 | $729,000 | $103,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $2,619,000 | $291,000 | $743,000 | $87,000 | $135,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,069 | $502,399,000 | $242,000 | $750,000 | $113,000 | $1,229,000 |
| FHA-insured (Federal Housing Administration) | 771 | $174,330,000 | $226,000 | $743,000 | $81,000 | $326,000 |
| VA-guaranteed (Veterans Administration) | 383 | $106,545,000 | $278,000 | $767,000 | $94,000 | $275,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 71 | $15,127,000 | $213,000 | $453,000 | $60,000 | $93,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,584 | $624,313,000 | $241,000 | $767,000 | $102,000 | $973,000 |
| Application Withdrawn By Applicant | 305 | $72,943,000 | $239,000 | $750,000 | $115,000 | $1,229,000 |
| Application Approved But Not Accepted | 291 | $74,790,000 | $257,000 | $634,000 | $101,000 | $373,000 |
| Application Denied By Financial Institution | 114 | $26,355,000 | $231,000 | $604,000 | $69,000 | $326,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 56 | $13,196,000 | $235,000 | $453,000 | $64,000 | $230,000 |
| Credit History | 35 | $7,408,000 | $211,000 | $401,000 | $70,000 | $162,000 |
| Other | 7 | $2,022,000 | $288,000 | $604,000 | $115,000 | $326,000 |
| Unverifiable Information | 5 | $1,267,000 | $253,000 | $397,000 | $79,000 | $139,000 |
| Employment History | 3 | $555,000 | $185,000 | $205,000 | $49,000 | $55,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $141,000 | $141,000 | $141,000 | $34,000 | $34,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M/I Financial. LLC's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M/I Financial. LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About