Top Mortgage Lenders in Mississippi (2025)
In 2025, 578 lenders made 54,392 home loans worth $10.8 billion in Mississippi, according to Home Mortgage Disclosure Act (HMDA) data. The five largest made 27.2% of them. Trustmark Bank made the most. Below: the top 25 lenders overall, then the top lenders for each kind of loan.
The 25 largest mortgage lenders in Mississippi, 2025
Ranked by the number of home loans each lender made (originated) in Mississippi in 2025, wherever the lender is based.
| # | Lender | Loans made | Loan volume | Avg. loan | Market share | Denial rate |
|---|---|---|---|---|---|---|
| 1 | Trustmark Bank Jackson, MS | 4,094 | $634.0M | $155,000 | 7.5% | 14.0% |
| 2 | Cadence Bank Tupelo, MS | 3,510 | $622.7M | $177,000 | 6.5% | 22.1% |
| 3 | Community Bank of Mississippi Flowood, MS | 3,017 | $445.3M | $148,000 | 5.5% | 9.7% |
| 4 | Renasant Bank Johns Creek, GA | 2,189 | $411.2M | $188,000 | 4.0% | 17.0% |
| 5 | Bankplus Ridgeland, MS | 1,973 | $451.7M | $229,000 | 3.6% | 12.2% |
| 6 | Regions Bank Birmingham, AL | 1,886 | $302.1M | $160,000 | 3.5% | 49.7% |
| 7 | United Wholesale Mortgage Plymouth, MI | 1,430 | $369.1M | $258,000 | 2.6% | 16.4% |
| 8 | Mortgage Research Center Columbia, MO | 1,220 | $324.1M | $266,000 | 2.2% | 28.8% |
| 9 | 21st Mortgage Knoxville, TN | 1,068 | $120.1M | $112,000 | 2.0% | 74.0% |
| 10 | Keesler Federal Credit Union Biloxi, MS | 1,066 | $174.9M | $164,000 | 2.0% | 47.5% |
| 11 | Triad Financial Services, Inc. Jacksonville, FL | 1,014 | $122.6M | $121,000 | 1.9% | 34.4% |
| 12 | Guaranty Bank & Trust Company Belzoni, MS | 973 | $223.6M | $230,000 | 1.8% | 18.6% |
| 13 | Bankfirst Financial Services Macon, MS | 869 | $165.3M | $190,000 | 1.6% | 8.0% |
| 14 | Guild Mortgage Company San Diego, CA | 808 | $168.9M | $209,000 | 1.5% | 7.1% |
| 15 | CMG Mortgage Inc San Ramon, IL | 771 | $161.8M | $210,000 | 1.4% | 7.2% |
| 16 | Freedom Mortgage Corporation Boca Raton, FL | 694 | $183.0M | $264,000 | 1.3% | 13.8% |
| 17 | DHI Mortgage Company, Ltd. Austin, TX | 645 | $184.4M | $286,000 | 1.2% | 20.6% |
| 18 | loanDepot.com LLC Irvine, CA | 638 | $111.3M | $175,000 | 1.2% | 35.0% |
| 19 | Navy Federal Credit Union Vienna, VA | 633 | $125.1M | $198,000 | 1.2% | 35.7% |
| 20 | Priorityone Bank Magee, MS | 612 | $130.4M | $213,000 | 1.1% | 9.3% |
| 21 | PennyMac Loan Services LLC Westlake Village, CA | 603 | $122.5M | $203,000 | 1.1% | 22.5% |
| 22 | New American Funding, Llc. Tustin, CA | 571 | $115.4M | $202,000 | 1.0% | 20.9% |
| 23 | American Mortgage Bank Oklahoma City, OK | 546 | $95.6M | $175,000 | 1.0% | 4.7% |
| 24 | Crosscountry Mortgage, LLC Cleveland, OH | 539 | $129.5M | $240,000 | 1.0% | 7.1% |
| 25 | Hancock Whitney Bank Gulfport, MS | 480 | $95.8M | $200,000 | 0.9% | 29.0% |
Top Home Purchase Lenders in Mississippi
500 lenders made 29,745 home purchase loans worth $6.9 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Trustmark Bank Jackson, MS | 2,282 | 7.7% |
| 2 | Cadence Bank Tupelo, MS | 1,478 | 5.0% |
| 3 | Community Bank of Mississippi Flowood, MS | 1,089 | 3.7% |
| 4 | Renasant Bank Johns Creek, GA | 1,060 | 3.6% |
| 5 | 21st Mortgage Knoxville, TN | 1,053 | 3.5% |
| 6 | Mortgage Research Center Columbia, MO | 1,039 | 3.5% |
| 7 | Triad Financial Services, Inc. Jacksonville, FL | 1,014 | 3.4% |
| 8 | Bankplus Ridgeland, MS | 934 | 3.1% |
| 9 | Guild Mortgage Company San Diego, CA | 772 | 2.6% |
| 10 | Guaranty Bank & Trust Company Belzoni, MS | 707 | 2.4% |
Top Refinance Lenders in Mississippi
297 lenders made 11,066 refinance loans worth $2.1 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Community Bank of Mississippi Flowood, MS | 1,279 | 11.6% |
| 2 | Cadence Bank Tupelo, MS | 908 | 8.2% |
| 3 | Trustmark Bank Jackson, MS | 889 | 8.0% |
| 4 | Renasant Bank Johns Creek, GA | 610 | 5.5% |
| 5 | Bankplus Ridgeland, MS | 608 | 5.5% |
| 6 | Freedom Mortgage Corporation Boca Raton, FL | 477 | 4.3% |
| 7 | United Wholesale Mortgage Plymouth, MI | 462 | 4.2% |
| 8 | Regions Bank Birmingham, AL | 435 | 3.9% |
| 9 | Bankfirst Financial Services Macon, MS | 361 | 3.3% |
| 10 | PennyMac Loan Services LLC Westlake Village, CA | 216 | 2.0% |
Top Cash-Out Refinance Lenders in Mississippi
229 lenders made 5,331 cash-out refinance loans worth $986.0 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | United Wholesale Mortgage Plymouth, MI | 326 | 6.1% |
| 2 | Amerisave Mortgage Company Sandy Springs, GA | 250 | 4.7% |
| 3 | loanDepot.com LLC Irvine, CA | 192 | 3.6% |
| 4 | Freedom Mortgage Corporation Boca Raton, FL | 150 | 2.8% |
| 5 | New Day Financial, Llc. West Palm Beach, FL | 143 | 2.7% |
| 6 | PennyMac Loan Services LLC Westlake Village, CA | 129 | 2.4% |
| 7 | Keesler Federal Credit Union Biloxi, MS | 128 | 2.4% |
| 8 | Newrez LLC Fort Washington, PA | 119 | 2.2% |
| 9 | Nationstar Mortgage Coppell, TX | 107 | 2.0% |
| 10 | Carrington Mortgage Services LLC Orange, CA | 102 | 1.9% |
Top FHA Lenders in Mississippi
218 lenders made 9,479 FHA loans worth $2.2 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Trustmark Bank Jackson, MS | 809 | 8.5% |
| 2 | United Wholesale Mortgage Plymouth, MI | 386 | 4.1% |
| 3 | Cadence Bank Tupelo, MS | 380 | 4.0% |
| 4 | Guild Mortgage Company San Diego, CA | 302 | 3.2% |
| 5 | CMG Mortgage Inc San Ramon, IL | 287 | 3.0% |
| 6 | Renasant Bank Johns Creek, GA | 279 | 2.9% |
| 7 | DHI Mortgage Company, Ltd. Austin, TX | 273 | 2.9% |
| 8 | New American Funding, Llc. Tustin, CA | 263 | 2.8% |
| 9 | American Mortgage Bank Oklahoma City, OK | 233 | 2.5% |
| 10 | Freedom Mortgage Corporation Boca Raton, FL | 232 | 2.4% |
Top VA Lenders in Mississippi
194 lenders made 5,887 VA loans worth $1.7 billion in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | Mortgage Research Center Columbia, MO | 1,107 | 18.8% |
| 2 | United Wholesale Mortgage Plymouth, MI | 497 | 8.4% |
| 3 | Freedom Mortgage Corporation Boca Raton, FL | 430 | 7.3% |
| 4 | Navy Federal Credit Union Vienna, VA | 226 | 3.8% |
| 5 | DHI Mortgage Company, Ltd. Austin, TX | 222 | 3.8% |
| 6 | New Day Financial, Llc. West Palm Beach, FL | 218 | 3.7% |
| 7 | Trustmark Bank Jackson, MS | 183 | 3.1% |
| 8 | PennyMac Loan Services LLC Westlake Village, CA | 144 | 2.4% |
| 9 | CMG Mortgage Inc San Ramon, IL | 143 | 2.4% |
| 10 | loanDepot.com LLC Irvine, CA | 108 | 1.8% |
Top USDA Lenders in Mississippi
96 lenders made 1,249 USDA loans worth $227.4 million in 2025. Nationwide ranking
| # | Lender | Loans made | Market share |
|---|---|---|---|
| 1 | CMG Mortgage Inc San Ramon, IL | 117 | 9.4% |
| 2 | Renasant Bank Johns Creek, GA | 84 | 6.7% |
| 3 | Trustmark Bank Jackson, MS | 70 | 5.6% |
| 4 | American Mortgage Bank Oklahoma City, OK | 68 | 5.4% |
| 5 | Magnolia Bank Hodgenville, KY | 68 | 5.4% |
| 6 | First Community Mortgage, Inc. Murfreesboro, TN | 50 | 4.0% |
| 7 | Cadence Bank Tupelo, MS | 43 | 3.4% |
| 8 | Stockton Mortgage Corporation Frankfort, KY | 42 | 3.4% |
| 9 | Guild Mortgage Company San Diego, CA | 34 | 2.7% |
| 10 | Community Bank of Mississippi Flowood, MS | 32 | 2.6% |
Get the lender lists
The Mississippi mortgage lender list has the 121 lenders based in Mississippi, with addresses, phone numbers and their applications and dollar volume every year since 2003 ($59 for 2025, $118 for 2003–2025). The U.S. lender list has all 17,667 lenders, including the national lenders ranked above.
Mississippi lender list U.S. lender listHow this ranking works
- Source: the loan records lenders filed for 2025 under the Home Mortgage Disclosure Act, published by the FFIEC and the CFPB in 2026, totaled by lender for homes in Mississippi.
- Lenders are ranked by loans made, the number of loans they originated; loan volume is those loans' total amount. Loans bought from other lenders are not counted.
- Market share is the lender's share of all such loans made in Mississippi. Denial rate is applications denied, divided by applications approved or denied.
- Lenders are listed under the name and city on their HMDA filing. Lenders that have asked not to appear on AllMortgageDetail are left out.
More on Mississippi
Mississippi mortgage data by county and metro area · mortgage lenders by city in Mississippi
Nationwide rankings: All loans · Purchase · Refinance · Cash-out refi · FHA · VA · USDA
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